Boss Wu probably didn't expect that it would be such a result in the end, and he was directly kicked out of the game by September Online.

However, the reason why Ye Zheng terminated his cooperation with Ning Feng was not only because he was unhappy with that person's tricks, but also because he had already planned it. In the online loan platform he plans to build, there will be no trace of ZÀI microfinance company.

First, this kind of cooperation is not profitable, and second, it is impossible to control the risk of such loans.

Although online lending platforms have natural advantages in cooperation with microfinance companies, there is a great risk of default. Ye Zheng zhì doesn't like to hand over the fate of September Online to others, even if it is ruined, it must be ruined in his hands.

In September, the investment company was officially established, and the office area was divided into several large blocks by department, finance, administration, personnel, technology, lending, and customer service, and there was still no risk control here, and each department had an independent office, and the hall at the door was to receive guests, and there was also a VIP room inside, as well as an internal conference room and archives.

In the afternoon, Zhang Min summoned everyone to the conference room for a meeting, and the theme was actually to appease the employees.

As the sun sets, the sunset on the horizon seems to burn in the clouds, and the hot afterglow falls on a tall building, and the glow is reflected in an office through a floor-to-ceiling glass. At a desk by the window, a young man was immersed in a thick book of materials.

In addition to reading, young people also pick up a pen and write it down in their notebook from time to time.

"Happiness Gate Food Co., Ltd."

Suddenly, when the young man flipped through a document, he was stunned for a moment.

Chirping!

At this moment, the door was pushed open, and a woman with a single eyelid walked in.

"You're just in time, help me call someone from the credit department, I have something to ask him!" Ye Zheng looked up and saw Zhang Min and said to her.

"It's time to get off work!" Zhang Min shook his head with a wry smile.

Ye Zheng realized something at this time, raised his hand and looked at his watch, and found that time passed so fast.

"I plan to issue a one-month wealth management product with an annualized return of 20% on the website, and I am expected to raise 10 million, do you think it can be achieved?" Ye Zheng put down the information in his hand and stood up from his seat.

"A month?" Zhang Min's eyes widened, and his face looked very surprised.

"Yes, a month!" Ye Zheng came to the sofa and prepared to make tea.

"Of course, this can be raised, but it is very dangerous for you to replenish the reserve funds like this!" Zhang Min didn't want to see Ye Zheng embark on the road of no return, so he sat down and persuaded seriously.

"I'm not making capital reserves, I'm going to use this money for venture capital!" Ye Zheng began to boil water, ready to make tea to nourish his mind.

Although he didn't get along much with this woman, after these days of observation, he believed that his intuition would not be wrong, and this woman could be trusted, so he was not prepared to hide it from her anymore.

"You said you want venture capital?" Zhang Min frowned.

"This is your old job, you should be happy!" Ye Zheng looked up at her with a smile.

After he had an in-depth understanding of the online loan industry, he found that there was a very serious problem in deposits, and it was difficult to achieve the goal of making a profit with the current situation of September Online. If the online loan platform wants to make money, it is nothing more than "low-interest interest-rate chips-taking, high-interest chips-selling".

It's just that the interest rate cut is not to mention in September, even if the interest rate is adjusted to 20%, it may not be able to absorb a large amount of money. And as more and more capital enters the online loan industry, this money-burning game will only get more and more intense.

Especially today's appearance of Boss Wu made Ye Zheng realize that the microfinance company has been eyeing the big cake of the online loan platform. Compared with the traditional small loan industry, the advantages of online lending are more obvious, not only the financing cost is relatively low, but also there is no capital ceiling and cross-domain operation.

In addition to the "old qualifications" and some registered members, in terms of competitiveness, I am afraid that it is not as good as some large-scale microfinance companies, not to mention that compared with those Internet giants that may be faced.

It is precisely in this way that Ye Zheng made up his mind to take the route of high interest on the line in September. However, the funds are no longer lent through microfinance companies, but directly participate in small and medium-sized enterprises to obtain higher returns.

Today, one of the three Internet giants, the 40 thieves, did not directly copy foreign network models like other Internet companies. On the contrary, combined with the national conditions of China, the B2B model was launched, and finally the goal of earning 1 million yuan per day was achieved, and it became the world's largest Internet B2B company in one fell swoop.

If they hadn't done this back then, but plagiarized the B2C model that had been confirmed and popular abroad at that time, I am afraid that there would be no today's top 40 thieves.

Now Ye Zheng zhì is not denying the P2P model, but he is sure that he can't afford to burn money. Combined with the advantages of the Spirit Ring, he decided to adopt P2B, intending to end up investing investors' money in businesses and buying their shares.

His P2B model will no longer rely on earning interest differences, but directly charge high handling fees to truly serve the majority of investors. If done well, this model will be more profitable than P2P, and there is more room for development.

In the near future, it can even be directly built into an investment bank offline.

"Boss, you're nonsense!" Zhang Min made a straight face and directly poured a basin of cold water on Ye Zhengzhì.

"Why?" Ye Zheng poured the tea leaves on the teapot and asked lightly.

"Venture capital usually has to be invested in about 5-7 years before it can be listed and realized, and the invested project can recover the funds, do we have this condition?" Zhang Min asked directly. Now don't say 5-7 years, even 5-7 months can't last.

"So my ultimate goal is not for us to invest, but to hand over quality companies to our esteemed customers." Ye Zheng poured boiling water on the tea leaves, and the tea leaves stretched out in the water, bursting with aroma.

"I won't talk about the feasibility of this model! A month, what do we take to pay it back after a month? Zhang Min asked sharply again.

"If I say that the boat will go straight to the bridge, will you think I'm irresponsible?" Ye Zheng zhì slowly washed the tea.

"Yes!" Zhang Min nodded vigorously.

"Sister Min, you don't actually know me!" Ye Zheng shook his head with a wry smile.

“？” Zhang Min frowned slightly, he really didn't know much about this boss.

"I'm only 20 years old!" Ye Zheng looked up at her.

"And then?" Zhang Min was puzzled.

"It seems that at my age, I am generally reckless in doing things, and things come as quickly as they come!" Ye Zheng zhì explained seriously.

"Are you such a person?" Zhang Min squinted.

"Hmmm! It's really hard for you to follow a boss like me! Ye Zheng looked at her with a sigh, his eyes full of pity.

"Zhengzhì, I'm not joking with you!" Zhang Min stomped his foot.

"Sister Min, I'm not kidding! Actually, you really don't know me, I'm not as smart as you think, and I don't care too much about the consequences! Now I'm just going to rush forward, take one step at a time! Ye Zheng picked up the teacup and made her a cup of tea.