Chapter 355, Daming First Bank
Chang'an Street, the most prosperous and central street in Beijing, runs north-south along the entire Chang'an Street, the north end goes all the way to the main entrance of the palace, and the south end is to the drum tower, which has always been the most prosperous and lively place in the whole capital.
The people around Chang'an Avenue are also the powerful people in the whole capital, so the consumption energy of this area is naturally undoubted, and it is the place with the strongest consumption capacity in the whole capital.
The ancient and modern buildings of the entire Ming Dynasty are on this street, and the flashing glass windows reflect a dazzling light under the sunlight.
At this time, on the opposite side of the ancient and modern building, a building covering a wide area is in the process of intense renovation, this building is the same as the ancient and modern building, the same as the ancient and modern building, the same as a large number of glass windows, the use of a large number of glass products for decoration, embellishment, it looks very tall, and even faintly there is a trend of surpassing the ancient and modern buildings.
So although it is still being renovated, it has already attracted a large number of people to stop and watch, wanting to see what kind of business is being done here, and the owner is willing to spend so much silver to decorate.
"Daming First Bank?"
The huge plaque hung and everyone recognized it at once.
Just looking at the words on it, everyone knows it, but together, everyone is dumbfounded again, what is this bank?
What exactly does this bank do?
Everyone's minds are full of doubts, there is no doubt that it is so tall and tall, compared with the ancient and modern buildings opposite, and renting such a large store in such a prosperous core area, it must be a big deal.
But what exactly does this bank do? For the time being, no one knows.
"Lao Liu, we need to be so high-profile when we open this bank?"
In the building, Zhu Houzhao, Liu Jin, and Xu Guangzuo visited the soon-to-be-opened Daming First Bank, and they also chatted.
In addition to the Qinglou Chu Pavilion and the like, most of the other people from all walks of life believed in the principle of low-key and low-key, and they were afraid of being recognized when doing business, and sometimes they even had to stretch each other's sleeves into each other's sleeves to compare with their fingers.
It can be seen that the ancients generally did not like to publicize their business, especially this bank, which is even more so, and the low-key can no longer be low-key, for fear of attracting attention.
Of course, this is also a habit summed up by businessmen in the past dynasties, the rich can't do the right, too rich, become a fat pig, will definitely be slaughtered, so even if there is money, it is to be as low-key as possible, and making a fortune in a muffled voice is everyone's creed.
Liu Jin is good, to open a bank, he actually chose to do business in the most prosperous and core area in the most publicized way, and I wish everyone in the world knew about it.
"Your Highness, we are opening a bank, not a bank."
Liu Jin reluctantly emphasized again.
"Yes, yes, it's a bank, it's a bank."
Zhu Houzhao smiled and said.
"The bank we opened is naturally to be placed in the most conspicuous position, and it is best to let everyone know about our existence, so that we can quickly start various businesses, so in the future, we will open a branch in every city of Daming First Bank, we must choose the most prosperous, the most core area to set up, so that everyone can see the strength of our Daming First Bank, so that we will trust us."
After thinking about it, Liu Jin also said his thoughts, the banks of later generations, they are definitely opened in the most conspicuous position, so that everyone can find it very easily, and it is convenient to handle all kinds of business.
"Brother Liu, what I'm most worried about now is whether our bank's various businesses can be handled, especially this savings business, will anyone be willing to deposit the silver in our bank?"
Xu Guangzuo on the side thought about it and said what he was worried about.
"Don't worry, as long as we can build credit, we will be anxious about how to use these deposits, after all, we have to pay interest on the deposits, and if we don't take out a loan, or take it out to invest, we will definitely lose money."
Liu Jin said very confidently.
"Come, take a look at our latest printed silver ticket~"
Then Liu Jin took the two to the back of the bank, where a large number of staff were constantly busy, Liu Jin picked up a stack of silver tickets, and said to Zhu Houzhao and Xu Guangzuo with a smile.
"This silver ticket?"
Xu Guangzuo picked up a silver ticket and looked carefully, the touch of the silver ticket was very thick, there was a crisp sound with a light flick, and the toughness was also very good, the most important thing is that the pattern on it was printed very exquisitely.
The silver ticket is not big, and the banknotes of later generations are about the same, divided into 1 tael, 2 taels, 5 taels, 10 taels, 20 taels, 50 taels, 100 taels of silver bills, each kind of silver ticket size is not much different, the color is different, the largest face value of 100 taels of silver tickets is printed with purple as the main color, exquisite, and there is an obvious sense of concave and convex on the paper.
The patterns of the silver tickets of each denomination are also different, and the top of the face value of the 100 taels of silver tickets is printed with the pattern of the Great Wall, which is very fine, and everything can be seen clearly.
"Tsk, it's just ingenious, and the printing is so fine, it's incredible."
Xu Guangzuo couldn't help but sigh after reading it, and then took out a silver ticket of the Four Seas Money Village from his arms, and immediately felt that the silver ticket of the Four Seas Money Village could not be taken out at all, and there was no comparison with the silver ticket in front of him.
"Lao Liu, what do you use to identify the authenticity of this silver ticket?"
Zhu Houzhao is also carefully watching these silver tickets, the beauty of the silver ticket printing is not the key, the key is to be able to distinguish the authenticity, so that there is no way to use fake silver tickets to set money from the First Bank of Daming.
"Yes, once this bank is opened, this silver will continue to flow in and out, and there will definitely be people who will cost our silver bills and want to take out the silver."
Xu Guangzuo also nodded again and again and said, very concerned about this, open a bank, each bank's silver ticket has its own unique anti-counterfeiting technology, in order to ensure the safety of its own silver ticket.
"The silver tickets issued by ordinary money banks are generally anti-counterfeiting by means of secret deposit and endorsement, which are very simple and practical, and the anti-counterfeiting effect is also very good."
"However, it does not apply to our Daming First Bank, because we issue a fixed face value of silver bills, as long as someone comes to our bank with this kind of silver bill, we will give them the same amount of silver, so in terms of anti-counterfeiting, we mainly rely on technology to prevent counterfeiting."
Liu Jin said with a smile.
It is not easy to get the right to issue this banknote, because the imperial court will definitely not allow it, so it can only be replaced by silver tickets for the time being.
Although it is called a silver ticket, Liu Jin made it as a paper money, and exchanged a lot of banknote printing techniques from the golden finger to print this silver ticket.
"Technical anti-counterfeiting?"
Zhu Houzhao and Xu Guangzuo were slightly stunned, and immediately became interested.
"Look at this paper, it is not ordinary paper, but a special paper made by me, I added cotton and linen to it, so the quality of the paper is very good, and even if it is soaked in water, it will not rot easily, this kind of paper, others can not make it at all, this is the first anti-counterfeiting means."
Liu Jin took the silver ticket and began to introduce it in detail, and while introducing, he also gently flicked the silver ticket, which was basically the same paper as the paper used to print banknotes in later generations.
Hearing Liu Jin's words, Zhu Houzhao and Xu Guangzuo looked carefully, and soon discovered the special nature of this paper, even if the rice paper was much worse than it.
"Look at this white blank space, and then you can see an avatar by light?"
Then Liu Jin began to introduce watermarks again.
"yes, you can see it."
"It seems that it is still Your Majesty~"
Xu Guangzuo and Zhu Houzhao took the silver ticket and looked at the place where there was light, and immediately saw a clear avatar, which was very similar to the current Hongzhi Emperor.
"This is the second anti-counterfeiting technology, which can be called a watermark, and it is also a technology that only our Daming First Bank can master, and others can't make this kind of watermark at all."
"And you can look at the ink on the silver ticket, these inks are not ordinary ink, but specially developed ink, once it is printed, even if it encounters water, it will not change color, let alone fade, more importantly, such a beautiful color, only we can do, this is the third anti-counterfeiting technology."
"In addition, the pattern on this silver ticket has an obvious concave and convex feeling, which is pressed out by a heavy press, and the pattern is exquisite, and it is difficult for others to do it."
"There are also numbers on this, these Arabic numerals are not randomly made up, the numbers on each of our silver tickets are different, which is also anti-counterfeiting technology."
Liu Jin pointed to the details on the silver ticket, and at the same time introduced the many anti-counterfeiting technologies of the silver ticket to Zhu Houzhao and Xu Guangzuo in detail.
With the gold finger in hand, it is not too simple to engage in some anti-counterfeiting construction.
"This..."
Zhu Houzhao and Xu Guangzuo were dumbfounded, they just thought that this silver ticket was very beautifully printed, but they didn't expect that there was so much knowledge in it.
"No wonder Brother Liu, you can be so confident, if you want to create a fake silver ticket, it's almost impossible."
Xu Guangzuo couldn't help but sigh after hearing this, such a powerful anti-counterfeiting technology, it is estimated that only Liu Jin can do it in the entire Ming Dynasty.
"Of course, it's not for nothing that I have so many skilled craftsmen under my hands, and if we find that someone dares to forge our silver tickets, we will naturally not be polite, under multiple means, there is no problem with keeping."
Liu Jin said very confidently.