Chapter 126 Wu Song Buys a House (II)
Catching up with the May Day holiday, Wu Song first searched the Internet, and saw that there were two real estate on sale on the water surface, the price was 20,000 square with decoration and a degree, four people went to see the house together, and took the car to the water to find the two real estate, although it is a new building, but compared with the building of Sunshine Garden, the materials and workmanship are too rough, and the degree is district-level, which is too inferior to the double provincial level of Sunshine Garden, and there is no community environment and it is too close to the commercial street and too noisy. A few people simply had lunch and walked back.
Wu Wei said to Wu Song, Uncle Wang's family came to the two of us to go home in the evening and prepare food first, and then the two of you will go to the Sunshine Garden to have a look. After the dinner guests left, Wu Song said to Wu Wei Song Rou, this time I looked carefully, 51 meters in the future, the child has no place to live, but also to change the house, and only the high-rise is left, the floor difference is 300,000, I want to buy the 7th floor 78 meters is more suitable, all the factors have been taken into account, the total price is 1.82 million, the down payment is 550,000, the loan is close to 1.3 million, and the work will be delivered at the end of next year, and the 30-year repayment period will be determined. Although the sun can enter the back room at 3 o'clock in the afternoon, the sun can be seen in the west room and kitchen, and the primary school was also built by the developer for the development of the community very early, so there is no need to worry about the change of degrees. Now the key is the question of money.
When the two of them heard it, they felt that Wu Song was very sure, and it did not exceed the original budget, the money for the decoration of the old house and the purchase of furniture and household appliances could be used for the down payment first, and the family took out 400,000 yuan and even the deed tax was enough.
When Wu Song heard this, he said that in the last two years, the pressure of repaying the loan in the first two years would be very great, and he would continue to rent a house here, which exceeded the capacity of the two of them, and he needed a monthly payment and rent of nearly 10,000 yuan per month. Song Rou said. After we take the down payment, we will give you 4,000 a month to repay the loan, which is 50,000 yuan a year.
Wu Song nodded and said, so that there will be no problem at all, my income will come up soon, so that I don't have to think about the house in ten years.
Wu Wei said with a smile, even if this is a combination of father and son, the main consideration is to pave the way for his grandson in the future, so that he can have a better education and living conditions, and he will pay the deposit tomorrow.
The next day, the four of them went to see the building together, and Wu Wei said to Wu Song on the way. The 7th floor is too low to consider more than a dozen floors, Wu Song nodded. After repeated trade-offs and comparisons, Wu Song began to enter the substantive stage of negotiation, and Wu Song negotiated with the sales party, and asked about the gap between the housing provident fund and commercial loans. Whether the loan can be repaid in advance, the fees for handling commercial loans, etc. After some negotiations, the 15th floor was determined. Let's see that Wu Wei and Song Rou left first, and Wu Song and Bai Xue discussed the payment method, paid the deposit, signed the agreement, etc.
The components in the soil cannot be observed by the naked eye, and scientific instruments are needed to detect it, and the meaning of modern life also needs to be seen through the eyes of modern people, and it is necessary to use modern eyes and modern ways of thinking to break and crush and chew carefully to taste the rich meaning contained in it. The weight can be reduced by breaking down, and it takes cushioning to climb to higher places. Live in a cosmopolitan city like Nandu. Foreshadowing is needed. Wu Wei always likes to use the word foreshadowing, he knows too much about the hardships of foreshadowing, it is the kind of hardships of the primitive saddle horse fatigue, and now he understands that it is difficult to reach a satisfactory height simply by relying on the hardships of the saddle horse fatigue. Wang Wei's reminder inspired him that if he can buy a second-hand house below 1.3 million, it is better to add hundreds of thousands of new buildings that can buy 20,000 yuan per square meter. Just when I was about to decide to buy the second-hand house that had been negotiated at a good price, I fortunately received a call from an old classmate, saying that there was a new building for sale in Sunshine Garden, and 20,000 yuan might also be won. Now finally through guò combined with the modern paving meaning of the loan method, successfully realized the leap and promotion from the old house to the new house, the accompanying experience is novel and happy, if you do not rely on the hard work of many people to pave the way, then how can a good property let you occupy and enjoy, Song Rou repeatedly said that last year I also saw this real estate but did not even dare to look at it, now not only look but also dare to buy, it is the income expectation plus the leverage effect of the loan, as if to make their arms stretched, not only can be seen but also can be grasped, Amplifying the psychological energy and courage of making decisions, the expectation of the future income mix of father and son increases the stability and reliability of decision-making, combined with the consideration of father, son and grandchildren, it shows that the decision is far-sighted, and the foreshadowing has the meaning of intergenerational and cross-generational, and this excitement center transfer brings new joy, from doing things for the son to doing things for the grandson, there is an experience of life elongation. Judging that good buildings are built but good schools are difficult to build, the future competition for housing prices will revolve around the two major focuses of degree and environment, and the investment decision is wise and full of adventure. Housing prices will rise in the future, the new generation of highly educated and high-income people will gradually become the main force of buying houses, structural adjustments, so many old houses need to be renovated, and the taste of the house needs to be greatly improved, this is not a bubble, it is accompanied by the enrichment of the inner texture of the house and the enhancement of the value of the enhancement, which will bring substantial benefits to the people, and the construction of affordable housing is gradually in place, as long as the foundation is stabilized, the high-end housing can be adjusted by the market. It is not difficult to make such a judgment when you think about the strong impact experience that the boutique room brings to them visually and inwardly when they see it for the first time in Shanshui City. Sooner or later, you have to face the problems that need to be faced sooner or later, making decisions early and preparing can reduce the risks and costs in the future, and although the long repayment period that is about to start will be accompanied by stress, considering that reducing the uncertainties of the future makes the mood feel very relaxed, it is very pleasant to make a decision, and you are willing to pay for this decision.
This year, the hot weather in Nandu came early, and it felt like the summer was early, as high as 31 degrees during the May Day period, Bai Xue's colleague said that the air conditioner had never been turned on in the past May Day. Wu Wei has always liked the cold and is afraid of heat, but now he is surprisingly heat-resistant, and after lunch, he went to the herb garden to take a turn. Song Rou turned on the air conditioner 24 hours a day, it was a rainy day, it was cool and pleasant to rain outside, and she turned off the air conditioner and said that natural cool is better than air conditioning, but she still shouted hot, and her temper also seemed to be anxious and abnormal, and she started a fire when she was slightly unsatisfactory. He also said that the heat in Nandu was really difficult to adapt to, and muttered dissatisfiedly, I have to cook when I am tired, and now I have to cook no matter how hot the weather is, and I can't get rid of the rice pot. He complained that the kitchen was originally a small exhaust fan and the smoke hood was not good, and the door of the corridor door and bathroom was closed, and the two stoves were turned on like a steamer, and the body was already hot and sticky, and it was even more sweaty now, like washing, and rinsed immediately after cooking. Meals can not be casual, there must be four dishes every night, the amount of dishes should be large, not only to consider bringing rice to Bai Xue, but also to take into account Wu Wei's hypoglycemic dishes, the main dish is fish and meat rotation. When it comes to grocery shopping, I feel fresh for the first time, that is, cabbage, kohlrabi, fungus, celery, chili, beans, eggplant, tofu, and cabbage sum. I wanted to do it for my son, and my son also said, Mom has worked hard and relieved me, otherwise it's all my business. Bai Xue was a little unhappy when she heard this, and said, You mean I don't do any work. This adds another reason for Song Rou to chatter. Wu Wei persuaded, the children's unit is close, who gets home first after work and who buys vegetables and cooks, and we were not like this at that time? (To be continued......)