No. 125, Cave 2, Yongdong Road, Wucheng Hot Pot Restaurant.

An Liang, Xiang Yaling and Pei Yongyuan, sat in the four-person booth near the window, and An Liang expressed his intention to take out a loan. Fortunately, Anliang has collateral and can make a formal loan at the bank.

If there is no collateral, just a personal credit loan, I am afraid that you can only find a loan shark!

The vast majority of loan sharks in South Korea are legalized. However, the legalization of usury does not mean that usury does not trap people, on the contrary, usury traps people.

An Liang looked at Xiang Yaling, he thought about it for a while, and responded: "It should be within half a year, and it won't take more than a year at the longest!" ”

"Your brother-in-law and I still have about 400 million won in our hands, and we can lend it to you." Xiang Yaling said.

In the country of South Korea, borrowing money is a very destructive topic of relationships, if the relationship between two people is not particularly special, it is better, once borrowing money is mentioned, then it is basically the time when the relationship breaks down.

Xiang Yaling said that he could lend An Liang 400 million won, and Bae Yongyuan did not object, which is already a very rare thing.

An Liang also knew a little about the situation in South Korea, and he smiled and said, "Yes!" However, Sister Yaling, we also follow the local customs according to the local rules, and I will calculate interest for you. Forget about usury, let's calculate it according to the bank's interest, how about it? ”

The interest rate of the bank's loan is appropriately higher than the interest on the deposit. But ordinary people will not lend their spare money at the bank's interest rate. Because, borrowing money is a high-risk thing, and who knows if the other party can return it on time? What should I do if I can't return it on time?

Litigation is a good way to go. But do lawyer fees count as money? How do you calculate the time wasted? What's worse, even after winning the lawsuit. When the other party has no money and can't afford to pay it back. Could it be that you can still swallow each other?

It is precisely because of these reasons that the loan shark industry in South Korea was born. While it is very risky to borrow money out, there is also a lot of profit from loan sharks.

High risk and high return!

"An Liang, in fact, we don't need interest, we..." Pei Yongyuan took the initiative to speak, but was interrupted by Xiang Yaling.

Xiang Yaling looked at An Liang and said, "No problem!" If you repay it within one year, the interest will be counted as 5%, right? ”

Pei Yongyuan frowned and said, "Yaling, An Liang is your younger brother!" ”

"Jonway Oppa. We also have a saying in Xia Kingdom, which is called "Brothers Settle Accounts". If we don't agree to An Liang, it is estimated that he will not accept our kindness. Xiang Yaling explained to Pei Yongyuan.

Pei Yongyuan smiled helplessly, and recognized Xiang Yaling's statement.

An Liang also responded: "Thank you, Brother Yongyuan, Sister Yaling is right, you must pay interest according to the bank's interest rate." ”

"Okay!" Pei Yongyuan reluctantly agreed.

Xiang Yaling continued: "Little brother, I have a few friends, if you pay interest at the bank rate, and you have a house and a shop as a hidden mortgage. They should lend you money too. ”

"Oh?" An Hao asked curiously, "How many?" ”

"I don't know yet, though, I think. A few of them get together, and there should be no problem with two billion won. Xiang Yaling responded.

An Liang's eyes lit up, "You don't need two billion." Just a billion is enough! I myself have 1.2 billion, and Sister Yaling has 400 million. Borrow another billion, a total of 2.6 billion. Those two-storey shops only cost 1.8 billion. There is still 800 million left for decoration, as well as the purchase of various equipment and tables and chairs. In the end, there should be a little liquidity left. ”

"Well, eat first. I'll get in touch with them later! "Signaled to Yaling to An Liang and Pei Yongyuan, hurry up and eat hot pot first, don't rub it any more.

After eating the hot pot, it was just over one o'clock, Xiang Yaling left with her mobile phone, it seemed that she should be going to contact her friend, Pei Yongyuan and An Liang walked outside the hot pot restaurant together.

Pei Yongyuan took out a box of cigarettes and handed one to An Liang, An Liang didn't smoke, Pei Yongyuan lit one for himself, took a deep puff, and then sighed: "An Liang, you are very courageous!" ”

An Liang smiled and did not answer.

"However, I still have to remind you once again that the business environment over there in Linjiang Court is not good. I have a friend who is in Linjiang Garden, and I know a lot about the situation over there. The catering and retail industries in Linjiang Yuan are basically affordable and people-friendly routes. Even Hyundai's department stores are taking the affordable route. You want to open a high-end café over there, unless your coffee is really unique. Otherwise, you know the result, right? Pei Yongyuan's tone was very flat, but it was very sincere.

An Liang nodded, "Don't worry, Brother Yongyuan, I know what I'm doing!" ”

When Pei Yongyuan finished smoking a cigarette, his bland performance immediately disappeared, and he said with a bit of a comic attribute: "Let's go buy household goods!" Firewood, rice, oil, salt, sauce, vinegar, tea, and what kitchen utensils, etc., your sister explained, this is our task in the afternoon, and we will go to your house for dinner in the evening! If this doesn't work out, I'll have to sleep on the couch again at night! ”

An Liang laughed, and then took Pei Yongyuan's modern urban SUV and went to the supermarket to shop together. For a whole afternoon, the two big men, constantly busy, walked back and forth to the supermarket three times before they could buy everything.

At No. 3903, Building 6, Feng'en Apartment, An Liang was processing the ingredients, while Pei Yongyuan returned to Yongdong Road, preparing to pick up Xiang Yaling.

An Liang is going to cook a braised beef and a green pepper back to the pot meat. Although there is no high-quality green pepper as an ingredient, when boiling the meat in white water, An Liang uses the Fountain of Life, which can also make the meat in the pot reach an A-grade taste.

In addition to two meat dishes, Anliang also made a tomato and egg soup. At the same time, there is also a blazing kale. Finally, I made a sea rice winter melon.

Boiled kale is a cold salad that is boiled and topped with seafood sauce, light soy sauce, and shredded green onions, and finally drizzled with hot blended oil.

Although the sea rice winter melon is a stir-fried series, if you want the sea rice winter melon to be delicious, not browned, and the taste is tender, it is best to add some water and cook it thoroughly in a cooking way, rather than frying it in oil.

In other words, all five dishes in the evening had the participation of the Fountain of Life, and the taste level reached the level of A.

This is An Liang giving confidence to Xiang Yaling and Pei Yongyuan, and the subtext is that even if the café fails, An Liang can also run a private restaurant and make money in minutes.

Six o'clock in the evening.

Pei Yongyuan took Xiang Yaling and arrived at An Liang's house.

Xiang Yaling visited all the rooms, and said with a smile: "Not bad, the house is quite wide, and the surrounding scenery is also very good. ”

An Liang was in the kitchen and said loudly: "Brother Yongyuan, come and help serve the food!" ”

With the contact with Pei Yongyuan, the relationship between An Liang and Pei Yongyuan gradually improved. After all, Pei Yongyuan was very good to Xiang Yaling, and An Liang also took it in his eyes.

One after another, Xia Guo-style dishes with full color and aroma were brought to the table, Xiang Yaling sniffed hard, took a deep breath, and praised: "It smells good!" ”

An Liang brought the last dish of braised beef to the table, and the adjunct he chose was shiitake mushrooms, which were soaked in the fountain of life. Therefore, the taste grade of braised beef has even reached the height of A+0.5.

"In fact, it's even better! Sister Yaling, you can taste it, this is my secret century-old true braised beef that costs 2,288 yuan in Fog City! An Liang said with a smile.

Xiang Yaling affirmed: "I'll try it!" ”

Pei Yongyuan also took chopsticks, picked up a piece of braised beef, put it in his mouth and chewed it. Bae Yongyuan has lived in Fog City for nearly four years, and although he is an authentic Korean, he can accept both Korean and Fog City tastes in terms of taste. Even, Pei Yongyuan prefers the taste of Fog City.

"Delicious!" swallowed the braised beef, Pei Yongyuan praised.

Xiang Yaling also affirmed: "It's really delicious!" What beef did you use? Hanbou? Or imported beef? This kind of tender and juicy performance should be 1+ grade or 1++ grade Korean beef, right? ”

An Liang shook his head, "Not really." ”

"Huh? Lower grade Hanbyu? Xiang Yaling asked again.

"No, just plain imported beef. Brother Yongyuan knows, we bought it together in the supermarket, 29,800 won a kilogram, which is not expensive. An Liang explained that this price is converted into more than 70 yuan a catty, which will not be much more expensive than the beef in Xia Kingdom, and the per capita salary in Seoul is much higher than that in Xia Kingdom, so it is also in line with the local price level.

"Such cheap beef can make such delicious food. Little brother, it seems that you really don't brag, if the café fails, open a Chinese restaurant, and definitely sweep the entire Seoul circle. Xiang Yaling complimented, and then continued to eat.

An Liang smiled and said, "Try the others!" Actually, everything is not bad! Turnip greens, each with its own flavor characteristics. ”

"Okay!" Xiang Yaling accepted An Liang's recommendation and tried other dishes.

It was close to eight o'clock in the evening, and the five dishes, including tomato and egg soup, were all eaten by the three of them, in fact, Xiang Yaling and Pei Yongyuan, An Liang didn't eat much.

Xiang Yaling lay on the leather sofa without any image, and Pei Yongyuan helped An Liang clean up the mess together, I have to say that Pei Yongyuan has lived in Fog City for nearly four years and has been assimilated by Fog City with some instincts.

"By the way, little brother, my friends have agreed, they heard that you have mortgaged real estate, and they are still complaining about why you only need a billion!" Xiang Yaling said loudly, and the voice came into the kitchen.

An Liang responded with a smile: "More funds, I'm useless for the time being, right?" If I still need funds in the future, I will definitely tell Sister Yaling. ”

After finishing speaking, An Liang looked at Pei Yongyuan and asked, "Brother Yongyuan, do you have time tomorrow?" ”

――――

800 will be added in the evening, and 825 will be added next time. (To be continued......)