Chapter 459, Think it's expensive? Pay in installments

"How much does this kind of courtyard house cost?"

Mr. Lu's own family is very satisfied with such a house, to be honest, he also thinks this house is very good, very clean, and very bright, so he also asked the price directly.

"This kind of house costs 1,000 taels of silver for a set~"

Wang Jinpo hurriedly replied.

"One thousand taels of silver!"

When Master Lu's family heard this, they couldn't help but widen their eyes and said in disbelief.

"Too expensive, isn't it?"

Master Lu's eldest son couldn't help but say.

Although the price of the house here in the capital is constantly rising, it does not need thousands of taels of silver, and you can buy a decent house with a few hundred taels of silver, of course, the premise is that you have a house to buy.

"You're robbing money~"

Master Lu couldn't help but say.

"Mr. Lu, you're laughing~"

Wang Jinpo said slightly embarrassed: "Our house is indeed a little more expensive, but it is definitely worth the money, we have convenient transportation here, and there are private schools, convenient for reading, and there are many factories and communities around in the future, and the appreciation potential here is also very great." ”

"In addition, the water in our house is tap water, this faucet gently turns, the water comes by itself, whether it is washing vegetables, or going to the thatched house, it can be flushed after use, which is very convenient."

Wang Jinpo knew that he couldn't negotiate the price with the customer, he had to negotiate the value with the customer, a set of 1,000 taels of silver, this price was indeed too expensive, but this price was also the price set above, and he had no way to change it.

"But that's too expensive, isn't it?"

Master Lu couldn't help but shake his head and said.

"We can pay in installments here, so it's a lot less stressful."

Wang Jinpo thought for a while and said.

"Installments?"

When Master Lu's family heard this, they were immediately confused.

"The so-called installment payment is a way that you only need to pay a certain percentage of the down payment first, and borrow the rest from the First Bank of Daming first, and then you repay the first bank of Daming on a regular basis."

Wang Jinpo also hurriedly introduced it to Master Lu's family.

"For example, this house, it needs 1,000 taels of silver, you only have 500 taels of silver in your hand at present, you can pay 500 taels of silver first, and the remaining 500 taels of silver will be borrowed from the First Bank of Daming, and then according to the length of the installment, for example, the installment of ten years will ask for the 500 taels of silver, and then calculate the interest, which only needs to be repaid 6 taels of silver every month."

"Can this be?"

Master Lu's family was even more dumbfounded when they heard this, they could even buy a house in installments, pay a down payment, and pay a few taels of silver to Daming First Bank every month to buy this house.

"Presumably Mr. Lu, you also know that the owner of our Beijing Real Estate is Liu Gongzi, so we can have such a discount for everyone, pay a down payment, and pay a little silver every month to buy the house you like."

Wang Jinpo smiled, to be honest, when he first heard about this installment, he was dumbfounded, he could still have such an operation, installment payment to buy a house.

Isn't this afraid that others won't pay back the money?

And this is divided into ten years, ten years, who knows what will happen.

"This is more than six taels of silver every month, it is more than 70 taels of silver in a year, and it is more than 700 taels of silver in the past ten years, this installment is not very good, it is better to pay it all at once."

When Master Lu heard this, he couldn't help but shake his head.

"Mr. Lu, maybe everyone in Beijing still understands the benefits of this installment, in Tianjin, installment payment is very popular, and many people like to buy a house in installments."

"Because you only need to pay a down payment, and pay back a little bit every month, you can enjoy a better life in advance, and the interest paid is actually very low.

Wang Jinpo smiled and said.

"That's the same~"

Master Lu nodded, then thought about it and said, "Take us to see that suite, this house is too expensive, I really can't afford it." ”

"Okay, no problem~"

Wang Jinpo nodded, and then took Master Lu's family to visit the suite and take a look.

The design of the suite is similar to that of the suites of later generations, with an area of more than 100 square meters, and although the sparrows are small, they are all well-designed.

The model room of the suite is also very exquisitely furnished, with tiled floors, white walls and ceilings, glass chandeliers, warm rooms, etc., so that you can instantly like such a small home.

"I like my house so much, although it is small, but it feels like home~"

The daughter-in-law of Master Lu's eldest son looked inside and out a few times, and the whole person couldn't help but say, and then took her husband's hand, the meaning was too clear, that is, no matter what, she had to buy a house like this.

"This house can't reach the sky, it can't reach the ground, it's not grounded, what's good."

Master Lu doesn't like this kind of house very much, because this house is very small, and it takes several such houses to have one acre of land, and there are houses on top and houses below, all of which are not grounded.

"Mr. Lu, you are wrong, this house is precisely because there is no grounding, so there will be no moisture, and these houses are designed with heating systems, in winter, the water in this boiler is boiled, and the house will not be cold at all."

When Wang Jinpo heard this, he also said with a smile.

"It's not good, it's not good, what's so good about such a house."

Master Lu still couldn't help but shake his head, he didn't like such a house, he always felt that he was not grounded, if this person was not grounded, it would be unlucky, and this house was built so high, if it collapsed, people would be crushed to death, and if the earth dragon turned over or something, there would be no place to escape when the time came.

"How much does this house cost?"

The daughter-in-law of Master Lu's eldest daughter-in-law liked it very much, and hurriedly asked eagerly.

"This suite is very cheap, only two hundred taels of silver for a set~"

Wang Jinpo hurriedly replied.

"Two hundred taels of silver for a set, such a house also costs two hundred taels of silver for a set, this is a money robbery~"

When Master Lu heard this, he immediately couldn't help but blow his beard angrily and glare.

That kind of courtyard-style house sells for a thousand taels of silver, and he is not so angry, because he thinks that kind of house is still quite good, the only drawback is that it is expensive, but it is also expensive and people like it.

But what about this house, a house hanging in the air, which does not touch the world and does not touch the ground, even sells for two hundred taels of silver, which is simply outrageously expensive.

"Dad, this house is only two hundred taels of silver, very cheap, you can buy a few sets at once, so that the brothers have their own houses, and you can also tell the second uncle about family affairs during the New Year, and you can also handle the third uncle's family affairs next year."

When the daughter-in-law of Master Lu's eldest son heard this, she was overjoyed, but she knew that Master Lu had also prepared a few hundred taels of silver to come to the house this time.

Originally, I was thinking about whether I could buy two houses, so that when the three sons were counted, there would be three sets of old houses, one for each person, and they would all be able to start a family.

Hearing her words, Master Lu was also slightly stunned, and what he said seemed to be very reasonable, two hundred taels of silver for a set, compared with that kind of courtyard-style house, it is still very cheap, and you can buy three sets of silver in your hand.

"But such a house, two hundred taels of silver a set, it is too expensive~"

Master Lu thought about it, but he still couldn't help but shake his head and said.

"It's a little expensive, but it's really good."

"The houses here in Tianjin New Town are all such houses, and no one says that such houses are bad, and this house is a house built of reinforced concrete, it is very strong, there is no need to worry about collapse, and there is no need to repair it."

"Of course, if you think it's expensive, you can also pay it in installments, with a down payment of one hundred taels of silver, and the remaining one hundred taels of silver to be repaid in ten years, and one tael of silver every month is enough."

Wang Jinpo smiled and said, once again sacrificing the artifact of installment payment.

More than 200 taels of silver, but after paying in installments, you only need to pay 1 tael of silver this month, which sounds like this house is very cheap.

A tael of silver a month is nothing to people here in the capital, and now there are many factories and workshops in the capital, as long as you go to work, there is no problem at all to earn a tael of silver a month.

If you can enter the Xishan coal industry, the Beijing cement factory, the textile factory and many other industries under Liu Jin's command, then the income will be even higher.

And in the past, men made money, but now many textile factories in the capital are recruiting female workers, and women can also make money, although less than men, but it will not be too far behind.

So in the end, if the two husbands and wives work together, there is no problem at all in repaying the mortgage of one or two pieces of silver a month.

This is just for ordinary people in the capital, who can buy a house, generally have a good income, and the income is higher, and one or two silver a month is even more meaningful.

"Is it okay to pay back a tael of silver every month?"

When the Lu family heard this, their eyes widened slightly, they originally thought that this house was expensive, but when they heard it, they would repay one or two pieces of silver this month, and they suddenly felt that this house didn't seem to be very expensive.

"Yes, a tael of silver a month."

Wang Jinpo smiled and said, in fact, many of the houses in Tianjin New Town were bought by employees of many industries under Liu Jin, and everyone likes to pay in installments, pay a down payment, and pay the rest slowly, which is definitely very cost-effective.

"Buy~Buy~"

"Dad, just buy this house~"