Chapter 227 The Financial Environment of the Whole Region Discussion
Hearing Ma Bin say that some backbones have left and will be rehired, Director Cui's face twitched.
Nima, I received the money this time, and it won't be long before I come back, and the salary is still the same, and the backbone who didn't leave won't suffer a loss.
Ma Bin saw that Director Cui had some thoughts, "What's wrong?" Director Cui? ”
"In this way, it's not proper, they take the money and leave, and then come back, will it cause fluctuations in the hearts of some backbones who don't leave."
"Haha, Lao Cui, this, I have already considered it, you backbones who remain, there will be equity rewards in the next step, and you will not suffer at all!" This plan has been set since he came back from Beijing with Jiang Shusheng that time.
Director Cui heard this, "Manager Ma, are we the owners of the factory, not part-time workers?" ”
"How? Do you still feel at a loss, even if you don't do it here, there are still your dividends. Ma Bin asked happily.
Director Cui smiled and nodded, "I'm going to work, Manager Ma!" ”
Ma Bin turned around and was just about to enter his office when he heard a familiar voice, "Manager Ma, Manager Ma......"
Ma Bin turned around and was stunned on the spot, "District Chief Jiang, District Chief Yuan...... Why did you guys get here? ”
"What's wrong? Not welcome! Jiang Shusheng said with a smile.
Ma Bin hurriedly ran over, "Welcome, welcome, warm welcome!" Jiang Shusheng stretched out his hand and shook it vigorously, "Let's say okay first, I'm not here this time to interfere in any of your operations, but to come and see, do you have any difficulties?" ”
Speaking of which, it can be regarded as frank, "Okay, District Chief Jiang, I really have a tricky matter, please, come inside quickly......"
Jiang Shu ascended into Ma Bin's office, "Huo, your office hasn't been liberated yet!" You're missing a leg from this table. ”
Ma Bin smiled shyly, "Hehe, sit down, just find a place to sit, no way, just this condition." ”
Yuan Liwei quipped: "District Chief Jiang, this old horse has always been this virtue, and he is used to living a poor life. ”
"yes, you can't let the waterworks stay poor like this! Let everyone suffer with you. Jiang Shusheng added a sentence of encouragement.
"District Chief Jiang, we are not suffering, we are going to eat soil." Ma Bin had a sad face.
"Tell me...... What's going on? Jiang Shusheng sat on the fabric sofa that was almost collapsing and asked with a smile.
"Sit, District Chief Yuan." Ma Bin also brought a chair to Yuan Liwei.
"We applied for loans, and applied for five or six banks successively, no, we just sent one away, and none of them were willing to lend, and the most one was approved for 100,000 yuan. Ma Bin made a truthful report.
Jiang Shusheng understood, but he had no money in his hand and lacked financing channels, Yuan Liwei listened to it on the side, "Didn't I allocate nearly 30 million to you?" ”
"Oh, my district head, not at home, I don't know how expensive firewood, rice, oil and salt are, and half of that money has already been spent and distributed to the employees who have left." Ma Bin complained, Nima, you are a good old Yuan, it doesn't matter if you don't fight more with the leader, and the money you have allocated is IQ.
Unexpectedly, Yuan Liwei still didn't react, and continued to ask, "You sent so much money to the departing employees!" They have only been working for a few years, and they don't usually work. ”
Ma Bin spread his hands, "District Chief Yuan, there is no way, these people, they don't leave if they have less money, and in the end they are still dead, and the long pain is better than the short pain, and they will be cut in two." ”
"You...... You don't have to spend money! Yuan Liwei was a little annoyed, after all, nearly 30 million was not a small number, so he went out like this, and he was a little distressed.
"Alright, alright...... Lao Yuan, we said okay, don't interfere with the operation of the waterworks, Manager Ma, how much can you borrow about the existing assets of your waterworks? Jiang Shusheng asked.
"I went to contact the manufacturer, a set of production lines, including plant and equipment for more than 30 million, as well as the purchase of vehicles, production and packaging, miscellaneous and miscellaneous need a total of 35 million, and there are nearly 18 million on the account." Ma Bin is very familiar with it, and it seems that he is also attentive.
"In other words, there's still a seventeen million shortfall, isn't it?" Jiang Shusheng asked.
Ma Bin thought for a while, "Twenty million, as well as the backlog of goods and supermarket arrears, are all counted." ”
"And what are your assets? Other people's banks will evaluate, and they have to look at the debt ratio before they can lend, and I can't use administrative means to force people, besides, we can't control people. Jiang Shusheng knew in his heart, how much land there was, how much grain he produced, and he couldn't ask for a price.
"Our own estimate is 52 million, the bank ...... Every bank is different, and the average is ...... Forty-five million. ”
"Forty-five million...... What is a 30% debt ratio? Jiang Shusheng referred to the general debt ratio of this industry to calculate how much credit the bank can apply for.
"Twelve or three million, that is, there is still a shortfall of seven or eight million." Ma Bin means that if he can't lend this money, it can be regarded as a great help.
"Okay, I'll do the work and fight for you as much as I can!" Jiang Shusheng didn't ask anything else, just thinking about helping.
Ma Bin scratched his head, "District Chief Jiang, there is one more thing, that is, employee stock ownership, you see ......"
"Yes, taking advantage of the lack of funds now, it just so happens that expanding equity is also a good financing channel, and our government's shareholding ratio is too high, so we want to dilute the equity!" Jiang Shusheng actually understands economics quite well, which is a little shocking.
Yuan Liwei didn't understand very well, and when he heard about the dilution of the government's equity, "District Mayor Jiang, this is not good, we don't forget it...... I have no opinion on the sale of equity, I can't see a penny, it's still diluted, and the equity can't be lost! ”
"Lao Yuan, your thinking is too backward, we are expanding our shares, but the proportion has decreased a little, but every equity must be marked with a price to attract employees to come in! The money from buying shares is still invested in the company's operation, which not only solves the financial problem, but also improves the enthusiasm of employees, so why not? Jiang Shusheng explained simply, and Yuan Liwei understood.
"This matter is still in charge of Liu Yongli to supervise the expansion of equity. In addition, I am also wondering whether our district should introduce an expert who understands finance to revitalize the enterprises in the district! Jiang Shusheng came up with a feasible solution based on the current situation that the overall environment of Yuandong District is passive and invigorated.
Ma Bin was very encouraged, "District Mayor Jiang, your thinking is really ahead of your time, how many officials and masters, don't understand anything, don't dare to do anything, resulting in a dull and conservative economy in Yuandong, you are here, it is really a blessing for Yuandong." ”
"Come on, you! Just run your own water plant! The policy in the district, you don't mix it up! Yuan Liwei thought that Ma Bin was sarcastic, and his face changed a little.
Ma Bin was very depressed and did not refute, after all, he was the deputy head of the district and did not dare to offend.
"Alright...... All right...... In a few days, I will gather the bank presidents of the whole region to start a big discussion on the financial market of the whole region! Look at what they say, after all, people are the ones closest to the market, and people are professionals. Jiang Shusheng did not immediately express his position, but only said that he would communicate with the bankers.
"Alright, I'll wait for your good news." Ma Bin said happily.
"By the way, the workers of the waterworks are still stable, right?" Jiang Shusheng left, he wanted to ask about it, he didn't want to interfere with Ma Bin's decision-making, and it was okay to care about it properly.
"Oh, everything is going smoothly and according to the original plan."
"By the way, Lao Yuan, we preliminarily formulated the assessment plan for Manager Ma, you take it out, let him see if there are any modifications." At this time, Jiang Shusheng said the main purpose of the trip, which was a little tactful, but it was very necessary.
Ma Bin took it and glanced at it generally, "District Chief Jiang, the previous regulations are all right, but in terms of numbers, I will make a profit of one million this year...... It's a little difficult. ”
"Hehe, these are just drafts for comments, so how much do you say is appropriate?" Jiang Shusheng asked.
Ma Bin was a little embarrassed, Yuan Liwei spoke, "Manager Ma, your annual salary has reached 500,000, and I will set you a profit of 1 million, not much." ”
"We ...... If it is to be put into production this year, it will be ...... loans, the interest is very high...... "Ma Bin was a little embarrassed, and the pressure doubled.
"Well, it's August, and by the end of the year, the government can see you pay dividends, okay? At the end of the year, the assessment plan will be reformulated. Jiang Shusheng slapped the board, after all, the waterworks have just been restructured, and it is still not easy to maintain stability, as well as production and loans, so that he can maintain his popularity, it is good.
"District Chief Jiang, this is a bit ...... That's it. Yuan Liwei was a little unhappy, to put it bluntly, his thoughts had not yet turned the corner.
Jiang Shusheng was a little angry, "District Chief Yuan, why don't you do this manager?" ”
Yuan Liwei immediately closed his voice, "It's decided that this year, if you don't lose money, even if you are qualified, but the mineral water project must be launched!" ”
After saying this, Jiang Shusheng got up and opened the door and left, behind him, the two people didn't react, "District Chief Jiang, slow down!" Let's have a bite to eat here before we go. ”
Jiang Shusheng waved his hand, "No, the company is fully handed over to you, and if you have a meal, you may not be able to turn it red." ”
"Not so much...... Don't ......" Behind him, Ma Bin followed and watched Jiang Shusheng and Yuan Liwei get into the car.
In the car, before his butt could sit firmly, Jiang Shusheng opened fire, "Old Yuan, let me ask you, do you have any opinions on the restructuring of the water company!" Why are you embarrassed by Ma Bin everywhere? ”
How old is Yuan Liwei Jiang Shusheng, when he heard the angry question, his face was also faceless, there was no squeak, Jiang Shusheng saw it in his eyes, and spit out a sentence, "If you are like this again, your thinking can't keep up, adjust the field in charge!" ”
"District Chief Jiang, I'm ...... Guarantee, in the future, will not interfere in any tap water affairs, nor will it ...... Bewilderment...... He did. Yuan Liwei saw Jiang Shusheng angry, and hurriedly expressed his position.
"Wrong! It's not that you should leave it alone, but you should manage it, and if you don't manage it, you resolutely don't care! Jiang Shusheng made a loud voice.
This time, the assessment target is set at a profit of one million in half a year, which is obviously inappropriate, and Yuan Liwei behind it doesn't know whether it is intentional or unintentional.