Chapter 285 Loans

Dai Ziyang paused, and then continued: "And what is a commercial bank? To put it bluntly, that is, we must pay attention to our own benefits and pursue profits, just like enterprises. After the establishment of commercial banks, no matter what kind of enterprises they are, whether they are state-owned, collective, or private, the banks must treat them equally, and as long as their loans meet the conditions and have suitable collateral, and the banks can make profits after the money is released, then the banks should lend. ”

Chen Mingyu nodded and said: "Yes, the commercialization of state-owned professional banks is the only way, and the sooner this road is taken, the more beneficial it will be to the country, and the sooner these commercial banks can break free from the countless mud, play their due role, and lay the foundation for a more standardized and healthy financial environment." ”

Chen Mingyu's words once again made everyone fall into deep thought, they could understand the deep meaning of Chen Mingyu's words, and at the same time, Chen Mingyu was deeply impressed by Chen Mingyu's deep understanding of the banking field.

After the meal, Luo Feng arranged for them to sing in a private room upstairs, and in order to liven up the atmosphere, Luo Feng also called a few young ladies to sing with him.

In such a high-end place as Emerald Bay Villa, the overall quality of the accompanying singer is also very high, not only to look good, but also to have a figure, the key is that the temperament is also very outstanding, and there is not much wind and dust, which is really commendable!

After everyone took turns singing a few songs, Guo Peng took Chen Mingyu to the corner of the sofa and sat down, and said, "Mingyu, today I suddenly said something about the VCD machine business in front of several of them, are you not angry?" ”

Chen Mingyu smiled: "What's so angry about this, you are also thinking about this project!" ”

Guo Peng looked at Cui Shiming, who was dancing with a tall and beautiful woman on the dance floor, and explained: "The reason why I said this in public today is not because I want to invest with Brother Feng, but mainly for Brother Ming." We want to buy production lines from overseas, the procedure is very cumbersome and complicated, and a whole set of things down, maybe it will drag on for more than half a year, and it may even not be done. However, if there is coordination among the leaders of the province's foreign trade and economic cooperation, the efficiency will be much higher. Brother Ming's own uncle is the second-ranked deputy director of our Provincial Foreign Trade and Economic Cooperation Commission, so I thought about asking Brother Ming to help. However, Brother Ming is usually very difficult to talk to, although he and my cousin are small, but if I go to ask him to do something in private, I will have to go through a lot of trouble. However, Brother Ming is a very face-saving person, so I told this matter in public, and then begged him for help, he has such a good face, so he naturally agreed decisively, hehe......"

Chen Mingyu also smiled: "Yes, Xiaopeng!" ”

Guo Peng handed Chen Mingyu a glass of red wine and said, "Mingyu, when should we start working on this project?" ”

Chen Mingyu smiled: "What? Can't wait? ”

Guo Peng said frankly: "It's a little. I don't lack money now, but I don't have anything to do, and I'm uncomfortable all day long! ”

Chen Mingyu said: "Didn't I tell you some time ago that you should stock up on raw materials?" That's not enough for you? ”

Guo Peng said depressedly: "Don't mention it!" My dad doesn't know what to think, some time ago, he talked to me seriously, and told me to resolutely not do business outside under his banner, otherwise, he would not have my son. In addition, he also asked his secretary to greet the people below, if anyone dares to take extra care of me, then regardless of whether there is a violation or not, he will let this person not be able to eat and walk around! Hey, Mingyu, do you say you have such a father? The business of hoarding raw materials was originally based on personal connections, but now my dad has blocked all my networks, and this business can't be done at all! Therefore, I didn't dare to mention it to my father when I was doing VCD machine business and buying production lines from abroad this time, but I went around in a circle and begged Brother Ming. ”

Listening to Guo Peng's words, Chen Mingyu couldn't help but be a little moved.

Guo Peng has not been doing business for a day or two, and even when Guo Peng was still working in the Public Security Bureau before, he had already started to do business "part-time", and Guo Peng's father didn't care about him so strictly? Now that Guo Peng has officially resigned and gone to sea, why did his father suddenly manage so strictly?

This is a bit of a normal logic!

Suddenly, Chen Mingyu thought that the city would be changed at the end of this year, and Guo Yuancheng, as the executive vice mayor, was very hopeful to be promoted to mayor. Of course, I don't know how many people covet the mayor's throne, and Guo Yuancheng must also face very fierce competition! The officialdom struggle is very cruel, and all kinds of conspiracies and conspiracies emerge one after another!

Perhaps, Guo Yuancheng was worried that Guo Peng's business would be used by his competitors, so he asked Guo Peng so strictly!

Thinking of this, Chen Mingyu said: "Xiaopeng, don't complain too much about your father, your father's identity is sensitive, and this year is another year, your father's competitors may be staring at you, so your father is strict with you, and you must also understand." ”

Guo Peng nodded and said, "I also understand this, but I still feel a little uncomfortable." Forget it, let's not talk about this, let's talk about the VCD machine business. Mingyu, when did you start doing this? ”

Chen Mingyu said: "It's okay now!" In this way, Xiaopeng, I will introduce you to a partner in the past few days, after you get to know each other, we will discuss this matter in detail, and then you can go abroad to inspect the production line. As long as the production line can be negotiated, it will be easy to acquire land and build factories. ”

Guo Peng said happily: "Okay, then I'll wait!" Hey, Mingyu, curiously ask, what did this partner you introduced me do before? What age? I'll understand in advance, and then I'll be able to deal with it! ”

The corners of Chen Mingyu's mouth flashed with a playful smile, and he said, "Xiaopeng, you may have forgotten to ask a very important question. ”

"What's the problem?"

"Male? Female? ”

"Male? Female? Guo Peng didn't react for a while, and then his face showed a sudden look, and he shouted, "Damn!" Mingyu, you didn't introduce a woman to me as a partner, did you? ”

Chen Mingyu smiled: "What's wrong? Isn't it okay for women? I didn't realize you were a macho person! ”

"Of course! Of course! I'm not a macho person. Guo Peng smiled, approached Chen Mingyu, and asked expectantly, "What age is this woman?" It's not an aunt, is it? Is it pretty? Is it abundant, or thin? ”

Chen Mingyu said with a look of disdain: "Damn! You're not good like a cat in heat, okay? Okay, let me tell you a piece of information first, this woman, not very old, looks good, but she is already married. ”

Guo Peng laughed lewdly and said, "It turned out to be a young woman!" That's what I'm looking for! ”

Chen Mingyu sweated wildly, picked up his wine glass, and said, "Yes, let's have a drink!" ”

At this time, Dai Ziyang, who had just danced, came over, and after he sat down next to Chen Mingyu, he also picked up a glass of wine and said, "Mingyu, Xiaopeng, have a drink." ”

After the three of them drank, Chen Mingyu said: "Brother Yang, I saw you dancing really well just now, I don't think it's worse than those majors!" ”

Dai Ziyang said with some smugness: "I like to dance, and I have also studied with some professional teachers, and the level is so-so!" ”

Chen Mingyu wanted to ask Dai Ziyang for help in the matter of loans, so he complimented: "Brother Yang, if your dancing level can only be regarded as so-so, then the professional-level must not be amazing?" ”

Thousands of wears, but sycophants don't wear!

Moreover, Dai Ziyang is indeed more proud of his dancing skills, and he also thinks that his dancing skills are not much worse than those professional-level, so after listening to Chen Mingyu's praise, he was very happy, and even had a feeling of meeting a confidant, laughed twice, and said: "Mingyu, we will be our own people in the future, if you go to the provincial capital, you must go to me!" ”

Chen Mingyu smiled: "Brother Yang, speaking of which, I really want to visit you in the next few days!" ”

Dai Ziyang said: "Oh? Something? ”

Chen Mingyu said with a smile: "I can't hide it, Brother Yang, I do have something to ask for." However, I don't think it's appropriate to say it here, so I'll prepare a gift for another day to visit you in the provincial capital. ”

Dai Ziyang patted Chen Mingyu on the shoulder, and said with a smile: "Mingyu, I just said, we will be our own people in the future, if you have anything, just tell me, don't be polite!" Xiaopeng knows that I am a temperamental person, if it is someone I don't like, I am definitely not interested in chatting with him here, but if it is someone I regard as a friend, then there is no need to be polite at all. ”

Guo Peng also said: "Yes, Mingyu, Brother Yang is very righteous!" If you have anything to say, just tell Brother Yang, you're welcome! ”

Chen Mingyu said: "Brother Yang, since this is the case, then I will say it directly." ”

Dai Ziyang said: "Just say it directly." ”

Chen Mingyu said: "Brother Yang, I am now the deputy director of the Huayang County Development Zone, but the development level of our development zone is very poor, and it ranks low in the city. Now, in response to the call of the central government, the province is carrying out the work of closing and dismantling the development zone, and specifically in our Qingjiang City, there are only four places in total. Judging from the current ranking, our Huayang County will definitely be abolished. However, the leaders of our county party committee gave us a death order to keep the development zone no matter what. This task is difficult to complete, but since the leader has given me this task, I still want to do my best to complete it. After my research, I found that the development zone in our county still has advantages in terms of preferential policies for attracting investment, business environment, and resource level, among the eight counties and two districts of Qingjiang City. The main reason why the development zones in our county are developing so slowly is that there is too little capital investment, which leads to lagging behind the high-ranking district and county development zones in land acquisition, demolition and infrastructure construction. So ......"

Speaking of this, Chen Mingyu paused deliberately.

Dai Ziyang smiled knowingly and said, "So you're going to let me give you a loan in the development zone?" ”

Chen Mingyu smiled: "That's right! I think that if we can inject a loan into our county's development zone, then our county's development zone will definitely skyrocket! ”

Dai Ziyang pondered for a moment and asked, "Mingyu, how much loan are you going to take?" ”

Chen Mingyu exhaled lightly and said, "At least two hundred million, but of course the more the merrier!" ”

"Two hundred million?" Dai Ziyang couldn't help but take a breath, looked at Chen Mingyu with some surprise, and said, "Mingyu, your hand is really big enough!" ”

"Hehe, Brother Yang, I think that since I want to do it, I must try my best to do my best. Otherwise, it would be better not to do it. Chen Mingyu said.

"That's right, you're thinking about the same thing as I do. Either do it well or don't do it, and it's better not to do anything in vain. Dai Ziyang said with a smile, "Mingyu, let me tell you something thorough, although the number you said is a bit big, it may not be impossible." Of course, it is obviously impossible to get 200 million in place at one time, and if you pay in installments, there is still hope! In addition, this money cannot be lent to your development zone, but in the name of your county government. As for the reason, you should know ......."

Chen Mingyu didn't expect Dai Ziyang to agree so happily, and couldn't help but be a little overjoyed, and said, "I understand! Brother Yang, I really don't know how to thank you! ”

Dai Ziyang shook his head lightly and said with a smile: "Don't be in a hurry to thank me first, I'm just saying that now, but I haven't lent you the money yet." In addition, I don't have the power to make decisions about such a large amount of money. What's more, apart from your county, there are not many governments at all levels who want to borrow money from us! ”

Guo Peng helped: "Brother Yang, aren't you just in charge of this piece, you must help Mingyu!" ”

"That's for sure!" Dai Ziyang smiled: "Okay, then I'll say another thorough word." Mingyu, I will help you in the specific operation of this matter, but it is definitely not appropriate for you to come forward when such a large loan is involved. And I don't think it's your idea alone, right? Then, after you go back, talk to your county party committee secretary about this matter, and let your county party committee secretary personally come to the provincial capital to find our president to tackle key problems, and I will be responsible for beating the side drum for you. In this way, the success rate of the matter is relatively large. ”

Chen Mingyu understood, picked up the wine glass, and said, "Brother Yang, I understand!" I would like to toast you with a glass of wine today as a token of appreciation! After the matter is completed, our Huayang County will definitely not forget your help! ”

Of course, Dai Ziyang also understood what Chen Mingyu meant, smiled, picked up the wine glass, and said, "It's easy to say, it's easy to say." ”