Hearing this, Qi Taishen and the others were indeed stunned by the advanced business concepts depicted by Yang Yihai. Although they all thought in their hearts: as long as Japanese customers are willing to buy, they can sign an exclusive sales contract now. Qi is too deep, they don't care whether they have a monopoly or not. As long as they can export, they do whatever others do.

But Qi Taishen thought about it for a while, and felt that the Japanese customer's approach was far-sighted. If the stone mushroom market is really opened, in case a few Japanese guests come to compete in the future, then the leaders of the Qingang region, whether morally, emotionally, or legally, have to choose Yang Yihai's one.

Seeing that Qi Taishen didn't speak, Yang Yihai added: "In fact, as long as it takes a year, Japanese customers can be relieved." When the time comes, I will definitely repay the loan when I have spare funds. ”

At this time, Qi Taishen suddenly thought of what Yang Yihai said. He asked: "You said that Japanese customers will set up factories, so what is the scale of investment?" ”

"It will take a year to set up a factory." Yang Yihai replied.

"I understand that. I just want to ask about the scale, the intention. Qi Taishen said.

"About a million dollars in the first phase! Just build a packaging plant with a canning shop, an ice store, and a fleet of refrigerated vehicles. Yang Yihai said.

"And there's a second installment?" Qi Taishen asked again.

"Of course, the next step is the in-depth development of stone mushroom peripheral products. There are mineral water factories, distilleries, etc., which are about 5 million dollars. ”

"But...... But mineral water and wine have nothing to do with stone mushrooms? Zhao Yuqin said strangely.

"Why is it okay?" Yang Yihai said with a smile, "The stone mushroom that only grows in the essence of heaven and earth, isn't the water in this place precious?" Isn't the wine made from this water precious? It still sells for a lot of money. This is called the concept of selling. ”

Qi was too deep, and they deeply recalled Yang Yihai's words for a while. Qi Taishen sighed: "It's really worth the trip!" We still haven't learned enough of this advanced concept. But Xiao Yang, can you guarantee that the Japanese guests will come to sign a letter of intent first? ”

"Basically. Otherwise, you will press me 100,000 yuan as a security deposit. In order to succeed in the loan, Yang Yihai must of course make a gesture.

Qi Taishen thought about it again and said to Yang Yihai: "I can't call the shots in this matter, can I borrow a phone?" ”

"Of course!" Seeing that Qi was too deeply moved, Yang Yihai smiled happily, "County Magistrate Qi! Please come with me to the back room, there is a telephone with direct dialing. ”

Qi Taishen followed Yang Yihai to the inner room, and he felt something strange. In Yang Yihai's office, it was not the most popular executive desk and boss chair at that time, which were arranged from Hong Kong TV dramas, but a set of antique mahogany furniture. Among the furniture, there are pots of flowers and plants. And at the entrance of the entrance, there is also a large tank of tropical fish.

The calligraphy and paintings hanging on the wall will not be detailed, but what attracted Qi Taishen's attention the most was that in the middle of the room, there was a family portrait.

Qi Taishen noticed at a glance that the old man sitting in the middle of the front row of the family portrait. He was startled and wanted to go up and take a closer look, but he restrained his feelings, and finally forced himself to look away.

And Yang Yihai seemed to have inadvertently discovered Qi Taishen's gaze, so he pointed to the corner of the photo, as if he introduced it very casually: "Our family took it during the Chinese New Year." That's me, I can only stand in the corner. County Magistrate Qi! The telephone is here, you can dial directly, and I'll go out first. ”

When Yang Yi came to the door, Qi Taishen walked to the photo and took a closer look. After looking at it for a while, he finally walked over to his desk and picked up the phone.

……

"Yes, yes! Commissioner Kim, that's the basic situation. I also found out that this Xiao Yang's background ......"

"That's right! That's a million loans. It should be the normal interest rate. ”

……

Qi Taishen reported the situation in detail to the regional commissioner. And the "normal interest rate" he refers to is actually not very normal. And this was the embodiment of the chaos of the financial system at that time.

In this era, prices are soaring, and the whole society has very strict inflation, while the wages of employees in enterprises and institutions have not increased significantly. This has led to a trend of panic buying in society, and residents are reluctant to deposit.

And without deposits, then bank loans are also very insufficient. So what to do? Only interest rates can be raised. At that time, the highest deposit rate of the bank reached about 8%. Not only that, but the central bank has also stipulated that the inflation rate should be subsidized for deposits, and when the two are combined, the deposit interest rate even rises to about 13%.

Since the deposit interest rate is so high, the loan interest rate will definitely be higher. Coupled with the lack of lending due to insufficient deposits, the lending interest rate of ordinary banks in the market has even risen to nearly 20%. Think about it, the country's law says that more than 20% of loans are usury, which is illegal. This shows how tight the funds were at that time.

At that time, bank lending was not a complete market activity, and they were often subject to administrative interference. And the normal interest rate is also one of them. Its lending rate is more than 8%, but less than 13%, so every time it lends money, the bank actually loses money.

Of course, this is also the norm in this era, when there were even loans that did not have to repay the principal as long as the interest rate was repaid annually. There are also those who don't even want interest rates, as long as the principal is repaid. The biggest ability, as well as the principal and interest rate, don't pay it back, it can be regarded as the bank giving you money for nothing. So it's hard to describe the gray space in here.

It's not too far. Qi Taishen thought that Yang Yihai's purpose must be a normal interest rate, which he couldn't handle, and the regional bank would not sell Qi Taishen's face to the little county magistrate at all, so he had to report to Commissioner Jin.

After hearing this, Commissioner Jin was silent for a while, and then decided: "I will call this greeting, but I also have to go through the regional standing committee." You should first affirm this intention, don't dream a lot at night, there is not much problem in the general area. ”

"But? In case of......? Qi Taishen understood that to make such a decision, Commissioner Jin and himself had to bear the political risk. If this foreign investment is yellow, it is likely to add a stain to their career. So Qi Taishen wanted to remind him on the phone.

"Not just in case." Commissioner Jin said on the phone, "Xiao Qi! To carry out in-depth reforms, we must open up our thinking and dare to take the necessary risks. The conditions in our Qingang are too poor, not to mention compared with the coastal areas, even in Shannan Province. In the past few years, not a single foreign capital has entered Qingang, and even domestic capital has not been several. With this intention of five million US dollars, it is incalculable to cheer up and encourage the entire Qingang region. ”

"But the old leader! Is this just intention? Qi Taishen was a little worried.

"It's up to you to do your job. You have to think of a way, let them stay some first, 100,000, 200,000, and tie them up first. The Japanese businessmen and Xiao Yang in the capital, they will not throw away their investments in vain, right? Besides, the idea of the development of the stone mushroom industry you reported last time is very good, but to promote the cultivation of stone mushrooms, we will allocate special funds in the Qingang area, right? That's a waste of millions of dollars. Now it is nothing more than the special financial funds we allocated to the Academy of Agricultural Sciences, which have been replaced by a loan from Xiao Yang's company. Our government only needs to guarantee it, so why not? In fact, we didn't lose, but earned. ”

"Old leader! You're a foresight! Qi Taishen sincerely admired, "I will immediately comprehend your spirit and follow your instructions." ”

……

After sending off Qi Taishen and his servants, Yang Yihai immediately made a long-distance call to Toshiro Sakata. And Toshiro Sakata is also a workaholic, so the two didn't feel that it was late at night, but discussed further cooperation.

For Yang Yihai's self-funded investment in the research of stone mushroom breeding, Toshiro Sakata spoke highly of it. He also verbally promised that as long as Yang Yihai could incorporate the breeding technology into the processing plant, he would give Yang Yihai a 20 percent stake in the future joint venture.

Toshiro Sakata is not a reborn, and now he makes most of his money in the sale of stone mushrooms, so he doesn't think that 20% of the shares in the processing plant are worth much. Moreover, the second and third phases of investment in the future will be rolled after the first phase is profitable, so Toshiro Sakata thinks that this will be a very distant thing.

However, it is not to blame Toshiro Sakata for not having a vision, and people at that time almost did not expect that China's development would be so rapid.

And Toshiro Sakata also promised that he would try his best to take time out of his time to come to China. Together with Yang Yihai, he will inspect the Qingang area and determine samples of wooden boxes. If possible, a letter of intent will be initialled for the investment.

In just one day, Yang Yihai completed this very complicated tripartite agreement. Don't say that people with higher shopping intelligence are more efficient when they cooperate. Because they know how to advance and retreat, and are good at trade-offs, it is easy to find a win-win balance.

And Yang Yihai also benefited a lot in this negotiation. Not to mention the 20% stake in the joint venture, the 1 million loan alone solves Yang Yihai's most urgent shortage of funds.

In fact, the loan figure proposed by Yang Yihai at that time was intended to make Qi Taishen repay, and his psychological price was a loan of 500,000. And Yang Yihai can also withstand a market interest rate of close to 20%. Unexpectedly, in the end, Qi Taishen completely agreed to Yang Yihai's request and gave a normal interest rate. This is completely an unexpected surprise for Yang Yihai.