After discussing with Li Tongyi about taking a stake in Ningcheng Commercial Bank, Yang Fan began to prepare for the next stage. Pen? Interesting? Pavilion wWw. ｂiquge。 ｉｎfo

Wu Anning was also very interested in this......

For real estate developers, it is very useful to have a well-connected bank, even if it is small in size, at a critical moment.

When others will only add to the cake, a well-connected bank is likely to be a helper.

So far, in Yang Fan's expectation, Ningcheng Commercial Bank has entered the mortgage market through real estate developers such as Meiting and Ninghua. You can even get a certain share of the car loan by virtue of Qihang Automobile, and perhaps Qihang Automobile will set up an auto finance leasing company for this purpose.

In fact, Qihang has long started the construction of a personal credit system, but it has always relied on companies such as Qihang Mall, Qihang Payment, and Qihang Games to collect information on the Internet.

With the cooperation of Ningcheng Commercial Bank, this will greatly improve the establishment of the Internet system of Qihang.

"It's a big ...... to set sail"

Li Hai looked at the plan handed over by Qihang and Meiting, Ninghua and other companies, and said to Gu Cheng.

As he spoke, Lehi handed the plan in his hand to Gu Cheng.

Gu Cheng flipped through it casually and picked out a few numbers, "This time, how many companies contributed 200 million yuan to take away one-third of the shares of the newly established commercial bank?" Set sail to take forty percent of it. Coupled with the previous shares in Ningcheng Commercial Bank, it can roughly occupy more than one-fifth of the new commercial bank? ”

That's an exaggerated number......

Even if domestic private capital has been circling in the financial circle, there are few banks that can account for more than 10% of the total.

Li Hai and Gu Cheng were indeed hurt by Qihang before, and Samsung's final industrial base and R&D center were indeed placed in Ningcheng, but unfortunately the scale of investment shrank by less than 300 million US dollars.

This time, Li Hai, Gu Cheng, including Zhang Deshui, let alone seeking further progress, must try their best to keep their current positions.

Set sail in Zhuocheng mobile phone production base, automobile production base, plus supporting enterprises, with a total investment of more than one billion US dollars, which is not counting Zhuocheng taking the opportunity to obtain the benefits of the export processing zone. The provincial party committee now has a lot of eyes on Zhuocheng, which was once neglected......

Many people believe that Suzhou Province may once again have a star city of economic development, which will be of great benefit to enhancing the status of Jiangsu Province in the country.

In this comparison, although Samsung's investment has allowed Li Hai to save a certain amount of face and not be hopeless, serious loss of points is inevitable. If Qihang guards the eye-catching outside the Soviet Province in one go, I am afraid that these people will not only lose points, but face the anger of the provincial party committee.

If it was before, Qihang proposed this plan, Lehi didn't have to think about it at all, and he would have called it back, but now. If he dared to fight back, Qihang would dare to bypass him, the mayor of Ningcheng, and achieve his goal through Shiyan.

Thinking about it, Li Hai said helplessly, "In just half a year of restructuring, the value of the shares of Ningcheng Commercial Bank held by Ningcheng has increased by 50%, and this cooperation, Ningcheng Commercial Bank has not suffered a loss, I am afraid that many people are happy to see it." ”

"Now it's just Ning Zhenyang, they can set sail for their influence in Zhuocheng, and the next step will definitely absorb Zhuocheng and the surrounding commercial houses."

The situation on Ningcheng's side is irretrievable, but as Qihang becomes stronger and stronger, their life will only become more and more sad, Gu Cheng doesn't want to see Qihang getting stronger and stronger, and always wants to drag Qihang's hindquarters in some places.

Lehi thought for a moment, and finally shook his head and said, "No one can stop this step. ”

Zhou Yilong, who has a good relationship with Qihang, is now in Zhuocheng as the sun is in full swing, this time the change, I am afraid that he will be the vice governor, in Zhuocheng, the mayor Wang Xinhua has given up the heart of ambition, not to mention that Wang Xinhua and they are not on the same road.

Even if it is on the road, Wang Xinhua will not help them. With the rapid development of Zhuocheng, Wang Xinhua can enjoy many benefits. He is younger than Zhou Yilong, and he was transferred late, and now the mayor has only been in office for two years, and it is difficult for Zhou Yilong to be squeezed out, and it is difficult for the secretary of the municipal party committee to fall on his head.

It can be seen that Zhou Yilong's situation is at most two or three years in Zhuocheng, and Wang Xinhua has laid the foundation in Zhuocheng in the past two years, and it is very likely that he will take over Zhou Yilong at that time. Then standing in the position of the secretary of the municipal party committee of a star city, when the time comes, the time for a large investment is just the time to make achievements, follow Zhou Yilong's route, wait for another two or three years, and the next election is expected to be at the vice provincial level, which is much better than going to Haicheng and other places to be a secretary now.

If you go to other places to open up the situation first, and then waste a few years, I am afraid that after five years, you may not be able to stand in a good position among the secretaries of the municipal party committee.

Now when I go to Zhuocheng, there is only one direction to stand in line.

In the face of this situation, Gu Cheng has nothing to do, I am afraid that Zhang Deshui is even more annoyed, he is Zhuocheng who was squeezed out, and he was a member of the Standing Committee of the Ningcheng Municipal Party Committee by chance, and he is not much worse than the mayor of Zhuocheng.

But now look at it, Zhou Yilong has a high ranking as a vice governor this year, and even the prospects of the latecomer Wang Xinhua are much better than him, can you not be annoyed?

Thinking about it, Gu Cheng shook his head, "After that, Qihang must want to absorb all the city commercial houses in Su Province." ”

Lehi felt that Qihang must have thought so, and when he heard this, he said, "What about contacting Sioux City?" ”

The impression of Sailing in southern Jiangsu is not good......

The existence of Qihang made Zhuocheng easily dig a lot of walls over there, and it also enhanced the competitiveness of Shiyan in Ningcheng a lot. If Qihang wants to let Ningcheng Commercial Bank enter there, the opposition is definitely not small.

If we can use the model of merger in advance, let the commercial banks in southern Jiangsu cooperate, and use the economy over there, I don't know who will eat whom. 、

When Gu Cheng heard this, he nodded again and again, "Yes, this is a good way." ”

For him, the ways that can cause trouble for Qihang are all good ways. After the two sides had formed a substantial hostile relationship, Qihang's influence would not diminish, and their position in the Soviet Province would always be suppressed.

While these people were muttering behind their backs how to calculate and set sail, Yang Fan was also worried about this problem......

To this day, not only Lehi, but also Gu Cheng saw the intention of setting sail. People with a little channel understand the goal of setting sail.

Ningcheng, around Zhuocheng, Yang Fan is not worried, what he is worried about is the area in southern Jiangsu, that is, those cities close to Shanghai, those places have good economic development. It's not a place where you can easily pry it when you set sail.

Looking at the financial situation of Ningcheng Commercial Bank, Liu Ya said enviously, "The profitability of domestic banks is really eye-catching. ”

Yang Fan laughed when he heard this, "Not only the bank, but also the profitability of the entire financial industry is eye-catching." ”

For Qihang, the profitability of Ningcheng Commercial Bank is secondary, and it is not the first ICBC in the universe, and the business scale of Ningcheng Commercial Bank is there, no matter how strong it is, it will be like that. Most importantly, the amount of funds that banks can deploy is a sky-high amount.

In later generations, an Alipay, to say the precipitation of funds, is tens of billions of dollars, which is equivalent to AL invisibly having a big pond to adjust funds. At its peak, Yu Bao was even more terrifying to support Tianhong's trillion funds.

Compared with AL, due to the limitation of early strength, it missed the golden period of domestic bank development, and Qihang now has the ability to open up online and offline financial channels.

Under the mutual complementarity and mutual promotion of this model, I am afraid that the precipitated funds will be more terrible.

Thinking about it, Yang Fan said, "Let Ningcheng Commercial Bank speed up the construction of online banking." ”

It's only been 02 years, and the online banking of several major banks has just opened, and Ningcheng Commercial Bank has every chance to rush in the first batch and get a piece of the pie. Of course, due to the nature of Ningcheng Commercial Bank, the city commercial bank suffers more losses in business outlets, and the degree of development will naturally be limited a lot.

Yang Fan said with a smile, "The most critical goal of Ningcheng Commercial Bank is to become a national joint-stock commercial bank as soon as possible. ”

At present, the province of Jiangsu includes individual cities, and the state-owned shares still account for more than 70 percent of the shares of the Ningcheng Commercial Bank, and after the merger of Zhenyang, the state-owned shares will also account for 60 percent after joining Meiting and Ninghua.

However, Yang Fan has been trying to pull down part of the state-owned shares, and one-third is about the same, otherwise Ningcheng Commercial Bank may become a sharp weapon against Qihang in the future.

Raised with all his heart, turning his head to face the knife edge at himself, Yang Fan could spurt out a mouthful of old blood just thinking about it.