"Rich! Get rich! Looking at the more than 100,000 yuan in cash in the account, Wang Yuewu couldn't believe his eyes.

Wang Yue's family is a little bit of money, but even so, more than 100,000 yuan is still a huge amount of money for him who has not inherited the family business, so he is really happy to see that he has made so much money at once.

"Sun Gushen, you are so great, I will rely on you to make a fortune in the future. Let's go, today I have a treat, and the money leopard seafood self-service starts. Go clubbing in the evening, if you have any old friends, you can also call together, and all the expenses for the whole day today will be mine. ”

Sun Haoyang looked at Wang Yue angrily and smiled: "You are the whole upstart mentality." How much money did you make, look at your beauty, you are still a rich second generation. ”

"The nouveau riche is the nouveau riche, I am happy today. If you can help me earn 1 million, I invite you to go to heaven and earth to be happy. ”

"Stop, stop, brother, I still have the palace sand, I can't be ruined by those women who have lost their footing, you can leave me some discipline." After making such a little money, you started to think about squandering, and you are not afraid that I will eat you poor. ”

"What is this called, am I such a stingy person? You helped me make so much money, I should have a meal for you, and I will continue to count on you to help me trade stocks in the future. Besides, you still want to eat me poor? ”

"That's not easy to say, I'll do the math for you...... The Golden Leopard Seafood Buffet is 150 yuan per person, so the total number of people for two people is ...... 16.9 million yuan, I won't count it for you. ”

"Huh? What 16 million? I promised to treat you to a meal, but I didn't promise to buy you a villa. ”

"That's right, it's the Golden Leopard seafood buffet, and the value of our meal is 16.9 million yuan."

"What are you talking about, why don't I understand it at all? How to eat a meal costs more than 10 million, and with so much money, I can buy the Money Leopard Restaurant. ”

Sun Haoyang took out a calculator and said, "If you don't believe it, then I'll calculate the account for you."

The cost of a meal for the two of us is 300 yuan. If the 300 yuan is not eaten, but continue to invest in stocks.

Let's not be too black-hearted, the annualized rate of return of Warren Buffett is 30%, we can't compare with Buffett, let's calculate less assuming that the annualized rate of return is 20%, you are now 20 years old, assuming you can live to be 80 years old, that is, you can still invest for 60 years.

Calculated at an annualized rate of return of 20%, 1.2 to the 60th power multiplied by 300 yuan equals ...... 16.9 million yuan.

No wonder Warren Buffett said that compound interest is the eighth wonder of the world.

In other words, if you don't spend this 300 yuan today, it will become 16.9 million yuan when you are 80 years old, so I said that today's meal will eat more than 10 million, right? ”

"This ......" Wang Yue was dumbfounded by Sun Haoyang's algorithm: "Dare to love us, we ate a mansion in one meal today." This...... This is not scientific! ”

"Hahaha, I'm just kidding you, don't mind. We can go to the Golden Leopard for dinner. ”

"Wait, wait, my mind is turning. What you just said is right, this meal of the leopard will eat more than 10 million, which is too luxurious, then this meal can't be eaten, and I will invite you when I am 80 years old.

I have five yuan here, you go downstairs and buy two packs of instant noodles, count me as if I invited you today."

According to the algorithm you just made, the money for these two packs of instant noodles will be worth two or three hundred thousand yuan after 60 years, and you only helped me earn 100,000 yuan, which is still a loss for me. ”

The black line on Sun Haoyang's end, his heart said how cheap his mouth should be, in order to show off his knowledge, a meal is gone.

However, with his ingenuity, of course, he would not be surrounded by himself, and hurriedly said: "The account is not calculated like this, if I invite you to dinner, that meal of money leopard is indeed worth 16.9 million, but if you invite me to eat, it is only worth 13 yuan and 8 cents." ”

"Damn, what kind of logic is this? If you dare to invite me to dinner, it will be worth a villa, and if I invite you to dinner, it will only be worth the money for a box of rice? ”

"The key is in this annualized rate of return.

Warren Buffett also said that time is the friend of successful investors, but it is the enemy of failed investors.

Who am I? Investors! Give me 300 yuan, and I can earn you an average of 20% a year. According to compound interest, 300 yuan will naturally become 16.9 million yuan after 60 years.

But if the 300 yuan is handed over to you, you can only put it in your wallet and wait for it to be devalued by inflation.

According to the 5% inflation rate, in 60 years, your 300 yuan will only be equivalent to 13 yuan and 8 cents now, which is only enough to buy a box of rice.

So you still have to ask for this meal, otherwise you will have to eat rice bowls every day in the future. ”

Wang Yue's brain was already surrounded by Sun Haoyang and couldn't keep up with the rhythm, so he hurriedly waved his hand and said: "Okay, okay, I'll just praise you a few words, you start to say Buffett on the left and Buffett on the right, I know that you are amazing." Can't I invite you for this meal, if you continue to talk about it, I'm going to ask for food......"

On the way to the Golden Leopard, Wang Yue suddenly thought of something and asked curiously: "I seem to have heard you say just now, your Shougong Sand is still kept, is this true or false?" ”

Sun Haoyang's expression was a little embarrassed, and he said: "Where can I compare with you rich and handsome people like me, how snobbish the girls are now, who can look down on a poor bastard like me."

Speaking of which, you, the rich second generation, should have lost your chastity a long time ago. ”

Wang Yue smiled: "It's not very early, it's high school." ”

"It's much better than me, hurry up and talk about it, how to get it."

"It was the summer vacation of my sophomore year of high school, and I invited a girl I liked to travel to the beach, and then you know."

Sun Haoyang said enviously: "Gao Fushuai is really Gao Fushuai, I have almost never traveled since I went to school." In the summer vacation of the past few years, I either stayed at home to play with the computer or went out to work and study, and I haven't even held my sister's hand a few times until now. ”

Wang Yue gave Sun Haoyang a look of contempt and said, "You still have to envy me now?" Don't think I don't know, you've made a lot more than me this time. ”

"What's more, it doesn't hurt for me to tell you the truth, I now add the principal to a total of more than 200,000 yuan. How much? Not much more~"

"200,000 is not too much? How much can it cost you to make a girl? ”

"This 200,000 yuan is my wife's book, you must know that according to my calculations, the cost of marrying a wife in Shanghai now is more than 10 million."

"Here you go again, you're going to fool me with that compound interest theory again. Okay, let's talk about it, why do you need 10 million to get married? ”

"Look at me, it's very difficult to marry a wife in Shanghai without a certain material foundation.

To get married, you need to prepare at least a house.

I won't give you the inner ring of the city center, even if the central ring is good, a set of 100 square meters of ordinary commercial housing, the unit price is 15,000 yuan, plus taxes and fees, a total of 1.6 million. However, generally we will not buy in full and will choose to take out a loan, so that if we calculate the loan interest for 20 years, we need to pay a total of 2.6 million yuan in principal and interest.

Then I bought a house to decorate, and it takes a total of 150,000 yuan for medium decoration plus the purchase of various furniture, electrical appliances, pots and pans.

Since you don't live in the city center, it's not very convenient to go to work, so you also need to buy a car, and the price of a medium-grade car with a Shanghai license plate is 200,000 yuan.

Next, you have to take wedding photos and buy jewelry, wedding photos are cheaper, 5,000 yuan, and I don't buy a one-carat diamond ring, just choose an eighty percent, no smaller, this is 30,000. Buy another pair of rings, 5,000 yuan, a total of 40,000 yuan.

From talking about friends to getting married, you have to invite guests to dinner, buy gifts, go out to play, travel, and give things to your mother-in-law, how can you add up to 50,000 yuan.

Then the wedding plus the wine, I calculate it cheaper, according to the calculation of 5,000 yuan for a table in a four-star hotel, 20 tables is 100,000.

Then wedding + wedding supplies such as candy, I will count you 30,000.

And then now it is popular to give a bride price to the mother-in-law, at least 50,000, and it would be too shabby if it was less.

Finally, there is the honeymoon, and a trip to the Maldives and shopping will cost a total of 40,000 yuan.

In this way, the total cost of getting married is 3.26 million.

Suppose you get married at the age of 30, and you generally can't exercise your man's rights until you are 60 years old, so the service life of your wife is 30 years.

If you don't get married and you take this huge amount of money to buy risk-free long-term Treasury bonds, I count you 5% a year, which is something that anyone can do without much effort. Then in 30 years, this money will become 14 million.

So you see, the cost of getting married is very high. ”

Wang Yue heard Sun Haoyang's strange theory for the second time today, so he didn't feel too surprised.

"Although your theory seems to be fine, the wife and family cannot be measured by money. Money can't buy love, as a man, how can you do without a woman by your side? ”

"It's true that money can't buy love, but if you don't have money, you're not qualified to have love. As long as you have money, are you afraid that there are no women around?

There are a total of 360 months in 30 years, and 14 million is equivalent to nearly 40,000 yuan per month on average. 40,000 yuan a month, it is enough to package a beautiful 3-tier star or model as a lover.

Everyone has been avoiding the relationship between love and money, but the reality is that it costs money to get a wife.

We all studied finance and have all taken the course of accounting, so can you tell me, from the perspective of accounting, can the money from marrying a wife be included in the "cost"?

Continuing to analyze according to this logic, the word corresponding to "cost" is "profit", and how to calculate the "profit" of pleasing a wife? Is the "wife" as an "asset"? Or is it a "debt"? Is it "fixed"? Or is it "flowing"?

Anyone who buys stocks knows that investing in stocks is the first thing to consider about the growth and rate of return of the stock. And it is difficult to estimate the rate of return of such a huge investment in courting a wife.

As for the growth of the wife, I can't mention it, from the day you ask your wife to enter the door, her value has been depreciated with the passage of time, and she is already in her 40s after 20 years, I am afraid that no matter how much she maintains, beauty and abundance no longer exist.

At that time, if the two of you still love each other, then you will have a life partner left. If you are just bound to the framework of a marriage in name only, then you can say that you really have lost all your money! ”

Wang Yue was completely shocked by Sun Haoyang's words, and was stunned for a while before saying: "I said why are you so good at stock trading, dare you not do anything else every day, just pondering these things over there." According to what you say, men should be singles for the rest of their lives. ”

"It's not enough to be a single, but I haven't found the woman who is worth the 14 million I paid for."

"What woman is worth 14 million? You just dream. Don't talk about now, you don't want to find it in this life. ”

"Not necessarily." Sun Haoyang smiled and said: "The importance of money to everyone is different, for example, if I am worth hundreds of millions of dollars one day, then 14 million is nothing to me." ”

"Then I wish you to find your 14 million as soon as possible."

This book was first published from 17k, the first time to see the genuine content!

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