Xu Haodong said: "The concept of leverage and the concept of investment are inseparable, simply put, you have 10,000 yuan of money, you need to invest 20,000 yuan in the project, and the other 10,000 yuan needs to be borrowed, then your financial leverage is doubled." By analogy, if you only have 10,000 yuan of money, you need to invest 500,000 yuan in the project, and you need to borrow 490,000 yuan, then your financial leverage is 49 times. You don't need to know what investment is and what leverage is, but you do need to know how high and low leverage you have in your investment behavior. ”

"Investment is risky, investment needs to be cautious, the bigger the investment, of course, the greater the return, but also the greater the risk. In the process of investing, the first thing to remember is not to follow the herd, especially not to listen to the misleading experts of the so-called. At present, there are so many experts in society, I think that at least half of them can be called liars, and the vast majority of the other half are spokesmen for interest groups, and perhaps only 5 percent of the experts are reliable. But there is one thing to remember, including my words, the words of experts can only be used as a reference, if you follow the words of experts, there is a chance that you will lose all your money. ”

"The investment should find the right direction, as I just said, whether to invest in the development project of the Dawan Islands and its surrounding waters, or to invest in the barren mountain greening project or the tidal flat aquaculture project. The house can not be speculated, the real economy is struggling, the securities market is chaotic, the market as a whole is oversupplied, and there is really no suitable investment direction at present, especially for our Yunling City, the whole market is very saturated. It is in this current situation that the municipal party committee and municipal government have launched four major projects, including the downtown plaza project, and I can say that the opportunity must not be missed, and the time will never come, at least in the next ten years, there will never be such a good investment opportunity again. ”

"After finding the right investment direction, it is necessary to determine the scale of investment, which involves the problem of leverage. You invest a million, and the million is your own money, and I don't think there's a problem. If you have 500,000 of your own, and the other 500,000 is leveraged funds, this is also normal. If you only have two or three hundred thousand yuan and need three or four times the leveraged financing, then you have to be cautious, because in this case, once you fail, it will be difficult for you to turn over in a short time. If you only have $100,000, I advise you not to take risks unless you work with others and take risks together. ”

"Of course, this is just my personal investment philosophy, and I am just for your reference. But I have always opposed irrational investment, I have done statistics, more than 80 percent of the enterprises that have collapsed in Yunling City in the past ten years are due to excessive investment, and they cannot turn over after the investment fails. Especially for small and medium-sized entrepreneurs, don't have the idea of eating a bite to become fat, the real world, especially venture capital, the proportion of good start is not high, to have a further step back three steps of mental preparation, three steps back after the investor can make progress, is the real master in the market. ”

"In addition, to distinguish between investment and consumption, these are two fundamentally different concepts. Consumption can be advanced, and tomorrow's money can be moved to today, because I have an expected income, and I can afford tomorrow's money. But investment is different, and the worst outcome of investment is that after the bamboo basket is empty, there are countless debts on the buttocks. ”

Speaking of this, Xu Haodong stood up and said with a smile: "I have said enough, but I hereby declare that it is for reference only, for reference only." In order to thank you for your trust in me, I would like to reveal to you a new investment direction, Yunling City is going to set up a new private bank, and to open this new private bank branches to other counties and cities, I think this is a less risky investment project. ”

Xu Haodong finally left the café, he refused Boss Liu to drive him, but chose to take a taxi home.

Xu Yunjie hadn't slept yet, nestled on the sofa, holding the computer codeword.

Seeing Xu Haodong coming back, Xu Yunjie took the computer, leaned over and smelled Xu Haodong, up and down with meticulous seriousness.

Xu Haodong couldn't help but smile, "Hey, do you distrust me so much?" ”

"There is nothing wrong with being careful, the alarm bell needs to ring for a long time." Xu Yunjie said seriously: "Brother-in-law, I went to attend the cadres' family meeting last week, and now my ideological consciousness is high. I am also anti-corruption and anti-corruption, to prevent you from making mistakes, especially in life style. ”

"Haha, did you check out anything?"

"Finding nothing, no feminine scent, means you're spotless and keeping a revolutionary clean."

"Well, that's called the purifier clearing himself." Smiling, Xu Haodong asked, "Xiaojie, I asked you to check that Zeng Lan, do you have any gains?" ”

Xu Yunjie shook his head and said: "It's also nothing, unless you do a human flesh search, it is difficult to find anything valuable." ”

"Forget it." Xu Haodong said: "But it is also said that the big leaders pay attention to protecting the privacy of their families, and Deputy Secretary Zeng will not easily expose his daughter to the public eye." ”

"Brother-in-law, are you interested in her?" Xu Yunjie stabbed Xu Haodong with her hand, "Hey, is she beautiful?" ”

Xu Haodong asked rhetorically: "What do you mean by being beautiful?" ”

Xu Yunjie said: "Face, figure, and temperament are based on these three aspects. ”

"Well, looking at it separately, that Zeng Lan's temperament can be scored ninety, and his figure can also be scored ninety, both of which are first-class, but that face is not good, fifty points are very reluctant. The total score is two hundred and thirty, which is equivalent to a good upper grade, so-so. ”

"What about me?"

"You, temperament seventy, figure ninety, face ninety, total score of two hundred and five, still a little short of excellent."

"Phew, you're only two hundred and five." Xu Yunjie kicked Xu Haodong, "Then, what about my sister?" ”

"Your sister, temperament is one hundred, figure is eighty, face is ninety, and the total score is two hundred and seven, excellent."

"Hmph, brother-in-law, you are still eccentric, I think I am on par with my sister."

Xu Haodong encouraged: "It's just a little bit, if you work hard, you can catch up with your sister." ”

Xu Yunjie turned cloudy and sunny at this time, "Compare my sister with me, I serve, I am not as good as my sister." But, brother-in-law, you are not allowed to compare me with that Zeng Lan, let alone be interested in her. ”

"Interested?" Xu Haodong smiled, "I won't be interested in that Zeng Lan, and it's useless to be interested, because someone is already interested in her, not only interested, but trapped in it and can't get out." ”

"Is it serious?" Xu Yunjie asked: "Brother-in-law, what kind of relationship do you have with that Chen Hui, if Chen Hui and Zeng Landong have an incident, will it affect you?" ”

"I don't know, God knows." Xu Haodong put away his smile and thought: "Getting in touch with Chen Hui is the biggest mistake I have made this year, so I have to reflect deeply on myself, and at the same time, I have to build a few firewalls in advance, so as not to burn up when the time comes, and I don't even have a chance to jump off the building and escape." ”

However, reflection was useless, and the firewall was too late to be built, and the tentacles of Chen Hui and Zeng Lan had already reached Yunling City.