0402 Doubts
"It's fine." Chen Xingyuan put down the document and simplified the complex, "Our existing disposable funds are far from meeting the standards for expansion, and we can only barely maintain our current position." Although the momentum is still acceptable, our outlets and business halls are only spun off from Union Bank after all, and our share and development space in Jijing are extremely limited. With the passage of time, our customers will be eaten away little by little, and according to your strategic plan, Jijing Bank must immediately expand and add more business offices throughout Jijing. ”
"I know this." Cheng Qiang put his hands on his cheeks and nodded, "The group has almost been emptied, and most of the real estate projects in the preparation period have been suspended, so much money has been injected into the bank, is it not enough to build those business halls?" ”
"First of all, those funds were injected into Union Bank, not Jijing Bank. In addition, what we need now is not a few business halls, but 100. Chen Xingyuan made a gesture of "1", "We must restore Jijing Bank to the level of Jijing branch in the era of Union Bank as soon as possible, Union Bank has taken the lead in this regard, and their outlets have sprung up like mushrooms after a rain, whether it is in urban areas or suburbs." ”
"It's a gorgeous rhetoric." Cheng Qiang smiled, "How much does it cost to build an outlet?" Is there 100 million? ”
"I can't get there."
"That's hard to say? Don't have enough money in the bank? Cheng Qiang frowned.
"Most of the money, we can't dispose of." Chen Xingyuan was a little disgusted by Cheng Qiang's local tyrant atmosphere, and in his impression, Cheng Qiang should not be like this, "We can control it." It's just that part of the profit, which is very little, and it will take time to wait for the profit to roll over and form a virtuous circle. ”
Cheng Qiang said impatiently: "Tell me a number, how much is the difference between us?" ”
"The ideal amount of financing is - 3 billion." Chen Xingyuan said firmly, "With this injection of living money, Jijing Bank can regain the market within next year, covering the whole of Jijing." ”
"3 billion...... It's not a small amount for me. Cheng Qiang frowned and said, "Wait a little bit for the IPO." I tried to squeeze out of the group. ”
"Old Cheng. The acquisition of Jijing Bank has drained the group's blood. Chen Xingyuan said sincerely, "If you force a blood transfusion now, I am afraid that there will be danger on both sides, and the most important thing in real estate is the flow of funds." Never break the chain. ”
"No problem. Exit the real estate market. The main bank was originally planned. Cheng Qiang was a little embarrassed, "Of course, I also know the danger of breaking the chain of funds. Like dominoes, bang-bang...... The worst losses will be more than just numbers on paper. ”
"So from any point of view, the IPO by Jijing Bank is the best choice." Chen Xingyuan spread his arms, "There is no risk." Based on your political connections and the strength of Jijing Bank, the IPO will be smooth. ”
"You know the way, Lao Chen." Cheng Qiang frowned and said, "Equity ...... It can no longer be diluted, and there is still a long time to come, and I invest in the bank, and I also hope to have a pure bloodline. ”
"It's just a limited dilution and borrowing." Chen Xingyuan said softly, "After Jijing Bank covers the whole Jijing and invests hugely, the funds will show negative growth in a short period of time, and the stock price will fall at that time. ”
"That's right." Cheng Qiang still hesitated.
"Lao Cheng, an IPO is a matter of time, even the biggest bank can't avoid it, isn't the Construction Engineering Bank still going to be listed? It's something that must be experienced in order to survive. Chen Xingyuan waved his arm lightly, "This matter should be sooner rather than later." Besides, my age is here, and now I can control the situation, and if the IPO is too late, I'm afraid I won't be able to help. ”
"I know, let's put the materials here, I'll take the time to look at them." Cheng Qiang struggled for a long time, scratched his head and said, "I will give you an answer as soon as possible." ”
"Lao Cheng, these materials are still sent to your office, right?" Chen Xingyuan wanted to put away the materials, "Occasionally, you still need to show up." ”
"Just put it here, it's fine." Cheng Qiang waved his hand, "I'll wait until it's done, and then I'll go back to the office." ”
"Done?"
Cheng Qiang smiled and lightly pointed upstairs: "I'm in a hurry to win the lottery." ”
"............" Chen Xingyuan swallowed and foamed, even if it was an old bank president who came and went in the wind and rain and had no bottom of his qualifications, he was so embarrassed to face this topic, he had to pick up his bag and said, "That...... Grow up, work harder. ”
"Ha Lu Ha! Lend you auspicious words! Cheng Qiang also got up and lifted his nightgown, "It's not early, I should go up too." ”
Chen Xingyuan left the city, got into the car, and drove towards the city.
Seeing that he didn't say anything for a long time, Qin Zheng couldn't help but ask, "Chen Xing?" What do you think? ”
"IPO or something else?"
"Both...... Curious. ”
"It's hard to talk about an IPO, and he's quite resistant to diluting his shares." Chen Xingyuan looked out the window and said, "As for starting a family, the more you go, the darker it gets." ”
“……”
Cheng Qiang went up to the second floor, and before entering the bedroom, he first came to a cabinet in the corridor, opened the drawer, secretly took out a small bottle, poured out a blue pill from it, waved his fist, smashed it lightly, smashed it into two pieces, and then chewed half a pill, drank saliva, and then pushed the door into the room with satisfaction.
Tong Feifei was lying on the boat reading a magazine, and when she heard Cheng Qiang coming in, she didn't turn her head, and said with her feet crossed: "Finished talking?" ”
"It's over." Cheng Qiang sat on the boat and unbuckled his trousers, "It's too much of a headache to talk to the old fox." ”
"Then change the president?" Tong Feifei chewed the apple and said, "I think he's annoyed too." ”
"Him?" Cheng Qiang smiled and shook his head, "It's not time yet, I can't do without him now, I have to wait for the bank outlets to cover the whole Jijing." ”
"Then let's get it."
"But now the capital is not so sufficient, to build outlets, and to raise shares......" Cheng Qiang squeezed his eyes to be embarrassed, "Raising shares, I'm afraid that the old fox will ...... me"
With that, he shook his head.
"If you don't want to, let's get down to business first." Cheng Qiang pounced on Tong Feifei at once, and used his lower body to push hard.
"Hehe, what's the right thing~" Tong Feifei smiled flirtatiously. Feeling the hardness below, he was surprised, "Why are you so strong?" Are you a 20-year-old? ”
"Ha Lu Ha! I am! Cheng Qiang heard that Long Yan was happy, he had everything, but this was the praise he was looking forward to the most, he ripped off his nightgown rudely, and under the effect of the drug, he couldn't wait.
About ten kilometers away, in front of a large pharmacy, inside a Bentley. Gou Er and Yuan Guankui made an appointment to meet here.
"Xiao Quan, has he been in a stable mood lately?" Gou Er held the steering wheel. The complexion is solemn.
Yuan Guankui said with a smile: "Isn't it time to go back to the bank to work now, there are things to enrich your life, and I don't have time to think so much." ”
"Is there a better view of Cheng Qiang?"
"I'm afraid to ask about that." Yuan Guankui shook his head and said. "Emotionally, though. I guess I've calmed down. ”
"This way. I'm also looking for opportunities. Gou Erchang sighed, "Now, Cheng Qiang can't listen to me." He only commanded me to do things. ”
"Hey, there's no way, people go crazy sometimes." Yuan Guankui patted Gou Er, "Don't worry, we have to repair this relationship slowly." ”
"Hey......" Gou Er turned his head to look at the pharmacy, and then took out two hundred yuan and gave it to Yuan Guankui, "Every time I buy that medicine...... I'm not too embarrassed, I'm too old to stand those eyes, you can help me buy it. ”
"What?" Yuan Guankui Mumu asked.
"An imported medicine, a small bottle, blue ......" Gou Er gestured embarrassedly, "It's all in English, V or something, if you can't find it, you can ask the person at the pharmacy, where is the 'blue gold'." ”
Yuan Guankui swallowed and foamed, and took two banknotes: "Uncle Gou, you ...... Occupied? ”
"Hehe, let's just think of it as my own use." Gou Er pressed the button and opened the safety lock, "Go and go back quickly." ”
"That's it." Yuan Guankui opened the car door, turned around and asked, "I also said how to make an appointment to meet here, or I will buy it for you every time in the future." ”
"Hmm...... Also available. Gou Er smiled, "A week, a box, always buy the latest." ”
"Well said." Yuan Guankui jumped out of the car and walked to the pharmacy, holding the banknote in his hand and smiling at the corner of his mouth.
……
The next morning, before meeting Qu Kangping, Lin Qiang got feedback one by one on the tasks he laid out yesterday.
First of all, Hu Xiao's side, she found 14 people named Qu Kangping, only two of whom are now living in Jijing, one is 8 years old and the other is 62 years old, obviously, neither of these are either. So she had to re-screen the remaining Qu Kangping, a total of 4 people between the ages of 30 and 50, three of whom have nothing to do with Jijing, the last Qu Kangping is 43 years old, has lived in Jijing, has immigrated to Canada a few years ago, and has no entry and exit records within two years.
In all respects, it should be this Qu Kangping, but according to Hu Xiao, he has no record of returning to China after immigrating, so how did he appear here?
This is a suspicion, and at the same time, it also proves that there is definitely something wrong with this person.
The second person to reply was Qian Bo, who helped find someone from the audit department to investigate Huixin's mortgage, which was a top-floor duplex mansion in a high-end real estate in the central area of Jijing, with an estimated value of 70 million yuan, and now the property has been mortgaged in the bank treasury.
Lin Qiang originally thought that the mortgage worth 70 million should be real estate such as land or office buildings and large stores, but he didn't expect it to be just a duplex mansion......
What kind of duplex house can be worth 70 million, this is the second doubt, the second danger.
The last is the reply of the big boss Ling.
There is almost no information about this Huixin investment in their hands, and they can only confirm that this is a wholly foreign-owned enterprise founded by Canadians, mainly engaged in property management and leasing and other businesses, and does not actually have the qualification of guarantee intermediaries, but because it is affiliated with "Aijia Real Estate", they can't say anything about this kind of business, which can be regarded as a sidekick. Since this is not a financial enterprise, the authority to deal with it in the early morning is limited, even if you ask friends from industry and commerce, there is still only some basic information, and there is not much unusual in it.
But this kind of information is enough, and this is the third suspicion, which is secretive, half-dark and half-light, all of which seems to be laying the groundwork for things that cannot be seen.
Triple risks are superimposed, Qu Kangping, Huixin, this company, is already a time bomb in itself, Lin Qiang should not hesitate to kick him away to avoid him exploding beside him.
But he didn't intend to do it, he had to carefully control the bomb, let him blow up where it should be blown up, let him blow up the person who should be blown up, that person, obviously not himself.
At ten o'clock, the famous Qu Kangping arrived as scheduled! (To be continued......)