Zhang Yunfan didn't say too much detail, just explained the reason for his acquisition, but this alone already made Hua Ying breathtaking.

This former small vegetable farmer now has such great ambitions and achievements, which is really unthinkable to her.

After listening to Zhang Yunfan's statement, Hua Ying was silent for a while and asked, "Do you have collateral?" ”

"My group has a large estate, which should be used as collateral, but I don't know if it's worth 100 million!"

Zhang Yunfan didn't know, but he knew that even if he superimposed his original industry with all the industries he acquired in Shengshi, it would not be worth 100 million, at best, 60 or 70 million.

However, this is already all the assets owned by Zhang Yunfan.

In fact, Zhang Yunfan has always carried the list of asset appraisals with him, and he handed it to Hua Ying. Hua Ying watched it from beginning to end.

She shook her head, her tone a little tangled, "The mortgage is not enough!" And my bank can't come up with such a sum of money! ”

Zhang Yunfan has a feeling that Hua Ying has been talking about herself for so long?

His face was not very good-looking, but then Hua Ying said, "Actually, there is still a chance for this matter!" ”

Zhang Yunfan thought to himself, I knew that there was a turn for the better in this matter.

"What chance?" Zhang Yunfan asked a little impatiently, "Tell me about it!" ”

Hua Ying nodded, "You should know that our Linyi Bank is funded by the Provincial Bank, so we are all from the Provincial Bank in terms of income and source of funds."

Every year, the provincial bank will respond to the call of the provincial government to provide financial support to some emerging enterprises, that is, a large amount of interest-free loans to support the construction of the capital market in the province!

But this funding is limited, and there are not many places, so I can help you get it then! ”

Zhang Yunfan's eyes lit up, because he realized that if it is the support fund of the provincial government, then there will inevitably be support in the policy, which is equivalent to a great good thing!

And if Hua Ying agrees to help herself do this, the success rate is very high!

It's just that Zhang Yunfan hasn't been happy for too long, so Hua Ying poured a basin of cold water on him.

Hua Ying said, "But this loan is not so easy to fight, after all, the number of places is limited, there is only one place in the province, but there are more than a dozen of them that want to fight, so I advise you not to have too much hope."

The most important thing is that almost all of the funds in previous years have fallen into the hands of emerging industries, and your fruit and vegetable group, in terms of competition, is simply not comparable with those emerging industries, so the probability is too low. ”

This basin of cold water did pour Zhang Yunfan a little lost, but he was not repulsed, but calmed him down.

Zhang Yunfan could know from Hua Ying's tone that this was a difficult road, but the road he had walked before was easy? Didn't he come over?

Can't give up! Absolutely not.

Hua Ying continued, "In fact, this is an activity carried out by the provincial bank in response to the call of the provincial government, with the purpose of optimizing the economic system in the province, supporting emerging industries, and changing the economic pattern.

Therefore, every time you can get a loan, it is only one of those companies after all, and the quota is actually set a long time ago.

You, a traditional enterprise, want to face to face confrontation with other people's emerging industries, not to say whether there are advantages, but a lot of disadvantages, the most important thing is to mainly support emerging industries, which is what the provincial government has to do, so your traditional enterprises will not be on people's menus at all. ”

Hua Ying said very clearly, although she didn't want Zhang Yunfan to quit, but she also made him understand how difficult this road was.

"Can you sign me up?" Zhang Yunfan asked.

Hua Ying pondered for a while and said, "Actually, the provincial bank has set a target for our local banks, and each bank reports a quota.

But everyone naturally knows what's going on, so don't think about it, branches in other places must be technology-based enterprises.

To be honest, in fact, many people have been looking at this quota in my hand for a long time, so I won't give it to you easily, lest others gossip, you have to fight for it yourself! ”

"Fight?" Zhang Yunfan asked with some doubts, "How to fight?" ”

Hua Ying took out a file bag from the desk drawer and threw it in front of Zhang Yunfan, "This is the information of your opponent at this stage, if you read this, you will naturally know how to fight for it." ”

Mysteriously, Zhang Yunfan took the file bag, turned out the contents and looked at them carefully for a while.

Huayang Internet Co., Ltd., the main business of the enterprise is an e-commerce platform.

The company has been established for five years, and it still has some competitiveness and influence in the whole Linyi City.

Zhang Yunfan saw the end, only to find the doorway, it turned out that this was a business planning plan.

Huayang Internet Company's goal is to build the country's largest Internet trading platform, and the plan is ambitious, but Zhang Yunfan looked at it for a long time and felt a little flashy.

He finally put the plan back into the file bag, handed it to Hua Ying, and said, "Grandstanding, no bright spots." That's my competition? ”

Hua Ying nodded, "Let's talk about his shortcomings." ”

"First of all, its company has been open for five years, and even the local market in Linyi has not been done, so it wants to occupy more or less of the national market, which is simply ridiculous.

Secondly, now this kind of Internet company is simply full of streets, and its company itself does not have any bright spots at all, will you choose it? ”

Hua Ying nodded, and finally smiled, "Come with me to the provincial capital tomorrow, let's go and find out the situation first, by the way, you can get a plan, just now you said its shortcomings, then see if your plan can avoid these!" ”

"Huh?" Zhang Yunfan was a little surprised, "Didn't you just say that I have to compete?" ”

Hua Ying put away the plan and naturally replied, "Just pay back your personal favor!" ”

Zhang Yunfan smiled, pies can fall from the sky!

It's better not to compete, it's trouble-free.

Zhang Yunfan left Hua Ying's bank and went back to the company directly, and while packing up his things, he handed over the matter of the plan to Ke Xinyi.

What kind of wolf ambition Zhang Yunfan has, Ke Xinyi naturally knows best. But he thought of what Hua Ying said to him.

In the end, he decided to let Ke Xinyi hand him a first draft, and finally let him polish it himself.

Early the next morning, the two drove directly to the provincial capital, walked around the provincial bank, and finally figured out the way.

Returning to the hotel where she stayed, Hua Ying's face was very bad, because the situation was very bad.

Hua Ying put all the information on the bed and said, "The current situation is very bad, because among all the thirteen companies participating in the competition, only we are a non-emerging industry.

The first is the type of enterprise, because the main support is the Internet, new media and new industries, so at this point, we are already lagging behind!

Second, looking at the prospects of the enterprise, needless to say, the three projects I mentioned above are the best in terms of the size of the current market and prospects! On the contrary, your fruit and vegetable industry is completely squeezing out others and eating turf, and the prospect can already be seen to death!

Third, it is the current situation of the enterprise, the provincial government will not invest money in those dying enterprises, so the current situation of the enterprise must be very good, it is best to be profitable, have a firm foothold in the market, and the future development route is the clearest! ”

After talking about everything, Hua Ying looked up at Zhang Yunfan, "Do you think, which of the above three points do you occupy?" ”

Hua Ying's meaning seems to be that he Zhang Yunfan doesn't occupy it at all!

This is indeed the case, not to mention the first two, Zhang Yunfan has no chance at all.

is the third point, the current situation of the enterprise, he is not much better. After all, the current Shennong Group only has an empty framework, and even this framework has only recently been built.

Although the company is profitable now, it is pitiful, if Zhang Yunfan's life is still passable, can he come here to grab meat with a group of wolves?

Before he met any opponent, Zhang Yunfan already felt that the road was difficult.

But I still have to go on, and there is never any chance of hesitation when it comes to life and death.

Zhang Yunfan leaned back on the chair next to the bed and pondered for a while, then looked up and asked Hua Ying, "Who has the best chance of getting a loan now?" ”

"Dragon Shadow Technology Company!" Hua Ying continued, "It is a new industrial enterprise that has just been established for three years, and its main industry is new energy, which is one of the hottest projects now!" On the one hand, they have already received investment from a large company, and now they just want to expand their scale! Why do you ask this? ”

Zhang Yunfan smiled and said, "Knowing each other and knowing oneself, you will not be defeated in a hundred battles!" ”

Zhang Yunfan's tone when he spoke was full of confidence, but when these words reached Hua Ying's ears, he felt that Zhang Yunfan was laughing at himself.

However, she seems to have no way out, and let Zhang Yunfan, a non-emerging industry, participate in the competition, Hua Ying has already put a lot of pressure on her.

The ridicule of the other branch heads and the harsh rebuke of the old boss, but she still carried it.

Now that the wood is in the boat, she can only do it hard, but she didn't think that Zhang Yunfan could get the last precious opportunity, but as long as the number of places is not bad, in the end, Hua Ying also wants to be faced.

Among the heads of all regional branches in the province, she is the youngest, and this is nothing more than based on the support of her old leaders, but fortunately, Hua Ying has done a good job, and she can be regarded as winning face for the old leaders.

But letting Zhang Yunfan participate in the competition really made Hua Ying's old leader very angry.

The old man knows Hua Ying's ability and vision very well, but in the rampant competition of this emerging industry, Hua Ying has brought such a traditional enterprise, isn't it self-inflicted?

Hua Ying knew her current situation very well, so she just prayed that Zhang Yunfan would be able to be more beautiful.

"Shall I take you somewhere?" Hua Ying said suddenly.

"Where?" Zhang Yunfan is revising the plan.

"You'll know when you go!" Hua Ying got up and got dressed, and just waited for Zhang Yunfan.

Zhang Yunfan's room was next door, he also went back to change his clothes, and the two of them went out.

Zhang Yunfan didn't know how long the taxi had been gone, and finally stopped in a neighborhood.

Hua Ying led him into a residential building, on the fifteenth floor, the two got off the elevator, and Hua Ying knocked on the door of the resident on the left.

(End of chapter)