Chapter 166: The Battle for the Banks
The people in Bank G saw the copy of the tender document of Bank K and realized that they had been careless. I didn't expect that my big state-owned bank could compete with a small bank that was not well known. This made the boss of the Beijing headquarters of G Bank very angry, and in a fit of anger, the person in charge of the Caiyun Provincial Bank of G Bank was transferred from his job and replaced with a young young man born in the 80s. This young man's name is Wei Caisheng, a native of Caiyun Province, who can be regarded as an indigenous, and this person is a high-achieving student who graduated from Beijing University. After graduation, he has been working in the bank, and has been conscientious for many years, without the slightest slack, until he has been the vice president of the provincial bank G. He did not attend this bidding incident, but he was one of the senior executives of Bank G who strongly advocated the bidding. The president was dismissed, and he was appointed as the president of Bank G in Caiyun Province.
At the beginning of Wei Caisheng's tenure, he found the talent as soon as possible. It turned out that Wei Caisheng had a one-sided relationship with Caicha and had dealt with each other. Caicha was doing business in the early years, and once asked Wei Caisheng for a loan, although the amount was not large, but it gave Caicha a lot of help. Wei Caisheng understands very well that in the Long's water conservancy and hydropower project, he did not win the cooperation with Long's company, and it may be another miracle in Long's special distillery.
The investment amount of Long's special distillery is not very large, but it is also full of 30 billion, and if it can be stored in Bank G, it will also be a great achievement for itself. But Wei Caisheng saw it further, that is, the output value of Long's Distillery after it was put into production. According to the information obtained by Wei Caisheng, the annual output of Long's Distillery is 300,000 tons, and the output value is as much as 240 billion yuan. I have helped Caicha, maybe Caicha will give himself a face based on his past feelings. So, I found it.
Seeing the difference, Wei Caisheng was extremely respectful, because the difference was no longer the difference of the year. The current talent is a popular figure in Long Dan's eyes, and he is a person that Long Dan values. Besides, the Long's Distillery is in charge of the difference, and this position is very loud. Some of the directors of the national distillery are department-level cadres, so you know the status of the bosses of these large distilleries. The current talent is poor, but he is a big boss with hundreds of billions of assets. If you serve him well, you will be able to reap great benefits from him.
However, Cai Cha told Wei Caisheng that the heads of several banks had come to him and made it clear that the benefits were many. However, because Caicha had a good impression of Wei Caisheng, he did not say no goodbye, leaving Wei Caisheng with a way back, saying: As long as the service of Bank G is more complete and more humane than other banks, it will leave the opportunity to Wei Caisheng. Wei Caisheng saw the sincerity of what Caicha said, so he didn't say much, but asked Caicha to set aside a little time for himself, so that he could go back and organize people to study and come up with a better strategy.
This request will naturally lead to the grant. When Wei Caisheng returned to the unit, he immediately organized people to set up a service team specializing in the study of Long's special distillery, so as to do his best to develop a more perfect and more humanized service.
Hard work pays off, not to mention that Wei Caisheng promised a heavy reward, promising that as long as this move is successful, he will reward the people of this service team, reward promotions, reward cars, and even reward real estate. In just half a month, this team really studied a set of service plans for Long's special distillery. When Wei Caisheng took this set of plans to let Caicha see it, Caicha was also deeply impressed by the terms of service made by Bank G, so he had to deposit 30 billion funds into Bank G, and signed a letter of intent, and planned to set the bank for opening an account after it was put into production as Bank G.
The main core of this sub-plan is to provide low-interest loans of 1 to 100,000 yuan for farmers, and the farmers who borrow must have signed an agreement with Long's Special Distillery to supply grain and bamboo, as long as they have signed a supply agreement with Long's Distillery, they can apply for a loan of 1-100,000 yuan from Bank G with their ID cards, without any guarantee. This plan has not only been praised by the poor talent, but also supported by the majority of farmers, and even registered with the governor of Caiyun Province to praise the policy issued by Bank G. Although this policy is aimed at the Dragon Distillery, it is the tens of thousands of people in Caiyun Province who have had agreements with the distillery. Of course, then again, it is the G bank that benefits in the end. That is, to pull the funds of Long's Distillery, a large profit and tax company, into Bank G, and by the way, to loan tens of billions of dollars without risk, which is an idea that kills several birds with one stone. Afterwards, the national head office of Bank G rewarded Wei Caisheng and notified the whole bank to show the reward, until the end, Wei Caisheng rose all the way and was promoted to the national head office of Bank G to serve as president.
The dispute between the winery built by Long Dan in Caiyun Province and the water conservancy and hydropower companies was finally settled with the victory of Bank G and Bank K. However, the matter did not end, and several other large banks and dozens of small banks led the war to Luzhong City, Longdan's hometown.
In Luzhong City, the operating deposits of Long's enterprises are sky-high, and the annual income has reached more than 1 trillion US dollars, which is nearly 10 trillion yuan when converted into Huaxia currency. The annual profit of Huaxia Petroleum, one of the top 500 companies, is only 200 billion, and the annual profit of Bank G is a little more than 1 trillion yuan earlier.
In Luzhong City, the subordinate company of Long's enterprise deposited money in that bank, and Long Dan never asked, and it was decided by the CEO of each branch. This makes the CEOs of each branch become fragrant and sweet in the presidents of major banks, and it is common to invite a small invitation every three days and a big banquet on five days. Some companies can't borrow money from the bank, as long as they know the CEO of Long's company, say a few good words, the bank will buy it, even if they don't want to, they are embarrassed to say it clearly, I'm afraid they will offend the CEOs of Long's company. Otherwise, an order was issued to transfer all the funds deposited in the bank, and the bigwigs in these banks were not in a hurry to cry their fathers and mothers.
Long Dan had also heard of such a situation, but he didn't bother with these things. In Long Dan's view, the funds deposited in that bank are the same, anyway, the possibility of the collapse of the state-owned bank in Huaxia is almost zero, and you can rest assured that you can deposit your money in any bank. It is because of Long Dan's indifference that a certain balance has been formed. It became an unwritten law that the CEO of each branch had the right to deal with these things. The premise is that it does not affect the transfer of funds from the head office. Of course, the capital mobilization of Longdan has been extremely small in recent years, and Long's company now has no loans and foreign debts, and over the years of accumulation, there are trillions of funds lying on the account, which has formed a special benefit for the CEOs of various branches.
The most obvious reason for the competition between various banks in Luzhong is that many outlets have been established in Luzhong. Due to the drive of Long's company, the national economic level of the whole city has been greatly improved. Although after being upgraded to a municipality directly under the central government, the territory has expanded by 8 times, Taixin City, Yuanyi City, Mengshan City and Taishan City have all been included, and the population has also expanded by 10 times, but the per capita GDP still ranks among the best in the country. In particular, there are hundreds of supporting manufacturers of Longshi Company, which directly drives the increase of GDP output value in Luzhong City, which makes the consumption level have been greatly improved.
One of the secret disputes between banks is the issuance of credit cards, in Luzhong City, the issuance of credit cards to an extremely terrifying number, the number per capita has reached 4, to say that people living in Luzhong City, there are not a few credit cards, it is simply faceless, you want to say that others do not have a few credit cards, it is simply an insult.
Luzhong City's credit card handling is very convenient, you can get a credit card with only an ID card, as long as you have no stain record, the credit card limit is generally more than 100,000, and the repayment period is 3 months. Especially for the employees who work in Long's company, it is faster to apply for a credit card, and the amount is very large, the average employee can do more than 500,000, and the leader with a little management title is easy to handle the amount of millions.
Therefore, in Luzhong City, as long as an individual does not have a malicious credit record, it is extremely convenient to borrow from a bank, but it is only a little difficult for enterprises. Although the competition between banks has brought great convenience to the citizens of Luzhong City, it has also brought negative effects. That is, the public relations between the banks and the CEOs of the various branches are becoming more and more unpleasant. Even Long Dan's daughter Gao Dan is no exception, at first she still gives gifts, then she gives money, and in the end, she takes a few points in kickbacks. It wasn't until the end, when the news reached Long Dan, that Long Dan felt that the situation was strict, and it had affected the normal management of the CEOs of each branch of Long's enterprise. Long Dan had to convene a meeting to return the financial power of each branch to the head office, so as to avoid the suspicion of bribery by the CEOs of each branch.
Long Dan took back the financial power and quelled an interest-free turmoil, but it caused greater competition among the banks. Various banks have sent lobbying teams to bomb Longdan in turn. From the local governor to the central officials, there was an endless stream of people who came to Long Dan to say that they were clear for the bank, and Long Dan was annoyed, and in the end, there was no choice but to ask Shi Weijun, the secretary of the municipal party committee of Luzhong City, to come forward to coordinate. Shi Weijun is an official, and it is difficult to draw conclusions about the affairs between banks, and the company is not in the city, it is a standard private enterprise. Seeing that Long Dan kicked the ball at him, he gave Long Dan a lease and summoned all the bank representatives, just like the bank bidding for Long's water conservancy and hydropower project in Caiyun Province, he also made a bidding and kicked the ball back to Long Dan.
Long Dan was helpless, and called the CEOs of various branches of Long's enterprise to a meeting and listened to their suggestions. The banks were asked to draw up service agreements and divide the deposit plans according to the original shares. In the end, the deposits of Long's company returned to the original point, and fortunately, all the financial rights were concentrated in the head office.