Xia Wei was sorting out the materials for the physical examination in the countryside in the morning, when suddenly several men came, all of them with fierce eyes and aggressiveness, they came directly to Xia Wei's office and asked, "Are you Xia Wei?" ”

Xia Wei was stunned for a moment, and then calmed down and said, "I am, may I ask who you are?" ”

The man said, "We have been entrusted by the bank to collect your debts." ”

"Oh, I don't have any money right now, can you give me time?" Xia Wei asked tremblingly.

"No, you have to take the minimum payment with us today, or you will go to the city with us." The people who came said to her without looking.

"What are you doing in the city?"

"You'll know when you go, don't talk nonsense, find someone to borrow money." The comers walked impatiently.

Xia Wei asked the people to wait in the office, and went to borrow money from her colleagues, and after a circle, no one had money to lend to herself, she reluctantly returned to the office and said to those people: "I didn't borrow money, my colleagues are paying off the mortgage and car loan, I'll call my friends again." ”

"Just call your daughter and brother and let them repay you." Someone came to point out.

"Okay."

Xia Wei knew that her daughter and younger brother had no money, and they had also borrowed money from themselves before, and now they themselves had mortgages and car loans, in this case, she still had to call her family, and the other end of the phone said that there was no money, and she continued to call her classmates and friends, the list in the phone book was almost finished, and she hadn't borrowed a penny yet, Xia Wei was about to give up, but she saw that the people were menacing, and she still insisted on calling the people in the remaining list: "Hello old classmates!" I'm Xia Wei, I have an urgent matter now, please lend me a few thousand dollars, okay? ”

"Oh, it's an old classmate, hello! I'm in the car now, it's inconvenient, how can I give you this money? ”

"I'll get it, you tell me where."

"Okay, you can come to the county seat immediately, and contact me when you arrive."

"Okay, thank you so much!"

"It doesn't matter."

After hanging up the phone, Xia Wei came to the county seat with a few people who collected money, she picked up her mobile phone and called the classmate, who knew that the phone came from the other end of the phone: "The phone you dialed has been turned off." Xia Wei was anxious, her classmates were fooling herself, and she was about to call the remaining two classmates, she dialed a classmate's phone: "Hello old classmates!" I'm Xia Wei, and I have an urgent matter that I want to ask you for. ”

"What's the matter, tell me."

"I want to borrow a few thousand dollars from you for urgent use."

"I'm sorry! Now my company is expanding its business, and I am out on a business trip and can't help you. ”

"Oh, it doesn't matter." Xia Wei hung up the phone and continued to call the last classmate in the phone number book: "Hello old classmate! I'm Xia Wei, I need to borrow 2,000 yuan from you in an emergency, is that okay? ”

"Oh, hello Xia Wei! That's right, you can come to my unit at 8 o'clock tomorrow morning and give you the money. ”

"Can I give it now?"

"I'm out socializing, I'll come early tomorrow."

"Okay, thank you!"

"No thanks."

A few people who collected the money left when they saw that they had borrowed the money, and before leaving, they told Xia Wei that they must deposit the money into the account tomorrow, otherwise they will come again. Xia Wei got the money the next day and immediately deposited it in the repayment card, she wondered how to live such a day, and several banks had also postponed the repayment for several months, and there was still no news from Wang Tao.

A few days later, another bank also came to the unit to collect the money, this day, Xia Wei called the phone number in the phone number book again, not as lucky as last time, everyone said to buy a house or buy a car, and when people saw that they did not borrow money, they said to Xia Wei: "Come with us to the city, in that way, your family will help you repay." ”

"I'm not going to go with you, why are you taking me away? If it was the police, I would go with them, but you can't. Xia Wei pretended to be very tough and said.

"You have to come with us." The person who came said firmly.

"I won't go, if you force me away, I'll call the police."

Seeing Xia Wei being so tough, they also spoke a lot softer: "We won't take you away forcibly, but you must repay the last installment within two days, otherwise, we will arrest you with the public security next time." After saying that, the group of people who collected the money left.

Xia Wei was up and down in her heart, so many arrears, how to repay her salary, the interest on these loans is so high, her salary is not even enough to repay the interest, the customer service of each bank told her that the liquidated damages plus fines for these overdue payments are very high, and the hundreds of thousands of yuan she owes, if you use your salary to repay the loan, it will not be paid off for several generations, and she will not be able to pay off the debts that have become slaves of the bank for generations, and she began to be a little confused.

She thought that if Wang Tao's company was doing well, it would be able to repay the money, but if it was just a dismal operation, how would she repay it? Is there something wrong with the country's finances? Xia Wei remembered that when she was in elementary school, she had read the story of Yang Bailao and the white-haired girl, because they borrowed the landlord's money, and several generations of slaves of the landlord still couldn't pay off the interest generated by the original loan, so Xi'er fled into the mountains in order not to be a slave of the landlord's family. What's going on now? Is there really a problem with the country's finances? Or shouldn't I have borrowed this money in the first place? She kept asking herself, and also asked the customer service, and the customer service also understood and said to her, this is a national policy problem, we all know that there is a problem with financial management, but no one can solve it. Xia Wei told the customer service that she really didn't do it to fight, but the company was currently in temporary difficulties.

Xia Wei has been thinking that now that the country has been carrying out various reforms, finance is really going to be completely reformed, such as the legalization of finance, and when the company and the company's operating loans are unable to be repaid, what role should the state play, how to help these enterprises and companies tide over the difficulties, instead of using the law to punish these enterprises and companies, these people are the country's big taxpayers, they are people who want to do things, the state can't ignore it, let alone "catch and go to jail" as those debt collectors say, In this way, not only can the bank arrears not be recovered, which dampens the enthusiasm of entrepreneurs, but also makes people's families ruined and their wives separated, which is not the result we want to see, we say that the law is for the people, not for the people to provide legal services, and everything must be people-oriented. She wanted to share her thoughts with the elites, but how could she let the country's leaders know what she thought?