Chapter 058: On the Blade

The intensive divestment applications flew like snowflakes, catching Zhang Min off guard.

This post seems to be menacing, but this is actually only the surface, and the root of the problem is that the background of the online loan platform has changed. Before, everyone believed in the strength of Baiyun Group, so it felt safe to put money online in September.

But now there is a "boss surnamed Ye", which makes everyone aware of a sense of crisis, and there is a crisis of trust in September Online.

And at this time, the "liar" statement broke out on the Internet, and watching countless people follow the post, this undoubtedly ignited the fuse.

This year, there have been frequent incidents in the online lending industry, and many investors have made bold investments while distrusting online lending platforms. If you hear the slightest wind or bad negative information, you will immediately turn into a frightened bird.

Now that the matter of Hongmei Technology is in the ascendant, it seems reasonable that many people choose to withdraw their capital when they hear that September Online is a "scam company".

At noon, the divestment application finally eased up, which made everyone breathe a sigh of relief.

This matter is temporarily within the scope of Ye Zhengzhì's ability, and even if all of it is accepted, it will not cause the funds to collapse directly. But this incident can be regarded as a wake-up call to Ye Zhengzhì, now is not the time to be comfortable, he is stepping on the blade.

If he is not careful, he may fall into the abyss, and at the same time, he really feels the pressure of being the boss.

"Did you find it? Who did it? Ye Zheng closed the door of his office and asked in annoyance.

"It should be the person who took out a small loan, and that account wrote a lot of advertorials for small loans before!" After Zhang Min investigated, he said with great certainty.

Hearing this, Ye Zheng frowned, looking a little puzzled. Originally, the people already distrusted the online loan platform, and now the industry is fighting fiercely, which is simply self-defeating.

In the current law, localized online lending platforms are no longer the simple financial service platforms in the United States, and in fact meet the two characteristics of illegal fundraising: first, promising returns; The second is to raise funds from the public.

Nowadays, the reason why online lending platforms can continue to survive in a gray area and have not been banned by the government is that they can provide a reasonable supplement to the existing financial system and solve the hollowness of some financial services such as small and medium-sized enterprises and personal credit.

Just like the existing temporary worker problem, which clearly violates the "equal pay for equal work" norm of the labor law, many government departments still employ them. Because some government department workers are unwilling to do the work, they can be handed over to temporary workers to do, and he can also be used to carry the black pot in case of accidents.

In fact, online lending platforms are facing a market that most banks are reluctant to provide loans or do not pay attention to. In addition, this kind of financial innovation based on Internet technology has won it a reprieve, and many financial experts have also called on financial regulators to leave room for them to grow freely within their terms of reference.

It's just that if the online lending platforms are chaotic and smear each other, it will definitely not be the problem of one or two online lending platforms, and I am afraid that it will be the destruction of the entire industry. This practice of small loans is definitely an irrational behavior.

"Boss, we got in touch with the forum, and there will be advertising cooperation in the future, and they promised to try to delete posts that are not good for us online in September." Zhang Min sat opposite him and reported again.

"Well, you can handle this!" Ye Zheng was smoking a cigarette, his eyes looking at the ceiling.

The problem now is that if you continue to follow the strategy of gradually raising interest rates, you will definitely be labeled a liar. But if you don't raise the interest rate to more than 20%, you won't be able to raise money at all, and it's a dead end.

He is now in a dilemma!

"Why don't we look for venture capital?" Zhang Min hesitated for a moment, and then said again.

"We're looking for VCs?" Ye Zheng turned his head in surprise, and his face looked a little bitter.

"Our company is currently underfunded, and if we can bring in venture capital, it will greatly improve our capital and reputation. Although it is very difficult to bring in venture capital, it is a good way to do it. Zhang Min looked at him seriously, his eyes filled with sincerity.

In fact, she is quite right, if she can attract venture capital, today's matter will be solved.

"Nope! I'm afraid you're mistaken, I can't be looking for VCs! Ye Zheng shook his head very affirmatively.

Zhang Min looked at him with a frown, not understanding why this man was so stubborn about this matter. Just as he was about to analyze the pros and cons, a beautiful customer service outside walked in and reported that Boss Wu of Ningfeng Microfinance Company had come to visit.

Ningfeng Microfinance Co., Ltd. is an important cooperative customer of September Online, which is a mutual benefit and reciprocity for the funds raised online to enter the private lending market. It's just that with the slump in September online, the cooperation has weakened.

"Haha...... Boss Ye, young and promising! A middle-aged man with a large black mole on his left eyebrow stretched out his hand from a distance, as if the two were familiar with each other.

"Hello, Boss Wu!" Ye Zheng stood up and shook hands with him, with a shallow smile on his face.

The guests of honor sat separately, and Zhang Min said hello and left.

Ye Zheng began to make tea, while Boss Wu looked at the office and complimented him. After a chill, Ye Zheng also went straight to the point, wanting to know his intention.

"I have a friend who is interested in your company, how about transferring it to him?" Boss Wu put down the teacup and asked quietly.

"That friend of yours wouldn't be talking about you, would he?" Ye Zheng raised his head and looked directly at him.

"Haha...... How is it possible, I dare not be interested in online loan platforms!" Boss Wu laughed and shook his head.

"I'm afraid I'm going to disappoint that friend of yours, I won't sell it!" Ye Zheng picked up the teacup and refused lightly.

"Little brother, don't be in a hurry to refuse this, my friend is through the sky?" Boss Wu pretended to be mysterious and pointed to the ceiling.

If ordinary people were afraid to believe him, but Ye Zheng could see that this person was playing him like a child.

"Oh!" Ye Zheng pretended to be surprised, and raised his eyebrows slightly.

"Say no more! Do not say! I'll bring it, and I'll invite you to drink another day! Boss Wu felt that the scare was getting the heat, waved his hands and stood up, and left with a smile.

Ye Zheng sent people out of the gate, and Zhang Min came to inquire about the situation.

"Stop working with this man!" Ye Zhengzhì's eyes flashed with a hint of banter.

Microfinance companies have a natural advantage in cooperation with online lending platforms, or in other words, the vast majority of credit platforms rely on microfinance companies. It is precisely because of this that some microfinance companies are arrogant and look down on some small platforms.

It's a pity that Ye Zheng doesn't think that September Online is a small platform, it will be a giant.