Chapter 46 Who Buys a House
Chen Qing and his wife get up at 3 o'clock in the morning every day to make noodles and steamed buns, and sell them until 8 o'clock in the morning.
Sleeping until ten o'clock and having to get up to prepare the steamed buns for noon, sell them from half past eleven until two o'clock, and only then have a few hours of rest, until six o'clock in the afternoon, they will go out again at the stall.
The days are long in the summer, so they do business until after ten o'clock in the evening, and until eight o'clock in the winter, when the day's work is completed, and the cycle is repeated until three o'clock tomorrow morning, and they have been doing this work for seven years.
In the past seven years, they have only saved about 500,000 yuan, how could Han Peacock use such hard-earned money to buy a house for himself?
"Big brother, if you don't have enough money to buy a house, I'll give you some advances, it's impossible for me to use your money to buy a house." Han Peacock said with a heavy heart, just now Chen Rui kept asking him about his dissatisfaction with the house, and now he has also figured it out.
Their husband and wife worked so hard to earn this money, and it was so simple to send it away, and Han Peacock admired them.
Chen Qing said at this time: "Second brother, I said that the house will be in your name first, and if you don't use it in the future, you will return it to me, I have no intention of helping you buy a house." ”
Han Peacock said directly: "Then write the name of the eldest brother, the house is mine, and the mortgage is repaid, but the name on the real estate certificate must be written in your name, otherwise it will not be easy for Chen Ming to enroll." ”
Chen Rui said at this time: "Second brother, you listen to your eldest brother, this house will fall into your name first, otherwise you will not be able to talk about the object, will your brothers still divide each other?" Whose name can't be written? Your eldest brother is not afraid that you will not repay the debt, what are you afraid of? ”
A few people staged brothers, friends and brothers here, and directly looked at the manager and some staff members as stupid.
What's going on?
They have always rushed to be the owner when they bought a house, and it was the first time they saw that his brother and sister-in-law forced his brother to buy a house for him.
They have seen a lot of people fighting for family property, but they really haven't seen each other's concessions, and they don't know that Chen Qing is very Han Peacock is not a brother.
Seeing everyone staring at them stupidly, Chen Qing's voice couldn't help but get a little louder: "Second brother, if you want to recognize me as a big brother, don't say anything and sign the contract." ”
After speaking, Chen Qing also glared at Han Peacock, and Han Peacock was directly speechless, even if it was his own father and brother, no one had ever been so kind to him, a house, for all the migrant workers who have been floating in the magic capital, only they know best.
Others don't know the way, but don't Han Peacocks still know the way?
No one knows better than him that Chen Qing wants a house even if he dreams, and this is only what he owes Chen Rui and his wife.
In the past, Brother Liang had dinner together, and every time Chen Qing was drunk, he would keep repeating that he was sorry for Chen Rui and his wife, and he had not given them a stable environment or a home until now.
Now, he obviously has the opportunity to give his wife and children a peaceful harbor, but he gave it to himself without hesitation.
At this time, Chen Rui said: "Second brother, this is what the two of us discussed with Xiaozhu, this house will be bought for you first, and now you can make money, as long as you work hard and earn the money, you can buy us a bigger house." ”
Looking at Chen Rui's somewhat bitter smile, Han Peacock knew how much this woman wanted to have a house of her own, but now, she had to push it out, and only she knew how bitter her heart was.
"Sister-in-law?" Han Peacock didn't know what to say, he didn't know how to comfort this kind woman and their family.
Chen Xiaozhu couldn't help but say at this time: "Second brother, we didn't say that we would help you buy a house, this money is lent to you, the eldest brother and sister-in-law only have 500,000, and you have to pay the rest yourself, in addition to repaying the mortgage in the future, you also have to repay the money of the eldest brother and sister-in-law." ”
"The little girl knows what to say, don't interject, you don't have to worry about the money of the second brother, you use it first, anyway, we don't have enough to buy a house, when will you get rich, when will you pay it back, I am very confident in you now." Chen Qing was afraid that Han Peacock would have a burden and didn't dare to buy a house, so he hurriedly said.
Now Han Peacock should have no problem simply repaying the mortgage, if they repay their 500,000 yuan, it will not be accurate, in case Han Peacock does not buy a house, their hard work will be in vain, you must know that if there is no house, it is too difficult to start a family in this big city.
Han Peacock was in a panic, he couldn't say anything, and he was about to cry if he said that, if that was the case, he would be too embarrassed.
He stopped talking, lowered his head, took the contracts directly, and solemnly wrote his name.
Who else in this society can do that? You don't own a house, but you borrow money to buy a house for your sworn brother?
Now what is Xing is stabbing his brother a few times for money, instead of pulling out a knife for his brother to help him in the snow.
With such a good brother, what else can he say?
Han Peacock really hated himself a little, he obviously had the ability to let his brothers live well, why did he ignore them for ten years?
"Big brother, if my brother makes a fortune, I will give you a house, and if you have two words at that time, we will not be brothers." After Han Peacock signed, he solemnly swore an oath.
Seeing Han Peacock signing, Chen Qing finally breathed a sigh of relief, he is not a bad person, he didn't buy a house but slapped his swollen face and became fat, but he knew that his sworn brother was definitely not a person who took advantage of others.
Now he is just down for a while, and in the future, his money, Han Peacock will always pay it back.
It turned out that the reason why he didn't help Han Peacock was because his salary was too small to afford a house, and he couldn't keep even that little money, so he let his father take it away.
Now it is different, Han Peacock has the ability to repay the loan, and he is not being unscrupulously demanded by his family, so he can explain Chen Rui and buy a house for Han Peacock first, after all, Han Peacock needs a house for starting a family more than them.
There is absolutely nothing wrong with marrying a rich man, maybe you will say that women love vanity, or worship money, but if you have the conditions, are you willing to marry a poor bastard?
If you were a father, would you like your daughter to marry someone who has nothing?
Therefore, now if you want to find a woman who has a man with a real estate certificate to marry, she is not necessarily a money worshipper, after all, everyone wants to live a better life, what's wrong with this?
It is for this reason that Han Peacock needs a house more than them now, and they have a few brothers, as far as he is not settled yet, Chen Qing, as the eldest of the four brothers, naturally helps Han Peacock without hesitation.
I have to say that Han Peacock's vision is still good, and the brothers he has handed over are all good people, and even their families are not bad.
Whether it is Chen Rui or Chen Xiaozhu, they have no objection to Chen Qing helping Han Peacock buy a house, but this is not something that ordinary people can do.
"Don't worry, if you have money and make a fortune, even if you give us a villa, we will accept it unceremoniously." Chen Qing is very happy now, so he joked by the way.
But Han Peacock is very serious, he does have the strength to give Chen Qing's family a villa, and he is not joking, so he said: "Then when I ask you to sign at that time, don't you not sign." ”
Chen Qing watched Han Peacock sign the last document, and then said: "If you have the spare energy to buy me a house, I will definitely ask for it, now you still have to make good money, and pay off the mortgage first." ”
Chen Rui also said at this time: "That is, 5,000 yuan a month, 60,000 yuan a year, and it will be repaid in 20 years, a total of 1.2 million, plus our current down payment of 540,000 yuan, a total of 1.74 million, these money is not easy to repay." ”
transferred 500,000 yuan from Chen Qing's bank card, Han Peacock transferred 40,000 yuan, and handed over the 540,000 yuan, and in the future, Han Peacock only needs to deposit 5,000 yuan in the bank every month, so that the house that they are optimistic about in the end will be Han Peacock's.
And the bank is not afraid that Han Peacock will not repay the loan, because there is a house mortgage!
Originally, when you take out a loan to buy a house, you also need to issue a salary certificate, have a formal job, and the bank will only lend you money after verifying that you have the ability to repay, but now, these are all saved.
As long as you dare to lend, the bank will dare to lend, anyway, the house is there! It's a big deal to collect the house, and it is impossible for banks and real estate developers to lose money anyway.
The real estate certificate will not be issued for a while, but with the purchase contract, at most one month, the real estate certificate will be in hand, and now, Han Peacock still can't believe that he really has a house.
A few days ago, he was discussing the issue of the house and his wife with his Lao Tzu, and now there should be a house provided by his father for his son, but Chen Qing and his wife helped him buy it.
"How? Impressed, right? How good do you think my eldest brother and sister-in-law are? So even if it's for my eldest brother and sister-in-law, you have to live a good life in the future. Chen Xiaozhu said.
"What did the little girl say!" Chen Rui was afraid that Han Peacock would be embarrassed, so she hurriedly forked the road.
Han Peacock said: "How can I not be moved, I am also a family with a house, how about a little girl, give me a warm pot!" ”
Chen Qing said: "Don't move the house first, anyway, it has been renovated, although the decoration is not very good, but it can always live in people, and when you get married, you can decorate it well." ”
Chen Rui also said: "I'll contact you when I go back, it turns out that I mentioned to my aunt, if there is nothing to do tomorrow, let you meet my cousin, if both parties have no opinion, you will date first, after a period of time, if the two sides can talk, you will get married, you are not young, you are twenty-eight, my cousin is twenty-seven, and they are all of the age of marriage." ”
"That is, if you don't hurry up, you will become a leftover man and a woman." Chen Xiaozhu said.