Chapter 621 Drawbacks

Tenth, after the market monopolizes the property loans of merchants, it will inevitably produce the drawbacks of lowering prices in order to obtain monopoly profits, and if the prices are too low, the merchants will not come, which will cause prices to rise and harm the interests of debtors and consumers. In the long run, the market will inevitably be depressed.

In practice, although it is illegal to buy goods at a low price and sell them at a high price, it is difficult to inspect them, and even if they are ascertained, they cannot be prohibited.

Forced buying and selling and cheap buying and expensive selling will inevitably go hand in hand and will be difficult to prohibit.

Because the goods that are "bought cheaply" by the city are not resold to the shopkeepers, the principal and interest of the credit loan will be borne by the city officials, which is the driving force behind the forced purchase and forced sale, and will inevitably lead to the emergence of a new wave of bankruptcy, which is a new type of merger!

Twelve, the market interest money is the actual account to be handed over to the imperial court every year, then, in the case that the market interest money is impossible to recover in full, the city easy to pay the interest money in full, can only be other income such as penalty interest, cheap buying and selling operating income to fill the amount of interest money.

However, the capital of Shiyi has always been in a state of full loan, even if it is lost into a dull state, it is still on the account, as long as the annual interest is paid in full, it cannot be inspected.

When the income from penalty interest and cheap buying and selling cannot make up for the deficit caused by the large loss of capital, these bad debts and dead debts will all be exposed.

If there is a lack of supervision and accounting methods, the merchants in the city, hehehe, Your Majesty, you look at other people's bowls, be careful that others look at your pot! How to manage these credit loans before, during and after the loan?

Thirteenth, in addition to recruiting tooth people and pedestrians, there are also warehouse management, debt collection personnel, etc., and these people's monthly food is up to several thousand. That's a lot of money.

After that, the penalty interest had to be retained, and a separate institution had to be established, which was another expense.

For example, if you take a 1 million guan loan in Tokyo, the annual interest rate is 2 cents, and even if you lend it all, the income will be 200,000 kan. Among them, the officials will give out 100,000 yuan for food, and the reward will be given out again, so how much will be left?

If the above issues are not well considered, the so-called protection of merchants and the promotion of circulation are just a beautiful pretense. But if Your Majesty's fundamental purpose is to gather, then I didn't say it!

Shaanxi City's law of change is a special situation, the purpose is to raise military supplies, and the target is the extraterritorial Tibetans.

Those people have nothing but cattle and sheep, and in the absence of money, they can only use this way to promote circulation. Can the situation of the people outside the country, the situation of Shaanxi, and the situation of Bianjing be compared with the situation of the people outside the country, and the situation of their own people?

In addition to the above, there are countless questions about the city of Yifa, and His Majesty must ask the chief official of the city to answer these questions.

If you can't answer, you are not a qualified candidate for the chief of the city! If the answer is yes, then someone must monitor whether it is strictly following what is said.

You can't say one thing to Your Majesty and do another in private, otherwise you will be held accountable and punished for the crime of bullying the king!

If that person can solve the above problems perfectly, the minister will resolutely support the city law!

If you are not sure, and the center has to resolutely implement the city's affairs, I implore Your Majesty to transfer manpower from the Supervision Department of the Huangsong Bank, preferably Zhao Zongge, the king of Yuzhang County, and Zhao Hao, the king of Yong!

Implement strict supervision according to the law of bank lending and interest collection, assess the pros and cons of the efficiency of the city's easy affairs, establish account books by subject, strictly track the whereabouts, uses, and benefits of funds, first explore the experience in Beijing, watch the results, and then talk about the promotion of things that are not promoted!

……

This is Su You's most intensely worded chapter so far, and he almost didn't point to the Chinese book and scolded him for not understanding the scriptures and blindly commanding.

This is also a pure ass decision head, Su You itself is the spokesperson of the big businessman, but it is not the spokesperson of the merger family, but the spokesperson of the businessman who started with new technology.

Therefore, he must stand up and make a statement, even if he is demoted and exiled, he must correct his position and strongly oppose it.

Lu Huiqing was about to end Ding Wei and returned to Wang Anshi's side. As Wang Anshi's think tank, he stayed away from the court for two years, and finally figured out what Su You's basic plate was.

Now, it is necessary to take the city change law as a vote and take action against Su You, as a vote to return to the DPRK and the central government and regain the second position of the reformers!

So Su You doesn't have to think about it at all, whether it was Lu Huiqing or not, this pot must be buckled on his back.

Or, to put it another way, the biggest beneficiary of hostile political forces must be the ones who should be most focused on.

Zhongshu's response was also very fast, and I think it was fully prepared.

In March, the herd envoy Li Suzhi knew the Yongxing Army, and the former Qinzhou Zhizhou Li Shizhong sentenced the Shaanxi Road transfer envoy.

This is a stern warning to Su You, your baby has jumped a little recently, or caused by too much power, let's divide it!

Su You couldn't help but feel a little funny, am I the kind of person who loves power?

This move of chess king Anshi also went very beautifully, Li Suzhi and Li Shizhong are not reformers, and splitting the power of Su You is indeed beneficial to the country.

Moreover, it is not the so-called new party, so it is exempt from the suspicion of suppressing Su oil from the air, so that the opposition party has no reason to rebound.

But the two were quite apprehensive when they received the appointment, and they both understood the hints of the Chinese book, but it did not mean that they were willing to be guns for the new party!

Su oil is not a fuel-efficient lamp, in just a few years, the two terms of Weizhou, Shaanxi military and civilian gentry, Shaanxi officials, retired veterans, that is a good reputation.

With Tanhualang, every family raises fat sheep!

With Tanhua Su, every family fattens pigs!

Open the canned meat and pull out an old fat cow!

The fat cow walked, walked, and walked to the mouth of the Jing River!

The fat cow looked up and was scared!

The wheat field is not at the end, and the old fat cow is ploughed alive!

Nursery rhymes have been introduced to Bianjing with canned food!

Such a character, if he wants to do something, he only needs to flap his wings lightly, and the two of them will die without getting sick.

Even if it's not, there are many people in Shaanxi, and it is a border area, so it really has a black heart......

Li Shizhong is also a good person, so he was very careful, so he didn't go to Weizhou first, ran from Qinzhou to Luoyang, and met the big guy to ask for a talisman.

Fu Bi smiled: "You're thinking too much, hurry up, Su Mingrun has been very frizzy lately, if you don't go, he will be impeached angrily." ”

Li Shizhong didn't leave until he waited for Li Suzhi in Luoyang, and then went to Weizhou together.

Su You greeted him at the gate of the city, waved his hand directly, and the official held a plate, on which were the seals of the Zhijun and the transfer envoy, and said to the two: "Oh, it's here!" I'm going to die of exhaustion if I don't come back! ”

After handing over the letter directly, Su You invited the two to the table to talk in detail: "Shaanxi is simple, and I don't have a prostitute class, so I didn't talk about the rules for sending prostitutes to greet each other." ”

Li Suzhi immediately said: "Bad habits! That's a bad habit of officialdom! Shilin is elegant, it shouldn't be here. ”

Su You was very happy: "Old Li's talent, Su You was taught in Hebei back then. Now that the Baimachuan passage on Huanqing Road has been blocked by me, the military task of Yongxing Military Road has been greatly reduced. To restore people's livelihood, I didn't do a good job before, I reviewed, and then I bothered Li Lao. ”

Hebei earthquake, Li Suzhi in the epicenter of Yingzhou outstanding performance, is an absolute minister, Su You and Sima Guang after returning to the court, highly recommended, speaking of Li Suzhi into Beijing half of the benefactor, now ready to be lazy.

Li Suzhi said with a smile: "The old man is big, just ask the scripture to make a statement to run, and Mingrun you have two chapters before and after, but the Zhongshu gang is not lightly angry." ”

Su You was a little helpless: "Non-Su You wants to talk more, it is really the father and elder of Shu who begged me here, and I analyzed the method of changing the city, which is only suitable for local conditions." Zhongshu's move ......"

"Isn't it a bit inappropriate to say that Dong Shi is following suit?"

Li Suzhi and Li Shizhong are both Waner.

Su You greeted Li Shizhong at this time: "Su You ruled Weizhou for the first time and released 300 people who owed it. ”

Li Shizhong's first term was the Luochuan County Commander, also in Shaanxi, the people in the county owed 100,000 tea taxes, Li Shizhong called them together, so that they did not have to worry about going to prison, saying that he would report to the imperial court to give them a suspended sentence, so that the people would be grateful.

Then set up a cabinet in each township, let the people in arrears put a penny in the cabinet every day, and by the end of the year, the arrears of tea tax will be paid off.

But the happiest thing for the old man was that Su You called him a doctor.

When the old man mentioned the Guangxi Prison, he burned big stones and opened the spiritual canal; Declare the benefits and disadvantages, so that the people of Jiaozhi do not dare to jump around.

During the period of his governance, Guangxi developed a lot, the border was stable, and the people were grateful for its virtue, and set up a portrait to worship, called "Guizhou Doctor Li".