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Deng Jia asked, "Don't you consider the state's public welfare institutions?" We know that you have donated a lot of money to the Red Cross and poverty alleviation organizations in the past two years since the beginning of '98! ”

Song Chen shook his head and smiled: "I will still participate in activities such as charity banquets!" But how to say it! I hope that my money can be seen where it is spent, what is the effect, and if the national public welfare institutions can't give me these things, I think I'd better do it myself! ”

When he said these words, Song Chen's eyes were unusually cold: the Guo Moumou incident in 2o11 was deeply engraved in his mind, and since then he has been full of doubts about domestic charitable funds, whether they are of a national nature or a non-governmental nature.

It is clear that his education fund plan may infringe on the bureaucrats of the education system, and the non-profit hospital may offend countless people!

But so what? He emigrated right away, and if he offended, he was offended! What's more, he is not without backers in the system, and when the time comes, if Zhao Lin and Jiang Yan come forward, there will be much less resistance, and I believe that Jiang Weili and Zhao Desheng will not refuse their daughter to become a charity angel.

Take 10,000 steps back and say, even if the project is really messed up, he doesn't have to donate money! Even if you won't suffer too much, you can make a reputation, so why not?

"From the most successful businessman to the most generous philanthropist, you've only had three years!" Deng Jia quietly changed the topic, "In the past three years, you have returned with a full load, do you have any experience to share with your peers!" ”

Song Chen raised his eyebrows and smiled: "Experience? My peers are all my competitors, and the experience that comes out of my mouth, they seem to be a warning! In that case, I really have a few 'experiences' to talk about! ”

"I think they're listening!" Deng Jiawan said with a smile.

Song Chen hooked the corners of his lips and said: "In fact, many articles have analyzed China Chenxing Group thoroughly enough, so I won't sell myself here and boast!" Think about it from another perspective, suppose I am a person who plans to start a business, seeing such a behemoth as Chenxing Group, it must be a tragedy of the mantis arm as a car, and entrepreneurs must start from the place where Chenxing Group has no scruples! This is the same as the idea of 8848 in the United States to avoid Amazon's traditional power in books and audio-visual publications and give priority to online shopping for shoes! ”

"Outside of the Chenxing Group, there are global users of goog1e. With the huge traffic of Chenxing Network, can't it still face the pressure of B2C giant Amazon? ”

"Yes!" Song Chen said lightly, "Amazon has spent five years building a market barrier that is difficult to overcome, even if it relies on huge traffic, it is very stupid to choose the idea of fighting with Amazon, and it is also a waste of valuable time!" After all, 8848, an online shopping brand, has an absolute advantage in China. But not many people know about it in the European and American markets! ”

"So what do you think of the competition between Tmall and Taobao?" Deng Jia suddenly asked, "As far as I know, there is only a week between the two companies doing C2C business!" ”

Speaking of Tmall.com, Song Chen's expression became extremely relaxed: "When Taobao was first established, many people thought that Alibaba Group used the advantages of Baidu's search engine to block Tmall.com, and there were even reporters who wrote articles. Accuse Alibaba of plagiarizing Tmall! In response to the previous accusation, I admit that this is a life-and-death business game, and our managers are only competent to use a qiē advantage to defeat the competition! As for the latter accusation, it can only be said that this reporter is shallow and ignorant, because the listing of C2C in the United States is eBay instead of Tmall.com, which is one of them! ”

"Second. Back in the days of Alibaba, C2C was one of the projects I had written on paper! At that time, except for EMS, the state-owned big brother, which had the strength to deliver express parcels to most parts of the country, there were almost few express companies; At that time, there was no Alipay, and no one established interactive channels for consumers' funds and sellers' integrity; If this product had been rushed online, it would have been a huge disaster at the time! So I pressed this plan and waited for the opportunity! Therefore, although Ma Yun's sudden transformation from B2B to C2C caught us off guard, our advantage is not only Baidu, but also relying on good users to attract customers! ”

"I see!" Deng Jia said with a smile. "It seems that there is an official explanation for this public case!"

Song Chen said with a smile: "Actually, I admire Ma Yun, he and Tencent's Ma Huateng have seen that Alibaba and Chenxing Network have erected unattainable market barriers in B2B and IM products, which are difficult to overcome, so the transformation is very resolute, but they don't know that we are actually prepared!" ”

"When it comes to C2C business, we know that it is actually a technical term for e-commerce, which refers to e-commerce between individuals. Taobao and Tmall are the most well-known and only two e-commerce websites in the Chinese market! For this business, many of my classmates have practiced it out of academics. There are also part-time workers...... Mr. Song is recognized as the world's broadest perspective and visionary, what do you think of this business? ”

"Compared to the U.S....... I think China should support c2netbsp the most; "Why?"

Song Chen muttered: "We all know that the education system of Chinese universities is wide in and strict out, and the number of college students graduating every year far exceeds the growth of economic growth and the growth of job applications!" What's even more noteworthy is that many of the jobs created in China are from the middle and lower reaches of the industrial chain, and these jobs are not actually suitable for college students! It can be expected that after the new century, there will be a phenomenon of college students, especially highly educated college students, and employment 'upside down', which is related to the overall economic structure of the country. The C2C e-commerce business can accommodate a large number of employed people, so that idle people in society for different reasons can find their position in society! ”

After a pause, Song Chen smiled and said, "I hope that in the next ten years, Taobao can achieve 10 million sellers!" ”

"Wow! Ten million? This number is somewhat unimaginable! Deng Jia made no secret of her shocked expression......

"That's an optimistic number, but it's not a bad thing to set a long-term goal for the company!" Song Chen smiled, "Here by the way, I would like to share some things that need to be paid attention to with my friends in front of the TV!" Cherish your account, especially the buyers and sellers under the e-commerce system of Alibaba Group, and don't do anything to hurt sellers or consumers because of some small profits, because we will collect your transaction behavior to help us better stop some unscrupulous sellers or buyers from extortion! ”

"Is it similar to a bank's credit system?"

"Almost!" Song Chen nodded, but he didn't want to reveal too much in this regard, so he changed the topic. "Of course, it's not just Alibaba Group! For example, when using QQ, users should also cherish your account! We plan to give back some more affordable things to some active and existing users in the near future, and we will hold similar events every year in the future! ”

"Active old users?" Deng Jia said with a smile, "Are customers within seven figures considered old users?" I am, I have a lot of friends who are also regular users within seven figures! ”

"Those who registered in '98 are considered old users!" Song Chen smiled slightly.

"Good luck, I caught the last train!" Deng Jia covered her mouth and smiled. "I have a classmate who has a six-digit number of 11xxxx, and I heard that it is quite valuable!"

"Yes! I also know that Taobao had someone who linked their accounts to trade in '99...... Because it is more troublesome to modify the registration information of the QQ account, and the account is bound to the ID card, we do not prohibit or encourage QQ account transactions in principle! ”

"And QQ can now also use email for personality registration!" Deng Jia nodded in understanding.

"Yes!" Song Chen nodded, then changed his tone and said again. "However, the short number does have a certain scarcity, and the company has a lot of accounts that are very easy to remember, and they will be released in a paid way in the future, such as 111111, 123456, etc., ......."

"I said how can these accounts not be searched, it turned out that they were hidden by Chenxing Network and sold in the future, you also thought too deeply at the beginning!" Deng Jia complained, "I heard that the five-digit number is a unified account used within the Chenxing Group? ”

"Yes!" Song Chen said with a smile. "These are QQ numbers that are convenient for internal employees to communicate, but in recent years, there have been frequent cases of QQ numbers being stolen and causing property losses, so now in addition to the company's internal network, other places have been blocked and cannot be logged in 6!"

"In other words, employees use their QQ numbers for work at home?"

"Yes!"

"The oooo1 number is yours, right?" Deng Jiaying smiled, "ooooo is your fiancée, Miss Zhang Ruoxi?" ”

"Hehe, yes! However, she has been taking care of her children for the past two years. It's rarely online anymore! Song Chen smiled slightly.

"What about you? Will you go live? There must be countless people who will greet me, right? Deng Jia covered her mouth and smiled.

"Since it's a work number, I naturally won't use this number to chat with people! There are some restrictions on this number, others can find this number, but they can't add me as a friend or send me a message, only a five-digit working number! ”

"Yes!" Deng Jia groaned, "I heard that your number is also useful, which is used to accept anonymous reports from internal employees. Is there such a thing? ”

Song Chen nodded calmly: "Yes!" Anyone who works for Chenxing knows that it's an open secret! However, except for particularly serious incidents, I usually refer the reported information to the person in charge of the subsidiary for handling. The final result will be presented in the form of a text report! ”

"So far, have there been any particularly strict reports?" Deng Jia asked, and when she saw Song Chen's smiling expression, she smiled dryly, "... If it's convenient for you to say it! ”

"Chenxing Group is still a new enterprise, everyone is striding forward with the same goal, there are few particularly dirty things, and most of the reports that appeared before are small things!" Song Chen said with a smile.

"I think that when the matter really gets and you need to deal with it personally, I think it won't be the business of the middle and grassroots managers, right?" Deng Jia asked.

"That's pretty much it!" Song Chen nodded seriously, "We all know that China's official-oriented thinking is particularly strict, and the company is large, no matter which company it is, it is inevitable that there will be some unbearable bureaucratic phenomena!" I hate it more than the manager's strategic mistakes, and I hate that managers are in high positions but do nothing, which requires some invisible deterrent! Of course, the person who reported it is not allowed to act arbitrarily, because once the content of the report is false, then he will also bear the consequences of the false accusation, and will generally be dismissed! In general, this has not happened yet! ”

"It looks like you've faded out of the company's management though. But be wary of possible phenomena within the company! Coupled with your 'pressure to say' just now, it is really hard to imagine that Chenxing Group is a large-scale enterprise that has only been established for three years and has achieved brilliant results, and it has not lost its way in honor at all! ”

"I hope they can be proud of their 'Chenxing people' identity, and my higher benefits than the industry can cultivate their sense of honor and belonging to this big family!" Song Chen said, "However, they can be proud, they can be proud." Just can't be complacent, let alone get carried away, because Chenxing Group seems to be full of flowers, but in fact the crisis is lurking, competitors are eyeing each other, we must keep our eyes open and be ready! ”

"The personality of the founder often determines the company's genes and corporate culture, perhaps we can now be sure that Chenxing Group is at least not an Internet company that has lost in its own hands!" Deng Jia rubbed his head and put it next to his ear and said. "If it weren't for the limited time, I would love to know more about the inside story of Chenxing Group, and I think this is what every viewer sitting in front of the TV wants to know!"

"We all know that Mr. Song, you are a globally recognized visionary business leader! As a guest on the first episode of "Fortune Life", does Mr. Song have any financial advice to share with you? ”

"Okay!" Song Chen smiled gently, "There is a long-standing and deeply rooted saying in the financial investment world, which is that if you don't manage your money, you won't pay attention to you. From the rich to the rich in the country, to the people who need to care about diesel, rice, salt, soy sauce and vinegar, financial management is a concern for every ordinary person! ”

"Yes!"

Song Chen gradually restrained his smile, and his expression became extremely strict: "This sentence is a wise saying, but for many shy people, or white-collar workers living in the city such as the Beipiao clan and the Moonlight clan, no matter how beautiful the financial plan is, they are actually powerless!" Compared to the middle class with little capital. I care more about this group! Every word I say next represents my own family, believe it or not! ”

Deng Jia was slightly stunned.

Song Chen raised a finger: "If you have money, don't put your money in the bank, especially for regular savings users, because in the early days, we were in an era of negative interest rates, and the interest of the bank could not outperform the rise of inflation and consumption index, so you must find a suitable investment channel!" Money market funds with stable investment returns and low risk can be considered! One would think I'm speaking for the money market fund. But you know, there is no money market fund in the world that can afford to hire me! However, it is certain that Alipay and Paypa1 plan to make money market funds this year, but not in the same way as traditional funds. As for what kind of way, it still needs to be kept secret! ”

In the face of Song Chen's frankness, Deng Jia smiled dumbly: "In addition to money market funds, what other investment methods do you think?" What do you think of China's stock market? ”

"China's stock market is only 10 years old, and compared to the unusually high financial industry in Europe and the United States, China still has a long way to go!" Song Chen groaned and said in a light tone, "The stock market is risky, and you must be vigilant when entering the market!" This sentence has some more meaning in today's China, what exactly is the meaning, I think for many old retail investors can be described as mixed, with 'too deep water' to describe it is more appropriate, so the stock market is not a good choice, especially those who do short-term trading! ”

"Speaking of the stock market, Mr. Song, has the subsidiary of Chenxing Group considered listing in China?"

"The current mechanism of China's stock market is not mature, and we are not considering listing on any stock market in Chinese mainland for the time being!" Song Chen shook his head tactfully. At present, he may launch Yu Bao in the global market, including China, and it is not appropriate to offend regulators such as the China Securities Regulatory Commission in terms of rhetoric at this juncture.

"Is there anything other than the stock market and money market funds?" Deng Jia asked.

"Because of some policy problems, we know that the investment channels of the domestic people are very cramped!" Song Chen muttered, "I know a lot of projects that are suitable for investment, but if you want to say that the most practical, the benefits can be seen, and at the same time can bring huge benefits......

Song Chen looked directly at the camera with unusually deep eyes, and said seriously: "I sue you, real estate!" ”

"Why?" Deng Jia asked with a smile, "First of all, I know that any real estate company in China may not be able to hire you, a world-renowned rich man!" But as far as I know, last year you bought more than 20 large suites in Huaqing Jiayuan in Beijing with cash at one time, and there are also many of your properties in Huating and Pengcheng, and many real estate bosses have written your name on the billboard! Is this because you are bullish on China's real estate industry for a long time? ”

"Yes! Since the government has regarded real estate as the engine of the economy since 98 years, real estate is a relatively stable and suitable investment project, and it is not enough to live for yourself! ”