Zheng Shuai sent today's report as soon as possible.

"Although today's deposit growth is negative, it is entirely because of the interest rate, and we have made an appointment with our customers after the interest rate is raised." Zheng Shuai patted the report and said, "So this piece of paper is meaningless, wait for it to break out tomorrow." ”

"Then I won't have 20 million tomorrow, and I can beat you."

"Twenty million?" Zheng Shuai hurriedly retracted his previous big words, "Five million...... Almost, 20 million is a bit reluctant. ”

"I'm scared of you." Lin Qiang returned the report to Zheng Shuai with a smile, "From tomorrow onwards, our public servants will go out and run, and you still have to work hard here in the business hall." ”

"Damn, get used to it." Zheng Shuai scratched his head and smiled, "You have to work hard when the time comes...... We are different, if you become the president smoothly, it is the existence of Qian Cai and Zhu Fengshan, they are in this position, but they are all after the age of 40! ”

"Well, I'm doing my best." Lin Qiang sat in the waiting area and glanced at the busy crowd, "Branch...... When this becomes a branch...... Lao Tzu's mortgage will be settled in one year. ”

"Out of breath!"

At the same time, in Chen Xingyuan's ward, most of the people in Jijing Bank had already left, just because of the sudden arrival of the top boss.

Cheng Qiang, chairman of the Great Wall Group, personally led Cheng Quan to visit first, and Chen Xingyuan, who had recovered his senses, also let Qin Zheng leave temporarily, only in the ward with this father and son.

"Lao Chen......" Cheng Qiang was still full of wealth, worthy of spirit, and sat on the edge of the bed very sincerely at this time, and gave his son a punch in the back. The child is not sensible, and when you are just cured, help me beat him up. ”

Chen Xingyuan waved his hand again and again, and said calmly: "Where, everyone has expressed their opinions, and there are some contradictions in their opinions, but it is my own body that is not angry. ”

"Lao Chen, don't protect him! October told me! Cheng Qiang picked up Cheng Cheng when he heard this, "You make a statement first!" ”

"......" Cheng Quanquan had no choice, so he had to take a deep breath and bow his head. Uncle Chen. It's me who ...... wrong."

"Alright, alright." Chen Xingyuan waved his hand again, "It's all over......"

"Hurry up and thank Uncle Chen!" Cheng Qiang urged.

"Xie Lu Xie ......"

Cheng Qiang asked his son to sit down, and he also sat next to Chen Xingyuan's bed. Bitterly persuaded: "Old Chen." I look at retirement. Wait a little longer, Jijing Bank is now in my hands, can you rest assured? ”

"When the earth is gone, everyone will turn the same." Chen Xingyuan said with a smile. "The working system of Jijing Bank has long been perfected, and the main issues behind it are the board of directors system and strategic decision-making, and I basically can't play any role."

"No, no, it's heart!" Cheng Qiang hurriedly persuaded, "When I see Lao Chen, the bank is only down-to-earth!" Looking at the current Jijing Bank, can you find a second such person? ”

"......" Chen Xingyuan smiled again, "I don't leave, there will never be a second one." ”

"No, I don't agree!" Cheng Qiang slapped his thigh and said as if he was giving an order, "I think so, Lao Chen, you continue to take up your post, whether you come or not, it depends on your mood and your body; It doesn't matter if it doesn't matter, it also depends on your attitude and your opinion. Why don't you wait until the end of next year to retire? ”

"That's ......" Chen Xingyuan thought for a moment and nodded, "I understand, I will no longer participate in the management in the future, just make some suggestions, and accompany Jijing Bank to complete this year." ”

"Good!" Cheng Qiang got up with satisfaction and held Chen Xingyuan's hands, "If something is wrong, take care of it; If the child does not do well, he should be scolded. I'll put it here, you can enter the office at any time and make it perfect, just like your own son! ”

Chen Xingyuan only smiled and nodded, no longer speaking.

"It's not early, then Lao Chen, you have a good rest." Cheng Qiang got up and retreated, and after Chen Xingyuan agreed, he hurriedly pulled his son away.

In the empty hospital corridor, Cheng Qiang's face had completely sunk.

"I didn't say it, never contradict Chen Xingyuan?" Cheng Qiang's face showed a coldness that was contrary to his usual gentleness, "You don't even want to listen to this one?" ”

"Dad......" Cheng Quanquan gritted his teeth and said, "You don't know the situation at that time. ”

"It doesn't matter what the situation is." Cheng Qiang shook his head and said, "To do this, the essence and truth of things are completely unimportant, and the image is everything." Whether it's the corporate image or our personal image, we have to be smooth and perfect, and don't give others any chances, don't you understand? ”

"......" Cheng Quanquan nodded silently, "Yes......"

"I'll make it clear to you." Cheng Qiang said as he walked, "Our corporate M&A bank is not very compliant, and Chen Xingyuan and I have secretly worked hard to stabilize the situation." The external situation is stable, and the internal situation must be more stable, you will become the chairman, you don't need to make many wise decisions, not to seek merit, but to seek no fault! To stabilize Chen Xingyuan is to stabilize the entire Jijing Bank! I also heard about what happened just now, and I almost lost people's hearts. You don't want to think about it, if you really force Chen Xingyuan to be in a hurry, how terrible the consequences will be? ”

"Dad......" Cheng Quanquan gasped and said unconvinced, "Is it necessary to take Chen Xingyuan so seriously?" ”

"You still don't understand." Cheng Qiang shook his head and said, "I don't care about Chen Xingyuan's management ability, he is just a spiritual symbol of Jijing Bank, and the power is given by us, and you can collect it at any time if you want." The important thing is that he is now the spiritual totem of Jijing Bank, and if he moves, all our images will be ruined, and the corporate culture and people's hearts will be lost little by little. We want to make the process of Chen Xingyuan's resignation as slow, smooth and decent as possible. ”

Cheng Qiang said, pressed his arms on Cheng Quan's shoulders, and said calmly: "Lao Chen likes the Three Kingdoms, I will say according to the Three Kingdoms, we don't have Cao Cao's ability, and we don't have Liu Bei's opportunity." We do our best, we just need to do Sun Quan's step, keep the family business, and move forward steadily. And to keep the family business, the most important thing is people, we only need to do one thing well - control good people, control people's hearts. ”

"I understand that." Cheng Quanquan argued, "If you can control people's hearts, interests are the key, right? ”

"Yes to most people." Cheng Qiang sighed, "But there are always outliers. We have to use different methods for different people, and our group has long passed the stage where everything relies on money to open the way, you ...... It's still too tender. ”

"Wait......" Cheng Cheng was a little frightened when he heard this, "We said that it is good, as long as Jijing Bank maintains the status quo, my position will not be shaken." ”

"Do you still have that faith?" Cheng Qiang pouted at the ward and asked, "That's all it." ”

"Absolutely, with interest rate adjustments, savings are skyrocketing in the past two days." Cheng Cheng said with a smile. "As long as you nod your head. This money will soon be involved in the group's real estate projects, and with the bank in hand, expansion is simply a breeze. ”

"What?" Cheng Qiang exclaimed. "That's how you take the reserves. Want to inject into the group? Why didn't you tell me? I thought I was going to broaden my lending business. ”

"It's definitely for our own group." Cheng Quanquan nodded angrily. "Otherwise, for what? With the banks we control, and the savings there, we can do more. ”

"What a joke!" Cheng Qiang said angrily. "When did I say this? Now the group is not lacking money, real estate companies are transforming and developing horizontally, we are waiting for opportunities, the bank is just an important investment, who said to lend to ourselves? ”

“…… No...... Do you need it? ”

"Of course, there is almost no profit on real estate projects now." Cheng Qiang shook his head and said, "There is no point in tossing like this." ”

"That'...... What to do? ”

"It's your decision, it's up to you to face it." Cheng Qiang reluctantly patted Chengquan and turned to leave, "Don't expect me to finish it for you again." If you lose this deal, it will be a lesson for you, you will be the one who will be in charge of the entire group in the future, even if the price of this lesson is hundreds of millions, I will admit it. ”

The father was gone, leaving Cheng Quan, who was left alone in the hallway.

It seems that this time the father really let go.

He thought that what he had secretly planned would surprise his father and praise him, but he didn't expect to be poured a basin of cold water.

Chen Xingyuan's advice, now he understands.

In the face of the embarrassment of increasing the cost of collecting savings in the future, but there is no way out of the loan, the only one who has the strength to reverse all this is Chen Xingyuan, whose connections and face for decades can definitely win some large loans.

Now, Cheng Quan's own hands strangled the only hope.

"Loans...... Loan...... ...... want a loan," Cheng Quanquan sighed in a trance, "Many people are short of money...... It's easy to lend the money out...... That way it will be left as it is......"

In a snack bar in Longyuan, the same topic is unfolding.

"Loan wars?" Zheng Shuai chewed on the noodles and asked, "You mean, the situation of loans in the future will determine the success or failure of the two banks?" ”

"It's too obvious." Lin Qiang drank a beer and explained, "Finding a way to let people save money, and then find a way to lend the money out of the bank to earn the interest rate difference, this is the most basic means of profit for the bank." Now that personal savings have stabilized except for Longyuan, the following is to see who can find high-quality public accounts and lend money safely. This matter is done, and there is no need to worry about it for the next year. ”

"Does it have to be of high quality?"

"Of course." Lin Qiang nodded and said, "It is because of the serious corruption in Xingli, the collusion between the credit department and inferior enterprises, and the burial of capital for personal gain, which led to a lot of unrecoverable loans, such as Cinda Real Estate and Jijing Expressway Group; As small as a bankrupt factory, a small state-owned enterprise in terms of survival money. This is the origin of bad debts, and it is also the thing that Qiu Dong is most worried about now. ”

"So you must be cautious in the next loan......," Mo Xijun next to him sighed, "Thinking that I am about to go out to lend, I feel that the burden is so heavy." ”

"It's not that hard." Lin Qiang waved his hand and smiled, "Most of them are inherent relationships, and ordinary loan officers only need to be responsible for maintenance." Of course, if you can get through a large enterprise, then congratulations, soon you will be able to become a leader, as long as the relationship with this enterprise exists for a day, the bank will pay you a high salary to support you for a day. ”

"Then Lin Qiang, did you pass when you were on the financial street?" Mo Xijun couldn't help asking.

"No, I haven't even visited a major company." Lin Qiang said bluntly.

"For what?" Mo Xijun and Zheng Shuai asked at the same time.

Lin Qiang only drank the beer in one gulp-

"Water, too. Mom deep, too him. Mom is dirty. (To be continued......)