Yang Fan didn't have much to do about Sony's sudden cross-sailing in front of Qihang, so he could only talk and watch. Anyway www.biquge.info patent negotiations with Ericsson were originally an expansion layout, and more as a technical reserve.

Patent Portfolio ......

Anyone who has studied combinatorial permutations will understand that the more patents there are, the more things that can be combined, and the more difficult it is to turn them over.

In this regard, Yang Fan can only say that it is not easy to be a hooligan.

"It's not easy for you to be a hooligan?"

Zheng Hao said with a surprised face, and then said with a high mountain on his face, "Who still taught me before...... What cups are related to bust circumference, and which one is more obvious under what conditions. ”

For example, how to see the essence through the phenomenon in winter......

Under thick clothes, focus on those small lotuses that show sharp corners, rather than looking bulging!

In short, theory meets practice!

Well...... This knowledge reserve is really breathtaking.

"Appeal ......"

Zheng Hao was talking, and Yang Fan, who was standing at the door of a branch of Ningcheng Commercial Bank, whistled loudly rather without image, making a beautiful woman who had just come out of the bank glare at her fiercely.

It's not that you blush and bow your head to speed up the passage, this kind of daring to fly directly with a white eye is generally quite spicy.

Yang Fan was about to say to Zheng Hao next to him how to talk to such a spicy girl, when a pleasant female voice suddenly sounded in his ear, "If I leave for a while, you will expose your true nature?" ”

Yang Fan, "......"

"What a coincidence, we met so soon......" Scratching his head, Yang Fan looked at Lin Yao, who made a pretty face, and then explained, "Well, just now I was afraid that I was too charming, and I deliberately ruined my image, so that people were not interested in me, to be honest, I admired my good intentions." ”

Hearing this, Lin Yao raised his head slightly, and rolled his eyes when he looked up at the sky at forty-five degrees, and he didn't have any tricks for this kind of super cheeky skin with rebound and splashing.

Seeing Yang Fan come over as if he was nothing, Lin Yao twisted his waist hatefully, "Let me experience the attitude and service of Ningcheng Commercial Bank." You're just standing in front of the bank and whistling? ”

"Haha......" Yang Fan laughed out loud without embarrassment, "On a whim, on a whim, mainly because I was influenced by Zheng Hao since I was a child, well, I want to draw a line with him!" ”

Zheng Hao looked at Yang Fan in surprise and slandered himself in front of him......

In the end, he also missed him twice, and Zheng Hao said helplessly, "It looks like I'm really going to draw a line with you." ”

The service attitude of Ningcheng Commercial Bank is not very good, the staff does not look professional, and they are distracted to chat with colleagues next to them when handling business, and the business is also a little slow......

Yang Fan pouted, these people are simply too unprofessional!

It's the 21st century, and there are still such inefficient employees, so it's no wonder that Ning Cheng wanted to find a stake in BNP Paribas to improve his specialization.

Just as he was talking about the shortcomings of Ningcheng Commercial Bank, another person came out of the bank......

Yang Fan hurriedly stepped up, made the most charming smile, and asked the young woman with some light freckles in front of him, "This beauty, can you help us complete a market research?" ”

The girl with freckles on her face looked at Yang Fan, twisted her head directly, and left without looking back......

"I'm not going to give you the phone number."

The answer that drifted in the cold wind made Yang Fan feel like he was in the wind......

was hit so hard that Yang Fan reacted halfway, pointed to his nose in disbelief, and asked Lin Yao and Zheng Hao, "Do I look so much like someone who casually picks up girls?" ”

Besides......

That girl isn't pretty enough to be accosted a lot on the street, is she?

Yang Fan felt that his worldview had been hit hard.

"Haha......"

Lin Yao looked at Yang Fan with a blank face and couldn't help laughing!

The crisp sound of a silver bell brings a lot of warmth in this cold motive.

Listening to the laughter like silver bells behind her, the freckled girl couldn't help but rejoice, sure enough......

Then she snorted coldly, how can I be used as a tool by you to bet, these rich people are really not sound in their brains!

Market research?

Although I can't see any brand next to it, but it looks very high-end supercar, can it be the car of market researchers? There is such a beautiful girl by her side, and at the same time she heard the whistle just now, and now she will find her ordinary self, except for these boring rich and young people who bet on other people's dignity as fun, or what can it be?

Get......

Although he didn't know what was going on with the girl just now, Yang Fan felt that this matter was out of his control, and in the end he could only drive back in disgust.

The total assets of Ningcheng Commercial Bank are several billion yuan, but unfortunately more than half of them are deposits, and the deposits are similar to the company's liabilities. The management is below average, and there is still the chaos of the credit union era, which was once used as a money bag by the Ningcheng locality, and even now the non-performing asset ratio is quite high.

Generally speaking, the current commercial scale of Ningcheng is small, and it is not a high-quality asset.

In recent years, the scale of domestic bank assets has generally been small, and it has only grown with the continuous growth of the domestic economy in the future...... At the beginning of 02, China's economy had just reaped the WTO dividends, and it was indeed a good opportunity to buy a bank at the beginning of its take-off.

And in this cold and windy winter day before the holiday, in addition to the reorganization of Panda Mobile, Qihang is mainly to negotiate with Ningcheng to reorganize Ningcheng Commercial Bank.

On the morning of the 24th, it was sunny and cloudless, but it was a rare warm sunny day in winter.

Su Bai sent back the latest negotiation news with Ningcheng, and Ningcheng was willing to coordinate 15% of the shares of Ningcheng Commercial Bank to be reserved for Qihang and Qihang's partners.

The so-called partners of Qihang and Qihang are basically the funds of Qihang, but they are just transferred from international funds under another skin, and sometimes everyone has to deceive themselves and others.

At the same time as this fund, there is also a professional team to guide Ningcheng businessmen on the right track.

Hearing this news, Ye Qingwan smiled and said to Yang Fan, "In the construction of the university town, will Ningcheng Commercial Bank be deeply involved in it?" ”

For this question, Yang Fan took it for granted, "Because Qihang is here, the risk of the entire university town is controllable, at least we can understand where the risk is low and where the risk is high, which is a good opportunity to adjust the asset nature of Ningcheng Commercial Bank." ”

Ye Qingwan shook her head and smiled, "By the way, grab two good lots, and you can also pull two high-quality customers?" ”

She had already understood Yang Fan's plan, even if Qihang's negotiations with Ningcheng went well, Qihang would not use Ningcheng Commercial Bank when the reorganization of the panda moved. Compared with the restructuring of Panda Mobile, the limited use of funds by Ningcheng Commercial Bank is a good opportunity for development in the university town......

"Ningcheng Commercial Bank has ushered in a good day."

Don't look at Qihang in Ningcheng Commercial Bank this time can only occupy 15% of the shares, even if it is to expand the share capital several times in the future, Qihang will have to consider partners at that time, and in the end it will be at most thirty or forty shares!

But Qihang will still do his best to Ningcheng Commercial Bank......

Entering the domestic financial industry, there are not many opportunities to set sail, not to mention what the five major countries have, it is not the cheese of the set sail at all.

It is those national commercial banks, regardless of whether they are private or state-owned, how many can set sail now? Rather than this, it is better to take root in Ningcheng Commercial Bank and gradually expand its influence with the help of the city's increasingly promising development.

Regarding Yang Fan's judgment, Ye Qingwan nodded approvingly......

Qihang's shareholding is indeed a good opportunity for Ningcheng Commercial Bank.

Under normal circumstances, Qihang will not have much cooperation with a bank of this size, and Ningcheng Commercial Bank is now holding up to the sky, gritting its teeth, and taking out all its funds can only come up with a loan of one billion and eight billion, which is just a drop in the bucket for the current Qihang.

Not anymore......

To play the role of a shareholder, we must always open a company account, and the funds are slightly deflected, coupled with the leading role of Qihang, the cash flow that Ningcheng Commercial Bank can use can immediately be upgraded to a higher level.

Not to mention anything else, if the venture capital in Ningcheng that Qihang can influence now is only lent through Ningcheng Commercial Bank, how many vibrant start-up enterprises in Ningcheng will choose to open an account in Ningcheng Commercial Bank in Qihang High-tech Incubation Park?

Even if these enterprises become larger in the future, a lot of funds will be transferred out, but some of them will eventually be left in Ningcheng Commercial Bank.

If Ningcheng's IT industry clusters use the accounts of Ningcheng Commercial Bank under the influence of Qihang, then it is normal for everyone to cooperate daily through the accounts of Ningcheng Commercial Bank, so that there will be more funds left......

This batch of enterprises will eventually grow up, as long as a part is left, Ningcheng Commercial Bank will usher in a glorious future!

If you consider Qihang Mall and Qihang Payment, if these industries really have an incomparably brilliant future as Yang Fan said, then Qihang will deflect a little in its own sphere of influence, I am afraid that it will scare the current Ningcheng Commercial Bank to death.

"You really want to make the most of the influence of Qihang."

The biggest influence of Qihang in Ningcheng's IT industry is that basically all related enterprises require Qihang to act according to Qihang's face, so Qihang's driving role is completely different from that of ordinary enterprises.

Coupled with Qihang's strong strength on the Internet, the online banking business of Ningcheng Commercial Bank may also have a great development......

Yang Fan's understanding of these aspects is of course much clearer than Ye Qingwan's, otherwise why would he have to start Ningcheng Commercial Bank? The price of starting Ningcheng Commercial Bank is indeed not high, but if you count the other support of Qihang, plus some concessions to the university town, this price is not low at all.

The two talked about the glorious future of Ningcheng Commercial Bank, Ye Qingwan looked at the radiant young man in front of her, and remembered Yang Fan when he was a teenager before......

It was she who watched step by step from the nearest distance, who was already radiant at that time, towards the glorious ......

Perhaps now it is not brilliant, but dazzling.

It's so dazzling that it's hard to see!

……#……

Fine hair...... Unreserved...... I've exhausted all the power of the wilderness!

I found that I had evolved from three years of strength to three years of power...... On the road to the day.

(To be continued.) )