The office in Jintai Village is chic.

Mahogany furniture, fine porcelain, several landscape calligraphy and paintings, quite antique and ancient.

However, this calm breath did not help Jintai Village, and at this time, he was very uncalm in his heart.

"Tens of billions? Prosecutor Kim, you're kidding. You look down on our company, and we can't get so much money. ”

Jin Taicun said quite embarrassedly, after all, what he said just now was a little Meng Lang.

Kim Yunho put down the teacup and said with a smile: "When I was handling your case, I had an in-depth understanding of the Pan Western Gang. Once the largest gang in South Korea, it was not in vain. You have a lot of liquidity.

Also, I had a knack for your finance company before I came. The financial statements show that your financial company lends more than 10 billion yuan every month.

So, tens of billions, your company can take out. ”

Seeing that Kim Yunho said this, Kim Tae Village did not hide it anymore, and said openly and fairly:

"Yes, we are much better than some large companies in terms of liquidity.

But we are not like those big enterprises, which have huge fixed assets. This liquidity is basically all we have, so we have to be cautious.

I want to know, what are you going to do with such a large amount of money? Stocks? Invest in a business? ”

In the work of prosecutors, they will come into contact with many businessmen and dignitaries, so as to obtain some extremely confidential information.

Kim Tae-chon believes that Kim Yoon-ho has obtained an important business information from someone and wants to make a fortune from it.

If so, he might as well think about it.

"It's not stock speculation, it's not investment in companies. I'm going to take the ground. Kim Yun-ho did not hide it and gave the answer directly.

Kim Yoon-ho is not afraid that Kim Tae-chon will know about his plan, because everyone is not optimistic about the Korean real estate industry at this time. No one will intervene at this time.

In addition, the reason why he chose to speculate on land instead of flipping houses. It is also a manifestation of his ambition.

If it's a small fight, speculate on one or two properties. Earn hundreds of millions of won, enough.

However, if you want to speculate on a large scale, you will have to face many problems.

Conventional property flipping model: After raising money to buy a property, then take out a mortgage from the bank to obtain funds to buy a house. And so on and so forth.

However, there is an unavoidable issue here: property transaction tax.

In order to control high housing prices, the previous Roh Moo-hyun government introduced a series of policies and measures to curb housing prices. It is still in use today.

Among them, the most influential one. It's the '60% capital gains tax' policy.

In other words, if you buy a house at a low price and sell it at a high price, you will have to pay 60% tax after the price difference. In the end, the seller only gets 40% of the profit.

Coupled with restrictive policies such as "individuals who own multiple houses are required to pay 60% real estate tax", large-scale property speculation has become an empty talk on paper, and no money can be made at all.

And playing some opportunistic tricks and evading taxes is purely a dead act for Kim Yunhao, who is a prosecutor. Therefore, the road of large-scale property speculation will not work.

Since flipping houses can't work, Kim Yoon-ho has set his sights on the deeper part of the real estate industry. That's the bottom of the land. This is especially true for prime land that is grossly undervalued due to economic impacts.

His ambitions and plans, become bigger and bigger, therefore. That's why he needs such a huge amount of money. If it's less, you can't play at all.

Hearing that Kim Yun-ho wanted to 'buy the bottom' of the land, Kim Tae-chon was shocked, his brows were tightly locked, and he was very embarrassed: "To be honest, I am not optimistic about the Korean real estate industry at this time.

I'm not a professional, but I have a good listening ear. What I've heard is that everyone in the outside world is not optimistic about the real estate industry at this time.

So, this plan of yours. I can't support it. If you are determined to get involved in the real estate industry. I can lend you 200 million in my personal capacity. ”

Kim Yoon-ho did not argue with Kim Tae-chon. Because he can't argue, it's his 'foreknowledge', and he can't tell anyone else about it. Moreover, he doesn't know much about economics, and he doesn't have the professional eloquence to fool people.

However, Kim Yunhao did not give up, because before he came, he had anticipated this situation and already had a plan in mind:

"Although the amount of money I want to borrow is larger, it is not used immediately, and it only needs to arrive in the account within three months.

In addition, for the sake of fund security, you can send someone to monitor the flow of funds, and if the situation is not right, you can withdraw the funds at any time.

Finally, in order to dispel your concerns, I will provide a guarantor who will vouch for me and this fund. ”

Kim Yun-ho's first, first and second plans are normal and cannot impress Kim Tae Village. But hearing that there was a guarantor, Jintai Village became interested and asked curiously:

"Who? You must know that tens of billions of funds, the amount is too large, and ordinary people are not qualified to be this guarantor at all. ”

Kim Tae Village is reminding Kim Yoon-ho not to talk nonsense, lest he make jokes.

But Kim Yunhao had a confident expression, "Lotte Group, the eldest son of the Lee family, Lee Minjun." ”

"People from the Lotte Lee family?" Hearing this name, Jintai Village was a little shaken.

If someone from the Lotte Lee family is a guarantor, he can indeed feel at ease. An eldest son of a relative must have a share of the group in his name, and with this share as a guarantee, he can rest easy.

Jin Taicun thought about it for a while, and finally nodded in agreement, "Yes, but you need to sign a formal contract and let Li Minjun use enough equity as collateral." ”

"Yes, I'll do it." Kim Yoon-ho said.

After the intention to borrow was confirmed, Jintai Village talked about the specific content of the loan, "I can provide up to 50 billion funds on my side." Don't know how much you're borrowing? ”

"All!"

"Deadline?"

"From October to December, three months."

"What do you think about interest rates?"

"You mention, I'll consider. Hope to give some discounts. ”

"Hehe... That's for sure. ”

Jintai Village is not boasting about Haikou, but the interest rate will definitely be preferential, and it is impossible to follow the current private loan interest rate.

South Korean law stipulates that a registered money lender can legally charge a monthly interest rate of up to 5.5% for the lender, while an unregistered lender can charge up to 3.3%.

However, this is not the case, and Korean loan sharks usually have to pay up to 200% annual interest.

The Pan-Western Gang controlled by Jintai Village is currently transforming. Actively move closer to the regular business. As a result, the interest rate on loans is usually within the 3.3% monthly interest rate set by law.

In addition, even the interest rate on the loan he gave to Kim Yoon-ho exceeded 5.5%. After the accident, the law will not support it. Eventually, they may face serious legal sanctions.

Therefore, in any case, the interest rate on the loan he finally proposed would not exceed 5.5% per month.

Moreover, in order to complete such a huge amount of business, coupled with the estimated face of Kim Yun-ho, he has to give some discounts.

"What do you think of the monthly interest rate of 4%?" In the end, Jintai Village quoted a sentimental price.

Kim Yun-ho nodded. Without any argument, "Yes." ”

Although he had a solid plan to get rich, he had no start-up capital. Had to go the way of loans.

The monthly interest rate is 4%, and the interest rate on this loan is very high, which is 48% interest for one year.

But Kim Yunhao has no other way now, although the interest rate is low to go to the bank for a loan, he will not get so much money, and the procedures are very troublesome.

Borrowing from the familiar Jintai Village is undoubtedly Kim Yoon-ho's best choice at the moment.

After the general intention of the loan was negotiated, Kim Yunhao did not stay long. Immediately set off for the next location.

Downtown Seoul, Jung-gu Myeongdong, Lotte Hotel.

Lotte Hotel Korea is a five-star foreign-related hotel. With the best service facilities, it has held many national banquets and world-class events, and has become the world's top high-end hotel.

The hotel has a variety of rooms for various purposes and levels, including royal suites, executive suites, resident suites, business standard rooms, Japanese-style suites, and Korean-style suites. It can meet the needs of different guests.

As the second largest shareholder of Lotte Hotel, the Lee family, and their current third-generation eldest son, Lee Min Hyuk, have an exclusive resident suite at Lotte Hotel.

The second person Kim Yunho wants to meet tonight is Lee Min Hyuk, who has been in contact with him before.

Kim Yoon-ho wants Lee Min Hyuk to guarantee a 50 billion loan for him, which is not whimsical. He has a certain grasp of this.

The second real power figure of the Li family, Senior Procurator General Li Jingmin, is about to retire. The Li family is now desperate to find foreign aid to help them retain their power in the prosecution system. Gain a buffer time for the successor.

And the strength of Park Guoquan's line cannot be underestimated, and he will not fall behind in the slightest against the other line alone. Qualified to become a strong foreign aid of the Li family.

Although Park Kook-kwon's department is opposed to the powerful prosecutors in terms of theme, in the political struggle, there are no permanent enemies, only eternal interests.

For the sake of the family, the Lee family will consider cooperating with Park Kook-kwon.

In the past, Kim Yun-ho was only regarded as one of the training objects, and he was not taken seriously, and he was not qualified to cooperate with the Lee family.

But now it is different, he took refuge in Park Guoquan, and became the focus of this department's training, and his status has risen sharply. Now he has certain qualifications to cooperate with the Li family.

And, what happened this morning, gave him a good opportunity.

In order to compete with Busan for the right to handle the case, Kim Yun-ho reported to Park Guoquan.

However, although Park Guoquan has great ability, he is a 'feudal prince', but he is limited by his status as the chief prosecutor and cannot make a voice in the Supreme Prosecutor's Office.

The final decision still needs to be made jointly by eight senior procurators, including Li Jingmin.

It was against this background that Park Guoquan asked Kim Yoon-ho to represent their family and try to contact Lee Kyung-min to get Lee Kyung-min's support on this matter.

Lee Kyung-min took the olive branch handed over by Park Guoquan and his family, and vigorously supported Kim Yun-ho, allowing Kim Yun-ho to obtain the right to handle the case as he wished.

Kim Yun-ho then reciprocated the favor and handed over the case to the people of Lee Kyung-min and his family, giving them a great credit.

In the end, the two sides not only established contact through Kim Yoon-ho, but also reaped practical benefits. The first collaboration was a great one.

And through this incident, Kim Yun-ho also officially came to the stage for the first time, representing Park Kook-kwon's family and making a voice.

It is precisely because of this that Kim Yun-ho wants to submit a guarantee request to the Lee family through Lee Min-joon. He expected that the Li family would not categorically refuse, and should give him a chance to explain.

That's where status comes in.

At the same time, Kim Yunhao also knows that he is two catties, and he is ready for heavy bleeding: to share more than half of the profits of the Li family. (To be continued)

ps: Second watch, ask for a monthly pass. In the evening, it is a monthly pass plus more.