Time flies, and in a blink of an eye, it is already May 22.

In the past two days, Anliang did not waste time, but contacted another real estate agency to find more possible shops.

However, although An Liang also looked at more than a dozen locations, none of them met An Liang's needs, and the best location was in the residential area near the river in Apguting.

On this day, An Liang agreed with NHard Real Estate Agency to go to the housing management department together to change the property rights of Feng'en Apartment.

NHard is the real estate agency that Anliang first contacted, which means No.Hard, which means 'no problem'.

At nine o'clock in the morning, Pei Yongyuan arrived at the Guangming Hotel on time, and then went to NHard real estate agency with An Liang, and then met the service staff of NHard real estate agency to go to Jiang. Housing Management Department of the Southern District.

Pei Yongyuan seemed to know the staff of the housing management department, and he determined that there was no problem with the transfer of the property rights of the Feng'en Apartment, and the owner of the property rights had been successfully changed to An Liang, and An Liang had obtained the house ownership certificate.

After getting the certificate of ownership of the house, Park Zhengtai took the opportunity to walk next to An Liang and whispered: "Mr. An, the owner of the shop on the Linjiang Garden side of Apguting has relaxed a little. If you can pay it all at once, the other party will accept the price of 1.8 billion won! ”

The total price of the shops in Apguting, with an area of more than 300 square meters, has dropped from 2 billion yuan to 1.8 billion yuan, a full decrease of 200 million yuan, which is converted into Xia Guoyuan, and the decrease is also about 1 million. This is a relatively large decrease.

It seems that Park Jung-tae is really working hard!

An Liang nodded slightly. The same whispered: "I'll think about it, and I'll call you again." ”

Park Jung-tae nodded a little disappointed.

Hold the house title certificate. Bae Yongyuan took An Liang back to the Wucheng hot pot restaurant, this time back to Seoul, An Liang never came over, and complained to Yaling for several days.

It was close to eleven o'clock in the morning, and in the Wucheng hot pot restaurant, Xiang Yaling was counting An Liang, "You kid, are you rich and look down on your sister?" ”

An Liang looked at Pei Yongyuan aggrievedly. Motioned to Pei Yongyuan to help.

However, Pei Yongyuan pretended not to see it, although South Korea's masculinism is heavier, Xiang Yaling is not Korean, but a native of Wucheng, and there is more feminism in Wucheng. In addition, Xiang Yaling's personality is a bit hot, but Pei Yongyuan has a good temper. Therefore, on the contrary, Pei Yongyuan often let Xiang Yaling go.

"Sister Yaling, don't say it. Don't say it, I'm wrong, I'm wrong! An Liang hurriedly begged for mercy.

Xiang Yaling is not really angry, she no longer counts An Liang. Instead, he asked, "You bought a house in Seoul, are you planning to settle down in Seoul?" Do you like that Zheng Xiuyan or Zheng Xiujing? ”

Jung so-yeon is Jessica's name. Zheng Xiujing is Krystal's name, and the two are sisters.

An Liang coughed again. "Sister A-ling, I'm just staying in Seoul for a while. My property over there in Foggy City. Something happened and I was ready to move to Seoul. ”

"Hmmm! Eat hot pot here at noon! In the afternoon, ask your brother-in-law to take you shopping for household items and then eat at your house in the evening! Xiang Yaling said.

"Good!" An Liang agreed affirmatively.

In a foreign country, there is such a sister, although she is not her own sister, but she is no different from her own sister.

The hot pot at noon is naturally the original flavor of Wucheng, but Xiang Yaling did not ask An Liang to configure the hot pot base, but Hong Fei configured it. Although Xiang Yaling pinched it greatly, she also had a careful side, and she didn't let An Liang configure the hot pot base, because she was worried that An Liang would misunderstand and think that she had any thoughts about An Liang's unique recipe.

When eating hot pot, An Liang thought about it for a while and asked, "Brother Yongyuan, I have something to consult." ”

"What's the matter?" Pei Yongyuan put down his chopsticks and said that he was listening carefully.

"I want to mortgage the Bong'en apartment, not a loan shark, but a regular bank loan. What is the maximum amount of money I can borrow, and what is the interest rate? An Liang also put down his chopsticks and asked.

Before Pei Yongyuan could speak, Xiang Yaling interjected: "What do you want a loan for?" Not enough liquidity? ”

An Liang nodded, "So to speak!" I fell in love with a commercial shop in the riverside area of Apgujeong, with two floors and an area of more than 310 square meters, and the total price was almost 1.8 billion won, but now I only have 1.2 billion won. So, there is a gap of about 600 million won. ”

Pei Yongyuan lowered his head and thought about it, and did not answer An Liang immediately.

Xiang Yaling continued: "600 million won is enough? More than 300 square meters of façade down, decoration is not a small amount. Little brother, I have to remind you that the labor and material costs here are a lot more expensive, so don't use the labor and price of our Fog City to calculate. I calculated, if it is a simple decoration, I am afraid it will be close to 100 million. If you want to decorate exquisitely, you must prepare at least 200 million to 300 million. ”

"That's not a problem! As long as you take the store in full, you can use the store as collateral for a second loan. At that time, not only the decoration, but also the pre-operation costs, all will be owned! An Liang replied with a smile.

Xiang Yaling said worriedly: "Little brother, you have to think about it!" I know that it is a living area that has been around for some years, called Linjiang Garden. There are very few people over there, the locals don't have much money, what are you going to run? If you're running a high-end restaurant like in Fog City, I advise you not to be there. In addition, have you thought about it, although it is okay to take out a loan, but once the capital chain is broken, it will be a total collapse. ”

An Liang nodded seriously, "Of course I know!" That shouldn't be the case, though. I'm not going to run a high-end restaurant, I'm going to run a café. ”

"What? Cafe? Xiang Yaling frowned and said, "You kid, running a café in Linjiang Garden, aren't you looking for death?" Why not choose Odyssey Street and Cheongdam-dong? Even though the cost of shops in these two places is high, you can't choose Linjiangyuan! It's too remote over there. The floating population is very small, more than 80 percent are locals. Who do you sell your coffee to? ”

"Someone who is willing to come for coffee, of course!" An Liang explained with a smile, "Sister Yaling." I'm going to run a high-end café. High-end cafes aren't too affected by location. Although the cafes in Cheongdam-dong and Odyssey Street have a lot of traffic, most of them are just ordinary consumers, and the purpose of entering the cafes is not to drink coffee, but to pretend to be petty bourgeoisie. Their consumption level is not high, and they generally choose low-end coffee, and the profit margin is not too large. ”

After a slight breath, An Liang continued. "I'm going to run a high-end coffee with a high profit margin, and people who really like coffee don't care where the café is. After all, this is a time when taste is king, and it's no longer about eating and drinking. ”

"How sure are you?" Xiang Yaling no longer tried to persuade An Liang vigorously.

An Liang thought about it for a while, and with the fountain of life, he was naturally 100% sure about running a café. But An Liang can't say that!

Because under normal circumstances, who can say that they are 100% successful!

"At least 70 percent sure!" An Liang said affirmatively, and then said again, "Although it's a café." But it doesn't have to be just coffee. My grandfather's ability, Sister Yaling knows, right? Once the café is on track, I plan to brew wine. Eventually, it will also be sold in cafes. At the same time, you can also sell some bread. Pastries, even steaks. Red wine, etc. ”

"What if it fails?" Xiang Yaling gritted her teeth and said.

An Liang smiled helplessly, "If you fail, it's a big deal to go to Yeouido to sell private dishes!" You know, I'm selling private food in Fog City, and the price is very high! ”

"How tall?" Xiang Yaling hummed.

"A plate of stir-fried cabbage, priced at 88 yuan; tomato and egg soup 128 yuan; green pepper back to the pot meat 168 yuan; Secret 100-year-old true braised beef 2288 yuan! An Liang snorted in response.

Xiang Yaling rolled her eyes, "It's so expensive, someone eats it?" ”

"Natural! In April, just the dividends were divided into more than 400,000 yuan. So, some people are red-eyed, and the restaurant is forcibly bought! An Liang said helplessly.

The spring of life on the farm in Qinglin Village, An Liang has not canceled it, and has not made any changes, it is not that An Liang is generous, but that An Liang wants to stabilize Ji Haoran.

At the same time, An Liang is also investigating whether Ji Haoran and Lin Juefei are in the same group. If it is a group, it is estimated that An Liang plans to develop in Seoul in the future, or it is okay to change countries, but he will definitely not return to Fog City. If it weren't for a gang, Lin Juefei defeated Ji Haoran, An Liang could still go back.

Xiang Yaling comforted: "Don't worry, South Korea is different from Xia Guo, the laws here are more perfect, and the media is relatively free, and nothing like Xia Guo will happen." ”

"Hmm!" An Liang breathed a sigh of relief.

Pei Yongyuan raised his head, looked at An Liang, and explained the question An Liang asked before, "An Liang, if you plan to use the loan of Feng'en Apartment, and just to invest in the purchase of shops over there in Apguting, you can borrow up to about 800 million. But this money can only be dedicated to the purchase of stores, and in terms of interest, the regular loan is not too high. 5% per annum for less than 6 months; 7 months to 12 months, 5.2% p.a.; One to three years, about 5.5 percent. Since you are a foreigner, the maximum number of years is almost three years. ”

In fact, Pei Yongyuan did not finish speaking, An Liang's foreigner status, even if there is collateral, it is not convenient for bank loans.

"Well, the interest rate is not high!" An Liang breathed a sigh of relief, South Korea is a usury country, and due to the lack of human affection, it is basically impossible to borrow money if it is not a very, very, very close friend. Therefore, such a situation has given birth to a highly developed usury industry.

Some Korean celebrities chose to commit suicide because they were overwhelmed by loan sharks. At the same time, there are more examples of ordinary people committing suicide because of usury.

"Little brother, how long are you going to take out a loan?" Xiang Yaling asked with a slight movement in his heart.

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Tomorrow is still the third watch? (To be continued......)