Chapter Eighty-Five: The Invisible Hand

"Probably you're most concerned about interest, right?" In the "Wind and Rain Pavilion" restaurant in Quanzhou, Xu Tingting talked eloquently.

Xu Tingting has been talking for a long time, and many people have discovered that Xu Tingting turned out to be a woman.

No matter how Xu Tingting disguises it, no matter how clever her disguise skills are, between her gestures, she will always reveal some of her daughter's looks or actions, so everyone speculates about her relationship with Li Sanjian.

However, whether Xu Tingting is a man or a woman, and who is she Li Sanjian, the general businessmen actually don't care too much, what the businessmen care about is what she says, and what Xu Tingting says on behalf of Li Sanjian.

"The Prime Minister of the Mansion said that the interest is calculated on an annual basis, once a year, and never settled for the second time in a year, if it is less than a year, it will be calculated on a monthly basis, and it will be settled on a monthly basis." Xu Tingting continued.

"May I ask the little lady, after talking for a long time, how much is the interest?" A businessman asked with a smile.

Everyone couldn't help but smile when they heard this, but they only smiled, and they didn't dare to laugh out loud.

If you are disrespectful to Xu Tingting, you are disrespectful to Li Sanjian, disrespectful to Li Sanjian, and disrespectful to the Quanzhou government, then the consequences will be worrying.

Xu Tingting's face turned slightly red when she heard this, and she replied after a moment of silence: "Li Taishou said, in order to thank you for solving the crisis in Quanzhou, the interest money will be a cent, and after you have made a profit, the interest will be paid. In addition, interest to interest, principal to principal, never interest consolidation, interest rolling. ”

A cent of interest, if you lose money, can you still get interest-free money? Everyone looked at Li Sanjian, Xu Tingting and others in a daze, and couldn't believe their ears.

This kind of good thing is rare in the world, almost non-existent, and everyone thinks of it unanimously.

The "Seedling Method" is called two cents of interest, and it is called one year of settlement, but in fact, it is settled separately in summer and autumn, and the interest becomes three or four cents...

At the same time, Li Sanjian also promised not to implement the practice of rolling profits.

Such a good thing can't help but make the businessmen present in the "Wind and Rain Pavilion" restaurant eager to try, and some people can't wait to sign a deed with the Quanzhou Prefecture Ya immediately.

"The money from the Quanzhou government is not blown by the wind." Xu Tingting saw that everyone was eager to try, so she smiled slightly: "It is the tax of all the people, so the ugly words must be said in front, borrowing money can, there must be a mortgage, things, houses, land, etc., with a mortgage, you can release money, as for the family is not here, in Quanzhou and no private property, you can also borrow money, but there must be someone to guarantee, the guarantor and the borrower have joint and several responsibilities." ”

"There are still things I need to remind you of." Xu Tingting paused for a moment and then said: "After all, Quanzhou is only a state, and its financial resources are relatively thin, so the Quanzhou Prefecture Government has to decide how much money to put according to your different circumstances. At the same time, some people may want to conceal the actual situation, and the profits are lied to be a loss, so Li Fuzun said, if the lie is concealed, it will be punished and punished, and at the same time, it will be permanently removed from the right to do business in Quanzhou, and the Quanzhou government will never lend money to such villains. ”

"No, no, how dare I?"

"Quanzhou is like this to me, and I will wait for this villain to do this villain's deed, isn't it better than a pig and a dog?"

"Li Taishou, just rest assured."

When the merchants heard this, they said.

"And there's that." Xu Tingting continued: "When you borrow money, you can write a good note, write the date of repayment, if it is overdue, the Quanzhou Prefecture will not immediately supervise the punishment, you can also give you a period of time to raise money to repay the debt, supervision and punishment is only for those who have been in debt for a long time, for such people, the Quanzhou Prefecture will never be soft, and then the state government will not be ruthless." ”

When everyone heard this, there was a lot of discussion, and they all thought that the Quanzhou Prefecture Government had already done its best to be benevolent and righteous, and if it didn't know how to raise it, it would indeed be no wonder that the Quanzhou government was in charge.

"Officer... Li Zhizhou, the following things still need slaves... Does the little one continue? Xu Tingting then suddenly asked Li Sanjian.

"Say, go on, say it's good, why don't you say it?" Li Sanjian said to Xu Tingting with a smile.

After all, Li Sanjian has not been in office for much time in Quanzhou, and he has never done business, so some things are really not as good as Xu Tingting.

You'll be hiding ... Xu Tingting glanced at Li Sanjian and continued: "As we all know, the commercial tax of the imperial court is mainly tax and residence tax, and the tax items collected are also extremely cumbersome, such as cloth, utensils, incense, treasures, etc., and even the coins carried by merchants are also taxed, and the collection items are unreasonable in many places, and there are still repeated collections in various states, counties, towns, and townships. ”

The so-called over-taxation refers to a kind of commercial tax levied by the Song Dynasty on the trafficking of goods to merchants, while the residential tax is a tax levied by the Song Dynasty according to the quantity of goods purchased by the merchants.

"Li Zhizhou, what do you think?" Xu Tingting threw the "pot" to Li Sanjian again...

Xu Tingting understands the pros and cons of Song Shang's tax, but how to promote the pros and eliminate the disadvantages, this kind of thing is better than Li Sanjian himself, and Xu Tingting can't speak for him. 67

After Li Sanjian glared at Xu Tingting, he turned his head and asked the Xiangzhou government officials: "How much is the current tax and housing tax in Quanzhou?" ”

"Back to Li Taishou's words." When a money official heard this, he replied: "The tax is about 30 thousand yuan, the living tax is about 35 thousand yuan, and the goods are about 10 cents and 5 cents." ”

"Why is it so high?" Li Sanjian frowned when he heard this, and asked: "This official remembers that the imperial court's tax is about 20 thousand yuan, the living tax is about 30 thousand yuan, and the extraction of goods is also 1 out of ten." ”

"Return to Li Fuzun." When the Qian official heard this, he replied: "Although the imperial court said so, the imperial court did not say that it must be so for all roads, prefectures, states, and armies, so the various roads, prefectures, states, and armies are not the same according to different circumstances. ”

"I see." After Li Sanjian nodded, after thinking for a while, he said loudly: "From today on, my Quanzhou tax is 18 thousand yuan, the living tax is 25 thousand yuan, and the number of goods extracted is 1 out of ten, and the currency tax is exempted. And all those who do business in Quanzhou will only be taxed once, and no tax will be collected repeatedly. ”

At present, there are many irrational things in the Song tax, but Li Sanjian has the intention to change it, but he has more than enough heart and insufficient strength.

Don't say that Li Sanjian is only a state official at this time, even if Li Sanjian is the Great Song Dynasty and the ruler, it is not necessarily possible to change if he wants to, the things are too complicated, and there are too many people involved, too complicated, so at present, Li Sanjian can only think of ways to minimize the tax burden of the people from the tax amount, and he can only decide the affairs of Quanzhou Prefecture.

Even so, Li Sanjian may still be impeached for this matter, but Li Sanjian can't care much at this time.

"Lee... Fuzun... This... Is it appropriate? Qian was taken aback when he heard this, and stammered and asked.

At present, Quanzhou has just experienced floods, and there are many places to use money, but Li Sanjian has reduced many commercial taxes with a wave of his pen and a big mouth, so it is too reckless and too pro-rate, right? As a result, all the use of Quanzhou will be more intense.

"Just do it, and we'll talk about it later." Li Sanjian said lightly.

Li Sanjian's move seems to have caused the Quanzhou government to reduce its revenue, but it is not.

The reduction of commercial taxes such as taxes and housing taxes has reduced the revenue of the Quanzhou government on the surface, but it can attract a large number of merchants to come to Quanzhou to do business, including merchants from all over the Song Dynasty, and even overseas merchants.

After a large number of traders pour into Quanzhou, it will cause a shortage of various goods in the Quanzhou market, resulting in a situation where supply exceeds demand, so that various workshops and farms in Quanzhou will speed up the output of a large number of commodities to supply the demand in the Quanzhou market, and at the same time, it will also provide many employment opportunities, which is particularly important for the current situation in Quanzhou.

Many of the displaced people caused by the floods have been able to be properly resettled.

After a few years, a virtuous circle can be formed, and Quanzhou's commerce, agriculture, handicrafts, etc. will flourish. I'm afraid that when the time comes, I'll count the money and get cramps. . .

This is Li Sanjian's initial plan.

Of course, this is still a complicated matter, involving all aspects, not a day's work, not overnight.

But a journey of a thousand miles begins with a single step, so Li Sanjian must do so at this time.

At this time, a Qian official raised a question, if he was replaced by another official, he would have been reprimanded a long time ago, but Li Sanjian was still relatively easy-going, so he just told him to do it.

"Li Fuzun... Small... Small... Thank you so much! ”

"Li Fuzun deserves the name of 'Blue Sky and Bright Moon', and he really thinks about the people and the people of the world."

"Li Fuzun...

When the businessmen heard this, they were overjoyed, and they all praised Li Sanjian's move, and some even shed tears of gratitude.

In the past, the harsh taxes and miscellaneous taxes overwhelmed the merchants, so it became more and more difficult to buy and sell, and it was a fluke to be able to make money after a trip.

Of course, many businessmen also passed on the excesses and miscellaneous taxes to the common people.

Some of the goods were resold and the price increased several times.

As we all know, the lower the price of goods, the better the quality, the easier the trade to do, at this time the quality of goods in Quanzhou remains unchanged, if the price of goods can drop significantly, it will give them countless benefits, how can the merchants not be happy? Not ecstatic? Why don't you become more and more grateful to Quanzhou Taishou Li Sanjian?

"Don't be too busy thanking me, everybody." Li Sanjian then smiled and said: "Due to the floods in Quanzhou, the roads have been washed away a lot, and many roads have been blocked, but everyone, this official has ordered people to dredge most of the roads in the past few months, and has been leveling and building new roads, so your eyes do not have to be limited to Quanzhou City, your eyes should be farther away, you can go to counties, townships, towns, and villages, to buy goods, do you know that I have a lot of good goods in Quanzhou County, township, town, and village." ”