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Shi Xitong flew to Bingcheng on the sixth day of the new year, nominally because Taishi International Asia-Pacific North Branch wanted to invest in Changsheng Real Estate, but in fact, the most important thing was to help Shi Lei with a loan.

"Have you prepared all the materials you have prepared?" In Shi Xitong's hotel room, there were only two people, Shi Lei and Shi Xitong, and Kang Jianhui went to the door to smoke very interestingly.

"It's all ready, all the company's documents are there, including a copy of the contract. Can this really lend 100 million? Shi Lei's company, he himself estimated, can loan 30 million is good, but Shi Xitong said that he has a way to let Shi Lei borrow 100 million.

"As long as you can repay this loan, then if you take a brick and borrow 1 billion, the bank will give you a loan, this is their performance. What's more, this President Zhou was transferred from the capital before, and he and I are old friends, so it is absolutely no problem for me to vouch for you. Shi Xitong said confidently.

"Well, the money will definitely be repaid. It's just that he can promise to lend me a loan for as long as he can, and he will definitely not be able to repay it in a year. "This loan will take at least three years to repay, even if you get the land and then sell it, it will be next year, otherwise the price has not risen to the highest point, and selling it is not equivalent to a loss."

"We're going to try for three to five years, but we don't know how long he'll be in this position, and if he's going to be transferred in a short period of time, it's not going to be easy." Shi Xitong also considered this.

"But you don't have to be in a hurry, as long as you can get the loan, you can use the shares of Prosperity Real Estate as collateral and lend another amount of money from another bank to repay the money. Shares of Prosperity Properties. It's still easy to get a loan. ”

Hearing Shi Xitong say this, Shi Lei suddenly realized that he could still do this, isn't this equivalent to a white wolf with empty gloves. Use a company worth 30 million to lend 100 million, and then use this 100 million to buy shares of Prosperity Real Estate. Back to the shares of Changsheng Real Estate, from another bank formal loan. Pay the money back.

"Well, it won't cause you trouble."

"What trouble can it cause me, it's only 100 million, if you don't insist on taking out a loan, I will turn it over to you first. It's almost time, let's go. Shi Xitong looked at his watch, stood up and said.

Shi Lei drove the car and took Shi Xitong and Kang Jianhui to the Jinjiang Hotel, this President Zhou likes to eat this restaurant's dishes.

I waited in a private room in a hotel for ten minutes. I saw a young man push open the door. After he saw Kang Jianhui, he turned sideways, and a middle-aged man in his forties walked in from outside the door, with the momentum of a superior person, and at first glance he looked like he had been in the leadership for a long time.

"Lao Shi, I'm late, forgive me, forgive me." Zhou Mingfu saw Shi Xitong. He held out his right hand in greetings.

"Lao Zhou, you came at just the right time, sit. Shiller. Let me introduce to you, this is Zhou Mingfu, the president of the Provincial Industrial and Commercial Bank, the number one, you call Uncle Zhou. Lao Zhou, this is my son Shi Lei. Shi Xitong shook hands with Zhou Mingfu, and turned sideways to introduce Shi Lei to the other party.

"Hello Uncle Zhou. You can just call me Leizi. Shi Lei stretched out his hands and shook hands with Zhou Mingfu.

"Your son? I haven't seen you in a few years, your son is so old? Zhou Mingfu looked at Shi Xitong in surprise, his son should still be in school.

Shi Xitong glanced at Shi Lei, and there was a hint of love in his eyes: "This is another one." My wife doesn't know. ”

Zhou Mingfu gave Shi Xitong a thumbs up: "At that time, when we chatted together, I thought that you took care of your family the most, never played outside, it turned out that there was such a big son, tsk, you have fooled me for many years." Leizi, you can sit down too, you are not outsiders. This is my secretary Feng Jiankun, just give him your information or something in a while. ”

Listening to Zhou Mingfu's meaning, he has already decided to give Shi Lei a loan, and today is just a gathering of old friends for a meal.

"Brother Feng is good."

"Hello." Feng Jiankun shook hands with Shi Lei, and then shook hands with Kang Jianhui, and the two of them had met more than once.

"Lao Shi, why don't I understand what you mean this time, 100 million, can't you take it out, and you still want to ask me for a loan?" After Zhou Mingfu sat down, he looked at Shi Xitong and asked.

"He didn't want it, so I asked you for help. Why, 100 million I personally guarantee, is there a problem? Shi Xitong asked.

"You said hello, what else could you have a problem? But if I say something, you can understand. I'm heading to the capital, and my time in Longjiang may not be running out. If I am transferred, this loan will be easily used to attack me. So ......" Zhou Mingfu said this, how could Shi Xitong not understand.

Without Shi Xitong opening his mouth, Shi Lei said: "Uncle Zhou, you can rest assured of this. I use this money to buy shares of Changsheng Real Estate, if you want to transfer away, you make a phone call, I will use the shares of Changsheng Real Estate, from other banks to lend a sum of money, and pay you back first. I'm just going to use this money for a quick turnaround, and it won't take too long. ”

"Prosperity Properties? Hu Changsheng is willing to let you take a stake? "Hu Changsheng is a celebrity in Longjiang and a well-known name in the business world. Zhou Mingfu has always wanted to give Hu Changsheng a loan, which must be a high-quality performance. Unfortunately, Hu Changsheng has very much cash and does not need a loan at all.

"Well, he agreed. How long can Uncle Zhou lend me this money, and what other materials do I need to prepare? Shi Lei asked.

"You bring the materials you prepared and show them to Xiao Feng first."

Shi Lei handed the information to Feng Jiankun, then picked up the teapot on the table and filled Zhou Mingfu's cup.

When Feng Jiankun read the information, the dishes were already flowing up. After the decanting red wine, the waiter also pours half a glass for each of them.

"Eat the vegetables first, it won't taste good when it's cold, and I'll look at the information later." Shi Xitong said.

Zhou Mingfu also nodded at Feng Jiankun, Feng Jiankun put down half of the information, then picked up the cup, raised it, and took a sip of juice.

The food of this Jin Jiang Hotel tastes really good, and it is full of color, flavor and flavor. Let's just say that the things used to decorate the side of the plate are carved very carefully. When Shi Lei came, he also looked at the price of the food, which is really expensive. That's it. If you don't count the drinks, it will cost 8,000 or more.

After three rounds of wine and five flavors of food, half an hour later, everyone in the room lit cigars and swallowed the clouds.

Feng Jiankun finished reading these materials. Raised his head and looked at Shi Lei and asked, "Leizi, I see that the amount of cash transactions in your company seems to be not small, but the accounts are all from CCB." You must have a deposit in CCB, right? ”

Shi Lei was a little embarrassed and invited the leaders of ICBC to dinner, but it turned out that all the accounts of his company were CCB, and even the personal account with more than 70 million deposits was also CCB.

"Brother Feng, I'll deposit all the money into ICBC. And when I went back to my company's account, I also opened an account with ICBC. ”

That's not what I said. I mean that you can deposit the money in your personal account into the company's account, and we will give you a loan, which will be very convenient. Of course, this account must be our ICBC account. ”

"Well, that's fine. I first deposit 170 million in my zài account, can I borrow more? Shi Lei thought to himself. I have so much money in this account, can't I borrow more? Otherwise, his 30 million shortfall. I also have to find Bai Ziyang and them to make up.

Feng Jiankun frowned, glanced at Zhou Mingfu, didn't he say that he would take a good loan of 100 million, why do you want to borrow more now? It's only 100 million, and you don't have any collateral, which is considered a violation.

Zhou Mingfu looked at Shi Lei and asked, "Can you get 170 million?" So how much do you want to borrow? ”

"One hundred million five elements?" Shi Lei thought. Anyway, it's all loans, if you can borrow more, you can borrow more, he can keep some money in his hand, or invest in a few small shops.

"You money. Are they all used to invest in Prosperity Real Estate? ”

"Almost, Mr. Hu promised to let me invest 300 million shares. It's not all mine, it's my girlfriend's. I invested all my net worth, and I always had to keep some living money in my hand. Can't you get a loan so much? Shi Lei said with some disappointment.

"Hahaha, your father is here, and he just wants to borrow 50 million more, of course it's no problem. One and a half hundred million, that's it. But I also make it clear to you, I will be transferred as soon as the summer, and at the end of the year at the earliest, and you will have to borrow this money from other banks to repay me. Zhou Mingfu said with a smile.

Shi Lei was overjoyed: "Uncle Zhou, don't worry, as long as you lend me the money, I will buy the shares of Changsheng Real Estate, and then mortgage the shares to your bank." ”

"Okay, it's nothing. The loan interest is according to the normal, and low interest is impossible, and now the above is strictly checked. Zhou Mingfu first said the ugly things in front of him, so as not to send the favor and complain.

"Of course, a qiē walks according to the rules. At the latest at the beginning of next month, I promise to get the equity certificate of Changsheng Real Estate, and when Uncle Zhou wants me to do it, you can do it. Shi Lei said happily.

"Rest assured, the loan approval will be fast, guaranteed to come down within a week. The formalities or something, let Xiao Feng tell you. Zhou Mingfu raised his glass and said that the matter was settled.

Everyone raised their glasses, dried the wine, and today's meal was considered a good meal.

"After drinking, my head is a little dizzy, Lao Shi, I know a local technician is good, let's go pinch your feet?" Zhou Mingfu stood up and said.

"Okay, I just want to pinch it too."

Shi Lei went to the door to settle the account and handed the car keys to Kang Jianhui. He drank, but Kang Jianhui didn't.

Feng Jiankun drove in front, and Kang Jianhui drove behind. When they arrived at a large foot bath shop, five people got out of the car and walked in.

It's a very formal foot bath shop, and the technicians are all men, and the strength is very good. Shi Lei breathed a sigh of relief, but he was really afraid that there would be something wrong with the place arranged by Zhou Mingfu, after all, he was with Shi Xi, and between father and son, how embarrassing.

I didn't expect this loan of 100 million and 500 million, with his help, it was so easy, is this a connection. (A good event for pie in the sky, cool mobile phones are waiting for you!) Follow from ~ point / official account (WeChat add friends - add official account - enter dd), participate now! Everyone has a prize, now pay attention to the dd WeChat public account! (To be continued......)

ps: Today's three watches