Chapter 314: Making an Exception
"Reasonable, according to the information I have received, the household department and the military department are now purchasing a large number of armaments and materials, as well as a large number of war horses and leather jackets, these will be astronomical sums!"
The patriarch of the Wang clan nodded approvingly, agreeing with his statement.
"So, this kid borrowed money for the imperial court this time? It seems that there is not much left in the treasury! ”
Li Lishan's face was playful, this is definitely a good phenomenon, and they are one step closer to turning over.
"This war is not only compared to the number of soldiers, but also to the equipment, compared to the supply of supplies, which side has money, which side will win, the previous Emperor Yang of Sui, isn't it because of the war, the people were swept away, and the country was lost!"
One of the patriarchs said with a solemn face, they don't want Datang to be good, but they don't want Datang to perish, once Datang is defeated, they won't end well.
"Huh! This is retribution, when Li Er robbed me and other businesses, did he ever think about today? Since Heaven is going to kill him, then we should obey the rules of Heaven, right? ”
The other patriarch laughed.
How humiliated they were at the beginning, and even a few days ago, they were almost driven to a dead end, and now they can finally breathe, which is extremely refreshing.
"Since it's an open door for business, where is the reason to push customers outward?"
Li Lishan strongly disagreed with his approach.
"That's right, the fat sheep sent to the door, if we don't slaughter a knife, we are really sorry for ourselves, not to mention, he is a court horse, can he still rely on the debt?"
The patriarch of the Wang clan lit up and said lightly.
"Lending to other people is also a loan, lending to those who are small families, we have to go through a series of procedures, and we have to worry about the risk that they can't afford to pay it back, but this kid, we don't need to worry about this."
Patriarch Cui also nodded in agreement, now that Qianzhuang's business is so hot, they all want to invest all their millions of net worth.
Money is in their own hands, it does not make money, and they will only be profitable if they are all lent out.
If it is all lent to the people, not to mention the risk, it will be a bad debt, but if it is lent to the emperor's relatives or officials of the imperial court, there will be no such risk.
These people are in high esteem, and for the sake of their own reputation, they will not do such a bad thing.
"I agreed to lend them the money."
"I agree!"
……
After such an analysis, they recognized that Zhao Yin was a lamb to be slaughtered, if it was not on his body, cutting off a piece of meat, it would definitely be their laziness.
"We just took out a loan to him, not only can we earn interest, but also use his deeds to make advertisements, just imagine, Zhao Yin, as the owner of the money bank, needs to borrow money from us, can you imagine their strength? Do you think those people will go to them for loans in the future? ”
"Moreover, we can also quote that kid's borrowing method and take the initiative to give these powerful and famous people a certain amount of credit, just like the last time we got married, if we didn't have the credit line given to us by their bank, I'm afraid it would be difficult for us to get together such a large amount of money for a while!"
Seeing that everyone thought it was feasible, Li Lishan directly said what he thought in his heart, because of the identity of those people, the credit loan can definitely be implemented.
"That's right......!"
The patriarch of the Wang clan nodded approvingly, and continued: "At the beginning, when that kid gave us a line of credit, he offered sky-high interest, so if he wants to borrow an unsecured loan from us, we must also make a lot of money!" ”
After hearing this suggestion, other family owners applauded one after another, the interest on credit loans is much higher than the interest on mortgage loans, and they will naturally not give up such a large amount of income.
"Yes...... What if the interest rate is too high and the colt doesn't borrow? If it hadn't been for the old decay trying his best to keep it just now, he would have left by now! ”
Shopkeeper Zhao said worriedly.
If the interest rate is too high, people don't immediately raise their butts and leave?
"Yes! This kid is a big customer, we have to keep it! ”
One of the patriarchs thought for a moment and nodded.
"Then we don't want too much, just charge the interest of 200 wen per yuan, how about it?"
The Li clan patriarch glanced at everyone and asked the others.
"Patriarch, this is not how the account is calculated, this unsecured loan is mainly to solve the short-term needs of users, so the interest is relatively high, but if it is a whole year loan, their interest is eighty yuan per year!"
After hearing everyone's conversation, the shopkeeper poked his teeth directly.
Is it really a layman who doesn't know anything, thinking that money will be credited to the account as easily as flowing water?
Therefore, in order to refute the sin of the patriarch, I popularized the simple loan conditions for them.
"Oh! So that's it! ”
The patriarch of the Wang clan nodded lightly with a clear expression.
Although he has studied the business of the money bank for a long time, he still doesn't know much about the details, and as for these shopkeepers, they were all dug from that kid at a high price!
"It's okay to borrow money from this kid, but the interest is definitely not allowed to be less than 10 percent, that's the bottom line, understand? As for how much interest you want, you decide. ”
After a moment of silence, Li Lishan made a decision directly, and such a result is expected to be acceptable to everyone.
"Yes!"
Shopkeeper Zhao hurriedly bowed down to receive the order, and looked at the expressions of the other six patriarchs, and found that there was no objection, and he knew it in his heart.
"By the way, patriarch, how much credit should I give him?"
The shopkeeper who was about to leave suddenly thought of the most fatal condition, fortunately, he reacted quickly, otherwise he would have to come back in a while, and he would offend the horse master.
"The quota that this kid gave us was two million yuan, why don't we give him this quota too?"
"This kid has a lot of industry, if he only gives them such a small amount, maybe he won't take it seriously at all!"
"Yes! He has a relatively thick background, and it is impossible not to pay back, so we might as well give him an unlimited amount, what do you think? ”
"That's right! As long as he wants, all our money can be lent to him! ”
After the seven heads of the family glanced at each other, they made a decision directly.
"Yes!"
Shopkeeper Zhao was immediately overjoyed, if he did this matter, then his status in the eyes of the head of the family would inevitably rise, and he couldn't help but plan to leave at the moment.
"Wait!"
For fear that because he didn't explain, this guy was forgetting what had just happened, Li Lishan hurriedly stopped him: "The credit extension we just talked about must also be done as soon as possible, and strive to send out the credit line of the entire Chang'an dignitaries in the shortest possible time." ”
"The higher the official status, then the more quota they will have, especially the important ministers around Li Er, the quota should be appropriately relaxed, understand?"
"Yes, yes, yes, or Brother Li is thoughtful, these people all want to be face-saving, and they will never repay their debts, no matter how much they want to borrow, lend them all, as for the interest issue, you decide for yourself."
The patriarch of the Wang clan looked at him with admiration, how could he not have noticed that this old boy's mind was so alive before.
Although he echoed him, the meaning of the words was constantly pointed out to Shopkeeper Zhao.
In his heart, he even made a small calculation, if all these dignitaries came to borrow, how many benefits would they have to pursue.
Especially the identity of these people, they don't need to suspect the risk of borrowing at all.