On the morning of the 26th, when he was about to get off work, Gu Meijun suddenly visited Red Star accompanied by President Lu of the Municipal Industrial and Commercial Bank. At that time, Tao Tang was studying the capital demand plan for May sent by Han Zhiyong, and Han Zhiyong led Gu Lu and the others over, "Mr. Tao, who do you see coming?" ”

"Oh, what a rarity." Tao Tang hurriedly got up to greet him.

"I'm very diligent. You're still so focused when you're about to get off work? This is the president of the city bank, Lu, and he has wanted to visit your big boss for a long time, and it just so happened that I came back today, so he dragged me over...... Didn't bother you, did you? ”

"It's too late to welcome, where can I talk about it." Tao Tang and President Lu warmly shook hands, and Li Zhibin brought tea neatly.

Banks cannot be lazy, especially ICBC, Red Star's loans in ICBC are as high as more than 400 million.

Looking at the watch, Tao Tang instructed Li Zhibin to arrange a banquet in Xiaozhao, and said to Gu Meijun and Vice President Lu, "It's not too early, let's just eat and chat." ”

"Okay, that's for the best. I've been thinking about coming to see you for a long time. Oh, call Lu Qi up. Gu Meijun said.

"No need. The company has a policy that you can't drink alcohol at noon. It's not appropriate to just call Lu Qi, she is not the only one who works in Red Star in our class. Moreover, it is not convenient to talk about things. ”

When it came to business, Gu Meijun no longer insisted.

Gu Meijun's intention Tao Tang is clear, but the change of the company's basic account is not a matter of one sentence. Therefore, after arriving at Xiaozhao's private room, Tao Tang said to Gu Meijun, "I know your intention." I won't come to you in vain, it takes a lot of work to change the basic account, and the procedures on the customer side are not so easy to handle, and Yanjing also has to say hello. If it doesn't affect the overall situation, I personally have no opinion. ICBC has been very supportive of Red Star over the years, and Mr. Han has told me more than once. ”

"Lao Lu told me about the situation, don't worry about CCB, they won't bring you any restrictions. How much is missing, I will put you as much as I want! I've asked the industry for advice on this before I came. Gu Meijun seemed confident, "For companies like Red Star, there are special policies in the industry. ”

Tao Tang glanced at Han Zhiyong, as if he was reproaching Han Zhiyong for not being angry, "Old classmate, you have your difficulties, and I have mine." You can't offend an old friend because of a new one. ”

Tao Tang's impression of Gu Meijun is very ordinary, and he has no friendship. When it comes to classmates in middle school, Sun Dunquan is actually the only one who really maintains friendship, and Lu Qi is just a dream in his heart. Because of Shengdong's more than three years of experience, Tao Tang has a relatively good understanding of the relationship between banks and enterprises, and in a sense, banks are more dependent on large state-owned enterprises. And Gu Meijun's company department is even more so, which must be under heavy pressure in terms of indicators. Winning over a big customer like Red Star will increase the turnover by tens of billions every year, which will bring very considerable profits.

Gu Meijun is determined to win, "Didn't Hongyou tell you?" Lao Tao, I did encounter difficulties, let's not talk about the words on the table, you have to help with this favor. This is not old Lu here, what CCB can give you, ICBC will not be less. You can rest assured. Gu Meijun made a pun.

"Mr. Han, I think so. As for this matter, don't make a noise for now. Gu is always the leader of the provincial bank, and he is my classmate, Mr. Gu's face is always given, you know the situation of the bank better than me, you think about it first, and then give Mr. Gu and President Lu a reply from the person in charge. ”

"Yes, do as you instruct." Han Zhiyong readily agreed. Previously, ICBC had been doing his job, on the condition that it would increase the current loan by 1.5~2 billion. In view of the extremely difficult business situation at that time, in order to alleviate the pressure on funds, Song Yue even organized a small-scale meeting to study the matter, but in the end there was no decision, the root cause was because of Li Luo's opposition. In addition, the Red Star account opening bank, CCB, heard the news and increased its work on Red Star, and Han Zhiyong also felt very embarrassed. Then Yang Wenhuan and Song Yue had accidents in a row, and the matter was put down.

When it comes to business, he won't talk about it anymore at the dinner table, Gu Meijun insisted on having a few drinks, and Tao Tang couldn't stick to the rules. The noon drinking is aimed at the following, no one can control the company-level leaders, guests like Gu Meijun and President Lu come to the door, and no one will say anything if they accompany a few glasses of wine.

During the banquet, Gu Meijun learned from Han Zhiyong's mouth that Tao Tang's wife had passed away a few years ago, and she was taken aback, "Oh Tao Tang, you were so close to Tang Yikun last time." ”

Tao Tang was a little dissatisfied with Han Zhiyong, but it was not easy to express it, "Isn't this a beautiful thing, am I insane?" Everywhere? ”

"It's been years. It's time to start a family. Don't worry, it's on me. I'm sure to help you find one! She glanced at President Lu, "Like Mr. Tao, is he the fifth diamond king, right?" I think you have a lot of beautiful girls. ”

"That's right. I'm afraid that Mr. Tao's vision is too high. Governor Lu smiled.

"Please, let's not talk about that yet, shall we?" Tao Tang immediately diverted the topic.

Because of this, the topic was a little heavy, and he drank a lot less, Tao Tang emphasized that there was an important meeting in the afternoon, and Gu Meijun did not insist. When saying goodbye after the meal, she pulled Tao Tang aside and stuffed a bank card in Tao Tang's palm.

Tao Tang quietly stuffed the card into Gu Meijun's jacket pocket, "Squad leader Gu, I'll take care of that matter." Because there is a fund balance meeting in the afternoon, I won't keep you, if you want to see the old factory, I will let Lu Qi accompany you. ”

"No need, I have to rush back to Beiyang to report." In front of Han Zhiyong, Gu Meijun also had some scruples, "Goodbye, you are single, take care." When you come to Beiyang, you must call me. ”

"Definitely."

"This bit of cigarettes and alcohol is a little bit of President Lu's heart, you have to stay, otherwise you won't give me face." She took an orange paper bag with the words Pingquan Branch printed on it from President Lu's driver and stuffed it into Tao Tang's hand. Of course, Han Zhiyong also has a copy of the same gift.

This time, Tao Tang did not refuse and accepted it.

The fund balance meeting in the afternoon was held on time, and the scale of the meeting was larger than Tao Tang thought, the "input" end of the capital was marketing, and the "output" end was more, and the black pressure sat on a large piece. Because of the large number of participants, the conference room of Building 3 could not sit down, so it was temporarily adjusted to Building 2, where the marketing department is located.

The leaders of the company at home all participated, and there was no matter of the party and the masses, but Tao Tang let them be notified. Seeing that there are so many departments that spend money, Li Luo, who is sitting on the left side of Tao Tang, can't help but feel proud, and has a little more courage out of thin air.

The meeting was supposed to be presided over by Han Zhiyong, but Tao Tang had to talk about his rules first.

In fact, this is the first official appearance since Tao Tang took office at the cadre conference, and there have been several meetings before, and the scope is very small. Zhao Qingmin noticed that almost all of the units attending the meeting today were the top administrative leaders, who were full of energy and focused.

Tao Tang said, "Comrades, today's meeting is the fund balance meeting in May. Because I arranged late and didn't ask for more opinions from leaders and departments, it may be a little rushed, but it doesn't matter, if you miss some items, you can report to the finance department in writing on the first day of work after the holiday. I discussed it with Mr. Han, and in the future, we will hold a fund balance meeting at least once a month, and the time will be arranged around the 25th of the second month, which will be more clear in the next month. It is more favorable to ensure the implementation rate of the budget. The convener of the meeting is Mr. Han, because today is the first time, I will say a few more words.

"Why do we need to restore the fund balance system? It's because it's essential. Not to mention that tens of billions of enterprises like ours are ten times smaller or 100 times smaller, and I think they also have to make a budget. Otherwise, it will be a disrupted battle. So I was surprised when I learned that the company hadn't budgeted for a long time, and it was definitely not okay. During the time I came to the factory, I encountered some strange things that also confirmed the necessity of the fund balance meeting, and the strip of thousands of yuan also had to be approved by me, isn't it ridiculous!

"The significance of the fund balance meeting is to do a good job of budgeting. Its purpose is threefold: First, to improve the efficiency of the use of funds and to use the money wisely. Especially in the current situation of our business difficulties, we must reasonably grasp the direction and intensity of the use of funds. The second is to increase transparency in the use of funds. All of you are the main cadres of the company, how much money you have come back, where the money has been spent, and how much you have spent, should be clear to everyone. The benefits outweigh the disadvantages, and at least you can reduce the complaints of each other, especially about the financial mouth. The third is to limit the power of the leader. Yes, that's what I thought. The fund balance meeting is opened, my power is restricted first, and the projects approved at the meeting will not be approved by me. The same goes for other leaders. Only unexpected matters need to be declared and approved, which will improve the efficiency of work...... However, this requires all our departments to accurately calculate their own work, and the implementation rate of the budget should be included in the assessment of the responsibility system. Comrades, is it good to change the existing method of using funds? I think it's good to free up the energy of the company's leaders to focus on more important work...... Also, the risk of occurrence can be reduced from the system! Therefore, this meeting should be determined from the system, and the relevant system will be drafted or reaffirmed by the Ministry of Finance, and issued to the whole plant after being reviewed by the Ministry of Development and Regulations. Okay, that's all for my opening remarks, and now the marketing department will report on the payment collection plan for May. ”

Liu Shulin cleared his throat, "Leaders, because of the rush of time, there may be some errors in the payment collection plan we have drawn up, but it will not be a big ......" He subconsciously glanced at Tao Tang and saw that he was writing something in his notebook, so he started from the gearbox market and reported the payment collection plans of the major markets one by one, "...... This is the case, with a cumulative return of about 375 million. ”

Tao Tang glanced at Li Luo.

Li Luo nodded, "I'll add two words." First, in the auto parts sector, due to the decline in the two major markets of passenger cars and heavy trucks that we match, the other party's operation is showing a difficult trend, and the payment collection has become abnormal. However, Assistant Liu's figures are a little more conservative, and the marketing department should increase its efforts to achieve the return of money according to the contract, so that there is an increase of 19 million. The second is the gearbox, the situation is similar, if the contract is strictly enforced, there should be an increment of around 25 million. My opinion is that the marketing department should put pressure on itself and strive to achieve 400 million in May. Mr. Tao, I'll just add these. ”

"Well, the marketing mouth opened a handicap of 400 million. Now let's listen to the projects that cost money. Mr. Han, I think so, you will preside over the following meeting, and it is recommended to talk about what must be spent first, such as wages, energy, etc., and then talk about production and others. "Tao Tang actually presided over the meeting.

"Okay, then please ask the Issuance Department and the Human Resources Department to report the salary and wage expenses first. Let's do it one by one. Han Zhiyong glanced at Liu Xinjun and Pan Chenggui, who were sitting opposite.

"Let me first report on the results of the responsibility system assessment...... The total amount of wages payable is 68.89 million. Payroll expenses are not included. "I don't know why, Liu Xinjun didn't bring Lu Qi here, Tao Tang just noticed that Lu Qi, who was in charge of the responsibility assessment, did not attend the meeting.

Pan Chenggui then reported to Liu Xinjun, "Because of the agreement with the Municipal Bureau to pay social security and medical insurance and other fees on a quarterly basis, May was not the payment month, but in April, due to financial constraints, only two-thirds of the first quarter was paid, and there is still one month of arrears, with an amount of 9.9 million yuan......"

Tao Tang wrote down these two numbers.

"Energy consumption?" Han Zhiyong continued to preside.

The energy consumption for production is the business of the power company, and the energy consumption for living is the management of the property company. The two items add up to a total of 14.2 million yuan.

"Wait, why do you want to include electricity and gas in your daily life?" Tao Tang interrupted the report, "This is unreasonable, right?" ”

"That's right. The fee is paid by the company, and the property fee is transferred to the company's account. Li Jianguo reported.

"That's not right." Tao Tang closed his notebook, "What is the charging rate of the property company?" ”

"It's about 85% ......" Wang Jingfu is a little lacking in confidence.

"Left and right? Just said that your piece is 4.8 million, including natural gas, according to what you said, wouldn't the company have to pay 6.7 million yuan every month? Assistant Liu, how does the Development and Planning Department assess the kinetic energy management of property management companies? ”

"I can't remember exactly...... Check it out ......"

This question stopped Liu Xinjun. Because he felt that Lu Qi was valued by Tao Tang, Liu Xinjun left Lu Qi to attend the meeting alone today, but he didn't expect something to go wrong.

"Call Lu Qilai." Tao Tang frowned, "Let's go on, and I'll talk about my views on the kinetic energy management of the living area later." ”

Next is the finance fee (bank interest) and taxes of the finance department, and the bank interest must be paid 32 million this month. Han Zhiyong explained that it was caused by a 180 million reverse loan. The taxes add up to about 30 million, which Li Jianguo explained is the minimum.

Next is the scientific research funding, Li Meng read the list he listed in a rambling manner, and was interrupted by Han Zhiyong, "Don't read it item by item, I have seen the project, and say that the total amount will be given to Mr. Tao." ”

The scientific research budget is not much, only 11 million.

Now 170 million has been spent.

"Secretary An, it's your turn." Finally it's the turn of procurement, and it's the big head.

"Mr. Tao, leaders," An Zhongliang, the acting director of the purchasing department with a delicate face, seemed a little nervous, "According to the monthly operation order of the manufacturing department, the funds required for the procurement of main materials in May are 210 million, and the auxiliary materials are 95 million, totaling 305 million. Want to expand on that? ”

"Let me ask, what is your plan based on?"

"495 million."

"Mr. Ma, don't you want to adjust your plan in May?"

"Yes, the increase has not yet been notified to the Procurement Department."

Tao Tang was a little dissatisfied, "Why is it so slow?" The increase in products is mainly in the East Lake market, right? Director An, do you estimate how much additional funds are needed to increase the product of Yidong Lake? ”

"At least 70 million." An Zhong's conscience calculated for a while, "Mr. Tao, it will not be less than 70 million, and the side interest rate in the East Lake market is relatively low." ”

"That's a bit of a problem...... Well, go ahead. Tao Tang waved his hand.

Jiang Yansheng's production outsourcing funds, including tools, tooling, measuring tools, etc., need at least 100 million yuan, office expenses, arrears paid into the judicial process, freight, three guarantees and other quality compensation, all add up to tens of millions...... Everyone attending the meeting looked at Tao Tang and didn't know what he would do with the 150 million hole.