The door was opened by an elderly woman in her sixties.

The old man looked at it, and when his eyes fell on Hua Ying, he showed great surprise, "Yingying? ”

Hua Ying completely lost her usual coldness and arrogance at this time, her face was full of smiles, and her tone couldn't be more gentle, she greeted, "Auntie, I didn't expect it to be me!" ”

The old lady was stunned for a while before she hurriedly greeted, "Hurry up, come into the house!" She shouted all over the room, "Old man, who are coming?" ”

From the living room, a spirited old man walked over, tall and slender, and the whole person looked full of energy.

He pushed his reading glasses and looked at them, and said in a very flat tone, "Oh! Then he turned around and went back to the living room.

The old lady felt that the atmosphere was a little awkward, and said randomly and enthusiastically several times, "This is your boyfriend?" Yingying, come inside! ”

Hua Ying smiled embarrassedly and walked into the living room, "No, no, he is a friend of mine, I will introduce him to the old leader." ”

Entering the living room, the old man just now was looking at the book, and his attitude towards Hua Ying was simply cold.

The old lady hurried over and pushed the old man.

Murong Wu put the book down, with a straight face, with a look of displeasure, he looked at Zhang Yunfan and asked Hua Ying again, "This is the person you recommended?" Did you graduate from college this year? ”

Hua Ying nodded, and he first introduced Zhang Yunfan, "This is the old president of our original provincial bank, President Murong. Also my old leader! ”

Zhang Yunfan nodded with a smile and said, "The old gentleman is fortunate, I am Zhang Yunfan, I took the liberty to disturb!" ”

Murong Wu's attitude towards Zhang Yunfan was not much better, and after glancing at him, he urged Hua Ying to say, "Ask you!" ”

"Uh-no, he's now the chairman of a private group!" Hua Ying said cautiously, "Yes, that's what I recommend."

"Chairman? Hehe" Murong Wu treated Zhang Yunfan with some disdain, and then he asked Zhang Yunfan, "Then let me ask this Chairman Zhang, your group has millions of assets?" ”

Murong Wu has played with money all his life, and he thinks that his level of looking at people is very accurate, Hua Ying was promoted by him under pressure before he retired.

But Zhang Yunfan seems to be too ordinary, and Murong Wu doesn't think this kid looks like the leader of a big company.

Zhang Yunfan finally knew who the person in front of him was, and he had heard this person many times in Hua Ying's mouth.

But he didn't get angry with Murong Wu because of his arrogance, because he had already arrived, and Murong Wu, the retired governor, seemed to be of great use to him.

Zhang Yunfan smiled and had a very modest attitude, "Mr. Murong, my Shennong Group is currently in Linyi City, with a market share of more than 30% and assets of more than 70 million!" ”

Zhang Yunfan's tone was very flat, but this shocked Murong Wu!

Seventy million? Could this young man, who looked like he was in his early twenties at best, be in charge of such a large business empire?

"Uh" Murong Wu suddenly realized that he seemed to be a little unreasonable, because of such a huge industry, Zhang Yunfan is so young, it is obvious that there is a family power behind this young man, and these consortium families often cannot be offended.

After thinking about it, Murong Wu asked, "What is your father?"

Zhang Yunfan was at a loss for a moment when he was asked, and when he didn't know how to answer, Hua Ying suddenly grabbed the question and said, "His industry is all his own hard work, and maybe this is not more shocking to you, because a year ago, he was just a silent vegetable farmer!" ”

"What?" Murong Wu was really taken aback, is this thing true or false? In one year, you have spelled out 70 million assets? Who is this kid? God-man?

Murong Wu finally realized how boring his actions and attitude were just now, and he seemed to understand a little bit why Hua Ying was under so much pressure to recommend this person.

"Uh, this Mr. Zhang." Murong Wu said, "Since your industry already occupies one-third of Linyi's market, why do you want to fight for this loan?" ”

Murong Wu believes that Zhang Yunfan's rapid rise must be problematic, rapid expansion, maybe now he has a bad capital chain? To urgently secure a sum of money so that the business can continue?

Murong Wu had a lot of question marks in his heart, and he wanted to know the answer.

Zhang Yunfan thought for a while and said, "To be honest, the purpose of my coming here is to get this loan!" Because this is not only a loan, but also a support policy from the provincial government! ”

Murong Wu nodded, "But it's too early for you to say this now, right?" Hua Ying should have told you that this loan is supported by the provincial government and the provincial bank for emerging industries, and your fruit and vegetable enterprises do not seem to have any competitive advantages among the dozen or so companies this time! ”

In the end, Murong Wu said, "Your project is not new enough, and to put it mildly, it seems to be a sunset industry!" Although everyone has to eat and drink, there is no room for growth in the market. ”

Murong Wu's question is very good, it is equivalent to finding Zhang Yunfan's lifeblood, whether he can participate in this competition, a very important aspect, is whether he can solve this problem.

But Zhang Yunfan's performance surprised Murong Wu a little, he smiled and asked rhetorically, "Old man, why does everyone think that this is a sunset industry?" Why do you feel that this industry does not have an advantage in competing with other industries?

On the other hand, if the Internet can change the world, can't vegetables change the world? ”

Zhang Yunfan's words surprised Murong Wu, but there seemed to be some truth, but specifically, Murong Wu felt that he couldn't say it clearly.

But Zhang Yunfan's words had the effect of waking up the person in the dream, and it aroused Murong Wu's interest even more, and he hurriedly asked, "What do you mean?" Let's talk about it specifically. ”

Zhang Yunfan saw that the other party was very serious, so he simply opened the conversation, he was finally able to tell others what he had thought for so long.

"Well, I've always had an idea of how to change people from the point of eating. If I do this, I can also make the so-called sunset industry in everyone's eyes into a new industry!

In fact, at present, our utilization rate of the food market is still very low! Few seem to be able to see this clearly. ”

Zhang Yunfan's point really made Murong Wu very curious, because in his opinion, clothing, food, housing and transportation, this is an industry that human beings have been constantly developing since ancient times, especially eating, which is the result of thousands of years of continuous evolution and optimization, and now it has basically become a solid situation.

Zhang Yunfan wants to change? Say the utilization rate is low? Just kidding.

But this thought only made him more curious, so he kept listening.

Zhang Yunfan continued, "The current market is nothing more than the three processes of production, sales and digestion, and now there may be another processing process, but it is nothing more than such a process.

Many people may not be able to find any new business opportunities on this well-trodden road, but that doesn't mean there aren't.

The current food industry is completely imbecile and passive, and most of the planting companies will swarm the same product if the market response is good.

And most importantly, the current market production and sales links are separated, which adds a lot of uncertainty, and when the sales link reflects the market response to the production link, most of the information is outdated, and the production and sales will consider their own interests, and the final result is that both sides ignore the consumer link. ”

Murong Wu listened very seriously, he nodded, and said, "You mean to integrate production and sales?" Hehe, as far as I know, there are already a lot of companies doing this, right? ”

Zhang Yunfan waved his hand and said, "No, if it's just like this, obviously it is impossible for me to establish an advantageous position among so many competitors." ”

"And what are you going to do?"

"I have only one goal! It's to eliminate the sales link! Zhang Yunfan said very seriously.

"Eliminate the sales link?" Murong Wu felt that he had heard something unexpected, "How can this be done?" And as you just said, this industry is composed of production, sales and consumption terminals, and you eliminate the intermediate links, unless you build a sales platform yourself! ”

Zhang Yunfan smiled, he obviously didn't have this kind of idea, let alone this kind of capital.

To establish a sales channel, the high price is enough to drag down the Shennong Group, which he has just built, and obviously he can't do it.

He looked at Murong Wu's stunned expression, and he actually felt a sense of accomplishment.

"I have an ideal, and I call it a new agricultural concept!" Zhang Yunfan said proudly, "The elimination I am talking about is of course not to completely eliminate this relief, but to weaken it and change the situation."

Zhang Yunfan spoke eloquently, he understood that if he wanted to conquer those who could help him obtain this vital loan, the prerequisite was to persuade Murong Wu, who was even more difficult to deal with than those people.

This should be a mock test!

In the past, this idea was just an illusory idea of Zhang Yunfan, but now, he suddenly found that he could get infinitely close to this ideal, because he had such a group under his command that could leverage a regional market.

The new agricultural concept that Zhang Yunfan mentioned has already taken shape in his repeated thinking for several days.

In the past, the sales process was crucial, but the first step in his vision was to remove this relief.

Zhang Yunfan has a personal experience of the uncertainty of the market, his father's era, the price of vegetables is very unstable, the first year may be eggplant to make money, the second year everyone is like a swarm of eggplant, the final result is a large number of eggplant on the market.

Five dollars last year, five cents this year.

The reason for this situation is the lag and uncertainty of information, and the main reason for this uncertainty is because of this link in the middle.

In the usual market, the sales link is important because it connects producers and consumers, and all channels of information between the two are this link.

Therefore, what Zhang Yunfan wants to do is to ban this link, and the purpose is to facilitate the smooth flow of information between producers and consumers.

But if this link is banned, how can the product be delivered to consumers? This is what Zhang Yunfan really wants to do.

(End of chapter)