Tianjin, the director's office of Tianjin Shipyard, five timber merchants and Dong Yun, the director of Tianjin Shipyard, chatted very happily, Tianjin Shipyard needs a large amount of wood every month, and they all need the best wood, so it has also driven the development of Tianjin's timber industry.

The timber supply of the Tianjin shipyard is a big deal, and every month, the Tianjin shipyard spends as much as 200,000 taels of silver on the purchase of various types of timber alone.

This is a very large number, and it is also a very large cake, and each of the five timber merchants on the scene has a large piece of the cake.

Huang Zhiwen is the largest timber merchant in Tianjin and the largest timber supplier to the Tianjin Shipyard, and the timber sold from Huang Zhiwen to the Tianjin Shipyard every month has a payment of 70,000 or 80,000 taels of silver.

Huang Zhiwen's timber is complete, high quality, fair price, of course, and Tianjin Shipyard to do business, everyone has always been very assured, every month on the eighth day, Tianjin Shipyard will pay all its suppliers for the previous month.

This rule has continued from Tianjin Shipyard to the present, there has never been any mistake, and there has never been a delay, this is not only Tianjin Shipyard, all the industries under Liu Jin's command, everyone knows it, and they are all assured, Liu Jin Liu Gongzi's name, no one knows, no one knows.

Doing business with Liu Gongzi, everyone earns money and earns a lot of peace of mind, you don't need to use too crooked thoughts, you just need to do things according to the rules set by Liu Jin, and no one will card your payment or anything like that.

Today is the eighth day of the fifth month, and it is the day to settle the payment of last month, which is also the day that everyone is most looking forward to, so on this day, everyone came to Tianjin Shipyard very early.

According to the rules, first of all, they have to go to the procurement department of Tianjin Shipyard to check the number of the previous month, and after the number is not wrong, they will come to the factory director and find the factory director to sign, and after the factory director has signed, they can go to the finance to receive the silver.

Such a management method also adopts the management method of the company system of later generations, with a clear division of labor between various departments, mutual supervision, and regular spot checks to prevent internal corruption.

Huang Zhiwen, Xiaozhou Jin, Chen Li, Liao Hua, and Xie Yunming, five timber merchants, had already gone to the purchasing department early to check the trees of the previous month, and now they are waiting for the factory director Dong Yun to sign and receive their own silver.

"Mr. Dong, a new seafood restaurant has recently opened here in Tianjin, which is said to be quite good, let's try it together in the evening?"

Huang Zhiwen said to Dong Yun with a smile.

"Yes, I've heard that the dishes are very special, and more importantly, there is something special in them."

Xiao Zhou Jin also said with a smile.

"I appreciate your kindness next time, I've been busy building a second branch recently, and when I'm done, I'll do it, please rub it together."

Dong Yun said with a smile while carefully reviewing the number of their payments and supplies in the previous month.

The business of Tianjin Shipyard is very busy, and now it is also starting to build a branch, and the new branch is ten times the size of the current one, and there are too many things to be busy.

"How dare you be the east, when the time comes, I will be the east, and everyone will get together together."

When Huang Zhiwen heard this, he and several other people around him glanced at each other, of course they knew about the Tianjin Shipyard branch, and they had already inquired clearly, the scale of the branch was ten times that of the current one, and the wood needed would be more at that time, which meant that they would earn more silver.

They are now also looking for Dong Yun to eat and drink every now and then, and visit the Qinglou Chu Pavilion, not for this matter.

The business of Tianjin Shipyard is easy to do, and everyone naturally wants to make more money, so it is indispensable to talk to this Dong Yun in front of him, although this Dong Yun was just a broken craftsman before, but now he is the director of Tianjin Shipyard, holding everyone's way to make a fortune.

"Yes~Yes~"

The others also nodded their heads and said.

"There is no problem with the number~"

Dong Yun read it carefully, there was no problem, and he happily signed on it.

When the five people saw that Dong Yun had finished signing, they all smiled happily, Tianjin Shipyard is so good, just say one is one, talk about credibility, and do things according to the rules.

Don't think about relying on some shady means to make money, otherwise the largest timber supplier of Tianjin Shipyard in the past will be the best end, and I will regret it for the rest of my life.

As for eating and drinking, this is within the rules, entertainment is inevitable, and Tianjin Shipyard has said that many managers still have entertainment fees, which is allowed.

"There's one thing I want to tell you~"

Dong Yun thought about it, and quickly thought of an important notice sent from above.

"Daming First Bank, I don't know if you know?"

"I know, I know~ the first bank of Daming that just opened recently~"

Huang Zhiwen nodded with a smile and said.

The first bank of Daming first opened a branch in Beijing and Tianjin, the branch in Tianjin is placed in Tianjin New Town, built more magnificent than the Beijing branch, recently opened, that is also attracted the attention of the whole Tianjin, but for what the bank does, we still don't know it now.

"That's right, this Ming First Bank is also opened by our Liu Gongzi, behind it is also the current Son of Heaven and His Royal Highness the Prince, its main business is financial services, one is that everyone can deposit their silver in the Ming First Bank, and there is a certain interest every year to make money."

"The other is that if you lack funds and have collateral, you can borrow from the first bank of Daming, and the interest is very cheap, which is about one cent a year."

In accordance with the above requirements, Huang Zhiwen also introduced the business of Daming First Bank to these businessmen to see if he could pull some customers over.

"Is there interest on saving money?"

"Is this loan really only about a cent of interest a year?"

When Huang Zhiwen, Xiao Zhoujin and others heard this, their eyes suddenly lit up slightly, doing business, that doesn't need silver to turnover, especially doing business with a big factory like Tianjin Shipyard, a business of tens of thousands of taels of silver a month, where can you do without silver.

I really haven't heard of this interest-bearing loan, you must know that in this era, the loans are basically the kind of nine out of thirteen, all of which are usury, so under normal circumstances, everyone will not borrow money unless it is absolutely necessary.

"Of course, this is Liu Gongzi's industry, and the big proprietor behind it is when today's prince and His Royal Highness the Prince, everyone also does business with us for not a day or two, and we all know that we have always said that one is one, and the word reputation is more important than anything else."

Dong Yun nodded very solemnly and said.

When Huang Zhiwen, Xiao Zhoujin and others heard this, they all nodded along with it, and many industrial reputations under Liu Jin have spread, although there are many rules and requirements, but as long as you do things according to the rules and requirements, everything else is easy to say.

Unlike some small factories and small workshops, it is difficult to do business, on the one hand, you are asked to have a low price, and on the other hand, when you pay, you will swallow it slowly, there are no rules, and there are some people who rely on the power behind their backs to buy and sell something.

"Liu Gongzi is also asking for it, and all the business of our Tianjin Shipyard from this month is also to be connected with the first bank of Daming, so when the payment is made, we will first give you the silver ticket of the first bank of Daming, and you will take the silver ticket to the first bank of Daming to withdraw money."

"I want to make this clear to you first, so as not to cause any misunderstanding."

Then Dong Yun also said the key point, that is, the payment for the goods on the shipyard's side will only pay silver bills in the future, and if you want to get the silver, you have to go to the First Bank of Daming to withdraw it.

"No, no~ We have always been convinced of Liu Gongzi's work, and we are willing to do business with Liu Gongzi."

Huang Zhiwen, Xiao Zhoujin and others glanced at each other, although they said so on the surface, they were still a little worried in their hearts, worried about whether this Daming No. 1 Bank was reliable or not.

"Then I'll thank you for your support for Liu Gongzi first."

Dong Yun expressed his gratitude with a smile on his face.

Soon, five timber merchants, including Huang Zhiwen and Xiaozhou Jin, came to the Finance Department of Tianjin Shipyard with Dong Yun's signature.

"Mr. Huang, this is your payment for the goods last month, a total of 85,000 taels, this is the silver ticket of the First Bank of Daming, you click on it~"

With the signatures of the purchasing department and the factory director, the financial department has carried out some accounting, and the payment for the goods is very readily paid to Huang Zhiwen.

In the past, it was quite troublesome to pay, 80,000 taels of silver, all of which were boxes and boxes of silver, and the financial side needed to be transported by car, Huang Zhiwen and Xiaozhou Jin also brought carriages and escorts.

But now it's different, take out a brand-new, brand-new silver ticket, just count the numbers on it, 85,000 taels of silver, that is, a few stacks of paper.

Huang Zhiwen looked at the pile of papers in front of him, and always felt as if he had been fooled, but he quickly took the silver ticket and looked at it carefully.

"This silver ticket is very exquisite, and it is completely different from the previous silver tickets."

Huang Zhiwen also brought a special account room over, and the account room was busy counting these silver tickets, and soon the statistics were found to be 85,000 taels of silver tickets.

The numbers above are very easy to recognize, and they are also very easy to calculate, very convenient, and they are quickly calculated, and they do not need to be as before, and they are busy for most of the day to be able to calculate the weight of the silver, etc., and pay attention to distinguishing the fineness of the silver, etc.

"Master, there is nothing wrong with the total number of silver tickets, but these silver tickets can really be exchanged for silver at the First Bank of Daming?"

Huang Zhiwen's account room looked at a pile of silver tickets, and he always felt weird, he couldn't see the silver, and he was always unsteady.