Fairy Energy has achieved the goal of zero debt and created a "miracle" in the industry, but the situation of the whole company has not really improved! Energy is an industry with a very large demand for funds, the project cycle is relatively long, development takes time, production takes time, sales takes time, and requires large-scale capital paving, often requires hundreds of billions of yuan or even more, with the profits of energy companies can not cope at all, which is also the main reason for the heavy debt of almost all large energy companies, in order to obtain new development projects, increase the company's mineral reserves, have to borrow from the bank again and again, forced to increase the company's debt ratio, Share your hard-earned profits with the bank. Of course, the century-old giants have long solved this problem, and they have long formed banks through multi-industry companies or companies in the same industry, and used banks to seek funds for the development of enterprises, which is said to be a better way to raise funds than the stock market. Fairy Energy has serious deficiencies in this regard, but she can't always rely on the headquarters for everything, and continues to withdraw funds from the headquarters, which is not in line with the principles of the company's operation, and is not conducive to the company's reputation. If the company wants to develop, it must have enough funds, and now her profitability has gradually improved, and the accumulation of funds has gradually increased, and it has come to the time to break away from the protection of the headquarters and develop independently; Leaving the financial support of the headquarters is the greatest wish of the whole company and Zhou Ruquan, especially the general manager Zhou Ruquan, whenever he sees other general managers at the headquarters meeting, he always feels that he is not confident enough, and he feels that he is three points shorter, which is really "detrimental to the company's image"!

The various advantages and disadvantages of energy companies, the headquarters is naturally very clear, and they are also very anxious about this. The function of the fairy headquarters is very complex, it is both a single entity and a de facto complex, she monitors the various subsidiaries and even branches, and provides them with all kinds of help, which is not only their supervisor, but also makes them the most dependent, and at the same time, with the development of the company, it has gradually increased some social supervision functions, of course, this is more to analyze the feasibility of some new projects, and escort the company's sustainable development. Originally, the fairy had no intention of entering the financial industry, but now she is getting very big benefits from this industry, in fact, she is benefiting from this industry, without the strong support of the financial industry, it is impossible for her to implement Indian investment, it is impossible to obtain the periodic short-term loans needed for the development of the company, and it is impossible to carry out two major projects at the same time, industrial city and energy! As a result, the management of the headquarters has greatly improved their evaluation of the bank and gradually has new ideas!

Over the years, the ZG government has gradually lowered the entry threshold for banks, allowing private capital to enter the bank, for which a large number of private banks have emerged, but the economic crisis has hit the banking industry absolutely, and many banks have not recovered until now, and are even on the verge of bankruptcy, and more have completely lost the possibility of getting back on their feet. However, as soon as the economy recovered, some people couldn't bear it, and a new batch of laughing banks appeared in society, so can we set up our own banks, and can we raise funds and capital turnover through "our own banks"? There are many industries under the fairy, the capital demand period of various companies is not the same, some funds can not be used temporarily, and some companies will have a funding gap at the same time, it is always not convenient to borrow money between companies, although the headquarters plays the role of a turnover bank in most cases, and if a real bank can be established, it will make the company's capital scheduling more convenient, greatly reduce the work pressure of the headquarters, and can maintain the company's capital security by raising funds in the society. Once they have this idea, they will immediately take action, analyze and study, and even make decisions, and quickly and secretly execute them with their characteristic "speed"! Sure enough, in June 44, the headquarters made the decision to establish its own bank, and on October 8 of that year, without the bank headquarters, the first branch of "Li's Bank" was established, which is naturally the Beijing branch, the bank's office is located in the Fairy Building, the office area is quite small, and it only has the ability to "transfer funds". This is all on the surface of the matter, but without the embarrassment of energy companies, she would not have been able to enter the banking industry so quickly, after all, the inherent thinking is not so easy to change!

Zhou Ruquan was embarrassed to find that the headquarters decided to set up his own bank, although he was embarrassed, but he understood that the support of the headquarters had ended here, because since the headquarters had already established a bank, he could not care about the image of the bank; And if the bank is established, it is an independent accounting company, it is impossible to eat a big pot of rice, and no one can tilt it, not only energy companies are constrained, other companies are no exception, and even the headquarters must be subject to some kind of constraints! But in any case, the energy company has a clear financial support, although it is also a loan, but this is more clear than the financial support of the headquarters, because the headquarters can use the overall situation as the reason to reject the development plan of each company, and now with the bank, it is equivalent to the tacit acquiescence that they can directly raise funds, and more importantly, "the amount of loans is larger"! The next social reaction also illustrates this, the social reputation of the energy company immediately rose, and the advantages of many cooperation projects under discussion have increased significantly, and there seems to be a good momentum of acceleration, which makes the already prosperous situation more prosperous, and the social impact is more and more extensive, sweeping away the bleak and colorless of the previous years, perhaps, soon, people will see her once again overwhelming the world's spectacular scene!

Sure enough, the energy company soon broke new ground. On April 16, 45, Fairy Energy Company cooperated with a large state-owned energy company in China to break through many hurdles, and finally won the bid rights of an energy mining area in Antarctica, which is extremely rich in mineral deposits and is one of the rich ores available for mining in Antarctica so far, it is said that it can be ranked in the top three, because Antarctica belongs to the international public domain, so governments have certain mineral rights; The final bidding amount of the mining area is 400 billion yuan, which is also in the top three among the mining areas, of which Fairy Energy pays 240 billion of them in 3 years, owns 60% of the minerals and has the dominance of cooperative companies, with this, she occupies a prominent position on the list of companies that carve up Antarctica, even more than some oligarchs! On September 3, the second big order since the establishment of Fairy Energy Company also got it, also in Antarctica, with a total of 320 billion yuan in the sixth mining area in the region, she conspired with a large energy company in India with a 50% share, although it does not enjoy the dominance of the cooperative company, but it is also the second time to enter the region, ranking among the top three "Antarctic energy predators", which immediately makes some international energy oligarchs worried. What makes them uncomfortable is still to come, in October, the South China Sea marine energy deep development project was launched, and everyone knows that it is Fairy Energy who presides over the development of this cooperation, she occupies up to 65% of the share, and the partners have both a large domestic company (20%), and a large Brazilian energy company (15% of the shares), the total investment of the project is 800 billion yuan, of course, in order to win this project, Fairy Energy will shell out 520 billion yuan in the next 4 years (most of this money goes to the ZG government). A succession of large-scale investments made her one of the largest energy companies in the post-war period, ranking among the top three energy companies in the world...... Just waiting to lead in the future global game!

The idea that the fairy is setting up a bank, which has a far-reaching impact that goes far beyond the energy companies themselves, may seem unexpected at first glance, but when you think about it, it makes sense, and in any case, it becomes a fact.

The fairy's wealth and power have become an indisputable fact, and with the realization of self-financing banks, numerous partners have been found on her chariot, and not one of them has expressed the slightest doubt about the energy of these partners! On October 8, 44, the fairy set up her own bank, to be exact, the Li family, and the full name of the bank was "Fairy and West Star United Bank", and the society preferred to call it "Lee's Bank". Judging from the name, this bank is related to two companies, but in fact, the West Star Company does not own the shares, and the fairy owns 80% of them, and she controls and manages them, for this, people are not surprised at all, because these two companies are exclusively owned by the Li family, just "their own name", and the natural fairy is indeed more qualified than the West Star to carry out the function of management and supervision. This time, people's attention is not only on the creation of the bank itself, but also on some of the other shareholders of the bank, because these shareholders have extraordinary backgrounds. The Li family has changed its original style and no longer wholly owns the bank's shares, although it also accounts for the vast majority of 80%, and the investment amount is as high as 400 billion yuan. Speaking of these shareholders, everyone may be familiar with them, it can be said that all of them are big guys, of which the Industrial and Commercial Bank of China contracted to contribute 35 billion yuan, accounting for 7% of the shares, the Bank of China contracted to contribute 20 billion yuan, accounting for 4% of the shares, Hindustan Bank invested 25 billion, accounting for 5% of the shares, and Deutsche Bank invested 20 billion yuan, "subscribed" for the rest of the shares, the share is the same as that of the Bank of China. What is the identity of these four major banks and what is their status in the international financial community, people with a little financial knowledge know very well, and with these four world-class banks as shareholders, it is impossible for Li Bank not to attract international attention!

Any shareholder of Lee's Bank is not to be underestimated, especially these small shareholders, all of whom are among the top 50 of the world's largest banks, and three of them are still held by fairy companies, and they all occupy a pivotal position in their respective regions! Although none of these four banks have a stake of more than 10%, and the combined stake is only 20%, which is insignificant, the small share does not mean that their role is insignificant. Who can be sure what role these banks will play? But one thing is certain, from now on, the "powerful Li family" will not be isolated and besieged on all sides in the business world and beyond, and the interests make the fairy and these four banks and the investment companies behind them linked, and even tied together! At the same time, the mere fact that these partners can be found has already made some people very uncomfortable, and with such a low share of funds, how can the fairies convince these banks? The energy of the fairy is once again displayed in front of the eyes of the world, and inadvertently there is a situation where the fairy and the three major banks hold shares with each other, and the interests are more closely linked.

Perhaps, people can understand the reason why China's two major banks and Hindustan Bank are involved, after all, the fairies have more shares in these companies, are their important shareholders, and have a greater influence, with these connections, it is entirely possible for Li to persuade them to participate in their own banking system and form a common interest, but how did Deutsche Bank get connected? As a result, it is easy to remember some of the latter's actions in the economic crisis, and it is said that there are more implications between the two, but these do not seem to be enough to impress the latter, and it is possible if the share is higher. But what is the reason for Deutsche Bank's "symbolic investment", you must know that her ranking in the world is very high, it seems that the fairy has not yet had such a great charm, although there may be more banks willing to cooperate! It turns out that this is related to the partners of the Li family in Europe, the development of the Spike family in Europe for more than a century and a half, and the influence is very large, especially in Germany...... When Lee expressed some kind of intention to them, the Spikes, after careful consideration, replied in the affirmative for many reasons!

In fact, it was not the right time for the Fairy and the Western Star Union Bank to be founded, she could have been established earlier, or a little later, in short, it should not have been established in 44. First of all, the headquarters of the bank should be located in the industrial city of the fairy, which is the unanimous opinion within the Li family, and it is also the result of the consideration of the relevant departments of the fairy headquarters and the Xixing head office, but in fact, the headquarters of the bank has not yet been established, but the first branch was established in a very inconspicuous "small place" in Beijing, and this branch only played the role of capital turnover. When the bank was established, there was a lot of registered capital and 500 billion fixed assets, but only 120 billion yuan was invested in the early stage, and each shareholder only injected 20% of the contract funds, and even the fairy only injected 25% of the "oath" funds, why is this? The most fundamental reason is that the fairy has no liquidity, she can't put all the existing funds in her hands into the bank, so she has to use this "most faceless" approach in history, according to internal estimates, until 46 years, she can not inject the rest of the contract funds, in this case, naturally can not ask the partners to pay more! Secondly, the Fairy City will be completed soon, and most of the personnel and facilities of the headquarters will move into the Fairy City in the next six months, along with the head offices of the subsidiaries, and even the head office of Dexi Star and the investment company will move their headquarters in, and the Fairy Bank is no exception. According to the plan, the Beijing branch will use part of the office floor of the fairy building, which is also in line with the actual situation, one is the evacuation of most of the personnel and facilities, resulting in the idle of the building, which can be used by the Beijing branch, and the second is that the fairy headquarters is to be evacuated, but many years of operation in Beijing, it is impossible to give up easily, so it was decided to retain the functions of some departments to a large extent, such as consulting, outreach and other departments, and at the same time do not worry about letting other companies station, even if it is good waste utilization. In this, the fairy has a great say, and as a result, the Beijing branch is not even comparable to the office of an ordinary bank!

The establishment of the fairy bank is not the time, but also because of the difficult choice of the person in charge, the headquarters has its own financial department, there are quite a lot of professionals, this time a considerable number of people transferred out, directly served as the leadership of the Beijing branch, and some people served as an important leader of the head office that does not actually exist, of course, the lack of talent is still very serious, through recruitment, and left and pull, barely in the trouble before the grudge to get enough manpower, but the general manager or the president of the candidate has not been able to come out! The Beijing branch has been solved, Li Shikang has gone through layers of tests, and occupied this throne as he wished, and the price is naturally the family's permanent residence in Beijing; However, from the psychological point of view of the Li family, they were reluctant to let him take this position, although no one doubted his ability, because in their opinion, it would be better if he could serve in the headquarters, but they could not hand over the entire bank to this 26-year-old young man.

In fact, within the family, the establishment of a bank has long been proposed, and after graduating from university, Li Shikang did not return to Beijing, but directly sought a job in a bank in Shanghai, and since he had studied this major, he planned to work in this industry. Of course, it is not easy for people like him to find a job, his identity is too special, and he is a man, but fortunately, he is full of sincerity, plus some behind-the-scenes transactions, in short, he quickly found an important position in the Shanghai branch of a large domestic bank. In this way, he settled in Shanghai, rented an apartment with his three wives for a while, except for Anqi, who has not yet graduated, the other two also have jobs, of course, they all choose what they like, and he is obviously here to study, "repeatedly entering other departments to study". Li Shikang is very clear about his situation, and he also understands his requirements, first of all, he does not have sufficient conditions to enter the fairy work, the company will not be partial because of his special status, and it is impossible to deliberately cultivate him, which is not allowed by the family itself. Although there were precedents for family members to enter the fairy or the West Star, all of these people started in the branch, and entered through the normal competition channel, and there were corresponding people to guide them, but he couldn't; For him, it would not be appropriate to go directly to the headquarters, although the finance department also recruits some less experienced financial talent. Secondly, he doesn't think that he will enter the company now, today's fairy obviously lacks professional talents, as a member of the family, how can he increase the burden of the company, on the contrary, it is most appropriate to increase his own talents, and he can also get a full range of exercise, laying the foundation for future development. It was easy to get the advice of the three wives, who were happy to stay in Shanghai, because it was the city where they had lived for four years or more, and although they also knew that their husbands would eventually return to Beijing, "although Liang Yuan was good, it would never be a place to stay", and Beijing or Fairy City seemed to be good.