Selling a house?

Hearing Yin Guohong's decision, Kim Yunhao frowned.

Selling a house is not a good option at this time.

This year, the global financial crisis has gone completely out of control, and has led to the collapse or takeover of many large financial institutions around the world, and many small businesses have also gone bankrupt.

South Korea's real estate sector has also been affected by it, and has been hit hard, with housing prices plummeting. It is the first time in nearly 10 years that housing prices in South Korea have fallen, and they have fallen by more than 10%, and some areas of Seoul have fallen by more than 20%.

In this context, Yin Guohong's decision to sell the house is undoubtedly a very unwise choice from an economic point of view.

"There's no other way?" Kim Yoon-ho asked.

Yin Guohong shook his head: "In order to take care of Liya to go to school nearby, I sold the original old house, and the house near this school was purchased with a loan 3 years ago.

My monthly salary of more than 4 million yuan is considered a middle-income salaryman, but the pressure on my life is still very high.

I have to repay 1 million won of loans to the bank every month, and Liya's extracurricular tutoring class costs more than 500,000 yuan a month, plus the fixed apartment management fee and insurance fees, I haven't saved any money in the past few years.

So, there is no other way but to sell the house. ”

Yoon's case is not unique, and this is a common condition of life in Seoul. Life is too stressful.

Kim Yunho understood, and he asked instead, "After the house is sold, what will you do with Liya?" Rent? ”

Yin Guohong shook his head with a bitter face: "It's not cost-effective to rent a house. Through this incident, Liya's attitude towards me has changed a lot, and people are no longer so extreme. I'm relieved about that.

I'm going to let her board at school. I went to apply for a single apartment, so that I could leave a lot of money. The money was saved to pay for Leah's college tuition later. ”

Kim Yun-ho had a vague idea in his head. But he was still immature, and he said vaguely: "You decided so." It's your choice, I'm not good at intervening.

However, it takes some time for the case to be heard, prosecuted, and judged, and it is still too early to reach the stage of final payment of compensation. Don't rush to sell after you contact the buyer, maybe things will take a turn for the better. ”

Yin Guohong nodded, his expression a little gloomy. Why did he want to sell the house, he was forced to have no choice.

The two men had their own thoughts, and hastily ended the conversation between the men.

After Yin Guohong sorted out his emotions, he returned to Yin Liya, and became the 'long-hearted' appearance he used to be, and he should talk about it and laugh.

The pressure is carried alone, which is the responsibility of a father.

Father?

Seeing Yoon Kook-hong's father and daughter, whose relationship was gradually easing, Kim Yun-ho suddenly became upset, and he suddenly missed his father.

In the afternoon, Kim Yoon-ho and the others drove the repaired van. Frightened, he returned to Seoul. Fortunately, the van did not have a chain and the journey was unharmed. Let everyone's mood change a little better.

When he was young, 9 people took Cui Huina to take the first step. Returned to Seoul ahead of schedule.

Kim Yoon-ho had a brief communication with Seo-hyun, and was relieved to hear that they had arrived safely.

learned from Seo Hyun that Choi Hye Na forgave him and cheered him on, and Kim Yoon-ho was in a slightly better mood. He also gradually came out of the shadow of this matter.

Back at his apartment in Seocho-gu, sitting at the computer desk, Kim Yoon-ho thinks about the afternoon.

Most of his knowledge of South Korea in his previous life was through the Internet. And they are all big events that happened after 08.

For example: the economic crisis broke out in South Korea in 08; In 09, Apple's mobile phone sold well around the world, and Apple's stock price skyrocketed; 10 years of tourism boom in Jeju Island, South Korea; 12 South Korean presidential elections. Park Jin-hye was elected president of South Korea, etc.

This information was not available to Kim Yoon-ho before. But now, as the time approached, the memory began to become clear.

Kim Yoon-ho intends to take advantage of these prophetic senses. Plan ahead, in order to improve the living conditions of their family, but also for the future development of their careers, and the revenge plan that has been hidden in their hearts for more than ten years.

First of all, the one that I remember the most, and which I have the most contact with and experience, is the global economic crisis.

South Korea's economy has been affected by this and ushered in a historic winter. Businesses have closed, workers have been laid off, household incomes have plummeted, and the ability to buy a home has also decreased, and the real estate industry has been hit hard, and housing prices have fallen very sharply.

It turned out that a 90-square-meter house in the center of Seoul cost 900 million won.

However, after the outbreak of the economic crisis, housing prices began to plummet in June, and in just three months, the house depreciated by 200 million yuan, and now it can be bought for only 700 million.

Even with such low prices, no one cares about them. Everyone is clutching their pockets and reluctant to get involved in real estate easily.

………

After checking a lot of information on the Internet, Kim Yunhao gradually cleared up the vague idea before and found a line to make a fortune: economic crisis, housing prices plummeted, economic recovery, and housing prices skyrocketed.

Housing prices in Seoul are at an all-time low, and it won't be long before the South Korean government introduces a series of economic recovery policies. South Korea's real estate sector was the first to recover, and housing prices have soared, significantly exceeding those before the recession.

Kim Yunhao can have this prophetic vision, thanks to a chat between friends in the last life, he ridiculed the housing prices of the Chinese capital.

In 10 years, the housing price in the capital of China is 15,002,000 per square meter, which is a sky-high price in their eyes.

However, that friend cited the housing prices in Seoul, South Korea, and said that the housing prices in Seoul are more than 50,000 per square meter, which is even more terrifying. A 90-square-meter house in downtown Seoul costs more than 1 billion won (equivalent to more than 5 million yuan).

Kim Yoon-ho was just listening to it for fun at the time, but now it is very useful.

Now, a house of more than 90 square meters in downtown Seoul costs only 700 million, and it will not be long before the house price will skyrocket to more than 1 billion, an increase of more than 30%. It's definitely a lucrative deal.

Do what you think.

Kim Yoon-ho did not hesitate, immediately picked up the phone, dialed a familiar and unfamiliar phone number, and then picked up his coat and left the apartment.

Gangnam/Ward is one of Seoul's most economically prosperous administrative districts, home to many of the world's leading companies. Rich and celebrities are also flocking to settle here.

Because of the prosperous economy and frequent transactions, a huge demand for funds has arisen.

Many of Korea's officially registered loan companies have gathered here to wait for customers to come to their doors.

The purpose of Kim Yun-ho's trip is a well-known loan company, which belongs to the Pan-Western Gang in Jintai Village.

Coming to the loan company, Kim Yun-ho was taken directly to the top floor by the staff who had been waiting for a long time and came to the office in Jintai Village.

Kim Tae Village looks yin and bright, exuding a tyrannical aura all over his body, which is difficult for ordinary people to approach, but it does not include Kim Yun-ho.

"Hello Prosecutor Kim, we're meeting again." Kim Tae Village was very enthusiastic, took the initiative to get up to greet Kim Yun Ho, and after sending off his subordinates, he greeted him cordially.

He is a Jianghu person who does not like to deal with government people, but Kim Yunhao is an exception, Kim Yunhao is kind to him, and he is a person who knows how to repay his kindness. This made Kim Tae Village a little uncomfortable in the face of Kim Yoon-ho.

After chatting a few words, Jin Taicun asked about the purpose of Jin Yunhao's trip: "You are a rare guest, as the so-called three treasures hall will not be on the Three Treasures Hall for nothing, I don't know ...... you are here?" ”

Kim Yunhao put down the teacup in his hand and simply spit out two words: "Loan." ”

Jin Taicun was surprised: "Hehe, it's funny." As I said, I owe you a favor, and if you need it, come to me.

In this way, there is no need to mention loans, they are all some unacceptable means of making a living, which makes you smile. You name the number, and I'll give it to you directly, no interest. ”

Kim Tae Village has been mixed in society for decades and is very cautious, and he has already sent someone to investigate Kim Yoon-ho's situation. I know that Kim Yun-ho's family conditions are not very good.

Therefore, he thought that Kim Yunho came this time because he had encountered difficulties in life and needed a sum of money.

This is not unusual, as South Koreans encounter financial difficulties and the first thing that comes to mind is to take out loans, rather than borrowing money from others.

If it's just a living economic problem, the loan figure won't be very large, and it's very cost-effective to sell Kim Yunho a favor with this.

At the same time, Jin Tae-cun despised Kim Yun-ho a little in his heart, "For a loan of 1 or 200 million, you called me?" I thought he was a man who did great things, but it seems that he used to look down on him......"

He originally wanted to manage his relationship with Kim Yunhao well, so that Kim Yunhao would become a member of the Pan-Western Gang and escort the Pan-Western Gang.

Pity......

After Jintaicun was released from prison, he did reform himself. But he can't help himself in the rivers and lakes, and he can't leave behind his subordinates who fight the world with him. I had to change careers to do some slightly more formal industries and make a living for the people below.

And the loan business is the main business of their Pan Western Gang now.

Their loan company used the funds accumulated in the past, and the business became bigger and bigger, and the company also had a certain scale. More than 10 billion yuan is lent out every month.

Therefore, Jintai Village has the confidence to lend money to Kim Yunhao for free, and it is also qualified to look down on Kim Yunhao, who is 'not deep in the city' and uses favors indiscriminately.

Hearing the conditions of Jintai Village, Kim Yunhao smiled, "Don't you listen to the number of my loans?" ”

Jin Taicun picked up the teacup with a smile, drank the tea and quipped: "Hehe, it won't be tens of billions, right?" ”

"You're right, it's tens of billions. My expectation in my heart is: 10 billion foundation, no cap, more the merrier. ”

"Poof."

Jintai Village squirted out a mouthful of tea.

He choked on the tea, and was even more frightened by Kim Yoon-ho's 'ambition'.

"Ahem." Jin Taicun wiped his mouth, embarrassed for a moment, and then said tentatively: "I didn't hear it clearly just now, is it tens of billions?" Did I hear it wrong, or did you say it wrong? ”

Jin Yunhao took a sip of tea and said without raising his head: "I am not wrong, and you are not wrong." What I'm going to borrow is indeed tens of billions. ”

"Tens of billions?!"

This time, Jintai Village was really shocked. (To be continued)

ps: One more, a little later. Cheekily begged for a monthly pass.