Chapter 29: Caught in the Ranks of Debts
Wang Tao asked Xia Wei to raise funds to help the company tide over the difficulties on the grounds of the company's lack of funds, and told her not to worry about the future, he would definitely run the company well and believe in his ability. He said: "Now we don't even have a house, don't work hard, where will we live after we get married, you live in a house in your ex-husband's name, and I just rent a house." ”
After Xia Wei learned of this situation, she took out all her savings to help Wang Tao's company tide over the difficulties, however, this was just a drop in the bucket. Wang Tao said that if the company wants to become bigger and stronger, it is necessary to raise funds, Xia Wei is really embarrassed at this time, where to raise funds? She first thought of borrowing money from relatives and friends, and later everyone who should have borrowed borrowed it, but Wang Tao's company still lacked funds. At this time, family and friends came out to intervene and asked her not to help Wang Tao borrow money anymore to prevent him from being a liar.
Xia Wei clearly knows that Wang Tao is not a liar, he will not lie to himself, she understands him and trusts him. She was thinking that Wang Tao must have his reasons for letting him raise funds, and there was no need to doubt it, Wang Tao told her that her credit card was overdue and she couldn't make a loan, and asked Xia Wei to try to see if she could get a loan, and Xia Wei then remembered to apply for a credit card and a loan.
Xia Wei has opened several credit cards and made several loans, all of which have been successful. She calculated that as long as Wang Tao's company could operate normally and repay the loan normally, it would slowly get better. However, after several years, the company is operating normally, but the capital chain is broken, due to the previous debt, the company has no extra funds to repay, and her salary is not enough to repay the interest, then she thought of a loan. Xia Wei started to take out loans again, but she didn't get the loan because of debt. She went to borrow money from relatives and friends, but no one could understand her, so everyone persuaded her to give up the idea of raising money, and asked her to sue Wang Tao and accuse him of fraud. However, Xia Wei would not do this, in the face of the blame of relatives, friends and colleagues, as well as the strange eyes of others, Xia Wei ignored them. However, the creditors' phones kept ringing, and she began to keep saying good things to people, constantly explaining, and even someone sued Xia Wei to the court, her salary card was blocked, and the rest of her monthly salary was transferred to the court's exclusive account except for some living expenses. In the face of the insults, ridicule, and sarcasm of the debt collectors, she endured them. She was at risk of being sued by the credit card center, and she was told she could go to jail. Xia Wei was anxious and borrowed money everywhere, but ran into walls everywhere. At this time, she still believed that Wang Tao was a good person and would not harm herself to go to prison, and she still lived every day with a smile.
During this period of time, Xia Wei was in a very bad mood by the customer service reminders of major banks, but she tried to restrain her emotions and stick to her beliefs, Wang Tao is helping herself how to adjust her mentality from adversity, although debts are facts, but Wang Tao will not harm herself.
On this day, Xia Wei received several calls from customer service, and when she came home from work, she was chatting with her daughter who came home from vacation, when suddenly the phone rang again, she didn't dare to answer the phone, she was afraid that the customer service's collection would frighten her daughter. Qin Qin urged: "Mom, you have a phone, answer it quickly." Xia Wei had to answer the phone, and the customer service on the other end of the phone said, "Are you Xia Wei?" ”
"Yes, I'm Xia Wei."
"I am the lawyer representing the credit card center, and you have been suspected of credit card fraud, please arrange your own work and go to the police station to surrender and seek leniency."
"What? How did I become a credit card fraud? We are a family company, and the funds are not working well at the moment. Xia Wei defended with some fear.
The customer service continued: "You are ready to go to jail, arrange the matter at hand, someone will come to arrest you tomorrow, okay, you prepare." After saying that, the customer service hung up the phone. Qin Qin had already understood the meaning of the call, and she said to Xia Wei with a crying voice: "Mom, why are you so confused, you are about to go to prison, and you are still hiding it from all of us, you are looking for Uncle Wang Tao, how can you socialize alone?" I don't have the money to help you pay off your debts. ”
Xia Wei patted Qinqin's shoulder and comforted her: "Don't worry, the matter is not so serious, they are also asking for money in the end, what good is it for them to get me to prison?" Besides, the public security department also has to investigate clearly, and it is not just a matter of arresting people. ”
"But ......" Before Qinqin could finish speaking, Xia Wei took Qinqin's words and said, "But what? I believe that the law is fair, and I don't run, people are in the unit, they can come to me at any time, arrest and go to jail, how can I pay off this debt without my salary? My monthly salary is used to repay the loan, leaving only a few hundred yuan of living expenses, although it is far from their debt repayment requirements, but I have worked hard, once Uncle Wang Tao's funds are returned, we will have the money to repay. ”
"But, haven't you received your marriage certificate yet, in case Uncle Wang Tao's company is not able to repay the money, he won't contact you like this, how should you repay these payments, if you can't pay it back, you will be legally responsible, have you considered it?" Qinqin is still very worried.
Xia Wei wiped her tears and said to her daughter: "You can also distrust him, but you have to remember that you can't insult your uncle no matter what, you know?" ”
"Then why doesn't he care about your life or death, and puts so much debt on you alone, like a man to do?"
"He won't let me go to jail, so don't worry, if you can't help me, don't make trouble for me, okay?" After Xia Wei finished speaking, she took Qinqin's hand and said, "Let's go out for a walk." Diligently and obediently followed my mother out of the courtyard door.
Xia Wei knew that her family's worries were reasonable, she must be strong in front of her daughter, otherwise, her daughter's worries would be more serious, and going for a walk in nature would relieve the pressure in her heart and her mood would improve.
She remembered that when her daughter was very young, Qinqin would cry once she was unhappy, but at this time, Xia Wei would take her daughter to go shopping on the road, or go to the farmland to pick some flowers and plants, and Qinqin would happily chase and play with her mother, so all the unhappiness would disappear. Today it seems that this trick has come in handy again, walking on the road under the street lamp, and from time to time the sound of the leaves being blown by the wind can be heard from the plane trees beside the road. Qinqin held her mother's hand and laughed, as if nothing had happened before, Xia Wei smiled knowingly.
The two unconsciously came to the door of the supermarket, and Qinqin said: "Mom, let's go to the supermarket, I see that there are some things to buy at home." ”
"Okay, it's time to buy some toilet paper." Xia Wei followed Qinqin into the supermarket.
In the supermarket, Xia Wei took a bag of toilet paper and put it in the frame, and Qinqin pulled her to the fruit stall and said, "Buy some apples, I don't see any fruit at home." ”
"Just buy two, I didn't have much money with me." Xia Wei said with some embarrassment.
"Mom, I have money here, I'll pay." Diligent and sensible said. Xia Wei wanted to say something, but Qin Qin had already picked up a bag of apples and pulled Xia Wei and said, "Let's go." ”
Before coming to the cashier, diligently took out the only one hundred yuan in the wallet and rushed to pay, Xia Wei felt a pain in her heart, her daughter has grown up and is very sensible, although she is married, but due to the financial pressure of the young couple, she has given up having children for the time being, they plan to wait for their own ability to change to a big house and have children, Xia Wei also persuaded them, but it did not work, Xia Wei also wanted to persuade to have children, on the way home, Xia Wei thought that her daughter had been married for more than a year and was still using contraception, and did not want children, He persuaded him, "You have to think about having children, and it will be risky to have children when you are older." ”
"I've also thought about it, and I'm making pre-pregnancy preparations now, but now I can't conceive a child without contraception." Qin Qin said with some irritation.
"It's okay, don't be too anxious, have you ever been to the hospital for a checkup?" Xia Wei pretended to be calm and looked at her daughter.
"I went to the hospital for a check-up, and there was no problem with either of us, but we were not pregnant with a child." Qinqin looked at her mother with some uneasiness.
Xia Wei adjusted her mood and hugged Qinqin's shoulders and said, "Don't be nervous, let it be, it's not a hurry." ”
Qinqin lowered his head and thought about his thoughts and agreed, "Well, I know." ”
Xia Wei wanted to change the subject, so she said: "I heard that our old dean has been investigated, and it is the dean surnamed Liu." ”
"Oh, I heard Daddy, he deserved it."
"Well, yes." Xia Wei paused and continued: "Is the stepmother that your father is looking for good to you?" ”
"It's okay, sometimes I feel like she's not good."
"How?" Xia Wei took her daughter's hand and looked at her distressedly.
"She converted my room into her daughter's room, which was full of pictures of her daughter, son-in-law, and little grandson, as well as clothes and everything."
"You don't go back much, just let them live, maybe she didn't think about it that much." Xia Wei shook her daughter's shoulder.
"There's a big empty room at home, they can live there, why are they staring at my room, there's no private space to go back, and they won't go back in the future."
"That's not going to work, you have to go and see your dad often, don't worry about that." Xia Wei looked at her daughter seriously.
"Okay."
Xia Wei looked at her daughter gently and continued: "Respect your stepmother, she is also the one who wants to live with your father, they take care of each other, and they have a companion." You can't be at home all the time, so you have to rely on her to take care of it. ”
"Got it."