This is a crucial battle for Zhang Zuolin, and what he lacks now is time. To pave the stall in Fengtian's financial circles, you need to have a strong family background before you can say anything else. Therefore, Zhang Hanqing's practice is to engage in construction behind closed doors.

In the 7th year of the Republic of China (1918), the Fengdayang currency of the official silver of the three eastern provinces was stable and abundant, and it became the financial hub of the whole northeast region, and the currency issued not only circulated in the three northeastern provinces, but also extended to Rehe, Hebei, Shanghai and other provinces and cities, and the official silver number of the three eastern provinces increased to 99 for a time. The Tohoku region has seen unprecedented prosperity and stability relative to Kannai, which is a story for another time.

The Financial and Economic Committee has regulated the access and business scope of Fengtian's banking industry: banks with a registered capital of less than 2 million yuan will not be allowed to operate in Fengtian Province; If the registered capital of the existing bank is less than 2 million yuan, it will be integrated within a time limit (anyone with a discerning eye can see that this is tailor-made for Yu Fengzhi's mother's "Fengtian Farmer Capital Credit Cooperative"), otherwise it will be closed down, and its outlets in various places will be received by the official bank; Banks whose headquarters are not in Mukden are required to pay a deposit reserve of not less than 30% of their turnover at the official bank account of the three eastern provinces, except for the official bank.

In this way, in the entire Fengtian, only the three official banks of the three eastern provinces, the Bank of China, and the Bank of Communications, and the Fengtian Farmers' Fund Credit Cooperative, one private enterprise, meet the access standards. However, Heilongjiang Guanyin, Zhubian Bank, and Industrial Bank were on the verge of closing down due to insufficient funds.

The three banks are doing their best to raise new capital. However, with the Fengtian run, and the impact of a strong crackdown on financial speculation, and the Fengtian Financial and Economic Committee has issued a decree, ordinary investors are not optimistic about this kind of capital injection. Heilongjiang Guanyin wisely chose to merge into the Northeast Guanyin, but the Colonization Bank and Industrial Bank still wanted to suffer. Relying on its abundant funds, its headquarters in Beijing, and its large business, the bank ignored the Financial Services Department's general order to publish its financial situation in Mukden within a time limit.

The "Colony Bank" was originally founded by Xu Shaozhen, Wang Yitang, Xu Shiying and other Beiyang soldiers, and was officially opened in Beijing on January 22, 1914, with Wang Pengnian as the general manager. The bank's responsibilities are mainly "to assist the Bank of China in the ungrasped financial forces in the frontiers", with a total capital of 20 million yuan. However, according to the regulations of the Fengtian Financial and Economic Commission, because it is a private company, it needs to produce financial statements in Mukden as a basis and pay a large amount of cash as a deposit reserve.

As the supervisory unit of the banking industry, the Financial Services Department can accept the inspection of financial statements, but the payment of such a huge reserve fund has made the Fengtian branches complain a lot. Originally, because of the run, the banks of the major banks have shrunk, and a large amount of cash reserves have been used. Now, with so many reserves to be handed over, there is less money to be able to lend, and all in all, this interest rate difference is not enough for daily expenses, so what do banks eat?

There are policies above, and there are countermeasures below. Several managers of the bank in Mukden came up with a not-so-good idea: fake accounts. They instructed branches to consciously conceal the savings of some branches in order to reduce the amount of reserves to be paid. Unfortunately, an indirect incident led to the revelation of their plan, which destroyed the Great Wall of Finance for many years.

Just after New Year's Day, the Financial Services Department reported a joint financial scandal discovered by the Fengtian branch of the Colony Bank due to the dead loans of its subordinate branches: this also caused the fake account turmoil of the Fengtian branch of the Colony Bank to ferment. The reason for this was that Feng Delin, the military assistant in Mukden, borrowed 2 million yuan from the Colonial Bank to set up a factory, and the main product of this factory was instant noodles.

After months of preparation, Zhang Hanqing and his "Unified" food factory made their grand debut after several months of silence. The slogans of "unification, this is the taste", "unification, the more you eat, the better it tastes", and "after eating the noodles of unity, unify the whole of China" resounded throughout the northern continent. Due to the novel taste and fast food characteristics of instant noodles, it has quickly become a popular new thing in Beijing, Tianjin, Hebei, Jiangsu, Zhejiang and Shanghai. In some theaters and tea houses, "unified" instant noodles have become a kind of snack, fashionable and down-to-earth, and very popular. After seeing with his own eyes the advantages of instant noodles for the army's logistical support, Lu Yongxiang, the overseer of Zhejiang, booked 100,000 boxes with a stroke of his pen and made a revival advertisement for the "unification" of instant noodles.

It is not an indoor flowering and outdoor incense, at least the Fengtian provincial city did not let this kind of thing be beautiful in other cities, according to the statistics of the Fengtian sales department, in December alone, the Fengtian provincial city consumed 300,000 packs, and the merchants also booked 500,000 packs. In this small sales **, the mountain of instant noodles that had been stored for three months was swept away, and there was a situation where supply exceeded demand, and the factory could not supply the needs of the distribution departments in various places overnight. In this round alone, more than 14 million packs of "Unified" instant noodles were sold, and the net profit was nearly 300,000!

Not only that, but counting the hundreds of workers supported by this factory, and the benefits that indirectly benefited the baggage troops of the Guard Brigade, this "unified" instant noodle can be said to be a great success, and not only the economic benefits are amazing, but also the social benefits are also extraordinary.

This makes people with hearts salivate.

However, Zhang Hanqing had already been prepared, and he had already registered with the Fengtian Industry and Commerce Department that Fengtian Province would not allow the production of similar products for 10 years, except for the "unified" factories, which was also the origin of China's patent system. In addition, he also arranged for someone to publish a statement in the Fengtian Times for seven consecutive days, stating that instant noodles were the invention of a "unified" food factory, and that no one else could counterfeit them, and violators would be prosecuted. He knew that the birth of this thing would inevitably cause imitation by merchants, so he first laid the groundwork here. Other provinces and cities can't control themselves, and in Mukden, they have to follow the rules of Mukden. Maybe this is a kind of collusion between officials and businessmen? In order to put China on the sunny road of respecting knowledge and talents, it is not impossible for officials and businessmen to collude.

Others can manage it, but Feng Delin can't manage it. Zhang Hanqing reclaimed farmland to repair water conservancy, built pig houses and factories, and all kinds of measures, Feng Delin was anxious in his eyes. The Guards Brigade is not only really useless with provincial financial support, but also lives a nourishing life, and he can't help but pay attention to it. As soon as instant noodles sold well, he felt that this was a good way to make money, and the production was simple, and there was a "unified" instant noodles that opened up sales. According to the principle that quantitative change equals qualitative change, he needs to invest a large amount of capital to seize the market, otherwise once the "unified" instant noodles completely flood the market, it will be even more difficult for latecomers to intervene. Therefore, it was the move to borrow money from the "colonial border bank" to build factories.