Chapter 240: Business Sense
If we say that we can liberate the productive forces, it is the advanced mode of production. Well, at least in the nineties, the most advanced mode of production was the private economy.
The private economy here is different from the so-called private economy. There are many sources of private enterprises, such as restructuring, contracting, and even the relatively rare MBO, which is also a management buyout. Later, a large part of the top level of society got their first pot of gold in this way. However, the most dynamic ones are the private sector, or "individual enterprises".
The term "personal business" here refers to those who have used their savings for many years, begged relatives and borrowed from friends, and owed a circle of ass debts. If you find all the relationships you can find, the enterprises and companies that have come up in this way will have a higher level of vitality than those above.
After all, they are really holding their own net worth and life, fighting for a future. In the future, China will become the second largest country in terms of economic aggregate, and it is precisely on the basis of countless such "small" companies and "small" enterprises. They may not be able to compete with state-owned enterprises for resources, nor can they compare capital with those predators who have started high, and the only reason why they can survive is that they have almost no way out.
As a subsidiary that will operate independently, Pan Han Investment did not work in the temporary headquarters of a high-ranking group, but chose the office location in the downtown area. As a pioneer in the future expansion of the Pan Han Group, Pan Han Investment itself must be very high-profile, and it is very important to give people as good a first impression as possible.
Fu Xiaozhu's mother, Fu Qiumei, can be regarded as the first month to get close to the water, so she can come to the door at the beginning of Fanhan's investment. Although the textile factory has stopped production and is waiting to go bankrupt, she is the first batch of workers who have taken the initiative to ask for layoffs. According to her almost twenty years of service. A one-time buyout will cost 50,000 yuan. Although this is a lot of money in 1995, I can't stand the family's mouth, and I can't sit on the mountain and eat empty!
Fortunately, Fu Xiaozhu's school position is downstairs from the headquarters of Fanhan Group. Now although she has graduated in July, the way out for the vocational college entrance examination is very narrow. Fu Xiaozhu, who usually doesn't study hard, didn't even think about it. Directly joined the outsourcing service department of ST Computer Co., Ltd. to Japan.
With his delicate and lovely appearance and clever tongue, Fu Xiaozhu has many suitors within the Fanhan Group. Among them, there are many office staff from the group headquarters, and it is only then that we know the specific details of Fanhan Investment for the first time. Judging from the consistent and correct performance of Fanhan Group in the past, she quickly smelled business opportunities from this.
In addition, she usually deals with Japanese people a lot, although she has never been abroad, she has heard a lot of descriptions of capitalist luxury life from colleagues who have been to Japan. In her opinion, there are many things that cannot be learned in China.
As for persuading her family to take out their money to invest in business, this is really not a difficult task for her. Don't look at Fu Xiaozhu, he is only nineteen years old. Now he is the pillar of the family. Fu Qiumei Textile Factory was laid off, and his father's forklift factory was also under-operated, and he didn't have a day to deal with.
But ST Computer is completely different, compared with many state-owned enterprises in society, how many people want to get in even if they sharpen their heads. Not only do I work three shifts a day, but I also earn foreign exchange. In terms of salary, Zhou Shuo is naturally not stingy.
Fu Xiaozhu's status as a high school graduate can be regarded as his own descendant. From the very beginning, he was involved in the outsourcing business to Japan. Now not only has he joined the new technology computer company, which is envied by everyone. He even became a small boss. There are five people in charge of a project team, although they are all short-term trainees older than her, but they are managed by her with a little skill.
With less internal friction, the work performance is naturally excellent. Fu Xiaozhu's performance bonus. In July alone, 1,080 yuan was opened, plus the basic salary and various benefits, and on August 10, as soon as the salary was opened, I took home 2,600 yuan.
This is even if it is normal to work. For Fu Xiaozhu's parents, who can't earn 1,000 yuan a month, it is not a bolt from the blue. since. Fu Xiaozhu's status at home is simply a straight line of improvement. Fu Qiumei and his wife have no culture. In their opinion, if he can work in Xinke Computer Company, Fu Xiaozhu can be regarded as promising. In terms of knowledge, of course, it greatly surpasses the two of them.
So Fu Xiaozhu excitedly presented his plan to them, out of trust in women - anyway, women can earn back 30,000 yuan a year, and their own laid-off buyers will not drink the northwest wind. Fu Qiumei also agreed to take out the money, operate a project, and apply for venture capital from Fanhan Investment.
Fu Qiumei followed the address and easily found the place. As soon as she pushed the door open, she immediately felt a chill. Unlike the poisonous autumn sun on the street, a vertical air conditioner gently sends out soft air conditioning to completely isolate the heat from the outside.
"Hello, who are you looking for? What's the matter? The smiling receptionist at the front desk did not despise her at all because of Fu Qiumei's somewhat evasive eyes, but stood up very enthusiastically to greet her.
"I ......" Fu Qiumei looked at this hall a little timidly, the hall of Fanhan Investment is more than 200 square meters, and it is very spacious at a glance. The front desk is in the shape of a sailboat made of resin and high-grade wood, the floor is paved with non-slip marble tiles, and a huge Chinese ink painting hangs on the surrounding wall.
Fu Qiumei is in her forties and has never been to such an upscale place in her life. She said tremblingly: "I am a laid-off worker of embroidery and spinning, and I heard that this place can help us start a business......
"What do you call it, have you made an appointment?" The receptionist at the front desk opened the registration book at hand, turned it upside down and handed it to Fu Qiumei.
"My name is Fu Qiumei, and I haven't made an appointment." Fu Qiumei said two words, and finally eased her mood a little.
"Oh, then you register here, and I'll contact you with the manager." The receptionist picked up the phone and dialed an internal number.
Mr. Gao sat in the general manager's office on the third floor, which was no less furnished than his office in Hong Kong. The plate of 200 million yuan, thinking about it, knows that it is impossible for Lu Dao to be put in the bank to eat interest, and one of his jobs is to monitor and operate this money.
Originally, according to Gao Mo's meaning, he could invest money in the stock market, and it was no problem for these two hundred million yuan to be a bookmaker in 1995, but Zhou Shuo resolutely denied this opinion. Compared with Hong Kong stocks, the risks of the Shenzhen and Shanghai stock markets are undoubtedly much greater.
Finally, Zhou Shuo still barely remembered that from 1995 to 1996, due to inflation, gold appreciated slightly, and it seemed that it might be about 10%. 200 million yuan, which is only "only" half a ton. By next year, presumably all this money will be used up before gold falls.
Gao Mo has no opinion on this, the stock market is indeed too risky, although he is confident that he can control it. However, precious metals are also a very traditional way to hedge value, and if they are operated well, they are much higher than the bank's 3% interest.
He first glanced at today's gold price, at this time there is no precious metal trading market in China, and the price fluctuations in the way of full spot trading are not very serious. Then two more documents were signed, when the phone on the desk suddenly rang.
Gao Mo picked up the phone and listened to two sentences and was slightly stunned. The establishment of Fanhan Investment was not too public, and he did not expect that someone would come to the door so quickly. I adjusted the expectations of the business progress slightly, and it seems that as long as I leave behind the comfortable lifestyle of the past, the market sense of the people of Xiucheng is not necessarily worse than that of the southerners. Especially when it comes to their own vital interests, no one is stupid than anyone else.
A short time later, there was a knock on the door of Golmo's office. The staff brought Fu Qiumei over, introduced it, and then left on her own.
"Please be seated, my name is Gao Mo, and I am the manager here. I don't know what you call Sister Ludao? Gao Mo himself stood up, pulled out a chair for Fu Qiumei, and poured her a cup of tea.
Gao Mo's cordial attitude relieved Fu Qiumei's nervousness slightly. She took the teacup with both hands and said with a smile: "My name is Fu Qiumei, and I am a laid-off worker of embroidery and spinning." I want to do some business on my own, I heard that we can help me here? ”
Gao Mo sat back behind the desk and corrected her statement: "Sister, we are not a public agency and will not provide voluntary help. Pan Han Investment is a venture capital company, if you have a good business project, you can apply for investment from us. However, we are very demanding in the project we invest, you have to sell shares to us, accept financial supervision, and provide share dividends. Here is an introduction to our business, you can learn about it first. ”
"Okay, okay, I'll see." Fu Qiumei took the business brochure handed over by Gao Mo and read it carefully.
At present, Fanhan Investment is facing some laid-off workers or small business owners, which is destined to the knowledge level of the audience will not be too high. This problem was taken into account when the business statement was designed, and the explanation was explained using a plain metaphor as much as possible. So although Fu Qiumei still seems to be struggling, she can still understand most of them.
Fu Qiumei read the business brochure for almost half an hour, and Gao Mo didn't rush her. When she put the manual down, there was already a layer of fine sweat on her forehead.
She nodded vigorously and said, "I've finished reading Manager Gao, and I understand the truth here." No problem, I accept. ”
"Okay, can you tell us what you're going to do?" Gao Mo smiled kindly, and the copywriting of the business statement seemed to have passed.
Fu Qiumei said with some apprehension: "I want to make a 'self-selected supermarket', and I can invest 50,000 yuan at present." I can use this money to purchase, and I have inquired about the channels and everything. It's just that it's hard to find a place, the rent in a good corner is too expensive, and I'm afraid that business is not good in remote places. ”
"Supermarket of your choice?" Gao Mo raised his eyebrows, this was the first time he had heard this term in Embroidery City. (To be continued......)