With such anti-counterfeiting technology, it is indeed too difficult and too difficult to counterfeit. ”

Zhu Houzhao pondered, and also nodded and said.

The anti-counterfeiting of this silver ticket, it is anti-counterfeiting from all aspects, materials, inks, watermarks, colors, absolutely are the technology that has not been mastered in this era, if it is not for the gold finger, Liu Jin will not succeed in creating such a beautiful silver ticket.

"With such a silver ticket, then our business handling is much simpler, someone comes to our bank to withdraw silver, we only need to give the silver according to the amount of the silver ticket, simple and trouble-free, even if it is opened all over the Ming Dynasty, there is no problem at all."

Xu Guangzuo thought about it and immediately discovered the benefits of this kind of silver ticket, because this kind of silver ticket does not rely on secret and endorsement to prevent counterfeiting, and it has universal versatility, so it is more liquid and convenient to conduct business throughout the Ming Dynasty.

Moreover, when Liu Jin issued these silver tickets, he chose a small denomination very wisely, and did not have hundreds, thousands, or even tens of thousands of denominations at every turn.

This means that these silver tickets can actually be used among the common people, and gradually become the currency used by everyone daily, which is amazing, which means that as long as it is printed, it will be silver, of course, if it is like Comrade Zhu, crazy and rotten printing, it will eventually become a piece of paper.

"That's how I think, that's why I will study this new kind of silver ticket, our first bank of Daming will definitely spread to every corner of Daming in the future, there is no simple, convenient silver ticket is definitely not good, the traditional silver ticket is difficult to meet this demand, so it is necessary to study a new silver ticket."

"Our bank is convenient to work on, and it is convenient for everyone to use, and it has strong liquidity."

Liu Jin smiled, this game of chess is very big, and the ultimate goal is naturally to let these silver tickets invisibly become the currency of the Ming Dynasty and control the currency issuance power in his own hands.

Although it is known as a silver ticket, but it slowly circulated, the currency power is invisibly in the hands of the First Bank of the Ming Dynasty, and at that time, it is not so easy for the imperial court to recover this thing, because the major shareholder of the First Bank of the Ming Dynasty is the emperor and the military generals of the dynasty.

It is impossible to make them spit out the fat in their mouths, unless they meet a fool and become an emperor.

"I'll show you something again."

Then Liu Jin took out pieces of round silver shiny things from the box next to him.

"What is this?"

Xu Guangzuo looked at the round thing in his hand, and he naturally saw it at once, this thing was made of silver, and the silver was shining, and he knew it at a glance, but it was the first time he had seen silver made into this shape.

And there are very exquisite pictures engraved on both sides of it, and the front is printed with the jade seal pattern of the Qianqing Palace that is about to be built, well, this is also Liu Jin's propaganda in advance, and it also symbolizes the highest power center of the Ming Dynasty.

At the same time, it is also engraved on the first bank of the Ming Dynasty, one yuan, the twelfth year of Hongzhi and other words, followed by the reverse, the reverse side is also engraved with a very exquisite picture, the picture is the head of the Hongzhi Emperor, and it is also written on the Ming Hongzhi twelve years, one yuan, the first bank of the Ming Dynasty, etc.

"Why did you make this silver like this?"

Zhu Houzhao looked carefully at the silver dollar in his hand, thought about it and asked.

"The silver we use in the market now is of all kinds, including official silver minted by the imperial court, private silver minted by private individuals, and fragmented broken silver, all kinds, and the silver content in the silver is also different, some have high silver content, and some have low silver content, which is very unfavorable to the daily business development of our bank in the future."

"Therefore, we must mint a unified system of silver dollars to facilitate the circulation of the market, and also to facilitate the development of our banking business."

"The reason why you have to cast this shape is because without a certain amount of technology, you simply cannot make such a beautiful silver dollar."

Liu Jin thought for a while and said, he traveled to Daming, and felt that the biggest headache in this era was the conversion of this currency, all kinds of currencies, copper coins are divided into countless kinds.

There are copper coins minted in the previous dynasty, copper coins minted in the current dynasty, and copper coins minted by private individuals, all kinds, and the content of copper is also very different, so when the copper coins are used, we should also pay attention to which kind of copper coins are used, if it is a copper coin with too little copper content, everyone is unwilling to accept it.

As for this silver, its value is greater, so there are more kinds of silver, miscellaneous, various, very chaotic, every time Liu Jin's many industries make financial reports, it is a heavy job, and Liu Jin sometimes is not easy to find out the moths in his own industries.

Since it is necessary to open a bank and get a silver bill, it is necessary to make a silver dollar accordingly, and the production of silver dollars is relatively simple, and the most important thing is to rely on a press machine to directly press out the silver dollars.

Of course, don't look at this technology is very simple, it is still an advanced technology for this era, and even if it is an officially made silver ingot, its quality is extremely poor.

Anyone who has seen silver ingots knows that silver ingots are definitely not as beautiful and shining as they are on TV.

The real silver ingots are actually not smooth, and there are even many pores at the bottom, all of which in the final analysis is still the ancient casting technology is not up to par, which is why casting cannons is a technical work, because the ancient technology is limited, it is difficult to manufacture castings without bubbles.

The silver dollar made by Liu Jin is different, the technology it uses is the technology that Liu Jin exchanged from the gold finger, the silver dollar minted does not have any bubbles, the pattern is very exquisite, and the silver content of the silver dollar is very high, and there is a crisp sound when you blow it gently.

"Whew~"

Liu Jin picked up a piece of silver dollar and put it on his finger, blew it gently, and then put it to his ear, heard a crisp sound, and immediately nodded with satisfaction.

Zhu Houzhao and Xu Guangzuo also followed Liu Jin's example, and with a gentle blow, they heard a crisp sound.

"How much silver is in this silver dollar?"

Xu Guangzuo's eyes lit up, and just listening to this voice, he knew that the silver content was not low.

"Silver eight or nine, copper one by one, the weight is just one tael."

Liu Jin replied, which means that silver accounts for 89% and copper accounts for 11%, and this ratio is also minted with reference to Yuan Datou in later generations.

"What's the amount of silver?"

"Aren't we going to lose money?"

Zhu Houzhao heard this, thought about it and said.

In this era, the purity of silver is generally between 70% and 90%, which involves fire consumption, and the officials and army generals in the following provinces are corrupt and corrupt, so the general content is about eighty percent, and a few are even only seventy percent.

The silver dollar minted by Liu Jin has a silver content of 89%, which is very, very rare to be able to reach this level, and only a very small number of official silver minted by the government can reach this level.

As for some ingots minted by private people, the silver content is even lower, so when everyone is doing business and collecting money, it is also more troublesome, and it is necessary to firm the fineness, weight, etc. of silver, and then the conversion unit is not the decimal system, and it is difficult for people who do not have a certain arithmetic ability to calculate these numbers.

"After all, we opened the first bank of Daming, and the silver dollar minted naturally has to be presentable, otherwise everyone will not accept our silver dollar, and we may lose some money in this regard, but as long as everyone can slowly accept it, in the long run, we will definitely make a lot of money."

Liu Jin thought about it and nodded and said, metal currency is this trouble, such as this silver dollar, it weighs one or two silver, it is completely complete, but some people will use a knife to cut some from below, as long as the silver dollar is cut enough, it can accumulate into a lot, and cut out some silver, as for the shaved silver dollar, it will not affect the use.

In later generations, silver coins and gold coins minted by countries around the world have had such a problem, which is also a problem that cannot be solved, and only after paper money becomes legal tender, metal currency can be regarded as a solution to the stage of history.

This is also why Liu Jin wants to get a silver ticket, because the silver ticket is not afraid of you cutting it, and it is not afraid that you will cut it, anyway, it is all paper, and it doesn't matter if the damage is too serious, but silver coins and gold coins are different, if they are cut off, they will be a little less, and the value will change.

Now it is just a simple and convenient silver coin to be minted, in order to facilitate the development of banking business, there is no unified silver coin, and every silver received has to be distinguished and weighed, which is really too troublesome.

"With this silver note and silver dollar, I am not worried about the bank, but now I am worried about whether our business can be carried out."

"Is this really going to be someone who is going to put money in our bank?"

"Will people be willing to accept our silver tickets and silver dollars?"

Xu Guangzuo looked at the silver ticket carefully, then looked at the silver dollar, thought about it and said worriedly, to be honest, if he had silver, he would definitely not give it to others, after all, it would not be safe at all, and this silver was safer in his pocket.

"Yes, I'm also thinking, Lao Liu, how are you going to start our business, so that everyone can quickly accept our existence."

Zhu Houzhao thought about it and nodded, although Liu Jin spent a lot of thought and effort on silver bills and silver dollars, but it is definitely not an easy thing to let others deposit silver in your bank, as for loans, this is not in a hurry, some people need silver, as long as the wind is released, there must be a lot of people who come to take out loans.

"Hehe, the mountain people have their own tricks, you just wait and see, I'll keep it so that everyone will soon accept our silver tickets and silver dollars."

Liu Jin said very mysteriously and confidently.