"The two of you are right, instead of lending money to the people of those small households, it is better to lend to the ministers of the DPRK and China, which not only reduces the risk, but also increases the interest, which can be described as killing two birds with one stone, in my opinion, we might as well cancel the ordinary mortgage!"

After hearing what everyone said, the patriarch of the Lu clan couldn't stop nodding.

"The interest rate of this credit loan is relatively high, and I'm afraid not many people are willing to take out a loan, so this ordinary loan still can't be canceled!"

The patriarch of the Wang clan thought for a moment, but still felt that this matter was inappropriate.

"I also agree with Brother Wang, the last time that kid put the credit line in the bank, except for a few of us, no one used it at all, so this mortgage still has to be continued!"

Li Lishan also agreed.

"I really didn't expect that we could still charge interest when we lent out the money, and this time thanks to that kid to test the water for us, haha......!"

One of the patriarchs smiled slightly.

In the past, there were many people who asked them to borrow money, but every time they were terrified, they were afraid that they would not be able to recover the money they lent, and they would not be able to earn a penny.

But now it is different, there is collateral for borrowing money, and if they do not repay the money when due, the bank has the right to repossess their mortgage.

In this way, there is almost no risk to speak of, and there is interest to take.

In addition, if it is a short-term credit loan, he will get a high interest rate, which is very gratifying.

"Okay, you go back first, as for this matter, we will do what we just discussed!"

After finalizing the results, Li Lishan waved his hand to Zhao's shopkeeper.

"Yes!"

The shopkeeper bowed, turned and withdrew.

……

"This old man has been gone for so long, why hasn't he come back yet?"

In Hesheng Yuan in the West Market, Wu Meiniang put down the teacup and said impatiently.

She has been persuading Zhao Yin to leave, but this kid has turned a deaf ear to her words, so he sits here patiently, as if he is determined to get this loan!

This is because he was afraid that the other party's business was not hot enough, so he led by example and took the lead in borrowing money from Heshengyuan.

"What's the hurry, as long as you can get the money!"

However, Zhao Yin's reaction was very different from her, not only was she not in a hurry, but she crossed Erlang's legs and tasted the tea in her hand with a comfortable face.

"Alas......!"

Looking at him like this, Wu Meiniang shook her head helplessly.

Anyway, I can't persuade you not to move, it's better to just let it be, at most, it's Qian Zhuang Guan Zhang Daji, and the previous efforts have come to naught!

"I'm really sorry to keep the horse master waiting for ......!"

Just as Wu Meiniang kept looking out of the door, Shopkeeper Zhao ran back sweating profusely.

As soon as I entered the door, I gave the two of them a look to apologize!

"Why is it so slow, if it's a step too late, the horse will leave, hum ......!"

Zhao Yin put the tea cup in his hand on the table with a "clang" to express his dissatisfaction.

However, such a performance made Wu Meiniang on the side drop her jaw in shock!

I don't know who just now had a calm face, and said in his mouth that he was not in a hurry!

How can this turn face faster than turning a book?

"It's been a long time for the horse master to wait, it's all small and bad, I just encountered something on the road, so it's delayed, don't be surprised by the horse master!"

Shopkeeper Zhao saw this posture and quickly apologized.

If you can keep this big customer, you can make a lot more money every year!

What's more, the person in front of him is a courtier, and his reputation is always much better than that of those people from small households, right?

"Forget it, for the sake of your sincere attitude, this colt won't care about you!"

Zhao Yin pretended to be angry, and continued to ask: "Since you have come back, you must have asked about the quota!" ”

"Yes, yes, the villain has asked the owner, and the owner said that with your status, you can borrow as much as you want, but it's just ......!"

Shopkeeper Zhao glanced at him timidly, looking like he wanted to say something.

Although this credit loan does not require any collateral, the interest set by the patriarch just now is very high, and he is afraid that after saying it, Zhao Yin will directly throw his hand and leave, so that he will lose a big customer.

"Just what?"

Zhao Yin still had a cold face, and asked, "Is it high interest?" ”

In fact, looking at the old man's unspeakable appearance, he had already guessed that it was a matter of interest.

He himself also opened a money bank, how can he not know the catty in it?

It is estimated that in order to make a lot of money for themselves, these seven families set the interest out of the sky!

"Uh...... Be! ”

Shopkeeper Zhao nodded embarrassedly, and at the same time began to calculate in his heart how much interest should be set.

"Then you can talk about it, if the interest rate is too high, this horse will go home!"

"No, no, no, the interest rate of our bank is absolutely reasonable, but it is slightly higher than the mortgage, and you also know that this credit loan also has to bear risks, so this high interest rate is also normal!"

"Don't beat around the bush, hurry up and say, this horse is very busy, I don't have time to waste it with you here!"

"Every 100 wen!"

Shopkeeper Zhao hurriedly reported a number, for fear that this big customer would run away.

This is already the lowest price set by the seven patriarchs.

"Haha, okay, a hundred is a hundred!"

In the shopkeeper's worried eyes, Zhao Yin said disapprehantly.

"So you agreed?"

Shopkeeper Zhao was overjoyed and hurriedly asked.

"Well, your interest is very reasonable, and this colt naturally agrees!"

Zhao Yin picked up the tea cup on the table and took a sip.

"Is this reasonable? If you borrow 10,000 yuan, you will have to pay back 1,000 yuan a year! ”

After listening to the conversation between the two, Wu Meiniang couldn't hold her breath anymore.

"This is a credit loan, there is no collateral at all, it is normal for people to charge more interest, besides, this interest is much lower than our bank!"

Zhao Yin waved his hand, not planning to listen to her at all.

"I still feel that I have suffered a loss, this is giving money to others for nothing!"

Wu Meiniang still looked reluctant, pouted, and turned her head to the side.

"Dare to ask Master Horse, how much do you plan to borrow?"

Shopkeeper Zhao plans to finalize the business quickly, otherwise he will have to be disturbed by this little girl!

"Since there is no limit on the amount, then the horse will borrow 10 million yuan first!"

Zhao Yin raised his head and thought for a moment, and then said to the shopkeeper.

Originally, he wanted to make more pits, but they were suspicious, so this number was opened!

"What? You want to borrow 10 million yuan? ”

After listening to Zhao Yin's words, Wu Meiniang stood up in an instant and looked at him with wide eyes.

If it is according to the interest set before, after this year, you will have to pay back an extra 1 million!

If you are really short of money and need it urgently, it is said that in the past, but the horse is not short of money at all, which is obviously to give one million yuan to the seven major families!

She now had serious suspicions that this kid must have had a bad brain.