It can be said that Li Shikang is the first professional in the entire family to have an in-depth understanding of the role of banks, and it can even be said unceremoniously that before this, the entire Li family has never had an in-depth understanding of banks! Fairies participate in the three major banks, all of them are passively accepted, and can even be said to be very reluctant, even if they get the benefits later, they have not attracted enough attention, especially under the long-term influence of someone, no one will easily mention this matter, some people even if they have a certain idea, they are very quickly self-or passive denial, not to mention that they are very short of money, where to spare money to invest in new projects. But Li Shikang is different, he alone has more financial knowledge and understanding than everyone in the family, and he will not give up because everyone is unhappy, he entered the bank for 40 years and started an internship, and soon grew up, and the colleagues and senior leaders who worked together were highly praised in private, "Even if you can be a vice president." When he felt that he could not learn much from this bank, he decided to return to Beijing, and at the age of 26, he was determined to embark on a larger career, and this business was banking, and he imagined that the fairy could form his own bank, and he would take an important position in it. Of course, there are other reasons why he wants to return to Beijing, such as comforting some people, etc., in short, he resolutely left Shanghai with his three wives, the Oriental Pearl who has lived for seven years and formed a lifelong relationship. There was no clear reply to his request from within the family, which in their opinion was, firstly, somewhat unrealistic, and seemingly unnecessary, secondly, that he was too young to have enough work experience, and more importantly, that at this time, he was not suitable for tedious work, which was a real problem that young people had to solve.

Li Shikang had to temporarily put aside the idea of starting a business, because he was powerless in front of everyone, and any reason was enough to calm him down, although he was very envious of what others had done for many years! However, as time passed, the family gradually realized the importance of banks, especially after the formation of energy companies, and gradually formed a consensus, and the call for the establishment of its own bank gradually appeared. At the same time, the younger generation is obviously different from the older generation, they have a more comprehensive understanding of the shopping mall, and in their opinion, even if it is only to ensure the flow of funds within the enterprise, it should be established as soon as possible, so Li Shikang's requirements are more and more important, and finally put on the agenda!

And within the company, especially the fairy, there is also a gradual emphasis on the banking industry! It's a little funny to say, ask a fairy employee who has been a fairy leader for many generations, and they will all say that Li Mengze is the one with the worst management ability, although this is a very disgraceful evaluation, and it is not regarded as a taboo; However, if you ask any of the fairy's employees, they will say that he has the most influence on the company. For the fairy, Li Mengze has been regarded as a sacred legend, and his "sacred legend" completely covers up the lack of personal ability or rebellion in private life, so that he has a profound impact on the fairy, which is so deep that it has become the basic starting point of the company's thinking. For a long time, the fairy has never had a serious financial crisis, the abundant financial reserves make them feel that "the bank is an irrelevant part", there are financial difficulties, they go to the bank contract loan, in most cases, the bank is just a place to deposit money, is a place to work capital and do not need to issue stocks!

The previous fairy had no sense of financial oppression, Li Mengze was reluctant to take a loan from the bank, and the decision-making department also felt that there was no need to bear bank interest...... However, the economic crisis changed everything! The fairy entered the banking industry, which was not originally in the investment plan, and in order to make the most of this God-given opportunity, she had to take out a large loan; And because the reserve funds have been almost depleted, and the amount of investment is too large, the rich fairy has also taken on trillions of yuan of bank debt for the first time, becoming the world's largest loan conglomerate, which makes them worry and provoke their opponents. Whether it is Li Mengze's Li family or the decision-makers of the fairy, they are all secretly "hehe" and laugh, the bank is really good, if there is no bank, how can there be everything today! International investment uses low-interest long-term loans from banks, and domestic companies use low-interest short-term loans from banks for development...... The bank has become their babysitter! Let's put it this way, if Li Yikang had proposed the establishment of a bank at that time, it is estimated that many people would have immediately agreed, although there would have been many people who opposed it because they were worried about the accumulation of funds, because the situation had not yet reached the point of establishing a bank. First of all, energy companies have reached the point where they have to send arrows, and the huge need for capital makes everything else secondary; Secondly, the company has already invested in two domestic banks and has joined hands with Hindustan Bank, and there is no need to establish another bank; Of course, banks are not fundamentally on the agenda of policy-making departments! However, the development of the situation prompted them to pay more and more attention to this industry, after the economic crisis, especially after the end of the war in Southeast Asia, more and more bank loans, the previous debts were not repaid, and new debts were born, and even reached 3 trillion at the peak, so that they were overwhelmed, "tearing down the east wall, mending the west wall", "repaying bank loans from bank loans"! Over the years, statistics have made the headquarters more and more aware of the importance of this industry, and the annual bank interest of tens of billions of dollars also makes some people feel that it is not worth it, which requires the company to pay how hard to earn back!

The establishment of a bank is beneficial to the whole company, they know very well that the funds of each company are not sufficient, often a large amount of money can not be used, and soon there will be a lack of large funds, and it is not very convenient to deposit in the headquarters, and there will always be some helpless losses; What makes them feel even more serious is the energy company, and the flow of large sums of money at every turn forces the headquarters to seriously think about this problem that concerns the whole situation! According to the survey, in fact, the energy companies with financial difficulties, whether they are international giants or large companies, have hundreds of billions of yuan in book capital, and some big giants are even more than 8,000, although their debts are surprisingly large! It is very rare to see such a "well-behaved" company as fairy energy, and at the same time there are very few large companies with such a lack of book funds, energy companies not only have to look at the amount of debt and arrears, but also look at the amount of book funds, generally speaking, as long as the debt and arrears are reasonably arranged, the more book funds are more beneficial to the company. The energy company has asked the headquarters more than once, according to Zhou Ruquan's words, either the headquarters will continue to inject capital on a large scale, or let him take loans directly from the bank to enrich the company's treasury! The fairy headquarters also has to pay attention to the opinions of the subordinate companies, the reality is clear, and the market demand is not unclear to them, so the CEOs of the fairy's subsidiaries have received inquiries from the headquarters, but what makes the headquarters very faceless is that almost all the senior leaders have expressed their approval, and no one even expressed opposition!

The fairy is determined to build a bank, the Li family is determined to build their own bank, and how to build a bank, what kind of bank to build, and when to build a bank have become an important problem for them! Investments require capital, which requires that they can only be implemented after the company's overall finances improve, and this is also very clear! In 44 years, this opportunity finally came, according to the forecast, the income of the fairy headquarters should be more than 900 billion yuan, the income in the next few years will be more, and the phenomenon of continuous loans will be less and less, such as the amount of up to 1.4 trillion due bank loans in 45 years can be fully repaid, and at the same time, according to the opinion of energy companies, the formation of a bank this year is more conducive to the company's business development. Within the Li family, there was also an agreement on the formation of a bank, and it was decided to name the family's two companies and be controlled and managed by the fairy. Banks take storage and loans as their main business, accept social deposits and undertake loans to various companies, of course, this must have obvious Li or fairy characteristics; The basic function of a bank is to provide a platform for the operation of funds for its companies, making it a more convenient control and support tool for the headquarters to the companies. Originally, according to their intentions, this was completely their own business, and they just had to do it slowly behind closed doors; At the same time, the fairy headquarters also thinks that this is just their own business, and they have the final say, and they don't need any partners, just need to use some partners' amenities appropriately. However, some people don't want the Li family or the fairy to do their own thing, and they prefer to put the Li family into the "right way" and limit the family to a controllable range; It's just that some people are very reluctant to have their banks "tainted by the world" and are very reluctant to share in their possible profits. However, the Li family was "too weak" to resist the pressure from many quarters, and finally had to accept the "unreasonable request" of other banks to participate in the shares.

Although they knew that it was impossible to refuse the "good intentions" of others, they still put forward a "hard requirement" of at least 80% of the bank's shares, and after several negotiations, they finally reached an agreement, and since they realized that it was impossible to exclusively own the bank's shares, since they had already involved two partners, why not find other partners? With this in mind, they first sought the opinion of the fairy headquarters, and then the opinions of the subsidiaries were also consulted, and finally set the target on the two banks that were more certain, Hindustan Bank was very interested in participation, but was very dissatisfied with having such a small number of shares, but they were helpless to the Li family at all, it was quite good to be able to enter the Li Bank, and after thinking about it again and again, under the pressure of some aspects, they had to accept this unequal treatment! Deutsche Bank was also very interested in the fairy's proposal to participate in the shares, after all, it was very rare to directly infiltrate this large consortium that was said to be the most promising, but they also raised different opinions on the proportion of shares, and even politely refused on the spot, in their minds, it was unacceptable to have such a small number of shares, especially the Lee family had up to 80% of the shares, but they could not withstand the public relations pressure of the Spike family. The Spike family didn't know why the friend was so stubborn, since they were going to create a bank, since they were looking for partners, it shouldn't be this way, but the friends asked for it, and they were still determined to help, and as a result, the four partners of Lee's Bank divided "up to 20% of the shares". Lee's Bank has entered the business channels of various partners, and can use the partners' branch banking facilities around the world without paying any fees, and correspondingly, the participating banks can also "use her business channels", but according to the analysis of some commentators, the fairy's move is obviously "clever and pretentious", and it is a "forced plundering use" of the existing funds of the participating banks, and it is almost impossible to open a branch to carry out global business. They all made good use of these branches, although she also set up some branch banks.

When the fairy was preparing to set up the bank, Li Shikang was leisurely enjoying their "exclusive" life, and the young man who returned to Beijing got a job in a bank to continue to recharge his batteries, but more time was spent on completing the important responsibilities of a member of the Li family, but when he heard that the bank was finally going to be built, he knew that "the opportunity is finally coming"! As a blood member of the Li family, he inherited the dual characteristics of his parents, both his mother's dedication to work, and his father's "lustful and lustful", which is relatively special in the whole family. Now, he is still the key figure in women's pursuit, and everyone in society knows that the Li family does not prohibit polygamy, and also knows that some people have no chance, but he knows his own affairs, and he has not made a little scandal so far. At home, all the daughters were headed by Sun Yaxuan, and even he himself respected this dignified and beautiful wife very much, just like his father's consistent behavior! Li Shikang is of course very aware of the family's determination to form a bank, which is exactly what he has been looking forward to for many years, and he is willing to let go of the opportunity, and he is sure that he can find a corresponding position in the bank with his ability and become one of the new generation of entrepreneurial figures. He has the blood of the Li family in his veins, although he knows that he cannot reach the height of his father, but in his own situation, he has also decided that he will not be worse than anyone else, and with his own efforts, the Li family will be stronger and more prosperous! He soon put forward his own request, and the Li family thought about it for a long time, and was carefully inspected by the fairy headquarters for a period of time before finally agreeing, so on September 5, 44, he resigned from the Beijing branch of the Industrial and Commercial Bank of China, and a month later he became the president of the Beijing branch of the Fairy and Western Star United Bank!

The Beijing branch is very special, not only because it is the first branch before the official operation of the bank, but also because of the importance of its geographical location. First of all, the Beijing branch is located in the Fairy Building, which is the location of the Fairy Headquarters, which is a symbolic building, and when the headquarters is moved, there will still be a large number of left-behind departments, which will be their only branch in the company's planning. Secondly, the Li family has been operating in the northern region for more than 30 years, with many industries and profound influence, although the headquarters of each company will be moved, but it will definitely not give up this "base", not to mention that the northern region is one of the areas with the most concentrated industrial distribution, and it is bound to leave some heavyweights to sit in command and coordinate. Moreover, once the fairy moves south, it will largely fade out of its influence in the north, especially Beijing, inevitably giving people a feeling of abandoning Beijing, and at the same time the Li family will also give people a feeling of going to the empty building, although the traffic between the fairy city and Beijing is extremely convenient, as the capital of Beijing's status is too important, it is urgent to leave the important family members in command, and who to stay, it is also quite difficult for some people. In order to maintain an important influence in Beijing (or the central government), it is necessary to leave important members of the family, and must be people in the inner circle of the family industry, although there are quite a few people who can meet the requirements, the second, seventh, and fourteenth children of the Li family, including the Xu family, are considered suitable candidates, but none of these people can stay in Beijing, because they are either the heads of the head offices, or they simply have nothing to do with the industry in Beijing! Of course, there are many family members who will continue to stay in Beijing, at least not soon, but the weight of these people is not enough, either because of the restrictions on career choice, or because the industry is not enough to influence, for the Li family, no matter how many people stay, as long as there are no heavyweight business people, the influence of the family will be drastically reduced! But the formation of the bank alleviated fears, or rather gave some people an alternative, so to speak, if the Li family had left the bank's headquarters in Beijing, where the banks were concentrated, they would still have a strong influence (mainly politically) even if all the fairy ministries moved south, even "bigger than the electronics companies." Sure enough, although Li did not leave the bank headquarters in Beijing "alone", he regarded the Beijing branch as a special branch, leaving a young man who was already able to take on great responsibilities to sit in person, and there was a hidden tendency to coordinate various industries in Beijing.

In their view, the abandonment of Beijing is undoubtedly a "big loss", and perhaps it will "lose its strong momentum", but any concerns can no longer resist the pace of moving south. There is news of the fairy industrial city everywhere in the news media, and some media claim to have "confirmed" the news that the headquarters of the fairy industries are sorted out and about to be relocated, in this case, another bank has popped up, isn't it deliberately disturbing people's sight, who is Li Shikang, "the young son of the Li family", "romantic and lustful", the youngest member of the new generation of the Li family, who is completely opposite to the character and image of the twins' brother, and he will "stay in Beijing", is this appropriate, can he take on such a heavy responsibility? Can the "Beijing Branch" reverse the negative impact of the southward relocation? Opinions are being made out of the crowd. In fact, in everyone's opinion, Li Shikang is indeed a good left-behind person, and the social image of the "lustful son" alone makes people remember the reality that the Li family "still stays in Beijing"! Therefore, although the Li family has not moved south, and the fairy has not moved away, some people have regarded him as some kind of representative, and the simplest phenomenon is that there has been a significant increase in social activities, and the family "gathers less and scatters more", "miserable"! The Beijing government tried its best to "dissuade" Lee's move south, and even proposed to allocate land for them to build an industrial city. Many Beijing citizens are also reluctant to move the fairy south, which is equivalent to moving away a large number of employment opportunities, and many people go to the fairy headquarters almost every day to "petition...... However, all this could not stop Lee's "insistence on leaving". Not only the local government and the people have accepted this new "Beijing leader", but other circles, especially the business community, have also begun to accept that whether it is competition or cooperation, it is appropriate to praise the field, and perhaps it will not be long before they will confront this "small" head-on!