Chapter 31 Restructuring Loans
Xia Wei was dazed by the dunning, she thought that she should write her own thoughts, maybe she could improve the current situation, and she began to write some articles to publish on literary websites. She felt that writing was a joy for her, so she began to use her lunch break every day to write.
Writing can make people happy, but it can also reflect on the past and think about the future. Sitting in front of the computer, she has a lot of thoughts, the recent debt has caused her to be anxious, her mood has deteriorated, and some bad things are always floating in front of her.
Xia Wei remembered that year, in the small vegetable garden in the family area, the pumpkins grown by her family grew well, and there were countless large and small pumpkins lying under the lush leaves, among which there was a large pumpkin lying in the grass on the side of the road.
One morning, Xia Wei suddenly found that the pumpkin was covered with a lot of feces and straw paper, she was not only nauseous, but also scolded in her heart: "Which villain does such a thing, it will be punished by God." However, every day after that, she would see new stool covering the pumpkin. She began to pay attention, and slowly found that this kind of thing only happened when Xiaoqing was on the night shift, could it be that Xiaoqing did it? Xia Wei couldn't figure it out, she couldn't finish it at home, and the vegetables were all distributed to her colleagues to eat, why did this person do this?
Later, she found that the vegetable leaves in her field were burnt yellow, and she went to check on them, and it turned out that the workers hired by the hospital were weeding the yard with herbicide. Xia Wei found him and said to him: "Don't use herbicides to weed, you can use a hoe to weed, herbicides can't be used in the vegetable garden, and there is no grass in the vegetable garden, herbicides can't be glued to vegetables, this potion is very toxic, I have read agricultural magazines, and in the fields where herbicides have been used, plants that grow fruits in the soil cannot be planted for three years." ”
Xiao Gong looked at Xia Wei and said, "We all use this potion to weed at home, and no one tells us that this potion is poisonous, so why do you sell it in the store if you can't use it?" Don't make a fuss, we didn't eat much, I'm kind enough to weed your field. ”
"There is no grass in my field, why do you need to use medicine to control weeds?" Xia Wei looked a little angry.
"I've put herbicidal water in your fields, and the grass won't grow anymore." The little worker looked a little aggrieved.
"Thank you for your kindness, but the country's propaganda of these pesticides is not in place, and you have not yet mastered how to use pesticides correctly, so that you regard it as a panacea. But, you know what? Pesticides are poisonous! The grass in the field can be pulled by hand, there is no need to use herbicides, and there is no preventive effect! You are still the team leader of the production team, why don't you understand this knowledge? Xia Wei felt sad.
The worker continued to spray pesticides in the flower bed in the yard, and in a flower bed near the toilet, the trunk of the surrounding rat thorns was black, and the trunk was scattered with small bags, Xia Wei pricked the bags with branches, and the inside was full of red liquid, like blood. The trunk of the tree was dying, Xia Wei thought, maybe it was the object in the bag that destroyed the tree. Xiao Gong said: "I have pesticide this tree several times a year, I have used any pesticides, but it does not work against this germ, this germ seems to be contagious, and the holly trees in other flower beds also have this germ, I am afraid that these trees have cancer." ”
Xia Wei looked at the workers and said in unison: "You also know that trees can have cancer, maybe you spray pesticides too often, you can spray some pesticides if there are insects on the trees, and the grass in the flower bed is still pulled by hand, or it is better to remove it with a hoe, why use herbicides?" ”
"It's convenient."
Xia Wei looked at him blankly, she knew that the small worker would not listen to herself, and her colleagues all discussed: "In this way, he can be reimbursed for the money to buy pesticides, and how much can he earn by pulling weeds by hand?" "What a breakthrough! People, why do you always put money first?
Xia Wei wrote on the desk, the more she was excited, and the dark days came to her mind.
In those days, the day was as dark as the night, the smog shrouded the sky, and even the pedestrians on the road could not be seen by the car, and I couldn't go to the unit in the morning, and when I got home from work, my eyes and nose were full of black dust, Xia Wei kept asking herself: Why did the environmental protection go, and where was the supervision?
In the morning, Xia Wei came to the unit half an hour in advance as usual, because she had to go into the house to give the people a physical examination, so she had to leave on time half an hour in advance every day to go to the natural villages for a physical examination.
When they came to the village, the village doctor arranged a place for a medical examination at the home of a farmer, and everyone was looking for their own place to work, some colleagues put tables and benches in the outdoor yard, and some people were indoors. Xia Wei's place of work is arranged in the indoor living room, which has a front door and a back door, a small courtyard at the back, and a commode in the corner of the courtyard, which is a place for men to urinate and urinate, and women are in a room next to the living room to urinate and urinate for physical examination.
This day, is the first day of this winter, the temperature drops, the weather is gloomy, mixed with the northwest wind, the front and rear doors of the hall wind blowing on the body is very cold, during the physical examination, because of the busyness did not feel cold or not cold, until the end of the physical examination is already eleven o'clock in the morning, Xia Wei only then felt the wind blowing to the body, the whole body did not feel a little warm. Everyone packed up the items for the physical examination and was about to leave when Xia Wei's mobile phone rang, and she was not surprised when she saw the number, it was the call from the police station again, a few days ago, the police station had already called to contact her. She was embarrassed to answer, so she let the phone ring, and her colleagues reminded her that she had a phone, so she couldn't answer it, and picked up her mobile phone while getting in the car: "Xia Wei, hello!" I'm from the police station. Xia Wei promised repeatedly: "Hello! I'm Xia Wei, I have something to do now, I'll call you back later. ”
"Okay", the other end of the phone reluctantly agreed.
Xia Wei returned to the unit and immediately called the police station back, and the other end of the phone urged her to repay the loan quickly, otherwise she would come to the unit to find her, she told the people at the police station that she had raised 1,000 yuan to pay back the card the day before, but the people at the police station asked her to pay back a little more.
Hung up the phone has passed the time for the canteen to eat, fortunately, the eldest sister of the canteen left a meal, she ate hastily, came to the office and the phone rang again, she picked up the phone, it turned out to be the bank that reported the crime. The bank's customer service told her to let her restructure the loan with the remaining unpaid money, so as to reduce the pressure of repayment, Xia Wei agreed to think about it and hung up the phone, at this time she felt a little dizzy, and lay on the table for a while, this time she couldn't get up, her eyes were swollen and her eyes were swollen, and her head was dizzy.
In the afternoon, I was absent-minded about doing materials, and I finally stayed up until I got off work. When I returned home, I boiled some boiling water, flushed the hot water bag and plunged into the quilt, and used the warm water bag to warm the forehead and the top of the head, and I felt much more comfortable. At this time, the mobile phone rang again, and when she saw that it was her mother calling, she breathed a sigh of relief, and then she remembered that she didn't call her mother to say that she wouldn't eat at night. Since the divorce, her parents let Xia Wei have dinner at their place, so that she would not be busy alone, and she followed her parents' wishes, after work, she went directly to her mother for dinner, and she could also help her parents do some housework, and her younger brothers and sisters-in-law were very busy and had no time to help the elderly do housework. On the phone, her mother asked her to go to the house for dinner, she said that she had a headache and lay down, and her mother told her to rest well and hung up the phone.
At night, Xia Wei felt a sore throat and coughed, and woke up many times in the night. When she woke up the next day, Xia Wei felt that her throat was still swollen and sore, accompanied by a cough, and she remembered the treatment of traditional Chinese medicine. When I got up, I remembered that there were pears in the refrigerator, so I took a pear, hollowed out the pear pit, put the rock sugar in the middle, stewed it in a pot, ate it, and then ate some pickled ginger and sweet and sour garlic. By the end of the afternoon, I didn't feel coughing and my throat didn't hurt much. She was afraid that the condition would recur, so she ate stewed pears with rock sugar and ginger and garlic for several days in a row, and her sore throat and cough were gone.
I don't know a few days later, the bank's lawyer came to Xia Wei's office and talked to her in detail about the restructuring of the loan.
The next morning, the bank called Xia Wei to go to the provincial bank in the afternoon, she was on the way to the city, called to tell Qinqin, Qinqin said: "You must pay attention, everything must be handled in the bank, you don't want to go to other places, I am afraid that the bank will find a local debt collection company, they will lock up the debtor, and then call the relatives to repay the money, and then release the person." Xia Wei told Qinqin: "Don't worry, I won't be so stupid when I meet the opportunity, besides, now is a legal society, they won't mess around." ”
Xia Wei came to the address given by the bank, only to see a security guard standing there in the hall, she hurriedly stepped forward and asked, "Is this the place to apply for a loan?" The security guard looked up and down and said, "This is a credit card center that is not open to the public, what are you here for?" ”
Xia Wei looked at it again, yes, it was clearly written here that the credit card center was written, and she said, "It's nothing, I'll call and contact." ”
She took out her mobile phone and called the bank's caller number, and the person who listened to the call told her not to go away and to come down to see her immediately. After a while, a young man appeared in front of Xia Wei, he held Xia Wei's information in his hand, and someone asked Xia Wei to go upstairs with him to fill in the information, Xia Wei looked at him suspiciously and said, "It's just below, what's upstairs?" ”
"What? This is a bank, don't you believe it? I'm not wearing a uniform, and I'm not a police officer, what are you afraid of? The visitor said with a strange smile.
Xia Wei was still a little uneasy and said, "Do you want to go up?" After speaking, he looked into the narrow hallway inside.
The man said impatiently: "Come in, it won't be locked up for you, you were scared by the small loan company, right?" ”
Xia Wei smiled reluctantly, followed the visitor to the second floor, and came to a small room, only to see someone in the next room filling in the information and talking, the person asked Xia Wei to wait in the room, he went to sort out the information and left. Xia Wei looked at the empty room, waited patiently for a while, and saw that the man had not come back, she was a little uneasy, she wondered if she would lock herself up here, after all, it had been chaotic for so many years, but after thinking about it, it was better to relax, and if you come, you will be safe. She saw some newspapers and magazines in the corner of the room, and she got up and took a copy of The Reader and read it. After a while, the man finally came, brought the information for Xia Wei to fill in, and it was already more than three o'clock in the afternoon when everything was done, the man sent her downstairs, left her contact number, and left after making an appointment to go to the bank for review next time.
Xia Wei handled the restructured loan at the agreed time, and all late fees and overdue penalties were waived, so that the pressure of monthly repayment was greatly reduced, which was still a good choice. I am glad that there is a satisfactory solution to the matter. Not long after, another person claiming to be from the bank's legal department called, and it turned out that it was from another bank.