After thinking for a while, Xu Haodong took out a written material and handed it to Li Zhihong, "Leader, the meaning I want to express is all on it." I state three points: first, only the problems, not the achievements; Second, there is also my father-in-law's analysis and judgment of the economic situation in the province; Third, personal views are not rigorous enough and are only for the reference of leaders. ”

Li Zhihong flipped through the materials, and after browsing each one, he handed it to Dai Changming.

It took about ten minutes for the two provincial leaders to read Xu Haodong's materials.

Dai Changming said: "It is very sharp, very profound, and it has put some effort into it, especially about the analysis and thinking of the financial system, which is very to the point. ”

Li Zhihong said: "Changming, the evaluation is very high. ”

Dai Changming said: "Secretary, I don't know much about economics, let alone finance, but I agree very much with what Haodong and Professor Xu said. Our current financial system is indeed chaotic, as the material says, chaotic, chaotic into a nest of porridge. Especially in terms of financing, as long as it is a government at or above the county and city level, it can be financed by a platform, and there is no supervision or supervision is in vain, which is the main reason for the formation of government debt at all levels. ”

Xu Haodong said: "When it comes to chaos, I can give an example. Leaders, please specify the specific amount of the provincial government's debt. ”

Li Zhihong said: "I don't know, it's just an approximate total. ”

Dai Changming said: "I don't know even more. ”

Xu Haodong said: "Give another example. In our current entertainment industry, there is a take-all phenomenon, singing a good song, as if you can do anything. Those who sing go to act, those who act become directors, the directors also work on scripts, and some simply write and produce and lead actors. The current financial world is the same, a bank clerk can still play funds, engage in financial management, and speculate in stocks, he can do anything, but the result is that he can't do anything well. ”

Li Zhihong snorted, "You have a saying here, invisible debts are not the same as hidden debts, what does this mean?" ”

Xu Haodong said: "Let me give an example. When I was a researcher in the Haizhou CPPCC, I was invited to conduct research in a town in Haizhou City, which is one of the top 100 economic towns in the province and among the top 300 in the country. At that time, it was the end of the Lunar Calendar, and there was no money in the town, not only did it run out of money, but it also owed a lot of debts that were made of white slips. At the township level, if there is no money, it will not be a good year, and subsidies for village cadres, wages for temporary workers, condolences for needy households, bonuses for cadres and retired cadres, and so on, and so on, all need to be spent. The town leaders asked the secretary of the municipal party committee who accompanied me for money, and the secretary of the municipal party committee said that the city was also borrowing money for the New Year. In the end, the secretary of the municipal party committee said, you ask Xu Haodong, he is the God of Wealth. The town leader said, Investigator Xu, if you help us get money, let us call you grandpa. ”

Dai Changming asked, "What solution have you thought of for them?" ”

Xu Haodong said: "The town is famous for its leather industry and small hardware inside and outside the province, and the leather market and small hardware market are located in the center of the town, built next to each other. Between the two markets, there is a co-working office dedicated to the management of the two markets, with a total of twelve bungalows. I said to the town leaders, 12 bungalows occupy a lot of land and there is too much waste, you have converted them into six three-story buildings, and the extra rooms can be rented out to increase income. And the vacated six foundations were sold first and then approved, and sold to private people to build private houses, and the money will come. They did so, and the six foundations were sold in a hurry, for a whole fifteen million dollars. ”

Dai Changming smiled, "Your method can be called killing chickens and taking eggs." ”

Xu Haodong said: "This is also a helpless way, the town was already in debt of 200 million yuan at that time, and most of the money owed came from the bank. It's really not a good idea, but at least it can give them a good year, and they don't even think about it. However, the money came and was spent quickly, totaling 15 million yuan, 3 million to the municipal treasury, 2 million to the market office, 1.5 million to repay the white slip account, 1 million to the wages and subsidies of village cadres, 1 million to the wages of temporary workers, 500,000 yuan to the needy households, 1.5 million yuan to the cadres and retired cadres in the year-end bonus, and 3.5 million yuan to repay the bank arrears and interest...... There are still 15 million left. ”

Li Zhihong said: "This 15 million yuan is what you call an invisible debt? ”

Xu Haodong said: "Isn't this a debt? This is the conversion of collective assets into cash and spent, and not only in advance, but also at a discount. If the six foundations are really put up for auction, the actual value of each should be more than 3.2 million. So for the New Year, the money they spent was not fifteen million, but more than nineteen and two million. ”

Li Zhihong said: "This situation is not uncommon below. ”

Xu Haodong said: "There are many, many different ways, but the essence is the same. The so-called snake has a snake road, shrimp has a shrimp road, the richer the township owes more debts, and the poor township is better. There is no independent financial budget at the township level, and the income is basically fixed, but the expenditure is not fixed, especially the capitation fee, and there are a large number of temporary workers at the township level, and supporting these temporary workers is a huge expense. ”

Dai Changming said: "Haodong, do you need so many temporary workers at the township level? ”

Xu Haodong said: "Secretary Changming, if you want to say this, I have to say that you are not grounded." Taking Yunling City as an example, the permanent population has exceeded 3 million, and the non-resident population has reached nearly 4 million. However, the official establishment of our 30 townships and streets is less than 5,000 people, including handymen and cleaners, and there are only 4,000 cadres who really take on work and responsibility, which means that each cadre has to face an average of 1,000 citizens, and even if he has three heads and six arms and turns 24 hours a day, the work cannot be completed. Therefore, temporary workers are necessary, such as our Yunling City, there are nearly 5,000 temporary workers at the grassroots level, and I think it is indispensable. ”

Dai Changming said: "Haodong, I really don't know much about the township streets, you might as well talk about it in detail. ”

Xu Haodong said: "Temporary workers at the township and street level can be divided into three main categories from a financial point of view. One is the full allocation of the municipal finance, including salaries and subsidies, etc., which is basically the same as the official establishment, such as the auxiliary police of the police station. The first type is the insufficient appropriation of the municipal finance, the township street reports, the city recruits, and the contract is generally three years. There is also a category of city finances that do not bear the burden, and their expenses are also borne by the township and town streets, and there are 1,500 people in Yunling City, and the average annual expenditure per person is 100,000 yuan, and 1.5 billion yuan is needed a year, which must be solved by the townships and towns themselves. In addition, this year-end bonus is also solved by the township streets themselves, even if the average person is 10,000 yuan per year, it will take 100 million yuan a year. Adding up the above two items alone, 30 township streets need 250 million yuan, with an average of 8 million yuan per township street, and township streets basically have no fixed income. Therefore, everyone says that whether you can be the first and second in command of the township streets depends first on whether you can get 8 million yuan or 10 million yuan a year. ”

Li Zhihong asked: "Haodong, I heard that you are carrying out financial reform at the township and neighborhood level, how is this work going?" ”