Qu Kangping people are as their name suggests, healthy and safe, not outstanding, and will not give people any uncomfortable feeling, their heads are not long or short, their complexion is not oily or dry, and they are not tall or short.

"Please, please." Lin Qiang got up in person and led Qu Kangping and Liao Liang to sit down in front of the sofa in the office, and at the same time, Xiao Zao also poured tea and brought it up.

"Liao Liang has told me many times that President Lin is a busy man." Qu Kangping sat down and smiled, "It's really difficult to see you." ”

Lin Qiang sat back in his chair and said with a modest smile: "Where is it, it's me who has been rude, I have cooperated with Boss Qu for so long, and I haven't entertained me in person, forgive me." ”

"If not, we are begging the bank to do something." Qu Kangping waved his hand again and again, and excused himself, "Besides, I'm not a boss of Qu, I'm just acting as an agent." ”

"Oh?" Lin Qiang looked at Liao Liang in confusion.

Liao Liang hurriedly explained: "Huixin Investment, the boss at the capital level is in Canada, and Mr. Qu helps to take care of the business here, in fact, he is the boss, and he is modest." ”

"Hehe, it's not modest." Qu Kangping picked up the paper cup, took a sip, raised his head and asked with a smile, "President Lin, listen to the voice, you are also from Jijing, right?" ”

"Yes."

"It's hard." Qu Kangping put down the cup and sighed, "Now the huge Jijing, it is very rare to find a Jijing person to come out." ”

"That's right." Lin Qiang said with a smile, "Even our branch manager in Jijing is not a local. ”

"Governor Huang? Slightly heard. Qu Kang said indifferently, "Recently, there have been articles and programs on finance. Huang Guangyao does have some exposure, and there are naturally more rumors in the circle. ”

"Hehe, does Boss Qu pay attention to our bank?" Lin Qiang asked casually.

Qu Kangping was stunned for a moment, and replied again and again: "Coincidentally, coincidentally." ”

Lin Qiang had no intention of delving into it, and instead asked: "Boss Qu is also a busy person, I think let's get to the point, right?" ”

"Very good, very good." Qu Kang smiled, "I don't want to delay President Lin too much. ”

"Liao Liang." Lin Qiang nodded at Liao Liang next to him.

Liao nodded and pulled out the materials from the bag: "Boss Qu." I've put together some of our most recent collaborations. A total of seven mortgage agency business, with a total amount of 19.2 million. ”

"So many?" Qu Kangping smiled calmly, "There are still some lists in the pipeline recently. ”

"That's right, Boss Qu. I'll be straight. Lin Qiang spread his arms and smiled. It coincides with the end of the year. We also hope that more loans will be released, and the performance will look better this month. If Boss Qu has another list to send, we Longyuan will pass the loan as soon as possible. ”

"Oh?!" Qu Kangping was stunned when he heard this.

Even Liao Liang was shocked, and yesterday he said that he should be careful with Huixin's lending, why did the president play fancy today?

"Boss Qu, I'm straight, don't go around the corner." Lin Qiang then smiled and said, "At my age, it is not easy to be the head of the bank, I am ambushed on all sides, and I don't know how many pairs of eyes are waiting to see me make a fool of myself." I deliberately looked at our Huixin's list yesterday, the process is regular, the efficiency is high, and the volume is large. To be honest, if you can send 10 mortgages over there, it will basically be on top of our loan marketing for public households. ”

Although Liao Liang didn't know what Lin Qiang's intentions were, he naturally didn't want to help him speak for Lin Qiang, so he immediately persuaded: "Yes, Boss Qu, our President Lin is willing to make it convenient for Huixin, come to get a quick loan, and hope that Boss Qu will support our business." ”

"Well......" Qu Kangping pondered for a moment, but he was not overjoyed by the news, but his face was full of worry, "President Lin, our company also has to be strictly reviewed when acting as an agent for loans, we have our process to go, even if the bank opens the door to convenience, we are not likely to take risks, after all, we are the guarantor." ”

Lin Qiang smiled in his heart, Boss Qu is quite skilled in this trick, and he will plan it immediately.

"Boss Qu......" Lin Qiang helplessly lowered his head slightly, showed his hair to Qu Kangping, raised his hand and grabbed two handfuls, and said with a wry smile, "I'm not yet thirty this year, have you seen it, my hair is falling out." ”

Qu Kangping naturally couldn't see Lin Qiang losing a few hairs from afar, but he just saw Lin Qiang's worried expression, and immediately sighed: "Your circle is under a lot of pressure, as we all know. In this era, the pressure from above and the pressure from below are all concentrated in the middle level, and it is not easy for President Lin. ”

"Boss Qu has helped us so much, and I won't hide it." Lin Qiang pointed to the ground and sighed bitterly, "The people below are pointing at me, hoping to follow me for more benefits; The family pointed at me, knowing that I was the president, and the seven aunts and eight aunts no longer gave the elderly medicine money, we Jijing people have a good face, and my parents have orders, so I can only go to the top; My lover also pointed to me, although I am not married, I have already looked forward to the house, waiting for me to make a down payment for the new year. At this time, if I take a slow beat, I can't say that everyone will betray their relatives and leave. ”

"How can there be such an exaggerated ......" Qu Kangping looked at Lin Qiang, he was a little sympathetic for a moment, money is hard to earn and is hard to eat, the president looked at the light, in fact, he was also bitter to death, Qu Kangping hurriedly comforted, "It's still too much pressure on Lin Xing." ”

"Hehe, you should also squeeze yourself, if you don't have pressure, you won't have motivation." Lin Qiang turned bitter into a smile, "Boss Qu, in this era, everyone is asking for a quick money and a first credit, especially in our banking industry, the leader does not look at whether you have a long-term plan, but only whether your performance is enough." ”

"There's no way around it." Qu Kangping sighed and said empathetically, "President Lin, I understand what you mean, but really, we Huixin have our process, and the United Bankers have a big business, and we are not afraid of a few bad loans, but our Huixin is a small company, and if there are agents who have no ability to repay, we will suffer a loss." ”

Lin Qiang was slightly surprised, this actor seemed to be too involved.

Could it be that Huixin is a conscientious enterprise, and Qu Kangping is a kind person?

The inner thing is not visible to the naked eye, only the eye of money can argue.

[Lubida, activity assets, 4.92 million. 】

[Total assets: 67.23 million (including 55 million real estate)] 】

[Playing with the rules of the bank, the short-term soared. 】

[Opportunistic. Desperate, the long-term line is unknown. 】

[Fortune: Fraudulent unlimited loans. 】

[Robbery: Fraudulent unlimited loans. 】

[Virtue: 0] [Wealth: 5. 】

Lin Qiang's face trembled, and he was terrified, but he didn't dare to show it.

Qu Kang is a bird, this person is obviously called Lu Bida.

Fraudulent loans? This is a crime of fraud, and this person dares to play so clearly?

But thinking about it carefully, Lin Qiang couldn't help but admire this person a little.

The lender is not Lubida, nor Qu Kangping, but actually those guarantor customers of Huixin Investment.

Well, who imposted. Whose name is it? This is a problem, and the more complicated things are and the more detours they take, the harder it is to discover the truth. The less likely it is to be charged.

Furthermore. In addition, Huixin Investment is a wholly foreign-owned enterprise. The fact that the legal person is not in the country undoubtedly makes the situation even more confusing.

Now, it is certain that this man must be playing with flowers. And he is very skillful and high-end, it is simply an IQ crime, and perhaps this person has a deeper understanding of the rules of the bank than himself.

But Lin Qiang is not timid because of this, why what? Because the money is in their own hands.

As long as you don't lend money again, you can't afford to lose money. Just like all scams in this world, in the end it is a "money" word, as long as the scammer does not see the money, he can play the sky and fool God and Buddha.

"President Lin, otherwise." Qu Kangping saw that Lin Qiang was sluggish, and then said, "I urge the customers who are looking for us to guarantee and ask them to submit the materials quickly, and we will try our best to review them as quickly as possible, and before the end of the month, we can send one more order." ”

"Boss Qu is such a good person!" Lin Qiang came back to his senses and pretended to be grateful, "I really should have known earlier!" It's too late to see each other! ”

"Where, everyone cooperates, and naturally they can help!" After Qu Kangping excused himself, he shook his head again, "But now it is the end of the year, and many people's plans to buy a house have been postponed until after the Spring Festival of the following year...... It's just three or four orders. ”

"This ......" Lin Qiang immediately frowned, pretending to be distressed, "Three or four singles...... It's not a big deal. ”

"I really can't help it." Qu Kangping continued to dig a pit, "To be honest, we have a lot of customers here who are applying for loans, and there are thirty or forty blind customers, but the loan process is tight and orderly, especially for other warrants, this alone has to wait for a month, and if the certificate can't come down, we don't dare to lend, and you can't lend money, right?" ”

Lin Qiang was stunned, pretended not to understand, and turned to look at Liao Liang: "What is his warrant?" Haven't heard of it? ”

Liao Liang was not stupid, he immediately understood what Lin Qiang meant, and quickly explained: "Lin Xing, the other warrant is the warrant used to mortgage the property, and it is impossible to directly use the real estate certificate to press it in the financial aspect, and the other warrant is the mortgage certificate." ”

"What's this evidence for? Will it take more than a month to do it? Lin Qiang frowned again, pretending to be ignorant and in a hurry.

"There is no way to do this, the agency is ......slow to do things," Liao Liang said helplessly.

Lin Qiang then asked, "What will happen if you don't have this certificate?" ”

Liao Liang pursed his lips and shook his head: "Without this certificate into our treasury, we can't lend money." ”

"Can't you mortgage with a real estate certificate?"

"The title deed doesn't make sense." Liao Liang sighed, "When mortgaging, you can't change the real estate certificate to the name of our bank, right?" The mortgage on the house is on the other warrant, and we only need that. ”

"It's a nuisance." Lin Qiang scratched his head and looked at Qu Kangping in distress, "Boss Qu, that is to say, all of the more than thirty loans in your hands are stuck on his warrants?" ”

"That's pretty much." Qu Kangping nodded and said, "The other processes are easy to go, mainly because the bank must have other warrants before they are willing to lend, so we have to sign the purchase agreement and pay the down payment after the customer immediately handles the real estate certificate, and then steps up to apply for other warrants, and wait until the other warrants come down, so that we can officially handle the loan and complete this single transaction." Generally speaking, the entire process takes one to two months. ”

"That is to say, the trouble is all on the warrants of other items...... Lin Qiang nodded on the table, frowned and thought for a moment, and then his expression turned grim, and he asked in a low voice, "Boss Qu, if I can get the bank and manage the loan without other warrants, how many orders can you send this month?" (To be continued......)