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He Shunqing said apologetically: "My father-in-law has a lot of opinions about me, he said that he is also a machismo, but when my mother-in-law was pregnant with you, he still took care of you a lot, but I didn't even feel it at all." ”

Song Yufang said very understanding: "How can I blame you." Redundant people who have been laid off must be very difficult for you. It's not easy to find an errand, and it's a long-time colleague, so it's unbearable. ”

Speaking of work, the smile on He Shunqing's face became heavy: "Maybe...... The main office has to walk more than halfway. ”

"How could the impact be so big this time?" It was also difficult for Song Yufang to imagine how deserted such a magnificent building would be if half of the people were gone.

He Shunqing helped her to sit down at the dining table, and slowly explained: "Because the impact of the previous runs has not been completely eliminated, the waves of unevenness and waves have risen again and again, and they naturally can't bear it." The Shanghai branch borrowed 600,000 yuan from a foreign bank, but this does not mean that it is fully capable of repaying. The market in the south is also turbulent, and there are several branches that have been losing money year after year, so we are considering shrinking our business and turning them into sub-branches. ”

Song Yufang sighed: "Then it will not only shake the internal military heart, but shake the confidence of the entire market." ”

"It's better than the big news of a central bank crisis." He Shunqing was worried about the fish soup, quickly turned around and returned to the kitchen, and said, "Okay, let's wait for the meal wholeheartedly, and I won't talk about these unhappy things today." ”

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If Song Yufang wants to recall her first child, the anxiety and expectation in her mind about being a mother are very short-lived. This year, there was a shortage of silver and foreign in the Shanghai market, which once caused a financial panic. The Women's Bank, which had just been established for less than a year, was hit hard. Zheng's finances were extremely tight, and the Ministry of Finance sold a large number of official shares of the Bank of China, and finally only kept 50,000 shares. This sluggish situation makes everyone have no smile on their faces.

Not to mention that Song Yufang, who is anxious about work, has no time to take care of her body, even her parents often become careless because of the money they just took out today, and the rice they can buy the next day is immediately a few taels less. Almost everyone lives a life that they can't even manage themselves, and the arrival of a newborn baby does not bring much joy to the family.

This is another mouth to eat, many women on the same floor as Song Yufang, just after giving birth to a child, because they can't afford to pay for the hospitalization, they leave, leaving the baby crying all night long.

In order to avoid the risk of depreciation of paper money, the shareholders' meeting of the Women's Bank decided to buy a vacant land at the west exit of the grinding mill outside the front gate and exchange the shrinking banknotes for real estate that had relatively preserved value. However, in order to reduce expenses, the first thing to do is to invest a small two-story building on vacant land to serve as the office of the Women's Bank, so that the house that was originally rented in Xinkailu Hutong can be transferred. In the long run, you can save yourself the hassle of worrying about rent twice a year.

In order to take care of Song Yufang, who was about to give birth, the family hired an old mother to help. However, in just one year, the head office of the Bank of China automatically cut the salary by half from the top level. It was another economic downturn, and the operation of the women's bank was in a predicament, and she couldn't afford to give Song Yufang much subsidy on maternity leave.

Song Yufang, who returned home to recuperate, decided to be self-reliant, take care of her daughter Xiaobao independently, and save one person's rations for the family.

On this day, Fu Yongxi came to visit and couldn't help but talk about the current situation: "This battle is always endless, asking for this for a while and asking for that for a while, there is a saying in the banking industry, called 'more is afraid of robbery, less is afraid of run'." As she spoke, she picked up Xiaobao, who had just reached the full moon, from the crib, but the child's innocent smile could not arouse her smile.

Song Yufang had just come out of confinement, and she was still a little weak, so she nodded and said, "Yesterday Shunqing came back and slept for two hours. I heard him say that the local finances were tight, and the local branches had united to protest against the excessive accommodation of the government's expenditures and the frequent misappropriation of funds from the branches. According to the meaning of these branches, the misappropriation of branch funds in the future is not the final say of the head office, but the consent of the branch. ”

Don't mention Zheng Mansion, as soon as it is mentioned, Fu Yongxi is simply angry: "It's kind enough to protest at this time." Zheng Mansion has repeatedly paid money, not to do anything good, I am afraid that it is using his family's hard-earned money to shield others from the wind and rain. ”

"Did you hear anything about it?"

Fu Yongxi looked at Song Yufang's blank face, sighed, and then said: "No wonder you don't know, my aunt is afraid that you will break your eyes, so she won't let you read the newspaper during the month." At present, prices in France are inflated, and the franc is constantly depreciating. The French side suddenly proposed to return the unpaid part of the Gengzi indemnity to China, to repay part of the Sino-French Industrial Bank fund, and to compensate for the outstanding share capital that the Chinese government should pay to the Sino-French Industrial Bank, and by the way, to settle the arrears owed by the Chinese government to the Sino-French Industrial Bank. There is also a particularly nice sentence in it, and a considerable part of it should be allocated to the development of Sino-French education. But all these payments are to be calculated in gold francs. ”

Song Yufang was a little puzzled: "A franc is a franc, when will there be a golden franc?" ”

Fu Yongxi exhaled a breath of turbidity: "A concocted concept refers to the gold standard banknotes. At the price of gold, a silver coin fell from eight francs to less than three francs. If the government complied, we would have to pay France an extra 65 million. It was nominally a so-called humanitarian act by France towards China, but in fact it was a transfer of the loss of the depreciation of the franc to China. ”

"What?" Song Yufang, who was originally lying on the bed, sat up straight when she heard this, "Has this plan been passed?" ”

"It's almost there, but now the people's grievances are difficult to settle, and it may be put on hold for the time being. But there is also gossip that the French minister still showed optimism in private conversations. Fu Yongxi hugged the little lump of meat in his arms even tighter, sat on the edge of the bed, and whispered to Song Yufang's ear while handing over the child, "Yu Sibai exposed the false concept of this golden franc in major newspapers and periodicals, and now the Zheng Mansion is chasing him on charges of the Red Party. ”

At the moment, the word "Red Party" is the most unpleasant word in Zheng Mansion, Song Yufang knows the taboo, and only asks with her mouth: "When is it?" ”

Fu Yongxi's face became extremely gloomy, and he shook his head and sighed: "Just two days ago, when I got the news, he had already been sent on the southbound train. Time was in a hurry, and there was no time to inquire about his whereabouts. The only way to go to school often is to see if the teachers you are good friends with have received letters. ”

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In the 14th year of the Republic of China, the Women's Bank was shrouded in a gloomy mist not long after the third anniversary celebration.

Shanghai Huashang Bank and Qian Zhuang closed their operations in protest against the May Day massacre.

Fu Yongxi held the newspaper, and the whole person was anxious as if he was on fire: "There is still a strike in Shanghai, and it has been a full twenty days. ”

Song Yufang frowned, pointed to the deposit curve, and sighed: "This dozen has directly punched a big hole in the efficiency of our bank." ”

Mrs. Xiong rummaged through a pile of bills and scratched her hair unkemptly: "The training class has been stopped, save a lecture fee." Although the approval of the Women's Entrepreneurship Fund has been suspended, the funds previously invested have become bad debts. ”

"Are there any banks willing to lend money?" Song Yufang asked.

Mrs. Xiong shook her head: "The revolving money of the previous loan has not been fully repaid, and the separation between the north and the south makes life difficult for foreign banks." ”

Fu Yongxi said the conclusion that no one wanted to say: "Then we may have to ...... Prepare for the worst. ”

Song Yufang held back her emotions, and the last bit of hope in her heart was not completely extinguished: "A small bank like ours can't withstand the rapid ups and downs of the bond market, so I can only ask Bank of China for help after thinking about it." Zhang Qingyuanjun promised me that he would definitely take the time to come over today. ”

Fu Yongxi lay on the table regardless of his manners, stunned and in a daze, and sentenced himself to death for his entrepreneurship in the past three years in a tone of despair: "It's really not good, we still have this small building, and we won't completely ruin our reputation." ”

"I didn't propose to buy this land to pay off the debt one day." Mrs. Bear coughed uncontrollably.

Zhang Qingyuan arrived as promised, he saw the three ladies with frustration written on their faces, and comforted him repeatedly: "It's not that there is any problem with your business, and it's not that the woman's savings can't be handled." The situation is like this, and the gods can't save it. The bandits outside the gate are about to come in, and the hooligans from the south are eyeing them again. The entire banking industry, half of which is still light. ”

At this point, too much self-blame is useless, Song Yufang is difficult to say because of some words, and her voice is as low as a mosquito: "We also have preparations for this, even some bits and pieces of accounts, but they add up to ......."

In fact, the Bank of China has also tightened its belts and worked hard, starting from the president, voluntarily taking less salary to save expenses. Moreover, the Beijing branch has been changed to a sub-branch two days ago, and it is under the jurisdiction of the Tianjin branch. Under this kind of economic decline, it is not ruthless to sweep the snow in front of the door, and if this favor is really not helped, there is no way to do it.

Surprisingly, Zhang Qingyuan has always been very supportive of women's self-reliance, so he agreed very quickly: "If there is an account that cannot be cleared, I will do my best to help." ”

Needless to say, there is no need to say gratitude, because Zhang Qingyuan has a lot of affairs at hand, and it is inconvenient to stay for a long time.

Song Yufang kept sending it to his door, but Zhang Qingyuan was not busy leaving, took out a business card from his pocket, and said, "I rushed over to meet you, mainly to ask if you would like to leave Beijing and go to Shanghai?" The Women's Savings Bank in Shanghai has just been set up and is in need of manpower. I think you're a good fit for Miesf, and I've said hello over there. Shun Qing should have asked, but I don't think there are many talents in this area, I'm afraid that he will make decisions for you because he is reluctant to separate the two places. ”

"Thank you for bothering so much about the two of us, but I also have to go back to discuss Shunqing before I can decide." Song Yufang took the business card, and it was definitely impossible to choose for a while, "It's Mi Sifu's side, I don't think she has a big problem." ”

Zhang Qingyuan seemed to be more like a lobbyist who was entrusted by others, and repeatedly persuaded Song Yufang that he must think about this matter: "After all, you started two years earlier and have accumulated a lot of experience. It's not all for you personally, it's really hard to find anyone else in Shanghai. ”