Chapter 330: The Unfinished Building

Shi Lei sued them about the stations of the three planned subway stations, which were not listed in the fake information that had been published a long time ago. Although some people have guessed that there may be a subway station in this area, they did not expect that it will be Line 3 to pass here, and the construction will start next year.

"Brother Lei, you didn't participate in this matter yourself, or did you go to Changsheng Real Estate?" Du Pengfei asked keenly.

"Hahaha, let's not talk about this, just have fun, don't make it too big, let Brother Hu know that he is unhappy." Shi Lei said with a haha.

The three of them also secretly made up their minds that no one would tell anyone about this, so as not to cause Hu Changsheng's displeasure, and the person who angered him would never end well.

The three of them played mahjong all night, and they were all high-spirited. In the end, after some calculation, Bai Ziyang really won alone, but he only won more than 30,000 yuan. This amount of money is a small amount of money for them, but it is just entertainment.

Shi Lei and the three of them slept in the autumn hotel all morning, and then drove away in the afternoon. Shi Lei went to his company, and the three of them began to inspect the three subway stations to see if there were any shops worth buying. Everyone is too big to say, and it's still okay for one person to take out about 10 million to buy a property.

On Monday, Shi Lei sat on a chair in the office again and looked at the text sent by the assistants. It is mainly about the information about the two unfinished buildings, and there are some articles circulated within the company. Shi Lei is also an executive vice president, and many documents also need his signature.

Hey? It is such a coincidence that this unfinished building now belongs to the Provincial Industrial and Commercial Bank.

This unfinished building, formerly known as Left Bank Garden, is a bustling commercial area within a 10-minute walk. Originally, it was planned to be built as a 16-story residential building, but when I heard rumors in the city that the business district was going to expand, I decided to build it higher. At first, the banks were more optimistic. I'm scrambling to give it a loan.

But this developer is also more unlucky, in fact, he has a similar strategy to Zhao Jinfu at the beginning. It is to pay the land in installments, and then use the land to the Municipal Industrial and Commercial Bank for a loan, pay off the money for the land, and start the construction of the project. When it was halfway through the construction, I would find a loan from the Provincial Industrial and Commercial Bank again. Continue to build.

However, because a financial person ran away with his money, he had no choice but to find a relationship to borrow money from the Municipal Industrial and Commercial Bank of China for follow-up construction.

The second loan, which was a duplicate loan, was frozen and recovered, and the CEO of the Municipal Industrial and Commercial Bank of China, who had a good relationship with him, was also investigated and found out a series of economic problems. I'm in prison, and I don't think I'm coming out yet. And the president of the Provincial Industrial and Commercial Bank of China, who took out the first loan, also stepped down, and he was replaced by Zhou Mingfu, who was quite familiar with Shi Xitong.

He also had no new collateral, and the Provincial Industrial and Commercial Bank was unwilling to continue to lend to him, and it was even more impossible for other banks to lend, so his company's capital chain was broken. The company went bankrupt and he jumped off the building. The building fell into the hands of the Provincial Industrial and Commercial Bank.

Later, another developer planned to buy most of the building. However, at that time, the city built a commercial area in another place, which means that the commercial area will not be expanded, and the building is considered to have no investment value, so it will rot here again.

The 27-story building was designed to only be built to 18 floors, and the 19th floor was halfway built and there was no money. It's been more than four years now. Many people have rumored that this building will not sell.

One is that if you want to continue to build, you will build higher, for fear of quality problems in the middle structure. Another was originally designed as a residence, and now there is no shortage of residential buildings around this area. At that time, the design of the house was not as attractive as it is now, and there were very few people who wanted to buy it.

After evaluation, if a subway station is built here, then the building will definitely be sold if it is converted from a residential to a commercial building. Isn't the top layer bad for quality? No problem, we will remove half of the nineteen floors, don't do it, if the quality allows, then continue to build it up and rebuild it to the twenty-seventh floor. If the quality does not allow, then take the eighteen layers as the top layer and directly cap it. Whether there is a problem with the main structure of this building will only be known through relevant testing.

At that time, the house type was four ladders and ten households, and I thought it was a little crowded, no problem, we could add two sightseeing elevators outside, and there was basically no need to change the main structure. The house type is not very good, the lighting is not good, this can also be changed slightly, anyway, the main body does not move, and there is still a lot of room for adjustment of the house type. As for the relevant procedures, Hu Changsheng told Shi Lei not to worry. Dealing with unfinished buildings is also to pay for the image of the government ~ government, they will be very happy to give some convenience, and even exempt some service fees, taxes or something.

Now we have to see how much it costs ICBC to sell this building. The original loan was 80 million, and then not a cent of interest was paid, this unfinished building was pressed in the hands of ICBC, and it has been so long that it has completely become a bad debt of ICBC, a non-performing asset, and ICBC has long had the intention of getting rid of him. But many real estate companies are refusing to pay more than 75 million, so you can't let ICBC not even recover the capital, right?

"Hey, Brother Feng, I'm Shi Lei, is Uncle Zhou free today, I have some business to talk to him." Shi Lei called Feng Jiankun, the secretary of Zhou Mingfu, the president of the Provincial Industrial and Commercial Bank.

"Leizi, the president is in the office, it's nothing, come on." Feng Jiankun said.

Shi Lei hung up the phone and drove to the Provincial Industrial and Commercial Bank Building by the river, to talk to Zhou Mingfu, their company plans to buy this unfinished building, of course, the quality must be qualified after testing.

"What do you say? Is Prosperity Real Estate planning to buy this unfinished building? Zhou Mingfu got up from his seat suddenly. If this unfinished building can be sold, then even if he has another achievement, the matter of transferring to the capital will not be far from ten. Isn't it just some particularly outstanding results that he has behind now? During his years in the Industrial and Commercial Bank of Longjiang Province, his work performance was decent. There are no big bright spots, but there is no phenomenon that the loan cannot be recovered like the predecessor.

Zhou Mingfu walked out from behind the desk and sat on the sofa directly like Shi Lei: "Can you buy this building for more than 80 million?" Eighty-four million is okay? ”

"Uncle Zhou, since our company plans to buy this building, I also know that you have a loan of 80 million, and if it is less than 80 million, you can't sell it at all. However, the premise is that the main body of the building must be free of quality problems. I've been out in the wind and sun for more than four years, so I always have to check it out. If there is a problem with the quality, then we will buy it and rebuild it, which is more expensive than buying a piece of land, and it will increase our cost a lot. Shi Lei didn't expect that Zhou Mingfu would be so excited when he talked about the problem of this building.

Zhou Mingfu also calmed down his excitement: "Yes, yes, yes, I want to test it." We ask a professional organization to test tomorrow, and you can see if it is appropriate? ”

"Uncle Zhou, why are you in such a hurry? It will take a few days for the technicians of our company to organize the inspection, which will definitely be too late tomorrow, but before this weekend, it will definitely be no problem. "How does Shi Lei feel that Zhou Mingfu is in such a hurry, this building has been rotten here for more than four years, is there still a few days left.

Zhou Mingfu sighed and said, "Alas~~ Leizi, Uncle Zhou is not afraid of your jokes." Originally, Uncle Zhou thought that he would be transferred back to the capital nine times out of ten, but now there are variables. Originally, I was transferred from the headquarters in Beijing, and I have been working here for more than four years, and it is time to change positions. There happened to be a vacancy in a good position in the capital, and I found the old leader, and he also thought I was good, and strongly recommended that I be transferred back and sit in that position. But I didn't expect to bite the gold halfway, and another competitor appeared, whose work performance, experience, and age were similar to mine, and there was also another leader to support him, and the position of the director was not decided now. So I wanted to do something lately to increase my chances of winning. ”

Shi Lei nodded clearly: "So that's the case, no wonder Uncle Zhou, you ask for 84 million when you open your mouth, and the extra 4 million is interest?" ”

"Yes, it was a low-interest loan to the boss of this company, with an annual interest rate of five percent, and the loan lasted for one year. But didn't he have an accident later, the company's capital chain was broken, the director went bankrupt, and people jumped off the building. And the person who ran away with his money is not caught now, and I heard that he fled abroad. The principal of 80 million cannot be changed, so there have been people who want to buy this building in the past few years, but the bids are very low, from more than 60 million to more than 70 million, and no one is willing to bid to 80 million. If Prosperity Real Estate is willing to buy this building for 84 million, it means that I will not only recover the principal, but also recover the interest I should have, and I will be able to defeat my competitors with this result and finally sit in that position. ”

"This, Uncle Zhou, don't you don't like to hear what I say. The building has been rotting here for more than four years, and the surrounding housing prices have not increased. Yes, this piece of land was worth more than 50 million yuan back then, and the main project of the eighteen-story construction was also built. But when we buy it back, we don't necessarily sell it. It is not an ordinary difficulty for this unfinished building to be sold. 80 million may be the greatest sincerity of our company, 84 million, the chairman will not agree. ”

Shi Lei felt a little embarrassed, how to say that when he took out a loan, Zhou Mingfu also helped him a lot. Although it is for the sake of Shi Xitong's face, the ultimate beneficiary is not Shi Lei. He thought for a while and continued: "Uncle Zhou, otherwise, if the structure of this building is okay after testing, and it can continue to be built, I will personally pay for the four million interest, and fill this hole for you." ”

Zhou Mingfu looked at Shi Lei with relief, and then shook his head: "No need, how can my uncle let you personally pay this money." Even if he can't earn back the interest, if he sells it for 80 million, his uncle's chances of winning will increase greatly. Lao Shi is really lucky to have such a sensible son as you. (To be continued......)

ps: This is today's second update, today's fourth shift