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Song Yufang's proposal is about encouraging women to start their own businesses, and hopes that the shareholders' meeting will approve a start-up fund to set up a women's entrepreneurship foundation to provide certain financial support for aspiring young women in society.

In the process of making a speech, almost no one interrupted her, and the final vote was passed by a happy unanimous vote.

Next, Fu Yongxi's speech: "The topic I am preparing is to implement interest-free loans for poor farmers and relax the examination of loan applicants. ”

Just said a topic, and some people objected: "This is very risky, at most it is to lose profits and make money, in case people run away, it will even lose all the capital." ”

Fu Yongxi looked at the shareholder and explained with a smile: "No matter how poor a poor peasant is, he still has one acre and three points of land, and the risk is not too big with the land deed as collateral. In addition, once this poor peasant loan spreads, it can actually increase our visibility among scattered small households. There are only a few banks in Beijing that accept low-threshold account opening, what do we lack compared to others? There was a lack of an opportunity to break the women's bank that only accepted women's savings, and although we had a lot of advertisements in the Bank Weekly, very few men had opened accounts for these ads. If we can become the first bank in Beijing to try the low-threshold loan business, it will definitely attract the attention of a large number of people. There are many men in the poor peasants, and if men can borrow money from women's banks, why can't they come to women's banks to save money? It is not only for public welfare, but also for publicity, and by the way, it can also break the misunderstanding of us in society, which can be said to kill multiple birds with one stone. ”

Mrs. Xiong motioned to Fu Yongxi to stop for a while, and she also had something to say: "Miss Fu, today's topic is all about the plan to take money out, and as for recovering funds, it seems to depend on chance." But we don't have money to sit on, and we need to talk about open source. ”

Fu Yongxi patiently listened to these different opinions before eloquently expressing his own opinions: "I don't pay attention to this issue, but I need to look at it this way." Banks that are too gender-colored will always have a narrow business scope, so they may not be able to go a long way, and I think we should be prepared for this. Our group of people can come together not just to make a lot of money, but to earn money that can maximize the social value of women in addition to maintaining the daily operation of the bank, and at the same time help women at the bottom. Then it seems that only staring at the money bags of the idle class is less of a high-level meaning, and to extend its tentacles to other classes, it is necessary to pay some first, and risks also coexist. Therefore, it depends on the choice of shareholders whether we should be inclined to commercial or public welfare to run this bank. ”

At this time, the bank supervisor suddenly interjected: "I don't think it's a matter of choosing between public welfare and business, but the situation of Chinese-funded banks is too bad." CCCC and CCCC are finally the thickest arms, but the run has grown from year to year. This time, it was the turmoil in Tianjin that spread to Beijing, and the two banks complained to their branches about the urgency, and in the end, it was the old way of turning the tide, which was to borrow money from foreign banks. Currency issuance is chaotic in various places, and foreign banks are gearing up for every bit of our trouble, but our market is powerless to compete. To put it simply, if a Chinese-funded bank can survive, it will have to bear a huge risk, but according to the method discussed now, it is simply a risk on top of a risk. ”

One guy mentioned the entire economic environment, which immediately plunged the venue into silence.

Fu Yongxi looked at the manuscript in his hand, and suddenly felt a strong sense of frustration.

The first to break the deadlock was Song Yufang, who proposed: "There are three banks in the southern banking industry. In the north, plus the Zhongnan Bank, which was only established at the beginning of this year, there is also a small alliance of the four banks in the north, why don't we join it? Their share capital is much larger than ours, they started it earlier, they are more mature in business, and their ability to resist risks naturally surpasses ours. Foreign banks are eyeing us, and China Commercial Bank should be sincere and united. I think that although our ability is limited, at least our joining can become a kind of propaganda for them to continue to win over their peers, and we should talk about it. ”

Mrs. Xiong gave a different opinion: "I think the official background is more solid. ”

Fu Yongxi continued: "That's the two lines of CCCC, as a former employee, Mi Si Song and I have the right to speak. The issue of official shares in the operation of the two banks of the CCCC is actually more obstacle than help. ”

Obviously, the differences in ideas exposed at the meeting were getting bigger and bigger, and the agenda behind was very difficult for a while.

###

At the end of the meeting, it was dinner time, and Fu Yongxi pulled Song Yufang to eat at a nearby Western restaurant.

I don't know if it's because of the bad work or the pregnancy reaction, Song Yufang's appetite is not very good.

Fu Yongxi noticed her abnormality and hurriedly asked, "What's wrong with you?" It looks haggard. ”

"It's not very comfortable to sit for a long time." When Song Yufang said, she rubbed her hands on her back and waist twice.

"You won't be ......" Fu Yongxi slowly moved her gaze to her abdomen and suddenly smiled.

Song Yufang saw that she had also guessed, and couldn't help but look at her stomach: "Is it obvious?" ”

"Really?" Fu Yongxi had a surprised expression on her face, and she couldn't wait to walk over immediately and touch her belly, "Why do you care about whether it is obvious or not, you should immediately ask the doctor why your appetite is so poor." Even if it's a normal reaction, it's not okay not to eat. No wonder I see that you always yawn when you have a meeting, and your nutrition is not natural and soft. ”

"The doctor said it was normal to have sleepiness for the first few months." Song Yufang spread her hands helplessly, "But how can the bank be separated from people, I have to hold on." Even Shunqing's side, I haven't figured out what to say. ”

Fu Yongxi made a joke: "I knew it first this time." Then, with a smile, he asked, "Are you afraid that once you say that, you won't be able to come out to work?" ”

Song Yufang shrugged her shoulders and said, "Otherwise, why else, I won't even announce the good news." And my mother's family is also a problem, some time ago I vaguely felt that my parents were anxious about this matter, always sent me tonics, and cared about whether I was uncomfortable, and if there was a little wrong, they would pull me to the hospital. This made me feel even more tired, and in order not to let them see that I was not in a good state, I often had to get up a little early, put on some powder, and pretend that I hadn't freshened up. ”

Fu Yongxi frowned slightly, and expressed her dissatisfaction slightly: "You are so tossed, Secretary He didn't notice it at all?" ”

Song Yufang looked around first, and then lowered her voice and said to her: "The head office of the Bank of China may have to drastically reduce its staff, even more than half. It was a big morale blow and I know he's working hard, too. ”

Fu Yongxi listened, but she didn't blame He Shunqing, she also began to contact management work, so she naturally knew the difficulties here. She shook Song Yufang's hand and asked, "So have you ever heard a saying that is popular now?" Peers don't look for peers. ”

Song Yufang smiled: "Then you are ingenious." ”

"We ......" Fu Yongxi's face did not show much sweetness, but showed some worries, "There is also a saying that people who are too similar should not be together." ”

"Like?" Song Yufang looked at her puzzled.

Fu Yongxi sighed: "He is changing his pen name now more often than before." As he spoke, he picked up the red cloth on the table and shook it to hint, "You know what?" ”

Song Yufang nodded knowingly, and her eyes became stern.

Fu Yongxi continued: "It's not that I don't support it, it's just ...... Take a risk to see if it's worth it, not to take a risk. ”

"I understand." Song Yufang nodded in understanding, and couldn't help but be curious in her heart, "Have you seen those?" Actually, I'm a little curious, is it really that scary? ”

I saw Fu Yongxi nodding vigorously to indicate that he had seen it, and then replied, "Of course it's not terrible!" After thinking about it again, he changed his words again, "But it also depends on whom." Just like I advocate opening up the loan conditions to poor peasants, in fact, the majority still do not understand. When it comes to risk, I was embarrassed to say that encouraging women to start their own businesses can be unanimously approved, so there is no risk at all? How much experience do women have in entrepreneurship, and what is the probability of success in statistics? But the poor peasants grew up in the fields as soon as they landed. Isn't it appropriate to refute me with risk? Of course, I don't think you should be mistaken that I don't agree with your proposal, but I'm afraid that others will, so I didn't say it just now. This is discrimination, which is not assessed at all in terms of real risk. ”

"Indeed, equality does not mean just speaking up for yourself." The more the topic was discussed, the heavier it became, Song Yufang couldn't eat it even more, wiped her mouth, and put down the knife and fork.

###

In the following month, He Shunqing began to run around again because the Tianjin city was difficult to maintain, and rarely went home to rest.

That night, when Song Yufang walked to the door of the house, she smelled the smell of food, and thought that the neighbor had cooked some good food, and she was very envious.

When I opened the door, I found that the lights were on in the kitchen, and there was also the sound of ping-pong.

Song Yufang walked over to take a look and found that He Shunqing had already come back and was busy working on the stove, so she asked, "You just came back, just buy some food, why are you still cooking so ceremoniously?" ”

"It's time to get off work." When He Shunqing heard the voice, he hurriedly stepped forward to take the briefcase in her hand, pointed to the dishes that had been placed on the table and said, "The four dishes on the table were all bought, and only one pot of crucian carp soup was stewed by me." ”

"No wonder it smells so good." Song Yufang rubbed her hands, closed her eyes and sniffed hard, opened her eyes and asked, "Do you want to celebrate anything today?" ”

"Celebrating our upcoming parents." He Shunqing grabbed her shoulder with one hand, put the other hand on her slightly bulging belly, and gently pecked her forehead.

"How do you know?" Song Yufang looked surprised.