Chapter 226 Banks Don't Lend

In the Dongyuan City Public Security Bureau, Shen Longfei's office, Wu Huisheng is reporting the case to him, the case of Qiu Xia's death has received unprecedented attention, and the police force has unconditionally sent people and materials to fully support him.

"So, this Song Daren's suspicion is also very big?" After listening to Wu Huisheng's report, Shen Longfei was silent for a while and asked questions.

Wu Huisheng also nodded, "Shen Bureau, we carefully checked the video of the hotel, on the day Qiu Xia died, after she opened the room and entered, no one appeared, originally, when we were about to give up this line, there was an exciting news." ”

"Just three days before Qiu Xia's death, that is, the penultimate opening of the house, we found Song Daren's figure, although he was wearing a hat at the time, but it can be clearly distinguished."

Wu Huisheng told the actual situation, "Shen Bureau, and, the situation at that time, it seemed that the two of them had a quarrel, Qiu Xia chased them out, and they splashed vigorously, and Song Daren didn't reply, so he walked quickly." ”

Shen Longfei took a few steps back and forth, as if he was trying his best to analyze and think, "Wu detachment, in this way, Song Daren is a leader at the municipal level, and if you want to investigate him, you must be approved by the relevant units in the province. You follow this line, continue to pursue, and wait until there is tangible evidence, and then we will report to the municipal party committee. ”

"Okay, Shen Bureau, this time, you must be cautious, the leaders of the municipal party committee who went to report last time because of Li Zhongxin's suspicion were a little hasty." Wu Huisheng agreed very much and said that it was completely understandable.

"Also, the T.N.T found at the scene is also an excellent breakthrough, this ingredient is very strictly controlled, and the civilian sector will never have it, and you can focus on the investigation of military enterprises, laboratories and other places, of course, as well as within the police force, it can also be completely accessed." Shen Longfei seems to have been thinking about the bits and pieces of this case in the past few days, and when he analyzes it, it is very reasonable.

"Yes, I hope it won't be implicated in our police force this time." Wu Huisheng said worriedly.

Shen Longfei's face was solemn, "No matter who it is, this case will be investigated to the end, and it will never be protected!" Also, although we can't have direct contact with Song Daren, we can completely understand his social relations from the side, whether he has relatives and friends working in industries that may come into contact with T.N.T, and how much he knows some blasting and blasting techniques. ”

"Yes, Director Shen, then I'll go to work first!" After Shen Longfei's analysis, there is a feeling of seeing the sun.

"Remember, it has to be done in secret, understand?" Shen Longfei was still a little uneasy, and repeatedly told him that after all, the officials involved in this case were heavyweights.

Wu Huisheng nodded, he knew that as time went by, Shen Longfei would face pressure from both the municipal party committee and the provincial public security department, as well as the suspected officials.

…………

"Manager Ma, someone from the bank is here." At the water company in Yuandong District, Ma Bin heard the person in the office open the door and said a word, and quickly stood up.

The water company, since the restructuring, has been quite smooth, with a downsizing of personnel and a reduction in middle-level institutions, and after thinking of a lot of incentives, it has won the support of the majority.

The main reason is that many people are not optimistic about the prospects of the water plant, especially in the last month, the company's operating conditions have been even worse, and the salary has only been paid half, about 1,000 yuan.

Everyone thinks that the water plant is finished, staying here is waiting for death, it is better to get out as soon as possible, and it happens to run into the compensation policy of the water plant, why not.

Within five years, employees can be compensated 100,000 yuan for self-terminating the contract, and 150,000 yuan for employees for ten years, which can be described as generous.

Everyone is wondering, wages can't be paid, where is the money to compensate, the company's explanation is that the water plant takes the core assets as collateral, loans, and compensates employees, and employees can't be allowed to suffer, and it's the state or the bank that suffers!

I don't know where such news came from, everyone admires Ma Bin very much, you see that the manager of the people, even if he pits the country, he does not pit the employees, and the spread is even more magical, it means that Ma Bin is leaving, and he will be the last bit of family property, so that the employees will go well.

There is also evidence to confirm the accuracy of these messages, that is, people from the bank come every day, either this bank or that credit union, and after a long time, there are rumors in the crowd that the water company is finished, and the bank all come to collect debts.

So, those employees who are conscious and usually cheating and lazy took the opportunity to get compensation and left!

In the end, the core employees basically didn't leave, and I don't know what means Ma Bin used.

"Hello, hello, Manager Dong, welcome...... Ma Bin heard that the bank's people were coming, and quickly stood up, he knew that the loan application of this bank had been handed in for many days, and he must have come here today to verify and verify.

Manager Dong looked at the simple office, "Manager Ma, it's very hard, your sofa is still in the last century." ”

Ma Bin smiled awkwardly, "No, the money is spent on the blade, these can be used and used, and I am reluctant to throw it away." ”

"Manager Ma, let's take a look at your company's financial statement first, verify your profits, and then go around and look at your assets." Manager Dong didn't have any extra thoughts, just wanted to end it as soon as possible, as a public enterprise under the district, don't come, it's not very good, come on, there are indeed not many good assets.

Ma Bin saw Manager Dong's expression and understood that this time, he might have to go to the soup again. Because, in the past few days, he has received five or six banks, and almost all of them have this attitude on the part of the banks.

Bank lending has long been not as extensive and flooded lending as before, but refined and efficient lending, and almost all banks have tightened lending policies to ensure profitability is the first priority.

Moreover, with the increase of bad debts in banks, strict systems have been formulated internally, the assessment has been strengthened, the examination and approval have been stricter, and the bad debts have followed the approver for a lifetime.

"Well, the accounts are here, you can take a look." Ma Bin came out with a box on his desk, Manager Dong saw it, and was a little suspicious, "Manager Ma, what are you...... Accounts...... Not in the finance room......"

"Oh, don't get me wrong, I won't tell you, we have applied for a few banks recently, and we often come over, so I will move the accounts over, guarantee, there is no fraud at all, you can rest assured!" Ma Bin hurriedly explained.

"The accounts are put here, and there is a little consideration, I hope you can understand, that is, we are in the process of restructuring, and the hearts of employees fluctuate greatly, and I must keep such sensitive materials by my side." Ma Bin continued to explain, yes, in case there is any uncertain factor, rushing into the financial room and destroying the accounts, it will be troublesome.

When Manager Dong heard this explanation, he was a little relieved, "Manager Ma, what are you talking about?" How to change the law? ”

Manager Ma heard that he was interested in the restructuring of the waterworks, moved his chair, patiently explained, and on the other side, the bank staff carefully checked the accounts.

After half an hour, the report was also reported, and the accounts were basically checked, Manager Dong stood up, "Xiao Zhou, how is it, the operating status of the water plant ......?"

"Ao, these accounts, it doesn't look like they have been manipulated, one thing can be clear, they are basically not profitable, and the income and expenditure have just been offset." The staff brought over are professional accountants, who read quickly and summarized in place.

Ma Bin smiled, "Accountant Zhou, you summarized it very well, but you forgot that there is another point, that is, we don't have a loan." ”

Manager Dong and Accountant Zhou both laughed, "Old Ma, you are too good at joking, but it is also the truth, it is also commendable that the water company has not owed debts all these years." ”

"Manager Dong, after all these years, don't you know who I am. Let's go, let's go to Jiachang Lake and have a look at it on the spot. Ma Bin was friendly and courteous to Manager Dong.

A group of people went to Jiachang Lake by car, and also went to the water supply center, after the incident, Manager Dong insisted on leaving, "Manager Ma, I have seen everything that should be seen, and the situation is not optimistic." ”

"Manager Dong, we have been friends for many years, besides, we have just started to restructure, you see ......" Seeing that the benefits of the water plant are not good, Ma Bin can only brush his face.

"Hehe, your brother has spoken, and he still gives some face, but don't get your hopes up, you can find some small joint-stock banks, and their review will be more relaxed." Manager Dong's handling method is very good, how many batches are a little bit, it is a friendship loan, on the other hand, it is recommended to go to other small banks, and put forward feasible suggestions.

"Alright then, Manager Dong." Ma Bin also knew his difficulties, and had no choice but to send Manager Dong away.

"Director Cui, did you have any reply from the bank you came to a few days ago?" Manager Ma went upstairs, pushed open the door and asked the director of the office.

Director Cui stood up and shook his head, "No, Manager Ma." ”

"Isn't there one?"

"No, it seems that they are either not interested in us, or they are waiting for us to come to the door and beg for it." Director Cui said with a smile.

Ma Bin's heart is like a knife, since the restructuring, all the news is negative, once the funds are insufficient, will not be put into production to build a mineral water plant.

"Manager Ma, look, shouldn't our compensation be so generous?" Director Cui said worriedly.

Ma Bin decisively refused, "No, there is no money, you can find a way to solve it." Personnel, once cleaned up, the destructive power is immeasurable, this opportunity, must be completely solved this problem. ”

"Well, okay, Manager Ma, the people on the list are basically there, but it's just ......"

Ma Bin saw that Manager Cui was a little hesitant, "Say, what's wrong?" ”

"There are a few key employees who have also left," said Director Cui.......

"Hehe, this is normal, go a few, we can re-cultivate, or re-hire back." This kind of thing is too normal, after all, everyone chooses differently.