0260 Interest Rate

The next morning, Lin Qiang arrived not early, and he bumped into Lao Deng leading a group of new workers to work.

Seeing Lin Qiang coming, Lao Deng immediately made 100 aggrieved expressions and greeted him.

"I said Governor Lin! You don't have such a needle for me! Lao Deng walked up to Lin Qiang with a handful of snot and tears, "I haven't slept well this night, do you know what?" ”

"Huh?" Lin Qiang looked at the seven or eight workers behind Lao Deng and asked, "This is the new team?" ”

"Sort of." Old Deng Chang sighed, he knew that Lin Qiang didn't smoke, so he lit one himself, "Okay, Zhu Xing was scared enough when he received instructions from the head office, let me find another team as soon as possible, and take turns to decorate the day shift and night shift." ”

"It's been a lot of work." Lin Qiang scratched his head embarrassedly, "I just said it casually, I didn't expect the leader to attach so much importance to it." ”

"Yes, yes, I understand." Lao Deng shook his head and smiled, "President Lin, next time you must tell me directly, don't go around like this." ”

"I'm sorry, I'm sorry." Lin Qiang didn't intend to use the upper level relationship to suppress people, but when he saw Lao Deng's reaction, he felt that it was inappropriate, and it was still very taboo to skip the level and intersperse it, thinking that he was acting inappropriately, so he lowered his posture, "By the way, by the way, help me apologize to Zhu Xing." ”

"Then you'll have to do it yourself...... Zhu Xing still complains that I am dragging it......" Lao Deng said as he pulled Lin Qiang towards the door under renovation next door, "Come on, let's see the progress first." ”

Lin Qiang followed them in, only to see that the walls and floors in the hall had been prepared, and the two workers were standing on the ladder scraping putty, and they were also sleepy-eyed. Apparently busy all night.

"The hydropower grid here has also been completed, and now it is the final stage of the foundation, and the decoration will start soon." Lao Deng introduced, "The other workers are upstairs, the situation is basically the same as here, immediately this group of workers get off work, on the new roof, we put the noisy work in the daytime, and the work without sound at night, which is already the limit." ”

"Thank you, thank you." Lin Qiang asked. "What about the duration?"

"You have to ask." Old Deng snapped his fingers and said. "Behind is brick laying, platform building, furniture stone admission, electrical equipment. The last is office accessories. If you don't count loose flavors. At least half a month. ”

"Okay, it's a lot faster." Lin Qiang muttered, "When the time comes, get a few air filters to disperse the smell." Let's move in within three weeks. ”

"I can't guarantee it for three weeks, I'll definitely do my best." Lao Deng then pointed to the wall and said, "By the way, the faΓ§ade on both sides of the first floor will be opened up in the future, and then the location of the business hall will also be redecorated again, and the office area will be removed, and all of it will be turned into a private business area." ”

"Hmm." Lin Qiang patted Lao Deng and smiled, "I'm relieved to have Brother Deng here." ”

"Come on, you're busy, I'll explain something to the foreman." Lao Deng waved his hand weakly, obviously tired enough.

Back to the business hall, about half past nine, because it was the weekend, the previous big customers have begun to arrive, due to the large number of customers, Lin Qiang's office and conference room also temporarily used as a negotiation room, Lin Xiaozao, Zheng Shuai, Wei Hang and others each explained the situation to the customer and handled the transfer.

Lin Qiang saw that everyone was busy and he had nowhere to go, so he casually helped in the lobby, showing his attitude when he had nothing to do, which was also a good incentive for his subordinates.

Not long after he was busy in the lobby, Zheng Shuai hurried over, looking anxious.

"I'm in trouble." He walked quickly to Lin Qiang's side and bit his lip, "Jijing Bank has also contacted this batch of customers." ”

"They have information, it's normal." Lin Qiang nodded and asked, "What's the matter, is there any blood vomiting promotion?" ”

"You're right." Zheng Shuai frowned and said, "They...... The interest rate has been raised. ”

β€œοΌŸοΌŸβ€ Lin Qiang's expression froze.

About a few years ago, the state gradually liberalized the interest rate space for bank deposits, and commercial banks could adjust interest rates within a certain range, and since then, many small banks will choose to raise the interest rate by about 10% on the original basis to absorb deposits. (If the one-year interest rate is 3%, it will rise to 3.3%).) However, due to political factors, the five major state-owned banks have always followed the benchmark interest rate of the central bank and kept pace.

In the current situation, Jijing Bank was separated from Union Bank, and naturally began to follow the path of a small bank, began to liberalize interest rates, and expanded business. However, Union Bank has been following the central government for many years, and now it is difficult to move.

Normally, regular customers don't switch to untrusted banks because of a small difference in interest rates, but that's not the case now.

"It's another trick over there." Zheng Shuai said helplessly, "As long as the customer signs an agreement in the past, the previous fixed deposit can be settled at the new interest rate immediately...... I think the content of those agreements is to give up the right of transfer......"

Lin Qiang couldn't help frowning: "If you sign it, you can get some more interest for nothing, this time it's not as simple as a shopping card, even people with plenty of money will be attracted." ”

As he was talking, a middle-aged curly-haired woman walked out of the backstage and smiled apologetically at Zheng Shuai.

"I'm sorry Xiao Zheng, I'll go."

Zheng Shuai also knew that it was inconvenient to force this kind of problem related to actual interests, but he still had a glimmer of hope, and hurriedly introduced to her: "This is our president, Lin Qiang." Listen to him again and see if there's any chance. ”

The middle-aged woman saw Lin Qiang and smiled enthusiastically: "President Lin, you are very famous." ”

"Don't dare to be." Lin Qiang shook hands with her steadily, and only said sincerely, "The issue of interest rates is not something we can decide, you can go." However, you are still our old customer, and Xiao Zheng will notify you when you have treasury bonds, trusts, and high-starting wealth management in the future. ”

"Thank you so much." The woman smiled, "No, I'm afraid that we will hurt the harmony, and if you say that, President, I feel a lot more comfortable." ”

Looking at the woman in the distance, Lin Qiang had to order: "Take a step back, keep it verbally, if you don't have the opportunity, according to what I just said, continue to inform the financial information, and look forward to the day when the money can flow back." ”

"This is also a helpless way...... Zheng Shuai shook his head, "Originally, this day was full of customers, but just now three people called and said that they couldn't come, I'm afraid they would go directly to the next door." ”

"It's okay, let's do our best." Lin Qiang said with a smile, "Their interest rate hikes have also reduced their profit margins, and the Great Wall Group has only been able to acquire half of the bank with extreme financing, so I want to see how they play next." ”

He said, looking out the window worriedly.

That person should have more headaches.

Financial Street, United Bank Head Office, Conference Room 2 on the third floor.

The people were panicked and the atmosphere was solemn. (To be continued......)