Chapter 245: Establishing a Bank 2
Of course, the most satisfying in the whole incident are the senior executives of energy companies, these professionals know very well how much benefit a small bank will bring to the company, sufficient funds will help them enter more projects, especially the benefits that the four major partners will bring, they dare not think, how many powerful political and business entities these banks can influence, it is impossible to calculate! Since then, China, India, Southeast Asia, Antarctica, and even Europe and the Arctic Ocean have not been happy wherever they go! Some people even complained that the headquarters was "a little late", indeed, if there were enough book funds, if they could get the help of these partners earlier, they would definitely be able to get more contracts, of course, they all omitted the reality that the headquarters could not even get the funds to build a bank! The fairy or the Li family is preparing to build a bank, like a bombshell suddenly thrown into the crowd, and before it really explodes, it is already in an uproar; Although the size of the bank is not large at all, it may not be able to absorb enough deposits, it may not be as useful as it should, and it may die soon...... But it has brought a great impact to all walks of life. Whether to cooperate or ignore it, to ask for help or when she does not exist, the thoughts of the various masters are not quite the same, but in any case, almost everyone remembers that the fairy is powerful, and if she is not strong, she will not expand continuously; If she is not strong, she will not easily enter the banking industry, which has a very high barrier to entry; Without being strong, she would not have been able to attract so many partners; If she is not strong, she will not be as careful as a rich man...... And what will happen to the already powerful fairy, with the assistance of the bank?
There are thousands of banks all over the world, large and small, some of which failed during the economic crisis, and then some of which were established, although generally not as large as the previous ones, are already quite numerous. According to different standards, there are many types of banks, in terms of the scale of funds, there are tens of billions of yuan of large banks, there are also hundreds of billions of yuan, these are some small banks; The large banks have hundreds of billions of yuan in funds, more than 1 trillion yuan in fixed assets, and even tens of thousands. From the perspective of business scope, there are domestic banks and international banks, but no matter what kind of bank, most of them are engaged in both domestic and international business, but the focus is different, and Lee's Bank is naturally an international bank. There are also state-owned banks and private banks, as well as so-called joint venture banks, which are mainly controlled by the Industrial and Commercial Bank of China, for example, which is a state-owned bank, even though the government only owns 55% of the shares. According to statistics, more than 90% of the world's banks belong to private banks, and individual private banks have more than one trillion yuan of funds, or even trillions of yuan, but more are some small banks, and it is said that there are no more than 20 banks above Lee's Bank, so Lee's Bank is still relatively large.
Most private banks of the nature of enterprises have several or more than a dozen shareholders, and the service objects are also several or more than a dozen companies with different holders, and the purpose of establishing banks is to solve the capital problems of these companies, they contribute, jointly control, and are monitored by them, and at the same time, these companies have formed a powerful group with relevant interests under the connection of the bank, and have become a complex system or power group. This has formed a number of corporate interest groups, such as South Korea and Japan's clubs, which are similar combinations, and there are many such groups in North America and Europe, and these combined combinations are very powerful, because they are related to each other, support each other, and jointly deal with hostile company groups, and many of the more powerful companies are difficult to be opponents, and even fairies are not enough.
Actually, Lee's Bank is a special existence! In the original plan of the fairy company, she belonged to a private bank, although there were some shares of state-owned banks, but up to 80% of the shares were in the private hands of the Li family, occupying an absolute controlling stake, not even a joint venture bank. Although there are also many partners, but the service object is actually only one, which is the most fundamental difference from many large banks, even some weaker banks are not the same, so the Li Bank is a special existence, in a sense, she is a strong symbol of the Li family, and they are the only ones in the world who have formed a commercial bank that only serves one business group, although the entities of this "one" business group are definitely more than 200!
The establishment of the Li family's own bank has caused a strong response in the industry, if someone asks for partners from the world, there will definitely be people who stand up and respond, but I heard that some people even want to refuse the government of a certain country, and the final loss of shares is also pitiful, which makes many people stop, with the temperament of the Li family, there will be no chance at all! Everyone was shocked by the strength of the Li family, at least those four partners were not something they could easily pull in, but this also pointed out a way for other enterprises in China, Fairy and Xixing United Bank They can't get in, so why not combine to build a bank yourself? One company may not be strong, but the idea of several or a dozen companies joining forces is very tempting, and there are many large companies with similar ideas, and market conditions make it possible to form a joint bank.
The "Far East War" led many Chinese companies to form a number of interests and support each other, and with the end of market competition, some of the consortiums tended to loosen up and even turn hostile to each other, but the basis for cooperation of most companies still existed, because the market environment was still very cruel to them. In particular, some of the larger companies are more willing to strengthen their existing alliances because of the living environment in the international and domestic markets, and it is very suitable to hold shares of each other, especially through banks, to form closer interests. Most of these large companies, which have been hit hard by the economic crisis, have recovered from their efforts and have a certain amount of capital operating capacity, and it is not impossible to set up banks. According to news media reports, this round of banking boom triggered by Lee's Bank has gradually increased, and at least dozens of large companies have been widely contacted, and it is said that these companies belong to more than five former market war consortiums, and it is reported that some large banks in China have also shown signs of involvement, and these rumors have gradually been privately admitted by some key sector people! Sure enough, by the end of '44, several companies signed a memorandum of cooperation, which was signed by a large state-owned bank! Almost at the same time, the news spread in the press that another bank was about to be established, and there was news that another bank was about to be successfully negotiated, and in a short period of time at the end of the year, the news that three banks were about to be established appeared, which greatly shook the international financial circles and became a sensational news event that year. In less than half a year, four Chinese private banks are about to be established, the world is shaken, the world exclaims, "China's dragon has attacked", too, dozens of China's large enterprises, especially private enterprises, have joined forces with each other to become a world-class capital body, up to trillions of yuan of enterprise groups, who can not be side-eyed!
As expected, just after the Spring Festival, three private banks were established in just five days. On February 20, 45, "Xinyunlong Bank Group" was established with a registered capital of 600 billion yuan; On the 23rd, "Southern United Bank" was established with a registered capital of 700 billion yuan; The next day, "Fanghepu Bank" was established with a registered capital of 700 billion yuan. Most of the Chinese people have not yet recovered from the joy of the Spring Festival, but they have received these shocking news, and people have no choice but to make up for social consultation!
The new Yunlong banking group was registered and announced in Beijing, headquartered in Beijing, and its shareholders include 11 large companies and a bank, of which the new element company accounts for 19% of the shares, Yulong Electronics Company accounts for 19%, Yunshan Group accounts for 15%, Jianghai Group and Xinpeng Company each account for 6%, Tianchi Group accounts for 5%, and the remaining 5 companies account for the remaining 20% of the shares. With the exception of China Construction Bank, these shareholders are all privately owned, operating in dozens of industries such as new materials, electronics, biotechnology, real estate, automobiles, machinery, commerce and transportation, and all shareholders (excluding cooperative banks) have assets of more than RMB 5 trillion. The name of the new Yunlong banking group is composed of one word from each of the three major shareholders, of which the word "new" is taken from the first word of the new element company, of course, Xinpeng company is also fortunate for some reason; Although the strength of Yunshan Group is not as good as in the past, it is still strong, and its assets are only slightly less than that of Yulong Electronics, and it has also contributed to the word "cloud"; Yulong Electronics Company is the most powerful in the consortium, with its founder, now 64 years old still serving as the chairman of the board of directors of Jin Yulong's favorite "dragon" as the tail word of the bank group, which is not only the representative of the three major shareholders, but also fully shows the domineering mentality. Most of these shareholders are headquartered in the north, only Xinpeng is located in Shanghai, the rest of the six companies are located in Beijing, three are located in Tianjin, and another company is headquartered in Dalian, and this is Qianfu Group, some people are familiar with it!
The shareholders of Southern Bank are relatively scattered, there are 8 major shareholders, accounting for a total of 90% of the shares, of which Bank of Communications occupies 9% of the shares, Longjia Group occupies 24%, Baiyun Electromechanical Group occupies 9%, Fengcheng Group occupies 16%, Dongjiang Real Estate Group occupies 10%, Hakka and Parkson Company each account for 11%, and three companies account for the remaining 10% of the shares, these companies are all large company groups headquartered in the south, especially in Guangdong, involving industries including biotechnology, new materials, Dozens of industries such as real estate, electronics, automobile manufacturing, and electric power. The strength of these companies is relatively strong, but none of them has a greater advantage, and there are more connections between each other, and it has long been a well-known southern group in China, with total assets of more than 4.5 trillion yuan, and the name of the banking group is also called "Southern Bank". This is the most important industrial group in the south of the mainland, and for many years the commercial group in the north has resisted the north and the business group in the south against the coastal areas, and it has been unique and has safeguarded their basic interests in the south, especially in the two regions.
Headquartered in Shanghai, the economic center of the Far East, the Fanghepu banking group is composed of 10 private companies with 90% investment and 10% investment from the Agricultural Bank of China, one of the four major state-owned banks in China, of which four larger private companies control 56% of the shares, Hetai Electronics Company holds 16%, Huangpu and Oriental Real Estate each hold 13%, and Wanfang Automobile Group Group holds 14%. In addition to the Agricultural Bank of China, the shareholders of Fanghepu Bank Group are mainly located in the middle and lower reaches of the Yangtze River, with total assets of more than 5 trillion yuan, and its business scope includes electronics, real estate, automobiles, new materials, marine transportation, medicine, electromechanical, food and beverage, energy and many other industries, making it the largest industrial group in the Yangtze River Delta region. In just five days, the 32 largest private companies in China have dispersed and combined three large corporate banks, involving assets of more than 15 trillion yuan and an investment amount of up to 2 trillion yuan, involving dozens of industries. Any banking group is a group of enterprises that cannot be underestimated in the world, and the domestic and international critics have been pleasantly surprised, together with the earlier establishment of Lee's Bank, which has been called China's "new big bank"; Whether it is a domestic company or an international industry, in the face of these interest associations, they have to adjust their industrial strategies, even with the strength of the fairy, they also have to take these peers seriously! The international industry is even more worried, because these enterprise conglomerates in Far East China will inevitably increase the difficulty of their competition in Chinese mainland, and at the same time, the threat in the international market will also be unprecedentedly enhanced!
In the face of the big moves in China's business community, large international companies are looking for countermeasures, strengthening their own capital and market protection capabilities, maintaining strong competitiveness with their Chinese counterparts, and trying to offset the resulting adverse effects. According to statistics, since October 44, as many as 1,000 large companies have carried out various degrees of contact activities, at least dozens of banks have strengthened their operational capabilities, and hundreds of large companies have participated in each other's shares to maintain their ability to stake. Not only international and domestic enterprises pay attention to this series of "banking incidents", but the fairy itself is also extremely concerned, her original intention is not to increase cooperation, but to make the funds of its companies more convenient to turn around within the group, but they did not expect to provoke such a reaction, it is really unexpected to them, it is really "not what they think"! Nowadays, there are many large domestic enterprises, abundant funds also abound, there are many state-owned enterprises, there are also a large number of private enterprises, although the three banks only 32 companies participate in the shares, but each company is involved in a wide range of entanglements, intertwined at least can involve more than seven or eight, according to the estimation of good things, the three major banks related to the company as many as more than 300, any private company, maybe related to which bank, "this is really a troublesome thing"! The intensification of market competition, it is inevitable to compete with each other, and it is inevitable to fight each other, and for the fairy, the future opponent may not be one or two, it is likely to be some powerful group, can the exhausted fairy resist those group-type opponents? What worries the headquarters is those old rivals, and now there are stealth groups one by one, such as the two companies of the "new" word, Yunshan, Longjia, Fengcheng, Hetai, Huangpu, Dongfang, etc., some of the companies that the fairies have been deprived of, such as Shenwei, Parkson, etc., these companies are not weak, and now they are worth doubled. What's worse is that the fairy and the three major banking groups are almost all at odds, and they were only enemies all over the world before, but now they are strong enemies all over the world. Of course, it is not that there is no good relationship, such as the Yulong idea in the new Yunlong banking group, Jianghai Group, etc., the previous relationship is good, and the old relationship of Parkson Electronics of Southern Bank should still be there, but what role can these friendships play, almost no one is optimistic! The fairy is not optimistic, the Li family is even more worried, the company can be solved through the market, if these interests really collide with the fairy, it can be said that none of them can easily make up their minds, after all, the Li Bank is not the same as their internal connection; At the same time, she also knows that she has a tense relationship with many families, and the Wang family of Yunshan Group has never shown favor to them over the years, especially the younger generation, the relationship is even worse, in addition, the Mai family of Xinpeng Company has absolutely no good impression, and they will never ignore the Wang family of Qianfu Group, not to mention that these companies are in the same banking group, and the headquarters of this banking group happens to be in Beijing! Therefore, whether it is the fairy or the Li family, they all regard the new Yunlong banking group as the strongest opponent, and turn most of their attention to this banking group, especially the Li family, when they learned that Yunshan Group and other companies intend to establish a banking group, they pay close attention to the movements of the ethnic groups behind some companies and pay attention to the horizontal connection between them.
The banking incident caused by the Lee Bank, or the emergence of a consortium of private companies, has a very far-reaching impact, and some far-reaching families and family alliances have emerged as a result, and they have taken mutual support as an opportunity for development and taken advantage of favorable opportunities, which are completely different from the low-key style of the Lee family, and vigorously develop their influence in the political and business circles. Although they do not have the financial ability of the Li family, they are more worldly, which offsets the lack in some aspects, and under the mediation of some well-intentioned people, the development of the Li family is largely restricted, and to a certain extent, it has caused great harm. The Chinese are a nation good at internal fighting, and with this incident provoked by the Li family itself, many families have successfully implemented strategic sieges, and the phenomenon of one dominance that some people have been worried about has disappeared, and with the acquiescence of some extent, the strong Li family has gradually become "weak" and no longer stands out from the crowd, and some interest groups have more choices!
Although the Li family is not afraid of any family, it will definitely not despise any opponent! And they who "reap the consequences", will they really decline?