Qiu Zhizhang sat in the center, and the people at the entire long table had stiff faces, waiting for the instructions of the head office.

The atmosphere froze for a long time, and Qiu Zhizhang finally raised his head slightly and asked in a low voice.

"What does the Financial Markets Department think?"

"It remains to be seen." The old-looking man replied.

"Hasn't this happened before?"

"Big banks don't usually move interest rates, our customers are very stable, and it's almost unwritten that the big state-owned banks follow the central benchmark rate," the man explained. ”

"Hmm......" Qiu Zhizhang turned his head and asked, "What about the Asset and Liability Management Department?" Is the latest data out? ”

"Dong Qiu, this is the one you have." An elderly woman with full white hair said respectfully, "Now I will report the data to you every day, this is 12 o'clock last night, and the total savings have continued to decrease slightly for two consecutive days......"

Qiu Zhizhang raised the form in his hand and asked lightly: "Then the next piece of data, is it about to start to decrease significantly?" ”

"Well, it's hard to predict." The woman didn't dare to say anything, "Usually the adjustment of interest rates by other banks will not affect our bank too much, but considering the relationship with Jijing Bank and the fast transfer channel...... I can't say ......."

"Ministry of Information?" Qiu Zhizhang turned the spearhead again, "How is the customer information handled after separation?" ”

A slightly young man got up when he heard this and said, "The database is separated, and both parties can only view the information of their existing customers. ”

"Are you sure?" Qiu Zhizhang's expression froze, "Although I don't know much about these high-tech things, is it possible for the other party to get a copy?" Or make a copy before separation? ”

"This ......," the man replied with a slight bead of sweat on his forehead, "I have to ask the Jijing branch, and the database is managed separately by each branch." ”

"Jijing Branch?" Qiu Zhizhang sneered, "Are you talking about that office building?" Still ours? ”

The man was cold again: "At that time...... Data segmentation of the branches I supervise...... It should be fine, right? ”

"Should?" Qiu Zhizhang shook his head, "You sit down, I don't blame you, the branch is all Chen Xingyuan's people, as long as they are not stupid, they have 10,000 ways to grasp the information of all customers." ”

The man also wanted to plead. But I saw Qiu Zhizhang's momentum. After thinking about it, it was really indefensible, so I had to sit down bitterly.

"Well, we might as well prepare for the worst." Qiu Zhizhang lightly nodded on the table. "Let's say they contact all the customers who have deposits of more than 200,000. Promise. And directly convert deposits to higher interest rates, I think this group of people will be shaken a lot, right? ”

The audience was silent, and no one dared to speak.

Qiu Zhizhang paused. "Based on our latest data, personal deposits account for 36.2% of total deposits, how much do you think we will lose in the face of the current shock? ”

No one dares to answer this question.

"I want to ...... At least it will be cut in half. Qiu Zhizhang let out a long sigh and leaned back in his chair, "For every second we discuss here, there may be millions of funds flowing out, so everyone, is there anyone who can come up with any plan." ”

Is there a rate increase?

Apparently this is the only option.

But no one dared to say.

For many years, the interest rate of the United Bank has only followed the central benchmark interest rate, and if it changes without authorization, it will not only break the unwritten rules between the five major banks, but may also provoke the dissatisfaction of the financial hierarchy above.

What about inaction?

This way you really don't mess with anyone, and you don't have to take risks.

But it's the Union Bank itself that loses the meat.

An atmosphere of husband-owned enterprises is secretly pervasive.

Unconsciously, there was silence in the conference room for a long time.

Suddenly, the door of the conference room was pushed open, Qian Bo hurriedly came in with his mobile phone, walked quickly behind Qiu Zhizhang, leaned into his ear and whispered a few words.

"Oh? Give me. Qiu Zhizhang then took the phone from Qian Bo's hand.

He only listened to the phone and didn't say a word, occasionally giving a soft "um".

The conversation lasted about two minutes.

These two minutes were torment for everyone, and the head office cadres in the entire conference room were only waiting for Qiu Zhizhang alone.

Finally, he gently put down the phone.

Qiu Zhizhang glanced at everyone again with a pair of sharp eyes.

"Since I'm here, I'm not afraid to take risks." Qiu Zhizhang shook his head and said, "It's a pity to me that there are so many people, and none of them are willing to take risks with me." Just now, there was finally someone who dared to speak, or someone I had never met before, someone who had never been in Jijing for a day. ”

Qiu Zhizhang slowly got up and clapped his hands on the case: "Raise all the interest rates of Jijing to the highest level, such as current, three, half-year, one-year, three-year, and five-year, and do this as quickly as possible, and at the same time draft an interest rate conversion agreement to allow the interest rate of existing deposits to be changed to this level, provided that the right to transfer to Jijing Bank is waived." ”

The audience was stunned......

It was so sudden, and he really did it......

Although it is only the Jijing area, it also means that the atmosphere between the five major banks has been broken.

As Qiu Zhizhang said, he has long been aware of all the crimes.

Maybe Qiu Zhizhang has decided to do this a long time ago, he is just waiting for someone to say it, he wants to see who else can have this courage and courage.

In many people's first reaction, that person was Lin Qiang, and the call should have been made by Lin Qiang.

But Qiu Zhizhang has made it clear that the person who proposed it is not someone he knows.

So who else? A bird with this power in one sentence that can satisfy Qiu Zhizhang?

"Don't guess, it's the future leader of the Jijing branch - Huang Guangyao." Qiu Zhizhang said in a deep voice, "The current situation is so obvious, he is the only one who is anxiously begging me to raise the interest rate, it seems that this person is not wrong." ”

Subsequently, Qiu Zhizhang said loudly: "The office urgently notified all the branches and business halls of Jijing that they must retain large customers who have the intention of leaving, and the interest rate must be implemented tomorrow." ”

"Adjournment."

Qiu Zhizhang had been entangled for a long time before, but he was so resolute from the decision to the end of the meeting, and when everyone reacted, he had already left the conference room.

Most of the people looked at each other, and the leaders of several relevant departments got up quickly and trotted all the way to the office, the previous inaction had disappointed Qiu Zhizhang, and the execution speed below could not be dropped again.

Soon, countless phone calls were made, and the news came quickly.

Lin Qiang also received the news as soon as possible, which surprised and excited him.

He was a conservative and didn't believe that the huge Union Bank would take risks because of the Jijing branch, but it just happened, and Qiu Zhizhang took all the risks.

Lin Qiang didn't have time to get excited, so he quickly notified everyone of the news, seized all the time to broadcast another call from all major customers, and at the same time asked Lin Xiaozao to handwrite a copy of the latest announcement and post it in the hall. (To be continued......)