Chapter 434 Jianye City Commercial Bank

Zhu Ranjie shook his head with a smile, drank wine, and said slowly: "Jianye City Commercial Bank simply does not have the ability to lend another 200 million funds. ”

"Huh?" Lu Jing felt very strange. In 95 years, the State Council decided to set up local joint-stock city commercial banks in large and medium-sized cities. Because they have greater flexibility, effectiveness and competitive advantages than wholly state-owned commercial banks in terms of property rights arrangement, mechanism operation, and institutional setup, city commercial banks have achieved tremendous development.

However, since the local urban commercial banks are basically developed from the foundation of the original urban credit cooperatives, the interest rates on non-performing loans remain high, and the burden is very heavy. Later, only a few city commercial banks developed into national commercial banks. Most of these urban commercial banks are located in economically developed areas, and the cities where they are located have strong economic strength, and the administrative forces do not use them as cash machines. As a result, it has been able to develop considerably.

Although Jianye City Commercial Bank failed to develop into a national commercial bank, it also became a regional bank in Sujiang Province. In the future, it ranked 32nd among the 138 commercial banks in the country, with total assets of 53 billion yuan.

Therefore, Jianye City Commercial Bank should have a very strong foundation, and it is impossible that it will not even be able to release a loan of 200 million yuan now.

Zhu Ranjie sighed: "It wasn't so bad when Mayor Li was in office two years ago, but since Yang Xiuwu took office, he has developed new areas on a large scale and set up high-tech industrial zones. ”

Lu Jing smiled and ate and drank. When it comes to Zhu Ranjie's position, every word he says is worth thinking about. It is impossible for Zhu Ranjie to turn the topic to Jianye City Commercial Bank. Since he said it, he must have a purpose.

Lu Jing's heart moved slightly, this may be an opportunity for him. If there is an opportunity to control a regional bank. His influence on the economy of Sujiang Province after that day can be imagined. This influence will also be transmitted to the political arena.

It is inconvenient for him to get involved in the financial industry in Jiangzhou, but he does not have too many scruples here in Jianye.

"Is Jinghua interested in investing in the city's commercial banks?" Zhu Ranjie asked Lu Jing with a smile. Lu Jing was deliberately stunned. said with a smile: "Secretary Zhu said that he was joking, now that Jianye City Commercial Bank is clearly a mess, what am I investing in?" ”

"Huh." Zhu Ranjie squinted his eyes and smiled, understanding Lu Jing's subtext. With a twist of mind, I changed the subject.

After eating, I came out of the Jianye International Conference Hotel. The cold nights are cold, and the brightly lit hotel seems to be another bustling and lively world. Wei Dongyang sent Lu Jing back to the Hilton Hotel.

Zhou Xingdong took the car keys from Wei Dongyang and drove to the Sheldon Hotel. In the car, Wei Dongyang smoked a cigarette and said in a deep voice: "Lu Jing." Secretary Zhu is a great help for me in Sujiang Province. You also won't watch Yang Xiuwu build Jianye into his fortress, so that he will be in a leading position in the competition with your brother. ”

"Of course not, this is also one of the purposes of my coming to Jianye." Lu Jing took a puff of cigarette and said, "However, what is Secretary Zhu's purpose in asking me to inject capital into Jianye City Commercial Bank?" At present, the commercial bank of Jianye City cannot even lend a loan of 200 million yuan, which shows how poor the asset situation is. ”

"If you don't break it, you can't stand it. It is precisely because the situation of the city commercial bank is so bad that Secretary Zhu can take over the jurisdiction of this piece from Yang Xiuwu. If it is a bank with good assets, how can Yang Xiuwu let it go? Wei Dongyang smiled slightly, "Actually, I recommended you to Secretary Zhu." Times Online is available immediately. You're going to have to have plenty of money. There should be no problem in investing 1 billion in a commercial bank, right? ”

Lu Jing smiled silently, waiting for Wei Dongyang's next words.

"If Secretary Zhu wants to compete with Yang Xiuwu in Jianye, he must have the support of a group of people. Now the economy is in charge, and you have to hold the money bag in your hand. Only by vigorously developing the local economy can we gather people's support. Secretary Zhu wants to build an information technology industrial park, focusing on the development of the Internet and cultural media. ”

"First of all, we must ensure that the interference of the administrative force to the commercial bank of Jianye City is minimized. If a bank only acts as a purse for the government. It's hard to develop. The positioning of city commercial banks is to serve small and medium-sized enterprises. Can this be discussed with the Jianye Municipal Government? ”

Seeing that Lu Jing was relieved, Wei Dongyang breathed a sigh of relief. said: "Try it to know the result." That way, tomorrow if you have time. We met with Jian Zhiyuan, chairman of the Municipal Commercial Bank. Secretary Zhu, we'll visit you later. ”

Lu Jing nodded and asked, "Brother Wei, the deputy director of the Department of Commerce you just mentioned, where are you going to do this?" He didn't believe that Wei Dongyang was so hard to recommend to him that there would be no benefit in injecting capital into Jianye City Commercial Bank to support Zhu Ranjie.

Wei Dongyang smiled: "I know I can't hide it from you." After the operation, I went to Wuzhou City to serve as a member of the Standing Committee of the Municipal Party Committee and Secretary of the Lingping County Party Committee. ”

Lu Jing understood why Wei Dongyang didn't pull Uncle Wei's capital over to invest in Jianye City Commercial Bank, it turned out that he was going to work in the county below. It seems that it is necessary to keep funds for the development of Lingping County.

It is customary for officialdom in the republic that a resume is incomplete without a resume of office at the county level, and it will take more effort to enter the upper echelons of the power pyramid in the future.

Immediately, Lu Jing thought of another possibility, maybe Wei Dongyang was not optimistic about the prospects of Jianye City Commercial Bank, so he didn't want his second uncle to come over to invest, and he, a person who was determined to fight Yang Xiuwu to the end, was afraid that he would be somewhat interested in investing in Jianye City Commercial Bank, and then support Zhu Ranjie and Yang Xiuwu through Jianye City Commercial Bank.

Of course, it is normal for Wei Dongyang not to see the prospects of Jianye City Commercial Bank. Who would have thought that Jianye City Commercial Bank would issue such a huge asset scale in the future. Hehe, this is the only certificate for private capital to enter the banking industry in Jianye City, and it may not be impossible to develop into a bank of more than one trillion yuan in its own hands.

If we accept the view that banks are the core of the modern consortium, then Jianye City Commercial Bank is undoubtedly a passport for domestic private enterprises to the road to the consortium -- of course, whether it can develop into a consortium depends on their own abilities.

For a moment, Lu Jing thought a lot. However, he did not show on his face the urgency of investing in Jianye City Commercial Bank. Now, on the surface, investing in Jianye City Commercial Bank is a thankless task, and it is a lot of trouble to clear the liabilities of Jianye City Commercial Bank and then maintain the bank's operation. It is also necessary to support the development of the information technology industrial park planned by Zhu Ranjie. Therefore, Wei Dongyang and Zhu Ranjie want to pull him on the boat, and they still need to give up some benefits. These two clearly wanted him to invest heavily in Jianye City Commercial Bank, and it was of course a matter of course for him to ask for some returns. Lu Jingke has no intention of being a living Lei Feng.

In the No. 3 villa of the Standing Committee of Jianye City, Yang Xiuwu looked out the window at the night moon shining in the courtyard, and there seemed to be a layer of light mist drifting in the night. He just answered a phone call, and Lu Jiang's younger brother Lu Jing came to Jianye. I just met Zhu Ranjie in the evening. The eldest grandson of the Wei family was also among them.

"Hehe, Wei Dongyang, you probably wouldn't have thought that I supported you to go to Wuzhou City. If you leave Jianye, Zhu Ranjie will have nothing to borrow. A faint smile appeared on Yang Xiuwu's delicate face, as if the expression of a clever hunter had seen that his prey had been caught.

"Lu Jing, my ears can hear your name cocooned, so let me see what is so special about you. However, Lao Zhu is a muddy person who can't get on the wall, I hope you don't get too deep with him, defeating your brother Lu Jiang in this way is really not what I want. Yang Xiuwu muttered to himself, groaned for a while, took out his mobile phone and dialed a number. (To be continued......)