Chapter 90 Risk Trading
"What's the hurry, it's not easy to get in touch, find a few more classmates, and get together at noon today." Luo Mingjun's eyes were reluctant to take his eyes off Zhao Xinmei's body.
"I'm really sorry, as a business, not as idle as your government departments, we are a carrot and a pit, I still have a lot of things to do, you call me, I put down the work at hand and come over, if there is nothing to do, I will leave now." After speaking, Zhao Xinmei turned around and was about to walk out the door.
"Well, you slow down, there's nothing wrong with your report," Luo Mingjun got up and walked to the door of the office, closing the door, "but I want to discuss something with you." ”
"What do you want to discuss?"
"Let's make a deal." Luo Mingjun whispered mysteriously.
"Deal----, what are you going to do?" Zhao Xinmei became alert.
"You don't need to be so nervous, it's not me who makes a deal with you, it's us who makes a deal with you."
"You're making a deal with me? Who are you? Can you make that clear? Zhao Xinmei was even more puzzled.
Luo Mingjun moved a chair to Zhao Xinmei and sat down, lowering his voice, "Isn't the purpose of your report to apply for government support?" ”
"That's right, because the Municipal Planning Commission has clearly pointed out that our project is conducive to reducing the generation of urban waste, which is in line with the scope of industries supported by the government." Zhao Xinmei said calmly.
"I know that if it weren't for the scope of policy support, we wouldn't accept such an application. What I want to discuss with you is that every year the government has support policies and funds in this regard, but few enterprises in the society know about it, so there are not many enterprises in our bureau that have supported them over the years. ”
"Chief Luo, what exactly do you want to say? Since we are classmates, you might as well say it directly, although we don't know each other very well, please rest assured that I am a person. ”
"Then I'll get straight to the point. Here I will first tell you the truth, your project will definitely get the support of the bureau, and the intensity is even greater than you expected, but we also have difficulties, and now the funds allocated to us from above are very limited, and some of the daily activities of the bureau are stretched. Luo Mingjun said.
Zhao Xinmei heard it very clearly, "The support can be greater than expected, the bureau is short of funds,......, Chief Luo, what do you want to achieve?" ”
"Didn't I say it earlier, I want to make a deal with your unit."
"Oh, trade----, I see what you mean. Can you tell me how to do it? Zhao Xinmei said.
"This ----," Luo Mingjun hesitated a little.
"It's the first time for our unit to face such a thing, so we want to know how to do it. Rest assured, except for one or two main responsible persons, we will not let outsiders know. Zhao Xinmei also behaved very frankly.
"The method is very simple, after the support funds are in your unit's account, you will return a part of them in an appropriate way." Luo Mingjun said bluntly.
"I see, is there a ratio?" Touching on the actual problem, Zhao Xinmei asked more carefully.
"The specific amount has not yet been determined, but there is a principle, the final support funds obtained by your unit are equivalent to 1.2 times the amount you apply." Luo Mingjun showed his hole cards.
"Oh----, how risky is this in your opinion?" Zhao Xinmei expressed her concerns.
"How to put it, as long as the two sides don't leak the news, there is no risk in this matter."
"Okay, I'll go back and discuss, I guess there's no problem, I'll call you when I get back."
Zhao Xinmei told Zhou Jianping what happened, "We haven't been in contact with them before, it turns out that the water here is deep!" ”
"Do you want to agree to make this deal with the other party?"
"Speaking of which, of course, it is a good thing for us to ask for, but the thing is clear, if we don't agree, the support funds of Jiansheng Food Factory may be lost, and if we agree, it will definitely violate the principle." Zhou Jianping said.
"Yes, this is equivalent to us cooperating with each other to arbitrage government funds, but how to reply?"
Zhou Jianping was silent for a long time, "You promise the other party, but tell them that this is only one time, and the amount should not be too large, so as not to cause big trouble." ”
Although he had never dealt with such a department, let alone made any transactions with them, Zhou Jianping had heard of similar incidents and knew that such transactions were risky. Zhao Xinmei herself studied financial management, and after joining the work, she was engaged in business management, she also knew the nature of this kind of transaction, in essence she did not agree to do so, but after all, Zhou Jianping is the person in charge of the enterprise, of course she has to obey the boss's decision.
......
Under the inquiry of the Shi section chief, the support policy of the Municipal Planning Commission's technical transformation office was quickly implemented, and the implementation bank of the subsidized loan they provided was the Huaxing City Credit Union, and the Municipal Planning Commission and the Municipal Finance Bureau jointly issued relevant documents to the credit union on behalf of the Huaxing Municipal Government, and the staff sent the documents to the office of the first leader of the association, and the director of the association saw that the new project of the Jiansheng Food Factory had been supported by the government, and he still had an impression of this unit, so he called Xu Jiming, the executive deputy director of the association, "Jiming, you come to my office." ”
After Xu Jiming entered the house, the director handed him a red-headed document, "Look at this, I didn't expect this Jiansheng Food Factory to do a good job." ”
After reading it from beginning to end, Xu Jiming said: "I heard about this matter some time ago, it seems that it is still a real thing, and the support is not small." ”
"I already know about this matter, there is nothing to discuss about the tasks assigned by the government, there is no need to hold another team meeting, you can just take it and be responsible for the specific implementation." The director of the Associated Press commanded.
Xu Jiming returned to the office, and he wanted to tell Zhou Jianping the news, "Jianping, have you received the documents from the Municipal Planning Commission?" ”
"What documents does the Municipal Planning Commission have? I haven't received it yet, and I don't know if Director Zhao has received it. ”
"Let me tell you, the support policy for your new project has been put in place, and we have just received a document from the Municipal Planning Commission and the Finance Bureau, and the subsidized loan for your new project will be arranged in our single bank."
As soon as Zhou Jianping put down the phone, Zhao Xinmei pushed the door in with a document, "This is a document issued by the Municipal Planning Commission and the Finance Bureau, it has just been delivered, you can take a look." Zhao Xinmei handed the document to Zhou Jianping.
"It seems to be the same thing, and a friend from the Associated Press called just now to say this." Zhou Jianping looked at it, "It's not discounted at all, Xinmei, it's exactly the same as your idea, and even the liquidity has been solved." I really didn't expect it! ”
"However, when Section Chief Shi talked to me about this matter that time, she made a request." Zhao Xinmei said.
"What does she want?"
"As I said before, she asked us to put the project in her hometown of Bincheng."
"Hey, that's not too much to ask, or there's nothing else, didn't we already agree." Zhou Jianping felt that Section Chief Shi was a little verbose.
"There is another thing, I don't know if you have noticed, the re-assessed land value of the old factory is one piece worse than the subsidized loan amount supported by the government, which may be a bit troublesome in the loan operation." Zhao Xinmei reminded.
"Yes, the two don't match, and the extra part of the subsidized loan, if the bank asks for additional guarantees, then it's troublesome." Zhou Jianping has too much experience of the difficulty of finding a guarantor, and when it comes to loan guarantees, he scratches his head.
Zhao Xinmei thought for a moment, "This subsidized loan originally included two parts: project construction and working capital, don't you have friends in the credit union?" Can banks split the subsidized loan into two parts? ”
"Are you saying that the subsidized loan will be divided into two parts: fixed asset investment and working capital?"
"Yes, it's easy to separate because the working capital loan doesn't need to be secured. It's just a friend in a general relationship, and the other party may not be willing to do this with you, because it is more troublesome to operate. Zhao Xinmei said.
"Good idea. As for the friend of the credit union, he is the executive deputy director of the association, and there should be no problem in handling this matter, do you still remember my classmate Ma Xingwei, who is a lawyer, in my relationship with him? The relationship between the three of us is very good. Zhou Jianping said.
"The speed of development is beyond our expectations, at this point, it can be said that the preliminary preparations for the project have been basically completed, and the next step will be to enter the project implementation stage, I think you should be the leader of this project, I should retreat to a secondary position."
"It's all about the two of us, it doesn't matter who is the team leader."
"Jianping, it's not that I shirk my responsibility, I think it is more appropriate for you to be the team leader when entering the project construction stage, because there are some things that require you to make the final decision, especially those involving money, which can only be decided by you personally. Don't worry, I don't have to worry about the work I should do, I will continue as always. ”
"I believe this, well, the next step is to enter the project construction stage, how do you think our work level should be arranged?" Zhou Jianping said.
Zhao Xinmei thought for a while, "My suggestions, summed up in the following points, the first thing to do is 'double implementation', that is, to implement the construction funds and project construction land at the same time." Second, inspect similar enterprises, determine the technical route, build the factory construction, and recruit and train employees. Third, the implementation of the raw material base, otherwise the factory is built, but the raw materials are not settled, which will make people laugh off their big teeth. Fourth, investigate and determine the scope of the market. ”
"I am worthy of working in a management position in a large enterprise, and I have a clear hierarchy of considerations, proper prioritization, and a very clear logic. According to this order of work, the first step should be to implement the construction land and construction funds, we both divide labor and cooperate, I said hello to the friends of the Associated Press, you are responsible for the bank loan, I will implement the construction land, what do you think? Zhou Jianping said.
"Very good, let's get to work right away, and I'll arrange for the finance department to make the financial budget and loan application form in a while. I will contact Section Chief Shi again and ask her to contact Bincheng Town to determine the land for the construction of the project in the fastest time. ”
"Xinmei, there is one more small matter, I have already decided, now I will tell you."
Zhao Xinmei looked very indifferent, "What you have decided is decided, it doesn't matter if you tell me or not." ”
"You don't care about anything, I decided to buy a car for the factory, the model is set, it is said that the supply is tight now, I asked Ma Xingwei to find a friend, find a way to bring the car back as soon as possible."
"Hey, why did you suddenly remember to buy a car?" Zhao Xinmei was slightly surprised.
"It's so inconvenient to get in and out now, in fact, I should have bought a car a long time ago, the new project is about to start construction, without a car, both sides can't take care of it at all, and I even think that one car is not enough."