Liu Ying encountered such an emergency for the first time, seeing her father suddenly fall seriously ill, but she was so frightened that she was helpless in the face of her pale father who was difficult to breathe, and finally could only watch the medical staff carry her father into the ambulance.

Wang Xiao saw that Liu Ying was so frightened that she froze in the car, and she didn't come to her senses for a while, so she walked to the car window again and comforted her: "Don't worry, your dad will be fine." ”

Liu Ying listened, looked at Wang Xiao, finally came to her senses, and asked in surprise, "...... How do you know my dad is going to have a heart attack? ”

"I could have seen four minutes ago that he would have a sudden myocardial infarction, this disease is very dangerous, fortunately the hospital is not too far from here, the ambulance came in time, he will be fine this time, you can rest assured." Wang Xiao comforted her again.

"You're a doctor?" Liu Ying looked at Wang Xiao and asked in disbelief.

"I'm not a doctor, but I can tell who has something wrong, for example, I can tell right now, you have a sore throat right now." Wang Xiao stared at Liu Ying's eyes and said seriously.

Liu Ying was suddenly shocked again, what Wang Xiao said was not wrong, she was indeed begging her father to drive her to the hospital because of a sore throat.

"This is my business card, you can take it, you can call me anytime you need it in the future, and I have to rush to deliver food to my friends, bye!" Wang said with a smile, took out a name tag and stuffed it into the car window and walked away.

Liu Ying picked up the business card suspiciously, looked at it, and then carefully inserted it into the wallet, only then did she come out of her panicked state, quickly got out of the car, and squeezed into the ambulance desperately.

Wang Xiao brought food from the taxi, said hello to the taxi driver, left him alone at the scene to deal with the accident with the traffic police, and then walked forward again for a while, stopped a car and left.

When he returned to his lodgings, it was already 2:15 p.m.

"Hey, did you meet a beautiful woman on the road? I'm starving to death, and you're not back until now? Liu Min teased while eagerly putting the food on a plate and putting it in the microwave to heat.

"Something happened on the way, and by the way, I saved another person, so it was a little delayed." Wang Xiao said truthfully.

"Saving people? Why does it sound so scary? Tell me about it! Liu Min asked curiously.

"It's nothing, the taxi I was in was hit by an A8, and the driver who caused the accident had a sudden myocardial infarction, which I saw a few minutes in advance, and then called an ambulance in time to save his life." Wang Xiao said lightly.

Liu Min saw that Wang Xiao didn't seem to be joking, so he was stunned for a moment, and then couldn't help laughing.

"What are you laughing at?" Wang Xiao asked suspiciously.

This shows that your vision is really not ordinary, and you can really see a person's future. So I thought, you must not lie to me, the fetus in my womb must be a dragon and phoenix fetus, do you think I can not laugh? Liu Min smiled happily.

"Huh! You just go on with beauty, I'll take a shower and rest for a while. ”

After Wang Xiao finished speaking, he went into the bathroom to take a bath.

At four o'clock in the afternoon, Wang Xiao was holding his laptop and wandering around the job search website to see if he could help Qin Zifei find a better job, when the mobile phone rang, it was a group of unfamiliar numbers.

"Hello! Are you Wang Xiao? ”

After he answered the phone, there was a pleasant girl's voice on the other end.

"It's me, who are you?" Wang Xiao asked.

"I am the girl sitting in A8 at the intersection of Jianshe Road and Chaoyang Road in the afternoon, my name is Liu Ying."

"I remember, it turned out to be you, what's the matter?"

"Thank you for saving my dad, the doctor said that he was no longer in danger, this time thanks to you calling an ambulance in advance, the doctor said that the mortality rate of this disease is very high, this time it is thanks to the timely rescue." Liu Ying said gratefully.

"You're welcome, it's just a gesture." Wang Xiao said indifferently.

"Another thing, my dad bought an insurance in your company through a salesman named Zhao Juan a few days ago, but when I called her just now, she said that my dad's medical expenses this time could not be reimbursed, saying that it was within the exemption period. I saw that your business card said that you were also the account manager of that insurance company, so ...... I want to ask, is what Zhao Juan said true, or did she lie to us? Liu Ying hesitated for a moment and asked.

When Wang Xiao heard this, it turned out that Liu Ying's father turned out to be Zhao Juan's customer, and he couldn't help but sigh that this world was really small enough.

She was right, general health insurance, in addition to accident insurance, has a waiver period. General hospitalization medical insurance is not reimbursed within 90 days from the date of entry into force, while critical illness insurance has a longer exclusion period, generally 180 days. The main purpose of this measure is to prevent people from deliberately taking out insurance after illness to extract insurance money. Wang Xiao explained.

Although he doesn't have a good impression of Zhao Juan, he still has to explain seriously in terms of insurance.

However, it can also be seen from this that Zhao Juan did not fulfill her obligation to explain the terms and conditions she should fulfill when signing the contract with Liu Ying's father.

"Uh...... Okay, I see, sorry for your trouble, thank you! Liu Ying said.

"You're welcome."

After Wang Xiao hung up the phone, she couldn't help sighing, it is estimated that in the eyes of Liu Ying and her father, insurance has been classified as a scammer.

Now, the reason why insurance agents are misunderstood and abused by so many people is that those salesmen like Zhao Juan, in order to sign a bill as soon as possible to get a commission, do not hesitate to use concealment of facts or even false inducement to deceive customers, and let customers sign for insurance as soon as possible, thus leaving a bad impression.

At this moment, in the hospital ward, Liu Jianming's complexion improved significantly, and Liu Ying was sitting on the edge of the hospital bed peeling apples for him.

"Dad, eat an apple, don't be angry, the doctor said that you have a bad heart, and you can't be angry with your body because that Zhao Juan cheated us out of a little money." Liu Ying reassured.

"I couldn't swallow this breath, I trusted her so much, she didn't tell me in advance that there was a waiver period. No, I'm going to have to call her and talk to her. ”

Liu Jianming said, picked up his mobile phone and dialed Zhao Juan again, saying: "I don't care if there is an exemption period, at least when you signed the contract with me, you didn't mention this to me, you have to at least come over and take my medical bills and fight for me, right?" ”

"Mr. Liu, I must have told you, maybe you forgot. It's been less than half a month since our contract was signed, and even if I go and get your medical bills now, I can't help you! Zhao Juan said impatiently.

She gritted her teeth with hatred, and said in her heart that this Liu Jianming was not sick in the morning or night, but he was sick during the exemption period, which was really heartbreaking.

"I don't care, if you don't come now, I'll definitely go to your company another day to make a big fuss, and you don't want to mix it up anymore." Liu Jianming threatened.

"Okay, I'm afraid of you, I'll go, but don't report any hope, the company will definitely not care about this matter." After Zhao Juan finished speaking, she hung up the phone resentfully.

After all, in order to sign this order, she once slept with Liu Jianming, in case Liu Jianming really went to the company to pick out this matter, she would really lose it. Therefore, she could only sigh and go out to take a taxi to the hospital.

Liu Jianzi put down the phone, thought about it, and said to Liu Ying: "Ying'er, you call the person named Wang Xiao again and ask him to come over immediately, just say that I want to buy you an insurance too, but I don't want to find Zhao Juan, I want to sign a contract with him." ”

"Dad, it's not appropriate to do this, right? How can you say that he also helped us, even if you don't thank others, you can't lie to him, right? Liu Ying said with some embarrassment.

"How do you call it a lie? I'm really going to buy you an insurance policy. Your mother left early, and I'm like this now, if I have an accident one day, can you still count on your uncompetitive brother to take care of you? Besides, don't say that he is incapable, with his hatred for me and you, he has the ability and will not help you. So, I have to prepare you early, I can't wait for the day when I really kick my legs, and it's too late to regret it. Liu Jianming said.

Liu Ying saw that her father didn't seem to be lying, hesitated for a moment, and dialed Wang Xiao's phone again.

Wang Xiao was surfing the Internet, heard the phone ringing, glanced at the caller ID, and found that it was Liu Ying calling again, so he couldn't help frowning, and hesitated for a long time before answering the call.

"Hello? Anything else? Wang Xiao asked.

"Well, that's right, because of what happened today, my dad also figured it out and wanted to buy me an insurance sooner, but he didn't want to find Zhao Juan who didn't tell him the truth, so he asked me to call you and sign an insurance contract with you. Look, can you bring your insurance contract to the hospital now? Liu Ying said with some humility.

Wang Xiao was stunned for a moment, this result was a bit surprising to him, he originally thought that Liu Ying called this time, he must have wanted to ask if he could help his father surrender the insurance, or how to help his father find Zhao Juan to seek justice.

He never imagined that it would be such a turning point.

"Yes, I'll go right over."

Wang Xiao wrote down Liu Jianming's ward number, hung up the phone, immediately reorganized his clothes, put on a briefcase full of signing tools, and went out to take a taxi to the hospital.